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October 17, 2021

My response to NNA’s article: Is the Notary industry overcrowded?

Filed under: Marketing Articles — admin @ 7:39 am

My opinion on this matter is that there is a lot more notary work than there used to be. The crazy ups and downs in the economy, people losing their jobs due to covid related causes and getting new jobs. People escaping from certain areas and moving to other areas. All of this transitioning necessitates a lot more Notary work and Notaries. And yes, there are more Notaries out there than before. When people lose their job, the first thing that goes through their head is whether or not to become a Notary — or so it seems.

However, for the last eight or so years, new notaries and old alike lack the willingness to master their trade and become experts. Many take classes and pass tests. But, when I test them on actual notary or situational knowledge, few can get more than 80%.

So having lots of poor quality notaries who can’t even administer an Oath properly is not overcrowded. The quantity of what I consider to be qualified Notaries is as sparse as the population in Northern Alaska in between sled dog races. Actually, I think those races are in central Alaska along the biggest river when it freezes over. And the Northern lights are good in both places. But, I digress. What was I writing about again? Ah yes — Notaries.

POINTS IN THE NNA ARTICLE DISCUSSED

The author of the NNA article says that many Notaries claim that there is not enough work to go around. Qualified Notaries are not making this claim. They claim that there is not enough work that pays what they want to go around. Notaries with no name recognition, no skills to speak of and no experience would not get much work even if there were enough work to go around. I understand the author’s point, but when you look at the situation a little below the surface it looks very different.

The author states that RON or Remote Online Notary work creates new opportunities. This is a very true point. However, RON work is feast or famine. The 80:20 rule of Real Estate where 20% of the agents get 80% of the work applies to RON, if you change it to the 99:1 rule. It seems that the applications and sites catering to RON work favor the very solid Notaries who have seniority and know what they are doing. A handful of Notaries are cleaning up where the majority are lucky to get even one job. So, understanding RON from a business perspective is complicated and it does not provide work for the masses.

The author recommends: use the support of your fellow Notaries. Yes, this is a great idea. However, any successful notary who teams up with others will be very picky who they choose or their reputation will go down the drain. If a new Notary thinks they can partner up with an experienced Notary with a good customer base, this is very unlikely unless you developed a stellar reputation or are very socially close to the experienced Notary. But, in the long run, networking is a good idea. I did it for years, and many Notaries on 123notary do it too. Networking — it’s a good idea, but there are catches and many considerations.

The author recommends: Network with local businesses that need notary services. Once again, another good idea. But, this is an idea you should be using anyway regardless of how the notary market is doing. Call up local businesses. Or drop by and give them your card. A certain percentage will use you, so go to lots, and have lots of cards.

Then the author recommends: Find opportunities outside of your local area. This is what I recommend too. It is called widening your net. You should do that in any case whether business is fast or slow if the price is right or if it is for a client you like enough to drive. This point is a good one, but has nothing to do with overcrowding.

SUMMARY
I feel this particular NNA article is helpful, but is a general marketing article with a title that is specific to a particular type of market condition that the article does not address. The fact is that for years, the NNA has been outstanding at marketing to new Notaries, getting them on board and turning them into signing agents. Many of these Notaries are Realtors, Insurance workers, Mortgage and Escrow people, etc. NNA tends to attract a good crowd and a big crowd and floods the industry with signing agents. However, how many of these signing agents can pass a tough notary or signing agent exam? The answer is very few. And the reason is that people since about 2013 (yes I noticed this), have become lazy and don’t want to study hard. Even people with four different certifications don’t like to study hard. This is hard to believe but it is my experience.

Here is the original article
https://www.nationalnotary.org/notary-bulletin/blog/2021/09/is-the-notary-industry-overcrowded

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October 15, 2021

The Supply Chain Debacle

Filed under: General Stories — admin @ 7:31 am

It all started when I had to go to five stores to find Starbucks Double Shot. I love double shots so much I created a notary quiz question where the notary has to administer an Oath to me for a statement that says, “I love Starbucks Double Shots.” Well, they are not being manufactured anymore and they are out of stock. Thank God I have the remains of a dozen that I keep in my trunk for trips. What is happening to this planet.

Then I couldn’t find water at the supermarket. But, I went to another supermarket and they had Arrowhead, but not their store brand. Is this a trucking problem.

Then, I started seeing articles stating that the supply chain has been undermined for five months — and I am only realizing in October 2021.

So, how will this affect the notary biz? Good question. First of all, if you are a Notary (or anyone else), you should consider stocking up on things you like and things you need because they might not be available at some point because your trucker died, quit, or has Covid. Additionally, local California laws make it impossible to hire a trucker who has their own truck because they must be categorized as an employee even if they meet the definition of a subcontractor. I believe CA created that law solely to throw a wrench in people’s business models and put people out of work.

Supply chain issues lead to a decrease in construction because materials are so hard to come by. That means less purchases, sales, and construction paperwork. We still might have refinances, and that might go up as property values might climb if people are not able to build easily. Additionally, there is a labor shortage as people don’t want to work as much or due to labor law issues, cannot qualify to work under the terms they like or need such as being an independent contractor. AB5 is such a bummer.

I think that in the long run, people will die from the vaccine and from natural disasters. My psychic channeled the angels at my request to ask about two dozen questions — mostly personal. But, one was about earthquakes. The angel said that earthquakes would be the tip of the iceberg. We will have volcanoes all throughout the world — that means Oregon and Washington State will be in big trouble, and perhaps Wyoming.

It seems clear that the Messiah is coming, and the prophecy is that 2/3rds of the world’s population will die in the years before he becomes a public figure. A much smaller portion of the American population will die compared to the world population, but there will still be death. And death means more available housing which means that ALTHOUGH housing might go up for the next two years, it will have to come down a little starting around 2023 or 2024 when it hits it’s apex, and then sharply around 2024-2027. This is just my guestimate, but it is based on future events revealed to me.

So, I don’t know where it makes sense to put your assets: stocks, gold, real estate, land, or cash. Maybe a mixture of all of these. Basically, when the market hits its apex, there will not be much in terms of Refinances after that. And God knows what will happen to global financial markets. We might face another meltdown, but of unprecedented proportions. Time to build a bunker and stock up on canned goods!

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July 14, 2021

How valuable are the various types of notary knowledge?

Filed under: Uncategorized — admin @ 3:19 am

Notaries these days who invest in Notary education study all types of topics. Some study Notary basics, others study TRID, Reverse Mortgages, Helocs, situational knowledge, elite knowledge, or just plain signing agent knowledge. Marketing skills are also taught by many agencies. So, which skills are the most valuable?

As a signing agent, companies typically babysit you unless you are very advanced and work purely for title companies. If you make mistakes, that is very unprofessional, but they generally catch you before it is too late due to the scan backs and fax backs. Notaries do not get complaints about errors on our site these days. When they do get complaints it is because they are rude or don’t show up, don’t return phone calls, or don’t get documents back on time.

So, let me make a pecking order of Notary skills in an order that makes logical sense to me.

Notary knowledge
If you don’t know how to be a solid Notary, you are endangering the public as well as yourself and leaving yourself open to legal liability. A mistake identifying someone, or filling out your journal can lead to a lawsuit, or lack of evidence in a legal proceeding. That is very serious and can ruin not only you, but all who are involved in a transaction with you. Failing to properly administer an Oath (when required) can lead to the termination of your commission if you ever get caught and is considered Perjury which is a Federal crime! If you don’t fill out forms properly or follow Notary law and procedure, you can ruin your life. So, Notary knowledge is the highest priority as a Notary Signing Agent and THAT is why we teach the finer points at no cost in Notary Public 101 on the blog.

Signing Agent knowledge
Knowing how to initial, date a right to cancel, and understanding the basic documents in a home-owner Refinances are skills that you will need to use a lot. You can ruin a signing if you miss signatures or initials, or put wrong dates on documents. Signing Agent skills seems to be a definite #2 in the pecking order of what you should study.

Marketing
If you know your basics, but don’t know how to attract work, you might get a few jobs here and there, but won’t have a side career of any scope. Learning Notary marketing is easy because there are good teachers everywhere. 123notary and LSS do a nice job teaching notary marketing. Some of the knowledge is available in our loan signing course and a lot more is on the blog in the marketing category on the right.

Specialty Skills
It is always good to learn more. Being TRID trained, or trained in reverse signings is great. But, that is the last step in my opinion. It impresses clients when you go above and beyond in your training. It shows motivation and effort and makes them more likely to hire you. But, learn the other stuff first as that is a lot more critical for basic survival.

How many certifications should I get?
The more the merrier. If you advertise with us, you should consider ours. If you are a paid member, we sometimes offer to test you by phone at no cost if you study from Notary Public 101, but we get very few takers. Our test is the hardest in the industry and our teaching materials are the most practical — and NOT the most expensive. We have the least expensive certification compared to the big players!

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July 10, 2021

The Notary Chip

Filed under: General Stories — admin @ 3:13 am

This is not the type of chip you eat with salsa. It is a chip that you implant in your brain. It will automatically connect you with what we call, “Universal Notary Consciousness” and it is for your benefit, and for your safety. You will be required by law to have this chip implanted by a doctor, otherwise you would be too risky to have a Notary commission.

This chip will have several functions, all of which are critical to our industry.

1. It will track whether you really meant it when you swore to support and defend the constitution. If you meant it, that is a problem because the constitution defends liberty and was specifically crafted to fight tyranny. If you believe in the constitution or America, you are a potential trouble maker.

California Notary Oath of Office Verbiage
Do you solemnly swear that you will support the Constitution of the United States and the Constitution of this State, and that you will discharge the duties of the office of Notary Public in and for said County to the best of your ability? When are you required by law to do Oaths?

2. It will track if you are thinking for yourself, as it can read thoughts. If you are, it will shut your thoughts down.

3. If you need thinking help from UNC or Universal Notary Consciousness, it will help you. That way, if you are in a difficult notarization, that involves giving someone a vaccine, the consciousness will tell you how to handle differences in opinion and help you find the “correct” ideology to promote. The main thing is to assure the signer that the vaccine is good for them and will make them stronger and better. It will help them think in new ways, and make new friends. And it is for the benefit of society to keep others safe from them. And that they would be a risk to society if they didn’t take the vaccine.

You might be thinking, what does being a Notary have to do with vaccinating people? The masks, social distancing, shutdowns, endless rules, vaccines, and social control are all about the same thing — controlling you, demeaning you, and eventually reducing the world population.

But, it will be very hard for people to succeed in their agenda if even 1% of the population stands up for themselves. People are so passive these days. Boys are taught not to be toxic and given drugs if they are. This all leads to a population of sheep who never stand for anything and can be sterilized, put out of work, or murdered through covert means.

The sad news is that Notary chip is already in you. It is called lamestream media and it tells you how to think, and most of the words that come out of your month about meaningful issues are verbatum from fake news — or from Fox news which preaches the opposite. But, few of us have our own thoughts.

So, if you think this article is “scary”, the article is not what you should be afraid about. Go outside your house, looking around, and tell me what you see — tell me what you see is not scary. Not a single person is coughing, not a single person is sick, yet 90% of society thinks we are in a pandemic. Is that not brainwashing? The Notary chip is already in you. Wake up!

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June 10, 2021

Comments on good journal entry procedure

Filed under: Journals — admin @ 3:09 am

I have written thorough information on journal keeping in other articles. But, here is a summary of some of the more critical points.

1. KEEP A JOURNAL – or else. Even if your state does not require you to keep a journal, it is your only evidence if investigated by the FBI or if summoned to appear before a Judge. This happens more than you think to Notaries so be prepared and keep records in a journal.

2. Don’t forget to enter the type of NOTARY ACT that you are performing in the journal. This is generally a Jurat, Acknowledgment, Oath or Affirmation. Copy Certification might be considered a Jurat in some states, but you could put both names to be thorough.

3. Obviously enter the ID INFORMATION in your journal unless you live in a state that forbids that. Otherwise you have no evidence that you looked at their ID. Make sure the photo looks like them and that the signature on the ID matches the one in the journal and the document. If you want to get cute, ask them their sign and see if it matches their birthday.

4. THUMBPRINTS are almost foolproof. ID’s can be faked, but all thumbprints in the planet are unique to a particular individual. To deter fraud and help the FBI catch very very bad people (and yes we have stories from 123notary members about exactly this.) then keep a thumbprint for all notarized documents in your journal. NNA sells a nice journal with room for thumbprints and you need an inkless thumbprint pad too which is not expensive.

5. DOCUMENT DATES
Most people don’t know what a document date is or what it means. It is an arbitrary date inscribed within the document which normally corresponds to the date the document was drafted or signed. It is yet another indication of which document you are dealing with, just in case you notarize two documents from the same signer with the same document name.

6. SIGNATURES
Signers must sign all journal entries that pertain to documents that they are being notarized on.

7. PRICES. The price you are charging the signers should be indicated in the journal. If you are charging a travel fee, or a flat fee for a mobile signing, indicate this somehow in your records, perhaps on the top entry of a particular signing.

8. ADDITIONAL NOTES? The NNA journal has a section for additional notes. If you have credible witnesses, they sign there. If you notice anything unusual about the signing, write it down as that could jog your memory when you are in court several years after the fact. It is hard to remember all of your signings and roughly 15% of our full-time Notaries who have been around for several years have been to court due to Notary related reasons.

9. STORAGE. Keep your used journals in a safe and dry place. You might get a query for an old journal entry and you need to be able to find them. Your Notary division might want your journals if you quit your commission or you expire, so keep them where you can find them where nobody will steal them.

That’s all for today!

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May 6, 2021

Can a person swear on behalf of another person

Filed under: Technical & Legal — admin @ 10:45 am

If John has power of attorney for Sue, can he swear under Oath for Sue? No, he can’t. But, he can sign documents on Sue’s behalf.

To sum it up, he can swear at Sue, for not swear for Sue.

This is an issue doing loan signings involving Powers of Attorney. Most of these signings have Affidavits that need to be sworn to. So, the agent swears to them. And that is that.

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May 1, 2021

Precautions as a notary are like wearing your seat belt

Filed under: Best Practices — admin @ 6:28 am

One out of seven seasoned Notaries I talked to has ended up in court at least once. Generally this happens because of something outside of the Notary’s control. Fraud, theft, or someone taking advantage of a confused elder are the main reasons for court cases.

Notaries who have never been to court think it will never happen to them. It is like car accidents. Bad ones do not happen much, but when they do, if you are not wearing a seatbelt and/or don’t have good airbags, you might be in big trouble. Just because it hasn’t happened yet, doesn’t mean it won’t happen tomorrow, or in twenty years. So, take precautions. Think of these as wearing a facemask if that makes it more relatable.

If a signer is senile, elderly, in a hospital or nursing home, make sure you can identify they correctly and that they can explain to you what they are signing. Don’t ask yes or no questions as they will say yes to anything and are probably on morphine and not all there. If they go over the document point by point, then they know what they are signing today. They might not remember a year from now though, and that is dangerous for you if it goes to court.

Your journal is your only evidence, so if you say, “My state doesn’t require a journal” you are a fool. The state might not require it, but a judge or investigator needs the journal as that is your only evidence of what actually happened.

PRECAUTIONS
1. Make sure the name on the ID proves the name on the document. Don’t use the “you can have more but not less” rule, because notaries always forget which document you can have more on – the ID or the document. So, remember my rule. “The name on the ID must prove the name on the document.” The ID name can be matching but longer, or matching and identical to prove the name.

2. Take a thumbprint unless your state forbids it. I personally might take a thumbprint anyway in Texas because the state forbids selling or distributing that information and not taking it — and that is your only hard evidence of the identity of the signer. Fake ID’s abound, but fake thumbprints do not.

3. In the “Additional Notes” section of your journal write down about the situation, the mental state of the signer, who else is there, and that the signer explained the document to you. This could save your rear if you go to court three years later because you will not remember what happened off the top of your head. Write down anything else noteworthy about the situation to job your memory when investigated.

4. Decline jobs that are too sketchy or if you are unsure that the signer knows what is going on.

5. Have the signer verify who the other people are with them if they are elderly. Sometimes they are not related and sometimes they are scamming the signer.

6. Make sure you know how to give Oaths correctly. You could lose your commission if a judge finds out otherwise.

SUMMARY
I was investigated 3 times, but had my paperwork and thumbprints in order. It took me minutes to query jobs done a year or so ago since I had a stack of journals all in chronological order. I always identified people correctly and took notes in my journal for credible witnesses and other pertinent facts. Be sure to do the same, or even more. If you do everything correctly, you still might end up in court, but it will be a shorter case as you have more compelling evidence as to what happened — especially the thumbprint which is your only hardcoded proof of identity.

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April 29, 2021

A Notary notarizes the My Pillow Guy

Filed under: General Stories — admin @ 6:08 am

NOTARY: Hello Mike, how is everything?

MIKE: It’s been rough. People are cancelling me left and right because of my political beliefs. It’s like living in a communist country.

NOTARY: Well, I’m not going to cancel you. May I see some ID?

MIKE: Here you go.

NOTARY: Let’s see, you want to be notarized as Michael J Lindell, but your ID says only Michael Lindell. Sorry… I’m canceling you based on your ID, but not your political views.

MIKE: It has the J there. Time to see an eye doctor.

NOTARY: I just don’t like the way people cut you off, and without any type of landing pad. There was no cushion to your landing. And all because of your PILLOW-tical views.

MIKE: It’s because the pillow guy is “in bed” with the enemy, at least from their point of view. On the other hand, maybe the cancellers got up on the wrong side of the bed.

NOTARY: For them, every side of the bed is the wrong side.

MIKE: I’ll sign to that!

NOTARY: Well maybe you should resolve your issues with the left by having a pillow fight. By the way. I just love how you get all excited over something so mundane as a pillow. You get as excited about pillows as I get just thinking about my future trip to Japan where I will do sake tasting, see amazing parts of Tokyo with the most unique shopping on the planet, and see Buddhist temples in Kyoto.

MIKE: You’re right. I guess I’m a bit eccentric. But, that Egyptian cotton is something else.

NOTARY: I bet Amazon probably cut you off. They have become a bunch of Piranhas in the last few years which is an interesting insight. I guess their business name has a lot of metaphysical impact on their character.

MIKE: Hmm. Very interesting. I never thought of that. So, what does my business name make me — a big softy?

NOTARY: Actually, you kind of act like that… I think you are correct in your assertation. (pause) Please sign here. (pause) According to Judaism, your name is very important. The most famous story in the Torah is when Rachel’s son Benoni’s name was changed to Benjamin. From: son of my sorrows to: son of my right hand. Rachel had to change the boy’s name otherwise he would attract a negative and sorrowful future. But, you are named after an angel, so I guess you are on the right track. And I think angels like pillows.

MIKE: I should order some new wings from Amazon assuming I’m not banned from there. I should get a warranty on angelic wings too if I get some. Angel wings, not teriyaki wings — just wanted to clarify that.

NOTARY: Can you sign the journal? Uh-huh…. Okay. I’m going to stamp the document. You are good to go. Your new pillow contract is good now — REST ASSURED.

MIKE: Another pillow reference.

NOTARY: Have you ever thought of making coffins too? Dead people like to be comfortable too — I’ve heard.

MIKE: I would like to create a coffin for dead people who vote by mail who need to get in and out of that coffin and go to the post office. There’s a big market for those folks, at least as of 2020.

NOTARY: Good point.How about a briefcase with a very soft exterior, or a Notary journal with a very soft cover?

MIKE: Not much of a market for that, but sounds like a great idea. Well thanks for the Affidavit, do I need to swear to anything?

NOTARY: Your notarization was an Acknowledgment and doesn’t include an Oath. But, I am so good with Oaths, I can give them in my sleep… I swear it!

MIKE: Uh…. another pillow reference. I saw that one coming. Okay, it was fun. Let’s hope that this cancel culture ends soon.

NOTARY: And if it doesn’t, you can suffocate it with one of your products.

MIKE: Another one. That one I didn’t see coming!

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April 16, 2021

Trick questions — you already gave them a choice

Filed under: Technical & Legal — admin @ 8:00 am

I have a trick question in one of my email quizzes. In the question, the affiant requests an Oath for a document about whether he likes Starbucks or not. It is a sort of a nonsense Oath, but goes over some critical knowledge about Oaths as silly as it sounds.

The answers have to do with the first words the Notary should say when administering the Oath. Some of the answers include:

1. You should ask if the signer wants an Oath or Affirmation
2. Do you swear or affirm that…

These particular answers (and there are about seven total answers to this question to see who really knows their stuff and who is guessing or fudging.) reveal a lot. The signer already request an Oath, so you have already fulfilled your obligation to let the signer choose what type of notarization they want. So you don’t have to ask again what type of Notary act they want. If you answered 1 or 2, you are being redundant and those answers are therefore not good answers. You should then say,

“Do you solemnly swear that you love Starbucks?”

They should raise their right hand and say, “yes” or “I do.”

The purpose of this question is to see who thinks straight and who does not. People who have illogical thinking are not the best people to hire. On the other hand, I recently learned that people who ignore emails are even riskier to hire because they are negligent by definition!

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April 15, 2021

Notarizing at an insurrection!

Filed under: General Stories — admin @ 6:36 am

Paul the Notary navigated his way around a huge crowd on his way up the steps to the Capitol. He had never seen so many MAGA hats in his life. He had been hired to notarize Mark who called from within the Capitol building for a last minute emergency signing.

NOTARY: Hello, I’m here. Who needed a Notary?

RANDOM PERSON: Buddy, you’re in the wrong place at the wrong time.

NOTARY: It’s not like I’m committing a capitol offense… well actually, bad choice of words, perhaps I am. I am on restricted Federal property — but, I didn’t see a sign, so that makes it okay.

BUBBA: Are you the Notary? We’ve been waiting for you.

NOTARY: Yeah. Who am I notarizing? Is it Confederate Flag guy over there, the guy running around with zip ties, or the guy with the painted face and the horns. Oh, goodie, I hope it’s the guy with the horns.

BUBBA: No, it’s Ramsey over here. He’s been shot and needs a Power of Attorney to authorize his sister to take care of his property.

NOTARY: Ouch. Is he going to get arrested in the middle of the notarization?

RAMSEY: Here, I am weak, but I can sign that journal.

NOTARY: Sign it in blood. Oh, wrong time for that joke.

RAMSEY: It’s okay, I always wanted to die this way.

NOTARY: So, if you die, would you die fighting for your country, or against your country… I’m having trouble figuring out who is who over here.

RAMSEY: We’re fighting for what our country stands for.

NOTARY: And the opposition can’t STAND that, right?

RAMSEY: Another joke. Basically, they sit for justice, we stand for it.

NOTARY: And you can’t SIT injustice.

RAMSEY: Right now I’m lying, but I’m not telling any untruths.

BUBBA: He lies about everything, but only when he is dead tired. Now, I’m doing it.

NOTARY: So you lied beside a Notary, but not to a Notary. Good thing you are not under Oath. You’ll have to sit up for your Oath so you are not lying. Please raise your right gun… I mean your right hand.

RAMSEY: Okay… Uh oh, gunshots. (bang… bang)

BUBBA: Better put your hand down otherwise you might lose it.

ONLOOKER: He won’t be needing it… at least not the way he is going.

NOTARY: Was that friendly fire or un (bang…. bang.) I better get down too. Put your hand out horizontally. Or should I say, LAY your hand out. Do you solemnly swear that the contents of this document are true and correct.

RAMSEY: Yes, but this document is intended to get an Acknowledged signature which doesn’t require an Oath.

NOTARY: Hmmm. Maybe you should be a Notary in a future life. You are correct. Okay. Here is my stamp. You better give this document to your document custodian.

BUBBA: I know his sister so I’ll take care of it.

NOTARY: So, if I say I support the constitution and love the flag, does that make me a white supremicist?

ONLOOKER: Only if you mean it!

BUBBA: Which flag, the American or the Confederate flag? These days they are considered to have the same implications. I was asked to take the American flag off my textbook at school because it was too, “controversial.”

(Later that day on MSNBC)

REPORTER: A white supremacist sympathizer Notary arrived at the Capitol to notarize a man committing treason.

BUBBA: I thought we were protesting against treason — I should start my own news outlet. Why do they always twist facts.

REPORTER: But, the Notary was not wearing a MAGA hat or holding a flag. Looks like these supremacists are hiding under the radar these days. It’s hard to identify them without any distinguishing markings. They look just like regular people without the red hats and the flags.

NOTARY: I’m just doing my job. I am neither for these people or against them. I don’t even know what they were doing, what they thought they were doing, or what they planned (if they planned at all) to do. Do we have to distort every single fact that we talk about?

BUBBA: On their network that is an essential part of their business model.

NOTARY: Does anyone else need a Notary? I need to make a little more out of this trip to pay for my parking. I had to pay a mint for parking, walk over half a mile and risk my life to get here.

SALLY: Do you do Oaths?

NOTARY: Funny you should ask. Please raise your right hand, oh, and that will be $10 please, but hold the ten in your left hand. The other left hand… there you go…

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