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June 16, 2021

A satirical discussion of RON (remote online notary)

Filed under: Humorous Posts — admin @ 12:57 pm

JERRY: Hey, how’d you like to become a remote online notary?

GEORGE: I’m not even remotely interested.

JERRY: Hmm, sounds like you’re not a good candidate.

GEORGE: Well what’s involved.

JERRY: Well for one, I’m going out on a limb here, but I would assume that you would need to be remote.

GEORGE: You mean I would have to go to Wyoming? I’ve always dreamed of going to Yellowstone, but living there?

JERRY: AND, you’d probably have to be online.

GEORGE: Oh, no, I’m right here — nothing virtual about me. I’m the real deal. You can touch my arm… No really.

JERRY: I think I’ll pass. But, if you got in trouble as an ONLINE NOTARY, your career would really be ON THE LINE.

GEORGE: I like that. That was a classy line.Or maybe if you got in trouble, you would be OFF THE LINE, kind of like laundry that’s in trouble. Offline. Right?

JERRY: Maybe. And the third qualification is that you have to be a Notary.

GEORGE: What is a Notary. I don’t think I’ve ever met one.

JERRY: Oh you’ve met one.. more than one. Elaine used to be a Notary. She never talked about it much.

GEORGE: GET OUT!!! (pushes Jerry) You know, let me get a sense of how this notary thing works. I’m going to look it up on my iPhone… huh… ohhh…. Online Notary and more… This is going to be good. I’ll call them right now.

SALLY: Online Notary and more, this is Sally. What are you wearing?

GEORGE: What do you mean what am I wearing. This is an online Notary service, right?

SALLY: I’m wearing something really short with black nylons. I’m sliding my online seal slowly up my leg.

GEORGE: Just out of curiosity is that a physical leg or a virtual leg?

SALLY: Oh, it’s real baby. Now, I’m slowly sliding off my left nylon.

GEORGE: Your left or my right.

SALLY: It’s mine, not yours. Okay, let’s get to business. How do you want it?

GEORGE: I want an online notarization.

SALLY: You will need an online ID and an online document. Do you have both of these?

GEORGE: Umm. (pause) No.

SALLY: You’ll need online payment too.

JERRY: I think you’re unprepared. Better see what is going on by visiting one of those online Notary portals. Maybe they will explain the process. Let me have the phone. Sally, it was nice. George isn’t ready for this yet.

SALLY: Maybe when he’s a little older, at least in cyber maturity.

GEORGE: Once again, thanks for the vote of confidence. But, I learned something today. I am an in person type of guy. Yup. That’s what I am . I know what I am and I’m proud of it!

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June 8, 2021

Julius Caesar Notary Public

Filed under: Humorous Posts — admin @ 11:27 am

I don’t think that Julius Caesar was a Notary, but they had Notaries in Rome, and Rome is one of the ancestors of American civilization along with Greece, Israel, Sumeria, France, and England. It is interesting to know that our culture derives originally from Iraq. I wonder what Saddam would have to say about that. They invented the clock with 12 hours and 60 minutes, etc. This silly story is about the American version of Julius Caesar and I got the story as close to the real story as it can possibly be in modern America if you over look the fact that Americans normally drink champagne in hot tubs and not sangria… details.

Julius started his career in escrow in Missouri. Things were good until he went on vacation to the Caribbean and got kidnapped by pirates. He escaped by the grace of God after having a seizure, and then bought a slave who was an expert in Greek philosophy to teach his beloved daughter. He brought the slave back to Rome, Missouri where he lived in this fictional blog article. Think of this as a modern day Julius… you know… with the straight cut bangs… not really my style, but it works for him.

He continued his career while his slave educated his daughter in the classics, and then a terrible tragedy happened. His wife died, and he was devastated.

Disclaimer to the Black Lives Matter movement… The slave was a white guy who looked Greek and thought Greek. So, that makes it okay… I guess…

Meanwhile in Julius’ home town of Rome, Missouri, the mayor made some law changes that allowed him to kill anyone who he claimed was a threat to him. Since Julius was honest and said he would kill the mayor on a whim, the mayor let him live. Then the mayor made his collegue Pompey kill someone else otherwise he would have someone kill Pompey. The citizens of the town had had it, and Pompey poisoned the mayor, and the mayor died in a hot tub. What a scandal. But, on a brighter note, there were no prostitutes involved, so that makes it less bad.

Julius was so stressed out by the situation, he had a seizure. Maybe we should call him Julius Seizure since he had seizures, not Caesars. On the other hand, the Caesar salad works for many people, so perhaps we should leave the name as is.

After that, Julius decided to become a Notary and do some conquering. He conquered the business from all Escrow companies in towns with French names in the midwest. Since that area used to belong to France, there were plenty. He spent eight years conquering what he called France or Gaul, and developed a business so huge, he had to hire many to help him. He spent most of his time away from home wooing more new clients and rarely returned home.

Finally after conquering the Gauls in the French named towns, Julius returned to his home town only to find that Pompey and his colleagues wanted to kill him due to a disagreement about some local political decision they were lobbying local government about. Julius hired a bodyguard, and later learned that Pompey had been killed at an Egyptian restaurant several hours Southeast of their town — that was famous for lamb kabobs and belly dancing. Julius went to the Egyptian restaurant and inspected the severed head of his rival that the Pharaoh kept for him in a basket. He then returned to his hometown.

His new wife had a terrible dream that the windows came open, lots of wind came in, and that she found his body covered in blood in the bed. Julius disregarded the dream. Then a wise elder said, “Beware of the Ides of March.” Julius went to town hall to take part in a political discussion. The friends of the late Pompey were there and stabbed him to death.

After the stabbing, someone mentioned to the old man, “The Ides of March have already come.” The old man said, “Yes, but they haven’t left yet.”

So, this is the Notary version of the story of Julius Caesar. My parting words are —

“He who lives by the seal, dies by the seal.” and
“All roads lead to Rome, MO” (yes, it exists, but few roads actually lead there)
“When in Roam (on your cell phone coverage) do as the Roamers do!”
“A great Notary business isn’t built in a day, but if you work on your notes section, at least you are giving yourself a chance.”

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May 12, 2021

The Notary Banquet

Filed under: Humorous Posts — admin @ 12:17 pm

Welcome to the Notary banquet where diets are vanquished and appetites are satisfied every time. They have dishes named after types of loan signings. Let’s see what they have to offer.

Squid Ink Pasta
If you like the 1sts enough, you can have a 2nd, or a piggy back (combination loan) by combining the 1st and 2nd together and adding prosciutto. And yes, the ink comes out of a pretend notary seal.

Seal Kabob
I guess these are endangered species and they say, “ar ar ar” quite well, but for blogging purposes they taste great with light mediteranean seasoning. I wonder what seal tastes like. I bet it tastes like eel and rhymes with eel too. Maybe they should make sushi out of it.

Hybrid Plates
Surf and turf, steak and shrimp, this is what we call a hybrid.

eSigning dish
You eat a small plate but have to order with a signature pad. It’s one of those things millennials like that the rest of us might not like.

sHELoCs
Instead of HELoC, there is sHELoCs with angel hair pasta that looks like her locks.

Conventional
Tired of unconventional fusion cuisine? Try something conventional like chicken fried steak or apple pie.

FHA
Fries, Hamburger and Acorn Squash. This delicacy will entice your taste buds.

Reverse
I’m not sure how this would work. Would your server approach you walking backwards, or would we do a film shot of this scene and then play it backwards. Perhaps you would eat it backwards — hold that thought, no, bad idea.

Purchases
Just pay after you’re done eating.

Construction
The cake is built in pieces kind of like a prefab. So they construct it before you. If you don’t like it then get a demolition loan for your cake or a remodeling loan.

Time Shares
How often do you do time shares? When I have time. You can share food, but can you share time while eating food? I guess you could let the person next to you eat off your plate for 30 seconds if you know them well and trust them. This is a weird blog article even for me.

1031 Exchange
Yet another bizarre dessert idea of cake carved into the shape of the numbers 1031. Anthony Fauci would like it because he is all about “the numbers” and “the science.”

The Covid Cake
You have to stay six feet away from it and eat it taking your mask off in between bites. Of course, then you get germs on your mask which you can’t do either. So you are stuck.

I-9
The staff made a mistake and brought a K-9 (they were off by two letters) who went around sniffing everything and eating food that fell on the floor. So, he served his purpose. Then he found marijuana on one of the guest and drama ensued.

RON
Using this technology for dining, a person in Dubai can enjoy the banquet you are having right here in the Westchester district of Los Angeles. I’m not sure how that is possible. I don’t think you need to ID them virtually to eat a meal though.

Foreclosures
If you didn’t finish all of your courses, I guess the staff would have to foreclose on you and take everything away after a period of time.

Thank you for enduring my off sense of humor. I haven’t wr

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April 30, 2021

Jeremy’s guide to different types of signatures

Filed under: Technical & Legal — admin @ 10:09 am

In my career I saw a bunch of odd signatures. Most of what I saw was normal though. Here are the types of signatures I saw.

1. Regular looking signatures
Some had a middle initial or name(s), some did not.

2. Odd scribbles

3. Scribbles that were as tall as they were wide — reminds me of Arabic calligraphy. My comment was, “What IS this?”

4. Hieroglyphics
I once went to an Egyptian restaurant. The menu was in English, but I’ll give you a hint as to what language the inflated bill was written in.

5. Chinese characters
The signature on the ID matched the ID although his English name did not match the characters. I think I am at an advantage as I can recognize Chinese characters, but not all of them. Anyway, the signer was one hell of a character himself speaking of characters.

6. The Israeli Job
Remember that action movie, “The Italian Job.” I did an Israeli job. This guy was in the film business and his signature was a horizontal line that turned into a check mark and then a weird dot above the end of it. How bizarre. He insisted that he signed million dollar deals with that signature. If I knew any Hebrew I would say, “Ma-Zei?” (what is this?)

7. The childish signature
Some people write out their signature in very clear letters like children do. I have seen old folks do this too. Very bizarre and illiterate looking. But, then the new generation doesn’t know cursive anymore so I’ve heard.

8. The X
Incapacitated people and illiterates sometimes sign with an X. They need subscribing witnesses to help with that procedure and you better study up before you try it.

9. A thumbprint
I have never heard of this. But, I heard that a Notary in Florida accepted a thumbprint as a signature during a signature by mark signing. Not sure if that is legal there, but I heard they did it.

10. The artwork signature
Other signatures look like some sort of artwork you would see in embroidery. This is unusual, but if it happens it will most likely be a woman’s signature.

11. The bubbly dots on the i’s.
Teenage girls and young women sometimes do this. This is how I caught someone who forged my signature. It only happened once, but the bubbly i’s gave it away. This woman didn’t cross her i’s and dot her t’s, she bubbled her i’s and forged her t’s.

12. The large initials
I am not sure how legal that is, but if it matches the ID, I guess that works

13. The 1800’s wax seal
In the old days they would use a personal stamp and candle wax to make their seal. I’m not sure if they would sign it as well. Wax can fall off a lot easier than a signature. Those were the days.

14. The Arabic signature
He signed the wrong direction, but in their culture, right to left is the right direction.

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March 13, 2021

Virginia Notary Acknowledgment Certificate Wording

Virginia Notary Acknowledgment Wording
Virginia Notary Acknowledgment Verbiage
Virginia Notary Acknowledgment Form
Virginia Notary Acknowledgment Certificate
Virginia Acknowledgment Wording
Virginia Acknowledgment Verbiage
Virginia Acknowledgment Form
Virginia Acknowledgment Certificate
VA Notary Wording

Commonwealth of Virginia
County of ___________

The foregoing instrument was acknowledged before me ________this ________(date) by (name of person acknowledged).

Seal

___________________________
(Signature of Person Taking Acknowledgment) (Title or Rank) (Serial Number, if any) Notary’s

Registration Number:___________

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February 27, 2021

South Carolina Acknowledgment Certificate Wording

South Carolina Notary Acknowledgment Wording
South Carolina Notary Acknowledgment Verbiage
South Carolina Notary Acknowledgment Form
South Carolina Notary Acknowledgment Certificate
South Carolina Acknowledgment Wording
South Carolina Acknowledgment Verbiage
South Carolina Acknowledgment Form
South Carolina Acknowledgment Certificate
SC Notary Wording

State of _____________
County of ___________
The foregoing instrument was acknowledged before me this _______ (date) by_________ (name of person acknowledged).

______________________________________
(Signature of Person Taking Acknowledgment) (Seal) (Title or Rank) (Serial Number, if any)

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February 20, 2021

How dangerous is it to be a mobile notary?

Filed under: Business Tips — admin @ 4:14 am

How dangerous is it to be a mobile notary? We have written other blog articles on the topic. The answer is — not very dangerous. But, there are some dangers and the trick is to know how to safeguard yourself.

1. Neighborhoods
If you go to a bad area at night, that is mildly dangerous. You are more likely to get hit by a truck than have a problem in a bad neighborhood, but you know how people feel. Speaking of which, I actually got bumped by an 18 wheeler. No damage was done because the angels were protecting me — thanks angels! It was on a highway in stop and go traffic. I was stopped, but he took his foot off the brakes as he was daydreaming and bumped me at half a mile per hour.

2. Crazy people
The only serious issue we had with a notary was the one who was pushed down a short flight of stairs because the borrower didn’t like his APR. That was one Notary out of 65,000 we have listed in our history. So, the risk level is low, unless… someone doesn’t like their APR. Go over the stats by phone before you get to the signing. Also, if at a signing, make sure you either know your escape route, or make sure you are bigger than the other people there — or both.

3. Animals
You are more in danger from animals. Humans who can’t behave are already generally in prison. But, someone could have a crazy pet who bites you or chews on your clothing, or pees on your leg. It it happened to you, it would not be the first time. There was another story about a pit bull running wild in a neighborhood and a borrower came out of his house with his gun drawn when the notary came. He had to explain what happened to the notary who was going to protect himself by brandishing his embossing seal.

4. Accidents
Accidents are a fact of life, flat tires, breakdowns. People can die in accidents. We haven’t had any notaries die of accidents or anything other than cancer or old age, but it could happen.

5. Court Cases
Notaries don’t discuss this much on forums, but 1 in 7 long term notaries who is active has had to appear before a judge because of a notarization they did. There were two notaries in Oklahoma who lost their commission because they failed to administer an obligatory Oath to their clients for an Affidavit they notarized. They are lucky they didn’t get locked up. One notary in Sacramento committed identity fraud and got locked up. In total we have had two criminal Notaries who engaged in purposeful fraud and got locked up. Two out of 65,000 is not that bad, not to mention another who allegedly stole OxyCodene from a signer and was not arrested.

6. Covid19
No Notary has died of Covid19, or even gotten sick on the job as far as we know. They went overboard taking ridiculously over-kill type precautions that ruin the fun of notarizing. Many notarized outside or wearing suffocation inducing N-95 masks to be “safe.” How safe are you being if you can’t breathe? Others sat 10 feet away from the others or did notarizations on their trunk or in their car. Such insanity is just plain insane, but nobody got sick to our knowledge. In fact, only a handful of Notaries reported having been sick with Covid19 to us and they got better after a few weeks and didn’t have any serious symptoms other than losing their sense of taste. In those interior states, the food is so bland that losing your sense of taste won’t affect you that much.

7. Notaritus
I just made up this disease, it is not as bad as “Stamp Elbow” but is the next worst thing. It is an infectious disease that only Notaries get. I’m not sure what the symptoms are as this is an imaginary disease. I’ll think about it.

8. Getting sued for using someone’s business name
This almost happened to a client. But, the person who trademarked the name came after my server company which created a huge headache. I have no problem removing a business name from our site, but do you have to call in the national guard over such a small issue?

SUMMARY
So, what is the most dangerous of all the things that can happen to a Notary? I would say that the legal risks are a huge risk. Although if you are very cautious about how you do your work and avoid hospital signings you will lower your risk. Crazy people would be next as we have a serious injury recorded. I would then say that animals are the next most dangerous although they normally don’t kill you. Many Notaries feel “safe” because they are wearing an N-95 mask, but that only protects you 50% from a disease that hasn’t killed any Notaries known to us so far. But, it will not make you safe from court cases, animals, or crazy humans. So, let’s focus on real dangers and not ones that you have been brainwashed into believing are the only threats to your existence.

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January 15, 2021

Wisconsin Acknowledgment Certificate

Wisconsin Acknowledgment Certificate Form. Wisconsin Notary Acknowledgment Form.

State of Wisconsin
County of ___________

This instrument was acknowledged before me on ________ (date) by __________ (name(s) of person(s). ____________________ (Seal, if any)

Signature of notarial officer ____________________
Title (and Rank)
My commission expires:_____

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January 7, 2021

A step by step guide to RON

Filed under: Technical & Legal — admin @ 12:56 pm

I am watching more videos on RON to try to learn more.

There are different types of portals. Some portals farm out work to you and pay you once a day or so. One lady made $5 per notarization, but got a lot of quantity providing she was quick on the draw when jobs were dispatched or made available.

Other portals allow you to bring your own clients from wherever you found them, or clients your boss gave you. There are also portals where you can bring your own clients or notarize theirs for a cut of the total money. Here are some of the specifications and steps involved.

(1) You need an online commission (not all states allow this)

(2) You need an online seal

(3) IDENTIFICATION. The portals will verify the signer’s identity by seeing a photo of the front and back of their ID and also by asking them questions based on their credit information that supposedly only they (or a really good identity thief) would know.

(4) PAYMENT. The Portal will have a system to input the signer’s credit card information.

(5) THE DOCUMENT. The Notary can start the session after the ID and credit card have been inputted. The notary will see a video of themselves and the signer. The notary can enlarge or turn the ID using tools and compare it to the signer. The signer can also see the Notary’s information. Both parties can see the document on your computer.

(6) SIGNING. The signer can fill in the blanks and sign and date the document from here on. The signature can be drawn, typed or a scan can be used. The Notary can then fill in the venue, certificate wording, and then sign and seal the document.

(7) Last, you can click the complete the session button.

Some portals charge to get set up, while others like OneNotary do not charge up front for Notaries to get started with them.

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December 23, 2020

Illinois Acknowledgment Certificate (example)

Filed under: (5) State specific — admin @ 12:39 pm

Here is an example of an Illinois Notary Acknowledgment Certificate or Illinois Notary Acknowledgment Form.

State of Illinois
County of ___________________.

This instrument was acknowledged before me on _______________________________ (date) by ___________________________ (name of person).

(seal)

________________________
signature of notary public

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