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February 23, 2023

Businesses That Need Notaries

Filed under: (6) Marketing,Advertising — Tags: , — Tom Wilkins @ 5:38 pm

Are you wondering which types of organizations to target when spreading the word about your notary business? After all, there are plenty of businesses that need notaries on a regular basis, but others that might be less interested.

Essentially, any company that deals with legal transactions or documents of any kind will need notary services every now and then. Here are a few types of businesses most likely to require your services.

Real Estate Agencies

There are a great many legal documents involved in real estate transactions. This is true, especially if the buyer is taking out a mortgage. That’s good news for you as a notary—in most states, your services will be required by law.

In a real estate transaction, you’ll serve as an impartial witness. It will also be your responsibility to check and affirm the signatures of all the parties involved. The duties may vary from state to state, so ensure you know what’s expected of you in these cases.

Law Firms

It goes without saying that many legal documents require notarization. Paperwork granting power of attorney, trust documents, and wills are a few examples.

Many lawyers try to hire paralegals who are already commissioned notaries. That way, the employee can add notarization duties to their list of regular tasks. But if no one in-house can do it, the attorneys must commission notary services.

Banks, Mortgage Lenders, and Other Financial Institutions

As we pointed out, loan and mortgage documents require signature verification. The same goes for other financial agreements as well. That means financial institutions will need notary services on a regular basis.

It was common for banks to employ on-staff notaries to provide free services to their customers (sometimes even walk-ins). However, with the rise of online banking, this practice is rare. This works out well if there are a lot of banks in your area constantly seeking outside help when notarizing documents.

Healthcare Providers

You might not think of medical offices as businesses that need notaries. But the truth is, any business that deals with legal documents needs to have a notary on call.

In addition to power of attorney documents, certain medical consent forms must also be certified. Otherwise, it would be difficult to prove whether or not the patient consented to the transfer of power—or the medical procedure itself.

Government Agencies

Here’s a partial list of government documents that might require notarization:

  1. Immigration forms
  2. Oaths
  3. Affadavits

It’s always important to avoid the pitfalls of a forged signature notarized document, but you must be careful when dealing with government documents. Always ensure the person signing the document has the proper identification, and check all the dates and sections of the forms carefully before notarizing.

Employment Agencies

Some employers require drug tests and background checks before they make an official job offer. In these cases, the employment agency might enlist a notary to verify those documents to cover all their legal bases.

Small Businesses

Just because a company is small doesn’t mean it’s entirely self-sufficient. Many businesses that need notaries are very small, like mom-and-pops. Even the smallest businesses have contracts and other agreements that require notarizations occasionally. So get out there and spread the word about your notary business today!

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January 27, 2023

How to Start a Mobile Notary Business in 2023

Filed under: General Articles — Tags: , — Tom Wilkins @ 12:00 pm

Starting a mobile notary business in 2023 is a great way to provide valuable service to your community while running a successful and profitable business. As a mobile notary, you can work from anywhere, set your own schedule, and serve many clients.

Get Commissioned

The first thing you will need to do to start a mobile notary business is to become a commissioned notary public. This typically involves passing a background check, taking a notary education course, and passing a notary exam. Once you are a commissioned notary public, you will need to purchase a surety bond, a type of insurance that protects your clients in case of errors or omissions on your part.

Create a Business Plan

Next, you’ll need to create a business plan. As a notary or signing agent, you know that success in your business requires more than just showing up on time and having the right documents. Taking the extra step to create a mobile notary business plan can go a long way toward helping you achieve your goals and make your work even more successful. There is much to consider, from generating leads to determining pricing structures when writing up your plan.

Invest in the Proper Tools & Equipment

Once your business plan is complete, you must invest in the necessary equipment and supplies to run your mobile notary business. This includes a professional-grade seal and stamp, a journal to record your notarial acts, and a reliable means of transportation to travel to your clients. You will also want to invest in a good-quality printer, scanner, and computer to handle all the paperwork required to do your job.

Market Your Notary Business

Marketing is essential when you start a mobile notary business to ensure a steady stream of clients. You will need to create a website and social media presence to showcase your services and offer discounts and promotions to attract new clients. You should also consider networking with other notaries, real estate agents, attorneys, and other professionals who can refer clients to you.

Ongoing Education

Another important aspect of starting a mobile notary business is to stay up-to-date with the laws and regulations regarding notary services in your state. Each state has different rules and regulations regarding notaries, so it is important to stay informed and comply with all applicable laws. You should also consider joining a professional organization, such as the National Notary Association, which can provide you with training and resources to help you run your business.

How Much Will You Charge for Your Services?

Finally, it’s important to have a clear pricing strategy for your mobile notary business. You will want to research the going rates for mobile notary services in your area and set your prices accordingly. You may also want to offer package deals or volume discounts to attract repeat clients.

Create Your Own Success in 2023

In summary, starting a mobile notary business in 2023 is a great way to provide a valuable service to your community while also running a successful and profitable business. The key steps are to become a commissioned notary public, invest in the necessary equipment and supplies, market your business effectively, stay up-to-date with laws and regulations, and have a clear pricing strategy. With the right approach and hard work, you can start a mobile notary business that will provide a steady income for Notaries/Signings for years to come.

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January 13, 2023

Top Mobile Notary Challenges in 2023

As mobile notaries, the world constantly changes and presents new challenges for our profession. Every year, new updates in law and regulations affect our practice. So it’s important to stay informed of what other professionals in the industry are experiencing so we can continue to do our jobs effectively and safely. In this blog post, we’ll be looking at some of the top mobile notary challenges that will likely arise during 2023 – from adapting to digital platforms amidst a global pandemic to keeping up with ever-evolving state laws – as well as how best to prepare for these hurdles ahead!

Increased Regulation and Compliance Requirements

Being a notary public is no small task! With an ever-increasing layer of regulations and compliance requirements to abide by, it’s important for notaries not only to stay up-to-date on laws governing notarial acts but to ensure that their notary service is top-notch. Mobile notaries, traveling notaries, and signing agents provide added convenience for clients seeking notarization services beyond the traditional brick-and-mortar approach. As such, notaries must recognize that increased regulation and compliance requirements come with the territory and be prepared to meet them in areas ranging from personal identification verification to data security protocols. After all, notaries are really providing an invaluable service – one that requires vigilance on their part in order to execute properly.

More States Legalizing Cannabis and Its Impact on Notarizations

With more states legalizing cannabis, notary services have never been in higher demand! From notarizing banking transactions to notarizing documents related to cannabis-related agreements, notaries are rapidly adapting their services to meet these growing demands. Mobile notary and traveling notary services like signing agents make this work possible with flexible scheduling, location options, and quick turnarounds. Today’s notaries are required to understand the effects of cannabis laws within the state they work in—and as more states legalize cannabis, notaries are rising to the challenge with an understanding of not only their state laws but regional ones too. The need for savvy notaries has never been greater!

Increased Use of AI and Other Technologies in the Notary Industry

The notary industry is no exception to the technological advancements in automation, with many notary services embracing advantages like AI and mobile notarization. Mobile notaries provide notarizing convenience to customers by visiting them directly at their homes or workplace instead of the other way around, and they can also perform notarial services remotely. Signing Agents present businesses with many opportunities, such as booking more notary assignments and being away from their office while doing it – improving efficiency while on the move! Automation allows notaries to increase access to and quality of notary services; plus, going digital has enabled notaries to work faster and become more organized. The combination of modern technology and a notary’s expertise creates an efficient yet secure process for all kinds of transactions, making it one of the top mobile notary challenges in 2023.

Continued Growth in Remote Working and Its Effects on Notaries

The notary profession has experienced a seismic shift since the introduction of remote working technology. While notaries have yet to experience the same growth across all sectors, those in the notary public, mobile notary, traveling notary, and signing agent spaces have seen particularly dramatic gains due to their ability to provide notarization services from any physical location. This means that as more companies turn towards remote approaches for workplace operations, notary service providers have seen benefits through increased business. This shift bodes well for notaries looking to expand their services online – something that would have seemed next to impossible for the average signing agent or mobile notary not long ago.

More States Legalizing Digital Notarization

Digital notarization is rapidly becoming the notary norm, quickly changing the traditional notarization landscape. As more states legalize digital notarization, mobile notaries and notary services must evolve to meet the increasingly strict criteria. This means notaries who act as traveling notaries or signing agents will become even more popular, as they are both cost-effective and able to meet the ever-hastening pace of new technology and ideas in the notarization process. Not only that but their expertise and presence in person can help make digital notarization a cinch for both notary and customer alike!

Changes in the Real Estate Market and How They Impact Notaries

When it comes to notary services, the real estate market is at the heart of it. From mobile notaries and signing agents that travel from place to place to notary publics who perform notarizations at their own location, notaries play a large part in helping facilitate transactions for buying and selling a home. So when the real estate market sees changes—be it an increase or decrease in residential sales or rising interest rates—notaries must be ready to adjust their services accordingly. Whether this means taking on more projects if there is an influx of business or partnering with other notaries for added flexibility and capacity, notaries must stay agile as changes come about to maintain their notary business and keep up with the ever-changing landscape of the real estate market.

Expectations as We Move Into 2023

In the past year, we’ve seen more changes in the notary industry than ever. From increased regulation to the legalization of cannabis, there’s been a lot to keep up with. Mobile notary challenges will persist as we move into 2023, and it doesn’t look like things are slowing down any time soon. You can expect continued growth in remote working and digital notarization, as well as changes in the real estate market that will impact notaries across the country. But no matter what challenges arise, one thing remains constant: the quality of the notaries like you who are dedicated to providing excellent service. Thank you for everything you do to ensure that our community thrives!

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January 6, 2022

A tale of four notaries in hospitals

This was originally published many years ago.

 A tale of four notaries and their adventures at hospitals.
 
Hospital notarizations are very tricky and there is a lot that can go wrong. We have several resource pages regarding hospital notarizations to steer notaries away from pitfalls.  The characters in this story are NOT based on real characters, but each one of them has either a single attitude or attribute that is similar to a real person that I am acquainted with.  This silly story will show how each notary fared and how their way of thinking worked in the long run.  The various notaries include an Arkansas notary, an Illinois notary, a Florida notary, and a Pennsylvania notary public.
 
(1) Jeremy Blunt, a notary in Arkansas was called to do a hospital notarization in Little Rock on the following day.  Jeremy, with his blunt, but thorough manner told them, “Make sure to tell the nurses not to drug the patient within eight hours of the signing.”.  The caregiver, who was happy to have a thorough notary, overlooked Jeremy’s blunt manner and was very willing to coordinate a temporary lapse in morphine, so that the signer (an elderly relative) would be able to sign the papers.  Jeremy called an hour before the signing to have the caregiver read the ID information to him, and had the caregiver verify that the signer had not been drugged recently, was awake and able to conversate, and wouldn’t be drugged until after the notarization, and that the nurses had been informed.  The caregiver was standing next to the bedridden signer to MAKE SURE that no intravenus drugs were given.
 
Jeremy arrives at the signing with his notary bag, records the ID in his journal, gets a signature in his journal and the document(s), fills out the certificate form(s), stamps them, affixes his official Arkansas notary seal, staples the documents together, and is done.  Jeremy gets his fee, thanks everyone in a very blunt way, and leaves.  The signers say, “That Jeremy gets the job done — he’s a bit blunt, but polite, and he saved our rear ends big time!!!  That OTHER notary let us down.  Thank god for good notaries!”
 
(2) Linda Liberty, a notary in Illinois was called to do a hospital notarization in Chicago the following day.  Since she had a strict policy of not butting into anyone’s medical business, not asking questions, and minding her own business, she omitted to ask the caregiver if the signer was on medication.  After, all thats NONE OF MY BUSINESS!  The next day, she gets to the hospital, the caregiver says, “Thank you for coming”.  Linda politely says, “Its my pleasure to serve the public wholeheartedly”.  Linda goes to the hospital room where the patient / signer is.  The patient is high on morphine and in a stupor, barely able to keep his eyes open. Linda says, “Sorry, but according to Illinois notary laws, I am not authorized to notarize someone who is not capable of thinking or communicating coherently.  I can not notarize this person in this condition, ID or no ID.  The caregiver (the daughter of the signer) said, gee, thats too bad.  Linda says, my travel fee is $60 for hospitals please.  The daughter says, “BUT, YOU DIDN”T DO ANYTHING”.  Linda Liberty says, “Excuse me, but I drove an hour and a half here in traffic, paid a toll for the bridge, sat here talking to you for twenty minutes, paid $15 for gas, and have an hour drive home. I did quite a bit and I want to get paid!!!”  The daughter said, sorry, but we can not pay you.  We are very sorry.
 
(3) Ralph Machiavelli, a notary in Florida (no relation to Niccolo… at least not by blood), got a call to do a signing of a power of attorney in a hospital in Tampa.  The power of attorney would be for the signer’s son in law to take over all of his banking and real estate transactions. Ralph had lots of experience and thought ahead.  This Florida notary public had had his fingers burned a few times and knew the techniques for keeping out of trouble and getting paid.  Ralph told the client that he collects a $75 travel fee at the door BEFORE he sees the signer.  He, then charges $10 per for stamp for an acknowledged signature which is the maximum allowed fee in Florida.  The son in law of the signer agreed, and they set the appointment for the next day at 10am.
 
Ralph gets to the appointment.  Collects his travel fee in CASH, and says, “Thank you very much”.  Lets see the signer now.  The two of them proceed to walk down the long corridor, around some bends, up an elevator, down another corridor, past a nurse station, to the left, to the right, and then into a room.  They found the signer was drugged, sleeping, and in no condition to sign or even talk.  The son in law tried to wake the signer up.  The signer eventually woke up after twenty minutes of blinking and saying, “mmmmmmm?”.   Ralph said, can you ask dad to sign this form?  The son in law said, I’ll try.  After twenty additional minutes of wasting time (a result of the medication), the son in law said, its no use, they drugged him this morning.  Maybe I have my $75 back?  Ralph says, “I’m sorry, but in addition to traveling, I spent forty minutes here waiting for your signer to sign something.  This was a complete waste of time.  Next time please make sure your dad is ready to sign at the appointed time. That means…. NO DRUGS”.  Ralph returns home with his money.  He pleasures himself with a nice baby back rib dinner, and then returns home.
 
(4) Sharisse Washington, Pennsylvania Notary Public at large, doesn’t stand for this type of nonsense or bluntness that happened in the above three stories.  She has thirty years of experience, and carries a handheld database of how to handle each situation with all its variations and pitfalls.  Sharisse minds her p’s and q’s, dots her i’s and crosses her t’s.  She informs everybody in a polite way, and doesn’t put herself in a position that anything will go wrong either.   This notary in Pennsylvania gets a call to go to a Philadelphia hospital to do a notarization the next day.  She politely asks the client if they have an ID for the signer.  She asks if they could read the ID to her, so that she can verify that they have the ID, and that its current.  She asks if the patient EVER recieves medication or is likely to receive it during the day of the signing. She asks if its possible that they could provide a “WINDOW OF TIME”, where they could be sure that the signer wasn’t going to be drugged.  She asks what the name and type of the document is.  She asks if it is in their possession and if they can read the document to her (so, she can verify that they really have it).  After she asks all of the questions on her database’s check list, the cordially thanks the client for answering her questions and assures them that she will be at the hospital lobby at 10am the following day. 
 
This Pennsylvania Notary calls at 9am to verify that they have the identification handy and that the signer is not drugged. Sharisse shows up at the hospital at 9:55 just to be on the safe side.  The client is there, thanks her for being early.  They go up to the room.  The signer is awake, sober, and conversational.  The signer signs the document and journal. Its a bit if a struggle being old and being weak, but the signer does it… because she is sober and awake… and sober…not drugged.   Sharisse does all of the remaining necessary paperwork, thanks everybody, collects her fee, and is off to her next appointment which she allowed a sufficient amount of time to get to.
 
Now that you have read how each of these four notaries handled a hospital job, its up to you to decide how you want to handle this type of job. Remember, that hospital and jail notary jobs and many more potential pitfalls and things that can go wrong than a regular office or home notary job.  Do your homework, be polite and stay out of trouble, and that way, you will be able to make a living. Otherwise, it is you who will be sorry.

You might also like:

Power of Attorney in a nursing home
http://blog.123notary.com/?p=2305

Do you like your job? A story of being kept waiting forever at a hospital.
http://blog.123notary.com/?p=617

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December 22, 2021

Will there ever be another Carmen?

Filed under: General Stories — admin @ 11:09 am

We all grieve our loss of Carmen. But, she is resting in the brighter world. I am getting old and ready to do some resting too, but there is much to be done — as they say in the movies.

But, will there ever be another Carmen? Nobody will ever be like her. But, perhaps there will be someone who will do her work. I get so far behind on emails and phone calls, renewals and more. It is hard to keep up.

I wanted to spend 2021 doing quality control, and I brushed up 1000’s of people’s notes sections and quizzed thousands as well. It took forever, but I did a good job refining my procedures and getting my listings straightened out. There are just so many of them.

I need to be at peace with myself and done with whatever projects I am working on to have time to incubate someone else to help me with my work.

I met several people who sounded promising who wanted to help me work. But, I never followed through. Most of them quit the notary industry after a year anyway. Do I want to work with a quitter? Carmen lasted 17 years and has the emotional scars to prove it. I want someone who will last.

But, the other day a nice lady from Florida called me. She said she wanted to work for me. She wasn’t at all like Carmen, but she was charismatic, great with people, had a customer service background, and was black. I was thinking — will she be the next Carmen? I started having that feeling. You know that feeling when you meet that person and you wonder — is she the one?

I had that feeling when I looked under the sofa and found true love. I said hello and she said “meao.” We became instant lifelong friends and I have the claw marks to prove it. Every time I look under that sofa, many years after Mrs. Meao’s demise, I wonder — will I find true love again under a sofa? Of all the unlikely places. But, I don’t think I will find a new and perfect assistant under a sofa. But, perhaps from a referral or unexpected phone call.

An old contact from 2005 or 2008 surfaced with me. She referred someone to me and that person mentioned her name. Nicole Mickel. She was in the settlement industry and then moved to Real Estate and sells houses in Florida to people moving down from New York. Quite a business. I forgot her exact name, I knew it had an N and an M in it. So, I asked for the contact information for Nicole’s number and called her. She was her charismatic old self. She gave me great hiring advice. She taught me how to hire based on personality type and how to decipher what a person’s personality type is. Mrs. Meao’s personality type was that she liked to snooze and claw people, but I don’t know how this applies to humans.

In any case I feel more emotionally ready to deal with this. When Carmen died, I knew she was sick and I knew she was slowing down. I thought she still had a few more years. Her death was not only traumatic, but just left me there high and dry and emotionally unready.

I think when people die, they should give their friends, family and contacts two years notice. I am slow dealing with stuff.

In any case, to sum it up, I am getting more ready to find a replacement. I will be strategic and try to find a great personality who is disciplined about this type of work and good with people. No promises. whomever it is will not have the technical saavy of Carmen, but might be very helpful and have a great personality. Keep your paws crossed… or fingers.

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October 17, 2021

My response to NNA’s article: Is the Notary industry overcrowded?

Filed under: Marketing Articles — admin @ 7:39 am

My opinion on this matter is that there is a lot more notary work than there used to be. The crazy ups and downs in the economy, people losing their jobs due to covid related causes and getting new jobs. People escaping from certain areas and moving to other areas. All of this transitioning necessitates a lot more Notary work and Notaries. And yes, there are more Notaries out there than before. When people lose their job, the first thing that goes through their head is whether or not to become a Notary — or so it seems.

However, for the last eight or so years, new notaries and old alike lack the willingness to master their trade and become experts. Many take classes and pass tests. But, when I test them on actual notary or situational knowledge, few can get more than 80%.

So having lots of poor quality notaries who can’t even administer an Oath properly is not overcrowded. The quantity of what I consider to be qualified Notaries is as sparse as the population in Northern Alaska in between sled dog races. Actually, I think those races are in central Alaska along the biggest river when it freezes over. And the Northern lights are good in both places. But, I digress. What was I writing about again? Ah yes — Notaries.

POINTS IN THE NNA ARTICLE DISCUSSED

The author of the NNA article says that many Notaries claim that there is not enough work to go around. Qualified Notaries are not making this claim. They claim that there is not enough work that pays what they want to go around. Notaries with no name recognition, no skills to speak of and no experience would not get much work even if there were enough work to go around. I understand the author’s point, but when you look at the situation a little below the surface it looks very different.

The author states that RON or Remote Online Notary work creates new opportunities. This is a very true point. However, RON work is feast or famine. The 80:20 rule of Real Estate where 20% of the agents get 80% of the work applies to RON, if you change it to the 99:1 rule. It seems that the applications and sites catering to RON work favor the very solid Notaries who have seniority and know what they are doing. A handful of Notaries are cleaning up where the majority are lucky to get even one job. So, understanding RON from a business perspective is complicated and it does not provide work for the masses.

The author recommends: use the support of your fellow Notaries. Yes, this is a great idea. However, any successful notary who teams up with others will be very picky who they choose or their reputation will go down the drain. If a new Notary thinks they can partner up with an experienced Notary with a good customer base, this is very unlikely unless you developed a stellar reputation or are very socially close to the experienced Notary. But, in the long run, networking is a good idea. I did it for years, and many Notaries on 123notary do it too. Networking — it’s a good idea, but there are catches and many considerations.

The author recommends: Network with local businesses that need notary services. Once again, another good idea. But, this is an idea you should be using anyway regardless of how the notary market is doing. Call up local businesses. Or drop by and give them your card. A certain percentage will use you, so go to lots, and have lots of cards.

Then the author recommends: Find opportunities outside of your local area. This is what I recommend too. It is called widening your net. You should do that in any case whether business is fast or slow if the price is right or if it is for a client you like enough to drive. This point is a good one, but has nothing to do with overcrowding.

SUMMARY
I feel this particular NNA article is helpful, but is a general marketing article with a title that is specific to a particular type of market condition that the article does not address. The fact is that for years, the NNA has been outstanding at marketing to new Notaries, getting them on board and turning them into signing agents. Many of these Notaries are Realtors, Insurance workers, Mortgage and Escrow people, etc. NNA tends to attract a good crowd and a big crowd and floods the industry with signing agents. However, how many of these signing agents can pass a tough notary or signing agent exam? The answer is very few. And the reason is that people since about 2013 (yes I noticed this), have become lazy and don’t want to study hard. Even people with four different certifications don’t like to study hard. This is hard to believe but it is my experience.

Here is the original article
https://www.nationalnotary.org/notary-bulletin/blog/2021/09/is-the-notary-industry-overcrowded

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October 15, 2021

The Supply Chain Debacle

Filed under: General Stories — admin @ 7:31 am

It all started when I had to go to five stores to find Starbucks Double Shot. I love double shots so much I created a notary quiz question where the notary has to administer an Oath to me for a statement that says, “I love Starbucks Double Shots.” Well, they are not being manufactured anymore and they are out of stock. Thank God I have the remains of a dozen that I keep in my trunk for trips. What is happening to this planet.

Then I couldn’t find water at the supermarket. But, I went to another supermarket and they had Arrowhead, but not their store brand. Is this a trucking problem.

Then, I started seeing articles stating that the supply chain has been undermined for five months — and I am only realizing in October 2021.

So, how will this affect the notary biz? Good question. First of all, if you are a Notary (or anyone else), you should consider stocking up on things you like and things you need because they might not be available at some point because your trucker died, quit, or has Covid. Additionally, local California laws make it impossible to hire a trucker who has their own truck because they must be categorized as an employee even if they meet the definition of a subcontractor. I believe CA created that law solely to throw a wrench in people’s business models and put people out of work.

Supply chain issues lead to a decrease in construction because materials are so hard to come by. That means less purchases, sales, and construction paperwork. We still might have refinances, and that might go up as property values might climb if people are not able to build easily. Additionally, there is a labor shortage as people don’t want to work as much or due to labor law issues, cannot qualify to work under the terms they like or need such as being an independent contractor. AB5 is such a bummer.

I think that in the long run, people will die from the vaccine and from natural disasters. My psychic channeled the angels at my request to ask about two dozen questions — mostly personal. But, one was about earthquakes. The angel said that earthquakes would be the tip of the iceberg. We will have volcanoes all throughout the world — that means Oregon and Washington State will be in big trouble, and perhaps Wyoming.

It seems clear that the Messiah is coming, and the prophecy is that 2/3rds of the world’s population will die in the years before he becomes a public figure. A much smaller portion of the American population will die compared to the world population, but there will still be death. And death means more available housing which means that ALTHOUGH housing might go up for the next two years, it will have to come down a little starting around 2023 or 2024 when it hits it’s apex, and then sharply around 2024-2027. This is just my guestimate, but it is based on future events revealed to me.

So, I don’t know where it makes sense to put your assets: stocks, gold, real estate, land, or cash. Maybe a mixture of all of these. Basically, when the market hits its apex, there will not be much in terms of Refinances after that. And God knows what will happen to global financial markets. We might face another meltdown, but of unprecedented proportions. Time to build a bunker and stock up on canned goods!

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August 14, 2021

Being a notary vs. waiting on table

Filed under: Humorous Posts — admin @ 8:00 am

When I have new notaries on board, I normally give them a welcome call. I asked one guy what his professional background was. He told me he was a Notary for a month. I told him that a month doesn’t constitute a professional background, but that a 20 year teaching background would. Then he said that he was a Real Estate intern for half a year. Finally, I asked him, “Are you young?” I forget that young people don’t have a professional background or necessarily know what one is. But, if they keep having a boring and dull life going into the office, they will attain one in 10 short years. But, what about being a waiter?

WAITER: Welcome to Mel’s Diner, can we interest you in a drink?

CUSTOMER: I’ll have the jackhammer.

WAITER: Can I see some ID?

CUSTOMER: I’ll sign the journal, but I won’t thumbprint.

WAITER: Hmmm. So, what’s your sign?

CUSTOMER: I’m a Leo.

WAITER: So, you were born, July 28th, 1997.

CUSTOMER: You are trying to trick me. I was born the 29th.

WAITER: I wasn’t trying to trick you. I have bad eyesight. And I don’t use a journal because my state doesn’t require waiters to use a journal.

NOTARY: You sound like a Notary in one of those states that doesn’t require journals. But, when you get busted by the FBI and the journal is your only evidence that you weren’t involved in a serious act of fraud, you could get put in jail or end up in court forever.

WAITER: Good point. What if someone orders an illegal drink with a fake ID, I don’t keep a record of it, and he gets in his car, runs someone over, and I get blamed. That “journal of official waitorial acts” could be my only defense.

CUSTOMER: I never thought of that. You know, you CAN thumbprint me. I even brought my NNA thumbprinter.

NOTARY: Are you a Notary too?

CUSTOMER: Not yet, but I’m going to become one, and I’m learning something right here about being a Notary. It can be a dangerous job if something goes wrong.

NOTARY: It’s like driving. It’s safe 99.9% of the time, and then something unusual happens and then only your seatbelt can help.

WAITER: Many people don’t like precautions unless they sound like Covid-19 precautions — then they like endless restrictions and precautions.

CUSTOMER: If I were running this joint I would say — you can have that jackhammer, BUT ONLY if you sign this journal. But, you can’t sign the journal unless you wash your hands three times and say hail Mary, and then walk around in a circle counter clockwise, use a sanitized pen, and then sign it wearing an N-95 facemask.

NOTARY: How about sound effects. If someone orders a jackhammer, shouldn’t that come with sound effects. Maybe get some sampling?

WAITER: How about this? “Chu chuh chuh chuh chuh…… HEY SULLY, we’re that pipe you brought ovuh? chuh chuh chuh chuh …. WHAT? I CAN”T HEAR YOU. I got my ear plugs on.”

CUSTOMER: Wow, that changed the whole customer experience in an even better way than those meaningless restrictions.

WAITER: Sully says he likes the part about the hail Mary as you go around three times.

NOTARY: Is Sully a real person?

WAITER: He’s real to me! So, let me guess. Would you like to try a virgin Notarita?

NOTARY: Sounds great, but the drink sounds underaged. I don’t want to get in trouble.

CUSTOMER: It’s okay, the drink has been aged 21 years. We just need to make sure that you are of proper age and sound of mind.

NOTARY: Here’s my ID. Wow, this is like life in reverse.

WAITER: So you could notarize that drink because it’s old enough.

NOTARY: It’s age is passing, but it doesn’t have an ID.

WAITER: But, it does have a signature — in fact it’s our signature drink.

NOTARY: In that case, that makes it okay. So, honestly, are all of your clients as interesting as us?

WAITER: Some are a lot more interesting. But, it’s hit and miss, especially the ones who forgot their ID.

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April 28, 2021

Tips for getting more assignments as a new Notary

Filed under: Advertising — admin @ 9:50 am

Here are a few tips for the new folks to get more business.

1. Take jobs that others won’t.
Most Notaries are picky. They want the best jobs for the highest price from the nicest companies. If you are trying to develop a reputation and get signings under your belt, do the opposite! Take signings that are far away, pay little, involve a lot of fax backs, or sound difficult. You have to get your foot in the door.

2. Advertise on all the major portals and directories
Snapdocs, 123notary, Notary Rotary, Notary Cafe, and others

3. Advertise in more counties on 123notary
We don’t even charge for this. Once you are listed you can have up to 12 counties, and sometimes we can accommodate for more. If the database cannot accommodate them on one listing, we can create additional listings which generally is not free, but for an affordable cost if you want a larger net.

4. Call all signing companies in the nation that are doing a lot of business. Talk to all title companies within 90 minutes of you as well. If they need pick up and delivery, you might be their person.

5. Having mobile equipment helps
Mobile printing, scanning, faxing really helps. But, if your equipment is at home, make sure to have a dual tray printer, a reliable scanner, fax, and whatever else your clients say they need.

6. Network
Get listed with your local chamber of commerce, let local hospitals, Attorneys, nursing homes, airports, jails, bail bonds people and Real Estate brokers know you are in business. Often they have their own Notaries, but people get sick, quit, or won’t notarize due to conflict of interest.

7. 25K E&O Insurance
This is the minimum, but some people get up to a million to let people know they are serious. An absolute beginner should probably stick to 25 or 100K. But, you an upgrade if you start getting title work because the title companies want more.

8. Let everyone know you are a Notary
People often need a Notary and it is handy if one lives nearby who people know. Mention you are a Notary on your Facebook page, Twitter, at networking events, to your neighbors, the local stores, and anyone else you can think of.

9. One certification is good, but…
It is good to be “certified”, but having three or four certifications lets people know you are three or four times as serious as the others.

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April 21, 2021

SCREENING FOR MORE THAN COVID……

Filed under: Uncategorized — Tags: — admin @ 7:00 am

SCREENING FOR MORE THAN COVID……

Don’t let people waste your TIME. That is all you have and you can’t reclaim it. This blog is to remind all Notaries of the “SCREENING” they need to do before accepting an assignment or even giving a quote.

First and foremost, you should check if the signer or anyone in that household has COVID, come in contact with anyone who has had COVID or are under quarantine orders. Of course, there is a possibility that they may not tell the truth. If that is the case, be prepared to walk if you suspect that the signer has COVID when you get to the signing.

Other important questions to ask when someone calls you for a quote:

Let them know that you are happy to provide them with a quote but you would appreciate it if they answered a few questions.

1. Are they shopping around for the lowest prices? If that is the case, just give them your bottom-line price and let them know that they can call you after they are done shopping with other notaries.

2. Make sure that you toot your own horn (No one else will!) Let the signer know about your experience, certifications and # of loan signings before they go shopping for a lower price. If they are not shopping, ask them the following questions.

3. What type of document is being notarized? Real Estate, Power of Attorney etc.

4. Do they have the document with them?

5. Does the signer have current and valid ID?

6. Do they have a private area where you can sit down safe distance apart to notarize the document?

7. Try to schedule your appointment during a 2- or 3-hour appointment window in case you are running late. Let them know that you will arrive anytime during that window and they should be available. You can let them know that you will call or text them 30 minutes prior to arrival.

8. Determine method of payment and let them know that you don’t accept personal checks if that is your preference.

9. Ask them if they have any other commitments during the appointment window so you can be adequately prepared.

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