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February 20, 2021

How dangerous is it to be a mobile notary?

Filed under: Business Tips — admin @ 4:14 am

How dangerous is it to be a mobile notary? We have written other blog articles on the topic. The answer is — not very dangerous. But, there are some dangers and the trick is to know how to safeguard yourself.

1. Neighborhoods
If you go to a bad area at night, that is mildly dangerous. You are more likely to get hit by a truck than have a problem in a bad neighborhood, but you know how people feel. Speaking of which, I actually got bumped by an 18 wheeler. No damage was done because the angels were protecting me — thanks angels! It was on a highway in stop and go traffic. I was stopped, but he took his foot off the brakes as he was daydreaming and bumped me at half a mile per hour.

2. Crazy people
The only serious issue we had with a notary was the one who was pushed down a short flight of stairs because the borrower didn’t like his APR. That was one Notary out of 65,000 we have listed in our history. So, the risk level is low, unless… someone doesn’t like their APR. Go over the stats by phone before you get to the signing. Also, if at a signing, make sure you either know your escape route, or make sure you are bigger than the other people there — or both.

3. Animals
You are more in danger from animals. Humans who can’t behave are already generally in prison. But, someone could have a crazy pet who bites you or chews on your clothing, or pees on your leg. It it happened to you, it would not be the first time. There was another story about a pit bull running wild in a neighborhood and a borrower came out of his house with his gun drawn when the notary came. He had to explain what happened to the notary who was going to protect himself by brandishing his embossing seal.

4. Accidents
Accidents are a fact of life, flat tires, breakdowns. People can die in accidents. We haven’t had any notaries die of accidents or anything other than cancer or old age, but it could happen.

5. Court Cases
Notaries don’t discuss this much on forums, but 1 in 7 long term notaries who is active has had to appear before a judge because of a notarization they did. There were two notaries in Oklahoma who lost their commission because they failed to administer an obligatory Oath to their clients for an Affidavit they notarized. They are lucky they didn’t get locked up. One notary in Sacramento committed identity fraud and got locked up. In total we have had two criminal Notaries who engaged in purposeful fraud and got locked up. Two out of 65,000 is not that bad, not to mention another who allegedly stole OxyCodene from a signer and was not arrested.

6. Covid19
No Notary has died of Covid19, or even gotten sick on the job as far as we know. They went overboard taking ridiculously over-kill type precautions that ruin the fun of notarizing. Many notarized outside or wearing suffocation inducing N-95 masks to be “safe.” How safe are you being if you can’t breathe? Others sat 10 feet away from the others or did notarizations on their trunk or in their car. Such insanity is just plain insane, but nobody got sick to our knowledge. In fact, only a handful of Notaries reported having been sick with Covid19 to us and they got better after a few weeks and didn’t have any serious symptoms other than losing their sense of taste. In those interior states, the food is so bland that losing your sense of taste won’t affect you that much.

7. Notaritus
I just made up this disease, it is not as bad as “Stamp Elbow” but is the next worst thing. It is an infectious disease that only Notaries get. I’m not sure what the symptoms are as this is an imaginary disease. I’ll think about it.

8. Getting sued for using someone’s business name
This almost happened to a client. But, the person who trademarked the name came after my server company which created a huge headache. I have no problem removing a business name from our site, but do you have to call in the national guard over such a small issue?

SUMMARY
So, what is the most dangerous of all the things that can happen to a Notary? I would say that the legal risks are a huge risk. Although if you are very cautious about how you do your work and avoid hospital signings you will lower your risk. Crazy people would be next as we have a serious injury recorded. I would then say that animals are the next most dangerous although they normally don’t kill you. Many Notaries feel “safe” because they are wearing an N-95 mask, but that only protects you 50% from a disease that hasn’t killed any Notaries known to us so far. But, it will not make you safe from court cases, animals, or crazy humans. So, let’s focus on real dangers and not ones that you have been brainwashed into believing are the only threats to your existence.

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February 13, 2021

Fighting tyranny my way

Filed under: General Stories — admin @ 3:14 am

In order to fight the Marxismization of the USA, and tyranny, we must understand the power structure and how to apply pressure at the various levels of the chain of command.

TOP: Deep State & State Supreme Court Judges

MIDDLE: Governors

LOWER: Police & Sheriff & County Health Departments

LOWER(ER) Businesses subjected to unfair restrictions

LOWEST: We the people!!! (low, but dignified)

CHECK & BALANCE: Federal courts sometimes can help resolve local issues. I am not an Attorney and don’t know how that works. but, our checks and balances have been infiltrated by Marxists who oppose freedom of religion because it would be “suicide” according to a Federal circuit court in regards to a California case about freedom of assembly within religious buildings.

HOW I SEE IT

The deep state appears to be bribing judges and governors in many if not all states. Nobody quite knows who they are or how to stop them… for now. China might possibly be involved too. My psychic senses tell me the deep state is a bunch of rich board members who mostly live in Idaho who want power (but live off the grid so they have to generate their own power.) Unless you are a very good spy, it will be hard to figure out who the deep state is, but I think Trump is working on it.

The Supreme Court can shut down the power of a Governor to make executive orders, but they very rarely do, and when they do, they take forever. In California it took eight months for them to stop Newsom from making executive orders that contradict existing legislature. However, he still has orders that contradict with laws about discrimination against people with breathing disabilities via his face mask order.

The police in Los Angeles DO NOT enforce Covid related laws. They also do not protect us from discrimination as they see that as an issue for Attorneys.

The health department can shut down restaurants for disobeying orders that are arbitrary, tyrannical and unconstitutional that did not go through a system of checks and balances.

We the people in California sit and watch our rights being stripped from us by autocrats and oligarchies that do not function in an American system of checks and balances made by arbitrary orders that are not even laws and are far from constitutional as they normally violate our liberty and our freedom to assemble.

THE SOLUTION
California’s solution is to recall the governor, and we have gotten almost a million signatures. But, recalling takes time, and there is no guarantee that the next idiot in charge will be any better than the original as they are controlled by the same deep state and are not subjected to a system of checks and balances as the court system is limp and mainly dysfunctional.

I suggest a system of concerned citizens putting pressure on all levels of the system.

We should put daily pressure on the police and sheriffs to protect houses of worship from tyrannical shutdowns and allow businesses to function normally with full rights.

We the people should put pressure on the health department to not enforce covid-19 restrictions. The penalty for non-compliance with citizen demands would be severe harassment, protests and mass civil disobedience.

Restaurants, stores, churches, and other entities should stay open and defy oppressive attempts from authoritative organizations to suppress them. Fines for noncompliance should not be paid out of principle no matter what the consequence — even if it is jail time.

The supreme court judges or justices should be tried on charges of treason for failing in their duty to provide checks and balances and stop unconstitutional orders from being originated.

SUMMARY
The basic problem of the disaster of California is seen as a problem with a single human being — namely Gavin Newsom. He is a big problem, but I believe he is only responsible for less than 1% of California’s problems with unfair executive orders. The remaining percent of the problems are due to the fact that the courts allow him to do anything, law and health enforcement don’t stop him, and we the people sit and do nothing.

Covid-19 restrictions are not something temporary that will just go away. They are part of a larger undermining of American freedom and government that will strip us of our rights, money, freedom, government, culture, and anything that means anything to us. We will be completely destroyed if we don’t fight back. You cannot rely on Donald Trump alone to save you because he hasn’t saved anyone. Biden will sell us down the river. It is up to we the people to save America. Start putting pressure on the various levels of authority now!

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February 8, 2021

What does it mean to “defend” the constitution.

Filed under: General Stories — admin @ 12:01 am

Police officers, Notaries Public, and other officers and employees of the state often have to take an Oath of Office. We normally swear to defend the constitution against all enemies, foreign and domestic at a minimum. California Police Officers also swear to defend the state constitution. They do NOT swear to defend the people, protect or serve however.

My questions are:

1. When was the last time you saw a Police Officer defend the constitution?
2. When was the last time you saw a Police Officer read the constitution?
3. What does it mean to “defend” the constitution?
4. As a Notary Public, you swore to defend the constitution, what situations do you encounter as a Notary where you need to defend the constitution?

“Don’t sign that contract of sale, that will violate the separations of powers clause in the constitution!!!”

As a Notary Public, you will not be in vocational situations where you need to defend the constitution. However, you need to make sure you ID people correctly and handle situations in a sensible way — and sensible doesn’t always seem sensible and might not occur to you without deep thought about various ways you could handle a situation.

Police Officers are capable of arresting people and deal with politicians regularly. If someone violates the constitution, they would most likely be a Mayor or Governor who makes an unconstitutional order. They might be a legislator who makes an unconstitutional law, or a judge who judges a situation in a way that is not consistent with the constitution. They could also be in charge of state infrastructure (like a school) and violate people’s right to free speech, assembly, dress code, etc. Law Enforcement Officers might also violate people’s first amendment rights.

Recently, we have seen people get arrested for going to the beach, going to the park, and kids were threatened by the park police for playing soccer during Covid19. Although kids don’t die of Covid-19 (more than one in a million), society has prevented them from going to school or even playing. People are not allowed to go to church in California because of Covid19. God doesn’t go on vacation during a plandemic (except perhaps to Cancun if the weather is good), why should churches?

PROTECTING THE CONSTITUTION
So, how can a cop protect the constitution rather than adopting a policy of being neutral and not making waves?

1. If you see someone attacking the constitution, lock the constitution up and put it in a lock box that is dry and safe.
2. If you see a governor violate the terms of the constitution or amendments thereof, inform him of what he did wrong and arrest him/her if they do it again.
3. If a law is unconstitutional, complain to the courts.
4. At a minimum, when there is a violation, make a phone call, send an email, or have a talk with an individual who can do something about it.

But, does protecting the constitution mean that you protect it once during your lifetime during one particular action such as an email that takes five minutes to write. “Dear sir, you violated the second amendment when you asked me for my gun, please refrain from such unconstitutional activities, otherwise we will be compelled to accuse you of treason.”

Or, does it mean taking at least one action every time there is an infraction of the constitution? Can you imagine if every cop or citizen in the USA would jump all over a politician in an executive role, legislator, or someone in the judicial branch every time they violated the constitution? They wouldn’t dare even think about doing it. That backlash would be even worse than the backlash from wearing shoes in an ashram in India!

In my opinion, protecting or defending the constitution means reading the constitution first. How can you defend something if you don’t know what it is? And then making a regular effort to defend the constitution against all enemies foreign and domestic, but more the domestic ones. Kim Jong-Un doesn’t seem to be violating the constitution much these days unless having a bad haircut undermines the 5th amendment and I don’t think it does.

IS IT TREASON OR PERJURY?
If you swore to defend the constitution and then violate people’s constitutional rights, to me in my lay person point of view you just committed perjury on your oath. You swore to do one thing and then did the opposite. Is it treason to violate the constitution in a big way? In my opinion it is as it compromises the moral and legal fabric of America, our home. Without rule of law and our traditions, we end up like Venezuela, China, or various African countries that turned to Marxism and destroyed the integrity of their countries and their economies. One could even argue that issuing an executive order that is unconstitutional is sedition as you are encouraging others to violate people’s rights and hence undermine the legal fabric of America which is very damaging.

So, think for yourself about what defending or protecting the constitution means. Now is the time to stand up and fight for freedom otherwise we might live in darkness for the foreseeable future. Take this seriously.

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February 7, 2021

Face mask laws are illegal and here’s why

Filed under: General Stories — admin @ 3:15 am

Executive orders cannot contradict existing legislation. If they do, the supreme courts can shut the order down. However, the system of checks and balances seems to be on vacation due to bribery or pure laziness, (or stupidity.)

If you enforce a Face Mask Order, in my lay person opinion you are guilty of treason. Why such a serious accusation for such a reasonable action?

1. By enforcing a face mask order as a security guard, etc., you are aiding and abetting a rogue governor acting as a dictator or emperor to violate your right to liberty. Liberty is a constitutional right. If you help someone to violate the constitution, you are personally violating the bedrock for which our nation was founded — and that makes you an enemy of the state which is high treason.

2. Face Mask Orders are not legislation. Enforcing an order which is not a law means you are enforcing a dictation that did not go through the legislative process, is not codified, and was not subjected to any checks and balances — it is arbitrary, and not a law. And with this type of order, the Governor could tell you to do just about anything whether it makes sense or not — and they do. Remember the wet sand dry sand Covid-19 debate? If you don’t, then you need to “follow the science.” (what science? BS!!!)

3. Face Mask Orders violate the Federal Disability Act which stipulates that it is illegal to discriminate against someone with a disability. If you have a heart or lung problem, a liver problem or breathing problem, it might be difficult to breathe or dangerous to wear a face mask. Businesses open to the public must provide reasonable accommodation or modifications to suit those with disabilities. These include handicap ramps, etc. But, the rights of those with heart problems – and there are many, seem to be overlooked. Moreover, nobody seems to care about the effects of my heart problems and the indifference I receive from society — which is heartbreaking (literally) and causes physical discomfort to my heart. Love is good for the heart, cruelty, hatred and indifference are not so good.

Furthermore, it is dangerous for some people to wear a facemask as it can cause rashes, legionnaires disease (which is deadly and arises from bacteria contained normally in water droplets or mist that could be on a face mask. But, your BOC (BLOOD OXYGEN CONTENT) decreases when you wear a mask, and I have seen documentation of a young lady who passed out as a result. There were no warning signs. Her oxygen level took a dive and she just fell. This was documented on youtube just for the record and I don’t remember the person’s name.

Forcing someone to wear a face mask is forcing them to endure deprivation of their LIBERTY, it is dehumanizing for many, it could be considered animal treatment, it is humiliating to be forced to wear something against your will, it decreases your oxygen level which could cause a vulnerable person to gasp for breath (me included) or even lose consciousness. And all of this in the name of alleged safety. Slowing the spread of Covid does not make you safe, it just means that the same amount of people will get infected in subsequent months. How is it safer to die in April rather than in February?

It is not fair to force a healthy person to quarantine or wear a mask or take other protective measures. Liberty means you can do what you want so long as you don’t pose an unreasonable amount of risk to others. You are allowed to drive a car, and you could cause a dangerous accident — but, just as long as you aren’t blind or a reckless driver, society assumes that risk without complaint. You are allowed to drive 65 miles per hour on a freeway while it would save lives if we only drove 10 miles per hour. Society assumes a reasonable amount of risk as it weighs the benefits of driving faster vs. the safety precautions.

Nobody forces a vulnerable person to be in public, but if they choose to do so, they should do so assuming a reasonable amount of risk — the risk that others might be asymptomatic spreaders, or have some other communicable disease. The risk that someone might bump into them on the sidewalk. And the risk that someone might speak to them in French at the cafe at the airport (yes, it happened to me, and I survived.)

I think we should make a law that forbids any ship from leaving the harbor, because it might get in an accident if it goes into the sea. What if the water is choppy, or there is a storm? Therefore ships should just stay where they are and look pretty.

I think that society has lost its ability to reason and be even handed. This will result in the destruction of our nation and tremendous starvation overseas. The vaccine which openly announces is intended to mutate your DNA to help you fight Covid-19 is dangerous and will almost definitely cause widespread and irreversible disabilities, cancer, mutations, and death. So, we are going to endlessly slow the spread by depriving innocent people of their liberty and then the vaccine will be the only thing that can save us — except that the vaccine is actually the one thing that is the most dangerous for us and will cause a million times as many deaths as Covid-19 causes. Remember — only 6% of Covid deaths reported are deaths where the person died from Covid-19 with no comorbidities. That is about 20,000 deaths in 2020 which is less than from traffic accidents and less than six years worth of swimming pool fatalities. When you look at real numbers on real news (non-lamestream media) the situation looks different. To me what is going on is genocide plain and simple and the Americans in their infinite stupidity are buying it hook line and sinker. They will come to their senses far after it is too late.

If you sit and do nothing about face mask tyranny you are betraying America, liberty and justice all in the false guise of “saving lives.” Can you prove to me that you are saving even one life?

Give me liberty or give me death!!!! — Patrick Henry (Virginia)

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January 3, 2021

How do you define “pandemic?”

Filed under: General Stories — admin @ 12:08 am

What is a pandemic, and how do you know you are in one.

LADY: How can you go to work when we are in the middle of a pandemic?
GUY: How do you define pandemic?
LADY: Lots of people are dying. It’s an emergency!!!

There are several facts one should know about pandemics, particularly the “fakedemic” we are in now.

1. Covid19 is real, but only has a high death rate for people over 70, and a few very vulnerable people younger than that.

2. Hospitals get paid several thousand extra per death if they record the death as a Covid19 death. This could be considered bribery, or an invitation to corruption.

3. There are no definitive standards for what constitutes a Covid19 death. Many (roughly 25%) of the Covid deaths happened without the dead party being proven positive for Covid19.

4. The remaining 75% of Covid19 deaths consist of:
People who had Covid before , got over it, and died of something else
People who had Covid, but got hit by a bus, had a motorcycle accident, etc.
Those who had Covid but died of another lung complication such as the flu, or pneumonia
People who died solely of Covid which account for roughly 1-3% of the grand total of Covid19 Deaths.

5. The real total of people who died solely of Covid might be around 20,000, and those who died primarily of Covid might be about 40,000 to 80,000, but not whatever the total is these days which is coming up to 300,000 in the USA.

6. According to Judaism, a Pandemic is defined as an infectious disease that kills 3 in 500 people per day. In California Covid19 kills less than 2 people per Million per day. We would need 4000x the quantity of deaths (not cases) to qualify as a pandemic according to Judaism.

7. According to common sense, a Pandemic would be a situation where all hospitals are overflowing, the military is there, constant sirens, ambulances, helicopters moving the sick to where they could be cared for and moving the dead around. During the worst of the “pandemic” in NYC they did have bodies stacked up in the morgue, and overflowing hospitals. But, they did not use military hospitals. The rest of the country did not have such a drastic or desperate situation.

8. I see a pandemic of insanity, madness, and a lack of common sense. People believe everything the biased lamestream media tells them without scrutinizing the information or comparing it to other sources. We have fake pandemics, fake elections, fake news, fake impeachments, fake genders, and fake food. We seek to solve our pandemic with a man-made fake solution, namely a vaccine.

9. This plandemic is more like a horror movie where the evil scientist with a German accent creates a deadly virus, and has the cure for it locked up in a freezer compartment looking forward to selling it at a huge margin. But, in the end of such movies, the mad scientist gets locked up and the resilient people recover. In our case, the mad scientists are in China and backed by God knows who. I don’t see them going to jail.

10. Due to this plandemic, America has forgotten the hundreds of thousands of brave souls who fought so that we could have freedom, a constitution, and rule of law. Now, we are living under tyranny. States are putting respectable businesses in the food and entertainment industry permanently out of business all in the name of “safety.” The bigger problem is that the system of checks and balances doesn’t seem to be functioning. The courts let governors act as emperors and the people do not complain too loudly, even in gun toting redneck states (yee-haw).

Summary
Unless the people wake up and decide that yes, the constitution, liberty, freedom from tyranny, and a good economy matter (just as much as black lives matter), then we will either not have a country much longer, become Marxist, or have a broken economy, political system, and everything else. We are moving fast in that direction .But, why? Because of a pandemic of irrational thinking, a lack of common sense, and a hundred-fold overreaction to Covid Covid, oh my God Covid!

According to Judaism, the spiritual root of infections diseases are:
1. Improper use of speech such as slander, lying, jealousy, abusive speech and others.
2. Improper sexual behavior such as premarital sex, homosexual behavior, etc.
3. Violent behavior. In America there is a lot of spousal abuse, child trafficking, gang violence, etc.

A vaccine can save you from this current pandemic (maybe), but will not save you from God. If God feels you go around lying, cheating, slandering, and bearing false witness against your neighbor which has been huge, especially in politics since 2014 (much huger than normal in my opinion) then he will get you some other way. You can hide fro Covid, but you cannot hide from God

The contents of this article are some high quality, analytical, back to reality and solid spiritual principles which even atheists can get at least on a moral level. Only 20% of Americans (rough estimate) are thinking logically, the others are completely impossible to reason with and let their fear and emotions dictate their opinions. I do not feel it is safe to have your life run by a majority of insane lunatics. Think deeply about what I just said.

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December 14, 2020

Best positive reviews about our Notaries

Filed under: Reviews — admin @ 12:30 pm

I wrote another few posts about bad reviews and excuses that Notaries made. Now here are some of the best recent good reviews!

Melissa is absolutely amazing and very professional. She saved my closing from falling apart. She picked up on the first ring and took a closing 2 hours before signing. I highly recommend her and will working with her every chance I can! Thank you again Melissa!

I met Laurel and my client in Las Vegas to sign some very important financial documents. She was most professional, on time, great communication and made me look good in front of my important client. I would highly recommend Laurel and will be utilizing her services again in the near future. Thank you very much Laurel. You are the best!

Barbara was courteous prompt and extremely knowledgeable on our settlement!! I had further questions a few weeks later and I called Barbara. She not only answered my questions but went above & beyond to find me the phone numbers I needed!

Christine was amazing! We needed some medical paperwork notarized for my father and she was able to provide witnesses and notarize documents within a couple of hours. She was kind, considerate, and compassionate about my father, yet efficient and professional. I would highly recommend.

Brian is a very kind person. Also easy and fast to work with. He wore his mask and gloves at all times he even let me put Lysol under his shoes before he came in the house. He is such an amazing notary very good to work with!

I just wanted to advocate for Elizabeth because she really shined when we needed a notary last minute, she gladly stepped in made time for us despite her full schedule. She was professional, very COVID conscious and her warm disposition makes her a pleasure to work with. We met our deadline despite our poor planning thanks to her and will be our first choice in the future, thanks again!

Barbara did an incredible job for me! I live in CA and my 91 year old aunt lives in FL. I called Barbara at 9pm her time and she drove an hour and a half each way the next morning to get a Power of Attorney notarized. Her follow-up was impeccable for a couple of additional calls. I highly recommend her as a professional, can-do person! Thank you, Barbara!

Elizabeth contacted me before our signing time and advised me that the documents had not yet been received. She assured me, however, that as soon as she got them she would be in route to my house. She arrived in a timely manner after getting the docs. I understood it wasn’t her fault she was running a few minutes behind. She looked and acted very professional, had a great smile, and was very nice. We got the documents signed in a matter of no time and she was on to her next signing. I recommend Elizabeth for all of your signing needs. Thanks again ma’am.

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December 6, 2020

Notaries and absentee ballots and why this is essential

Filed under: General Stories — admin @ 8:24 am

When I first heard of the debate about having a Notary requirement for an absentee ballot, it seemed sensible to me. The main point of having Notaries is to verify a person’s identity to authenticate the credibility of a signed document, or in this case, a ballot.

Many complained that it was “racist” to require Notaries, or would be a huge hassle. Seeing a Notary in their office takes a few minutes, is fast, and not expensive. The several dollars required to see a Notary does not exclude anyone other than perhaps homeless people.

The essential and critical point of this article is that the states who did require Notaries for mail-in ballots did not show evidence of having rampant fraud involving mail-in ballots. The states that did not require Notaries that were swing states often had big lawsuits involving Rudy Giuliani.

On the other hand, history has proven that you can get rid of checks and balances for proving the integrity of an election, commit rampant fraud, deny the evidence or the scope of the evidence, and survive any court case. You can cheat, and get away with it — at least for now. I’m sure there will be some sort of consequences for cheating, but time will tell how the consequences will manifest itself.

I believe that absentee ballots should not exist at all. I believe that those who have medical issues could vote with a mobile poll that comes to them. Identification and signatures must always be verified, and thumbprints should be taken. There should be databases to make sure that someone is voting in one state only and voting once only and that dead people don’t vote. Elections must have integrity, it is not rocket science to enforce this integrity, and Notaries contributed to the part of the election in 2020 that was integrous in particular states.

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December 1, 2020

The constitution has been violated by Governors and others

Filed under: General Stories — admin @ 7:28 am

Many of us with public offices such as Notary Public, Police, Judges, and others have sworn an Oath of Office to protect the constitution against all enemies foreign and domestic. The exact wording of your Oath varies by profession, state, and varies over time. But, the concept is similar. You do not sit and watch while our constitution is being violated — you stand up and do something. But, do what? Use your imagination. Protest, write letters, make phone calls to critical people – make some noise damn it!

The constitution and its amendments are the bedrock and foundation of our society. If people can violate it with reckless abandon for light and transient causes such as diseases that only kill people in nursing homes or due to temporary riots, then the governors can get away with anything — and in 2020 they did.

It is December, 2020 when I am writing this article. State officials are beginning to speak more frequently about the constitution. Rudy Giuliani made several lawsuits involving states concerning the legitimacy of votes which included some constitutional issues. The Texas Secretary of State sued a few states that violated constitutional procedure for making changes in voting rules. And more Sheriffs (in CA & NY for example) and regular people are beginning to stand up more and more and protest how their rights have been taken away from them.

What specific violations can be sourced?

1. Liberty & Masks
Liberty is described as an unalienable right by the Declaration of Independence and the Constitution of the State of California. Liberty is also a right in the Constitution that can only be taken from you by due process. Is forcing a healthy person to wear a mask or socially distance liberty?

Liberty I would define as the ability to do what you like unless you create extreme danger or discomfort to others. A healthy person not wearing a mask poses no more danger to others than a safe driver on the road poses. Sure there might be an accident, but the risk is a small and reasonable risk. A driver who has a record of driving recklessly would pose a significant risk. And we need to differentiate between reasonable risk and unreasonable risk — but, due to our paranoia of Covid-19, our brains no longer function rationally.

2. The First Amendment: The Right to Assemble
The right to assemble on personal property, business property, and public property such as parks, beaches, hiking trails, etc., has been abridged in many states by the respective Governors. Many were denied their right to run their business or have as many clients as they wanted in their building. Restaurants couldn’t provide inside dining either for months on end which created financial devastation to many.

3. The First Amendment: Religious Rights
Our rights to practice our religions have been violated. In many states the Governors have made it illegal to congregate in a religious building such as a church, mosque, or synagogue. Additionally, there was hypocrisy in enforcement as violent rioters were allowed to congregate in mass and damage businesses. Executive orders must be even handed across the board, so if 100 rioters can assemble to riot, therefore 100 church goers should have the same right. On the other hand, the constitution doesn’t allow any abridgement of our rights. I consider it to be treason for a member of the government to willfully violate our constitutional rights.

4. The Second Amendment: Gun Rights
Several states wanted to abridge gun rights or take guns away from members of the public. The constitution doesn’t state that the government can do such a thing. Members of the public have the right to bear firearms — it doesn’t say which type they can have or can’t have or under what conditions. It just says we can have them.

5. Constitution Main Body: Changing voting rules
Several states decided to change their voting protocol to include mail in ballots which is a contested issue. During previous years the Democrats complained about fraud involving mail-in ballot, and now the Republicans are complaining more. It is hard to verify someone’s identity or whether or not they are living or a state resident with mail-in ballots. Most Republicans claim that was the whole point — to defraud an election and defeat Trump. But, the legislation of the respective states must be the party to decide what voting procedures are and not other parties of the executive or judicial branch who “take over,” at least temporarily.

6. Freedom of Press
Although the government did not abridge our rights to free expression in any way I am aware of, the government was sluggish to crack down on utility companies such as large internet and social media outfits who routinely censor and suppress the commentary particularly of more traditional or conservative voices. If we are to live in a country with freedom and where all voices are heard, you cannot let companies censor those who they allow free commentary unless they are publishers. I also believe that if Twitter and Facebook wish to be publishers, there should be a completely different rulebook for them to play by and they should not allow their members to post freely at all. Social media should be distinguished from publishing and Twitter and Facebook need to decide if they want free press or whether they want to have designated writers. Having both simultaneously on a rocking boat doesn’t seem to work beneficially to the public.

7. A dysfunctional system of checks and balances
Governors of states in 2020 could get away with anything with little if any consequences. The people did not stand up with any force against the government — not even in Michigan where there were mini uprisings and a kidnapping attempt which never amounted to anything. From my limited knowledge of how America works, it seems that the court systems in the various states have the power to shut down a governor’s powers if he or she abuses them. However, only Wisconsin was able to stop their governor from making arbitrary Covid-19 related orders. The other states either did nothing, made a feeble and failed attempt to curtail the governor’s actions, or in the case of California only limited Newsom’s ability to make executive orders that contradicted existing legislation, but did NOT prevent him from shutting indoor dining, or preventing free assembly or freedom of religion.

California’s freedom of religion was decided by a Federal circuit court many months ago who decided that going to church would be suicide, and therefore that the constitution no longer applies and that the constitution has a “pause” button that can be pressed at arbitrary times. When I read the constitution and the various amendments, I erroneously missed the part where the pause button is described. Perhaps I should read more carefully.

Notaries also swore to protect the constitution in their Oath of Office, so it behooves you to do something to defend it. Write a letter, make a phone call, write an article, demonstrate publically — do something.

SUMMARY
The Constitution is a document — a piece of paper. It is the foundation of our society. However, without enforcement, (and we the people are part of the mechanism that can enforce it or pressure others to enforce it) — it remains a meaningless, helpless and worthless piece of paper. If you value America, the country that gave your ancestors life, freedom, liberty, safety, opportunity, and the right to pursue happiness, then get off your rear end and defend this document with your life if necessary otherwise our republic is done — perhaps permanently! We would be done due to the economic catastrophe of unconstitutional shutdowns as well as the government corruption which undermines the character of our nation.

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November 27, 2020

10 reasons to get 123notary certified

Filed under: Certification & Communication Skills — admin @ 7:02 am

Back in 2004 to 2012, many people wanted to get 123notary certified and studied hard to get this designation. In the last few years, we retested our certified members and found that the overall skill level of people on our site had declined a lot and that most people were not willing to study. This is a huge mistake. Title and signing companies care about experience above any other qualification. However, they still reward people for knowledge and the clicks and jobs dispatched prove my point. If you want to have an edge over the other Notaries, 123notary certification is one of the most effective investments of your time — the other two being reviews, a stellar notes section and accumulating mass amounts of experience the old fashioned way. Below are some significant benefits for 123notary.com certification.

1. Get more clicks (but, not on route 66)
123notary certification currently gets Notaries an average of about 30% more clicks to their listing. It is one major factor of several that determines whether or not your listing will even get looked at. More clicks typically translates into more jobs, however, this relationship is not directly proportional. 30% more clicks in real life would translate into 40-50% more jobs. Many people will click once on your listing during a query. But, if they give you extra clicks, that means they are strongly considering hiring you which is why the click to job ration is disproportional and in your favor.

2. Get more jobs from Title
One Notary wrote to me after he failed his certification retest audit. He said that calls from title dropped altogether the minute I took his certification icon away from him. This is not true for all Notaries, but was his case which is why he studied many hours to pass the scrutiny of my questioning. People who work for title want solid Notaries, and they look at a number of factors including certification — and for God’s sake, please don’t have any spelling mistakes in your notes section on your listing or you can expect your phone to be dead.

3. Feel more confident about yourself
Many Notaries who master our materials like the fact that they know what they are doing. At the risk of sounding more like a deodorent commercial — many signing agents have told me that the feel happier and more confident talking to title and going to signings. Yes, they spend many grueling hours studying for our test, but they feel it was worth it and I respect their diligence.

4. Be one step closer to elite certification
You cannot just become elite certified at 123notary. You need to have a solid understanding of Notary procedure and vocabulary as well as a 123notary basic certification. Certification brings you one step closer to being ready to study for the elite test which is very different material and much more obscure.

5. 123notary certification is sought after by particular companies
I have gotten correspondence from Notaries who claim that 123notary certification is informally recognized by 1st American Title among others.

6. You will be a safer Notary
Many Notaries put themselves at legal risk because they do not know the legal significance of how they handle situations. Not keeping your journal correctly could end you up in trouble with the FBI or a Judge in court. Not keeping thumbprints could get you named as a suspect in an investigation as it looks like a cover up. Doing cross-outs when it is not necessary can get you in trouble with certain county recorders or Lenders. Knowing what you can do, and knowing what you can do that is prudent are two different questions. Learn how to please your client without creating liability for yourself by mastering our Notary materials. We have written blog articles where Notaries have gotten into legal trouble and had to pay up to $20,000 to defend themselves when they were innocent. Imagine how much easier it would be if you kept proper records and acted prudently at all steps along the way.

7. Multiple certifications make you look serious
As someone who deals with Notaries all day long, I can attest to the fact that I have a higher level of respect for Notaries who have three or more certifications. Those who just get the NNA certification and say, “That is all I need.” seem like underachievers to me. I have a higher opinion of those who took notary2pro, NNA, and 123notary certification, or Loan Signing System. When I was a Notary I got certified by five organizations to give you an example of someone who takes this business seriously.

8. Make $8 more per signing.
We did a poll many years ago and learned that our 123notary certified members average income made per signing (according to their claims after a mass email was sent asking them how much their average signing netted) was $8 higher than people not certified by 123notary. Elite members made $14 more per signing. Making more income per signing means that after expenses, you will be making a lot more per year. The extra income could add up to $5000 to $10000 extra per year for a busy Notary which might be $200,000 in their lifetime. It only takes ten hours to do a good job studying for our test. Is your ten hours worth $200,000? That’s $20,000 per hour. What else can you do that is worth that much even if you do brain surgery (or are a hitman) on the side?

9. Get perks from 123notary!
If we notice you are 123notary certified, you would be more likely to get opportunities for free or paid upgrades that the others might be overlooked for. Stop being overlooked and get certified today! If you are late paying your bill, we might give you a little longer grace period. And in general we will value you more because you represent knowledge, quality, and come across as being a serious Notary. Over all you will get better treatment from 123notary if you pass our test.

10. Be more fluent explaining things to borrowers
In real life there are certain things you can and should explain to the borrowers while there are others that you should refer them to a professional about. If you pass our test you will know where to find the prepayment penalty, how to explain the APR, what is on the HUD or CD, and when their first payment is due. You will have this information memorized. You will know that a signer can legally presign an Acknowledgment (in most states) whether the Lender “prefers” that or not and how to administer an Oath without falling on your face. You will be more professional and smooth in all of your transactions.

SUMMARY
Certification will help you get more clicks, get more work, make more per signing, be smarter, feel better, be a smoother Notary, and get on the good side of 123notary. It only costs a few hours of study and a small fee, so the only thing holding you back is lethargy. Get off your assets and get 123notary certified today!

You might also like:

Compilation of posts about certification & elite certification
http://blog.123notary.com/?p=16264

123notary’s comprehensive guide to getting reviews
http://blog.123notary.com/?p=16290

How to write a notes section if you are a beginner
http://blog.123notary.com/?p=16698

Unique phrases from the Ninja course
http://blog.123notary.com/?p=14690

The lady who studied 30 hours for her elite test
http://blog.123notary.com/?p=21238

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November 23, 2020

Notary Test about Notary acts and more

Filed under: Technical & Legal — admin @ 9:41 am

Here are some test questions for you guys to see who’s got it and who has been faking it all this time.

1. In an Acknowledgment, who acknowledges what?

2. In a Jurat, does the signer swear that they:
(a) Signed a particular document and that they agree to it
(c) Are the person who they claim to be
(d) All of the above

3. If a document was signed on March 1, 2001, and today is March 2, 2020, what type of notary act can you use to notarize the document without having it resigned?

4. When administering an Oath to an affiant, after having the affiant raise their right hand (or paw) the Notary should start with the words:
(a) I solemnly swear
(b) Do you solemnly swear
(c) Do you affirm
(d) I solemnly affirm

5. What is the difference between an Oath and an Affirmation?
(a) In an Oath you swear; In an Affirmation you Affirm;
(b) They are essentially the same
(c) In an Oath, the affiant swears under God; In an Affirmation the affiant affirms on their personal honor;
(d) In both acts the affiant makes a solemn promise

6. A proof of execution is an act where the principal signer:
(a) Does not show up
(b) Must show up because the signer must show up for all notary acts
(c) Does not show up, but has someone show up for them
(d) There is no such act.

7. If you have two names on an Acknowledmgent (John & Sally) but Sally cannot make it, what is the most pressing benefit to crossing her name out on the form rather than using a fresh form.
(a) Your recording fees will not be affected
(b) There is less danger of the new form being detached and used fraudulently
(c) It is easier
(d) It will look better in court because it is “cleaner” than using a new form and stapling it to the document.

8. If you are notarizing the signatures of three people each on ten Grant Deeds, how many journal entries should you use?
(a) 1
(b) 3
(c) 30
(d) 13

9. If you are notarizing the signatures of one person on five Grant Deeds, how do you differentiate the Deeds in your journal?
(a) Indicate the property address
(b) Indicate the APN number
(c) Indicate the document date
(d) Just say, “Grant Deed” in your journal entry(ies)

10. If you are at a loan signing and have a question about a notarization…
(a) You should ask title
(b) You should ask the lender
(c) You should ask the NNA
(d) You should ask your state Notary division

Summary
These are very important notary questions. Answering them correctly will help you know your job and reduce your chance of ending up in a sticky situation. You can consult our Notary Public 101 course on the blog to look up content regarding these points although we don’t address these specific questions in particular.

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