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May 1, 2021

Precautions as a notary are like wearing your seat belt

Filed under: Best Practices — admin @ 6:28 am

One out of seven seasoned Notaries I talked to has ended up in court at least once. Generally this happens because of something outside of the Notary’s control. Fraud, theft, or someone taking advantage of a confused elder are the main reasons for court cases.

Notaries who have never been to court think it will never happen to them. It is like car accidents. Bad ones do not happen much, but when they do, if you are not wearing a seatbelt and/or don’t have good airbags, you might be in big trouble. Just because it hasn’t happened yet, doesn’t mean it won’t happen tomorrow, or in twenty years. So, take precautions. Think of these as wearing a facemask if that makes it more relatable.

If a signer is senile, elderly, in a hospital or nursing home, make sure you can identify they correctly and that they can explain to you what they are signing. Don’t ask yes or no questions as they will say yes to anything and are probably on morphine and not all there. If they go over the document point by point, then they know what they are signing today. They might not remember a year from now though, and that is dangerous for you if it goes to court.

Your journal is your only evidence, so if you say, “My state doesn’t require a journal” you are a fool. The state might not require it, but a judge or investigator needs the journal as that is your only evidence of what actually happened.

PRECAUTIONS
1. Make sure the name on the ID proves the name on the document. Don’t use the “you can have more but not less” rule, because notaries always forget which document you can have more on – the ID or the document. So, remember my rule. “The name on the ID must prove the name on the document.” The ID name can be matching but longer, or matching and identical to prove the name.

2. Take a thumbprint unless your state forbids it. I personally might take a thumbprint anyway in Texas because the state forbids selling or distributing that information and not taking it — and that is your only hard evidence of the identity of the signer. Fake ID’s abound, but fake thumbprints do not.

3. In the “Additional Notes” section of your journal write down about the situation, the mental state of the signer, who else is there, and that the signer explained the document to you. This could save your rear if you go to court three years later because you will not remember what happened off the top of your head. Write down anything else noteworthy about the situation to job your memory when investigated.

4. Decline jobs that are too sketchy or if you are unsure that the signer knows what is going on.

5. Have the signer verify who the other people are with them if they are elderly. Sometimes they are not related and sometimes they are scamming the signer.

6. Make sure you know how to give Oaths correctly. You could lose your commission if a judge finds out otherwise.

SUMMARY
I was investigated 3 times, but had my paperwork and thumbprints in order. It took me minutes to query jobs done a year or so ago since I had a stack of journals all in chronological order. I always identified people correctly and took notes in my journal for credible witnesses and other pertinent facts. Be sure to do the same, or even more. If you do everything correctly, you still might end up in court, but it will be a shorter case as you have more compelling evidence as to what happened — especially the thumbprint which is your only hardcoded proof of identity.

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April 29, 2021

A Notary notarizes the My Pillow Guy

Filed under: General Stories — admin @ 6:08 am

NOTARY: Hello Mike, how is everything?

MIKE: It’s been rough. People are cancelling me left and right because of my political beliefs. It’s like living in a communist country.

NOTARY: Well, I’m not going to cancel you. May I see some ID?

MIKE: Here you go.

NOTARY: Let’s see, you want to be notarized as Michael J Lindell, but your ID says only Michael Lindell. Sorry… I’m canceling you based on your ID, but not your political views.

MIKE: It has the J there. Time to see an eye doctor.

NOTARY: I just don’t like the way people cut you off, and without any type of landing pad. There was no cushion to your landing. And all because of your PILLOW-tical views.

MIKE: It’s because the pillow guy is “in bed” with the enemy, at least from their point of view. On the other hand, maybe the cancellers got up on the wrong side of the bed.

NOTARY: For them, every side of the bed is the wrong side.

MIKE: I’ll sign to that!

NOTARY: Well maybe you should resolve your issues with the left by having a pillow fight. By the way. I just love how you get all excited over something so mundane as a pillow. You get as excited about pillows as I get just thinking about my future trip to Japan where I will do sake tasting, see amazing parts of Tokyo with the most unique shopping on the planet, and see Buddhist temples in Kyoto.

MIKE: You’re right. I guess I’m a bit eccentric. But, that Egyptian cotton is something else.

NOTARY: I bet Amazon probably cut you off. They have become a bunch of Piranhas in the last few years which is an interesting insight. I guess their business name has a lot of metaphysical impact on their character.

MIKE: Hmm. Very interesting. I never thought of that. So, what does my business name make me — a big softy?

NOTARY: Actually, you kind of act like that… I think you are correct in your assertation. (pause) Please sign here. (pause) According to Judaism, your name is very important. The most famous story in the Torah is when Rachel’s son Benoni’s name was changed to Benjamin. From: son of my sorrows to: son of my right hand. Rachel had to change the boy’s name otherwise he would attract a negative and sorrowful future. But, you are named after an angel, so I guess you are on the right track. And I think angels like pillows.

MIKE: I should order some new wings from Amazon assuming I’m not banned from there. I should get a warranty on angelic wings too if I get some. Angel wings, not teriyaki wings — just wanted to clarify that.

NOTARY: Can you sign the journal? Uh-huh…. Okay. I’m going to stamp the document. You are good to go. Your new pillow contract is good now — REST ASSURED.

MIKE: Another pillow reference.

NOTARY: Have you ever thought of making coffins too? Dead people like to be comfortable too — I’ve heard.

MIKE: I would like to create a coffin for dead people who vote by mail who need to get in and out of that coffin and go to the post office. There’s a big market for those folks, at least as of 2020.

NOTARY: Good point.How about a briefcase with a very soft exterior, or a Notary journal with a very soft cover?

MIKE: Not much of a market for that, but sounds like a great idea. Well thanks for the Affidavit, do I need to swear to anything?

NOTARY: Your notarization was an Acknowledgment and doesn’t include an Oath. But, I am so good with Oaths, I can give them in my sleep… I swear it!

MIKE: Uh…. another pillow reference. I saw that one coming. Okay, it was fun. Let’s hope that this cancel culture ends soon.

NOTARY: And if it doesn’t, you can suffocate it with one of your products.

MIKE: Another one. That one I didn’t see coming!

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April 16, 2021

Trick questions — you already gave them a choice

Filed under: Technical & Legal — admin @ 8:00 am

I have a trick question in one of my email quizzes. In the question, the affiant requests an Oath for a document about whether he likes Starbucks or not. It is a sort of a nonsense Oath, but goes over some critical knowledge about Oaths as silly as it sounds.

The answers have to do with the first words the Notary should say when administering the Oath. Some of the answers include:

1. You should ask if the signer wants an Oath or Affirmation
2. Do you swear or affirm that…

These particular answers (and there are about seven total answers to this question to see who really knows their stuff and who is guessing or fudging.) reveal a lot. The signer already request an Oath, so you have already fulfilled your obligation to let the signer choose what type of notarization they want. So you don’t have to ask again what type of Notary act they want. If you answered 1 or 2, you are being redundant and those answers are therefore not good answers. You should then say,

“Do you solemnly swear that you love Starbucks?”

They should raise their right hand and say, “yes” or “I do.”

The purpose of this question is to see who thinks straight and who does not. People who have illogical thinking are not the best people to hire. On the other hand, I recently learned that people who ignore emails are even riskier to hire because they are negligent by definition!

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April 15, 2021

Notarizing at an insurrection!

Filed under: General Stories — admin @ 6:36 am

Paul the Notary navigated his way around a huge crowd on his way up the steps to the Capitol. He had never seen so many MAGA hats in his life. He had been hired to notarize Mark who called from within the Capitol building for a last minute emergency signing.

NOTARY: Hello, I’m here. Who needed a Notary?

RANDOM PERSON: Buddy, you’re in the wrong place at the wrong time.

NOTARY: It’s not like I’m committing a capitol offense… well actually, bad choice of words, perhaps I am. I am on restricted Federal property — but, I didn’t see a sign, so that makes it okay.

BUBBA: Are you the Notary? We’ve been waiting for you.

NOTARY: Yeah. Who am I notarizing? Is it Confederate Flag guy over there, the guy running around with zip ties, or the guy with the painted face and the horns. Oh, goodie, I hope it’s the guy with the horns.

BUBBA: No, it’s Ramsey over here. He’s been shot and needs a Power of Attorney to authorize his sister to take care of his property.

NOTARY: Ouch. Is he going to get arrested in the middle of the notarization?

RAMSEY: Here, I am weak, but I can sign that journal.

NOTARY: Sign it in blood. Oh, wrong time for that joke.

RAMSEY: It’s okay, I always wanted to die this way.

NOTARY: So, if you die, would you die fighting for your country, or against your country… I’m having trouble figuring out who is who over here.

RAMSEY: We’re fighting for what our country stands for.

NOTARY: And the opposition can’t STAND that, right?

RAMSEY: Another joke. Basically, they sit for justice, we stand for it.

NOTARY: And you can’t SIT injustice.

RAMSEY: Right now I’m lying, but I’m not telling any untruths.

BUBBA: He lies about everything, but only when he is dead tired. Now, I’m doing it.

NOTARY: So you lied beside a Notary, but not to a Notary. Good thing you are not under Oath. You’ll have to sit up for your Oath so you are not lying. Please raise your right gun… I mean your right hand.

RAMSEY: Okay… Uh oh, gunshots. (bang… bang)

BUBBA: Better put your hand down otherwise you might lose it.

ONLOOKER: He won’t be needing it… at least not the way he is going.

NOTARY: Was that friendly fire or un (bang…. bang.) I better get down too. Put your hand out horizontally. Or should I say, LAY your hand out. Do you solemnly swear that the contents of this document are true and correct.

RAMSEY: Yes, but this document is intended to get an Acknowledged signature which doesn’t require an Oath.

NOTARY: Hmmm. Maybe you should be a Notary in a future life. You are correct. Okay. Here is my stamp. You better give this document to your document custodian.

BUBBA: I know his sister so I’ll take care of it.

NOTARY: So, if I say I support the constitution and love the flag, does that make me a white supremicist?

ONLOOKER: Only if you mean it!

BUBBA: Which flag, the American or the Confederate flag? These days they are considered to have the same implications. I was asked to take the American flag off my textbook at school because it was too, “controversial.”

(Later that day on MSNBC)

REPORTER: A white supremacist sympathizer Notary arrived at the Capitol to notarize a man committing treason.

BUBBA: I thought we were protesting against treason — I should start my own news outlet. Why do they always twist facts.

REPORTER: But, the Notary was not wearing a MAGA hat or holding a flag. Looks like these supremacists are hiding under the radar these days. It’s hard to identify them without any distinguishing markings. They look just like regular people without the red hats and the flags.

NOTARY: I’m just doing my job. I am neither for these people or against them. I don’t even know what they were doing, what they thought they were doing, or what they planned (if they planned at all) to do. Do we have to distort every single fact that we talk about?

BUBBA: On their network that is an essential part of their business model.

NOTARY: Does anyone else need a Notary? I need to make a little more out of this trip to pay for my parking. I had to pay a mint for parking, walk over half a mile and risk my life to get here.

SALLY: Do you do Oaths?

NOTARY: Funny you should ask. Please raise your right hand, oh, and that will be $10 please, but hold the ten in your left hand. The other left hand… there you go…

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April 12, 2021

10 things you need to know as a Signing Agent

Filed under: Best Practices — admin @ 7:28 am

Most people are confused when they begin their career as a Notary signing agent. They don’t know what they need to learn or do, or how to get clients. Those in the business for many years have the opposite problem. They think they know everything while they know very little — at least when I test them. Here is what I think Notaries should learn and how to learn it.

1. Be a good Notary. What does that entail?
You need to know the rules for each notary act and how to fill out forms. You also need to know how to administer Oaths correctly and few Notaries do this well or take it seriously. You can lose your commission if a judge finds out you didn’t give an Oath on any particular Affidavit, Jurat or sworn statement that you notarized. It is easy to learn how to do this, but few make it their business to know their job. Read your state’s notary manual regularly. You can also read blogs from NNA, 123notary or other Notary agencies. But, your state notary division is gospel, and the agencies are sometimes wrong — so treat their information as commentary. Keeping a journal is also imperative, because when you are in court, and 15% of serious Notaries end up before a judge sooner or later, your journal is your only evidence. The more thoroughly you keep your journal, the happier the judge will be with you. If you identify someone incorrectly or carelessly you might be empowering an imposter to steal a house from someone or commit fraud. We teach all of these points on our blog on Notary Public 101.

Summary of point 1.
Understanding All applicable Notary Acts, Identification procedures, Journal procedure, and Oaths are the bedrock of being a good Notary.

2. Understand The Right to Cancel
Residential owner occupied Refinances typically have a Right to Rescind document. Understanding how to date this document properly is not rocket science, but experienced Notaries flake and goof and get the dates wrong when I test them on a regular basis. It is not rocket sciencem, and no, the NASA website doesn’t cover this, it is a matter of counting to three and not counting Sundays or Federal Holidays.

3. Understand FAQ’s about loan signing.
When is my first payment due?
Where is my rate, APR?
Do I have a prepayment penalty and where is it?
Where are my closing costs and fees itemized?
Do I have to send a check or other documents not included in the package?
How long can I read my borrower’s copies before rescinding
How do I cancel my loan?

Many Notaries feel that they need to be experts at all of the documents. As a general rule, you should know the difference between the Correction Agreement LPOA and a Compliance Agreement, although there are so many variations in these documents that they are all different and you have to read each one — but, being familiar and knowledgeable about these document variations pays off as this is a FAQ that people are concerned about. Most loan signing courses go over this information and you should memorize this as people at signings will ask about it.

4. Understanding Reverse Mortgages, TRID, Helocs, Purchases, etc.
LSS’s course seems to do the best job teaching these types of loans (or documents) that are new in popularity over the last few years. Most signing courses were written ten or twenty years ago when Reverse Mortgages either didn’t exist or were not a popular item. Since as a Notary, you are not allowed to explain the terms of a person’s loan, but only allowed to help signers find information within the loan, it is NOT critical to understand these loans or documents, but make you look good if you did. So consider point four to be a plus, but not a necessity.

5. Explain or don’t explain
In our various blog courses we go over point by point what a Notary should explain or not explain. The 30 point course discusses this in detail. This is critical because otherwise you might get yourself in trouble talking about what you have no business of talking about. Or you might talk about something you know nothing about. Or, you might not answer a question which you should know the answer and express the answer about. Boy, this is complicated.

6. How to find new clients
There are many ways. We write about this in the marketing section of our blog, but you might have to scroll.

7. How to background screen clients
Not all clients are pleasant or pay on time. Use the 123notary or Notary Rotary forum to see which companies are worth working for. Please be informed that in the last two years there has been a drastic decline in forum commentary on our forum and on NotaryRotary’s, although theirs is much more well trafficked than ours. There is less quantity of reliable information about the various signing companies. But, still do your research.

8. How to collect from clients
Some people don’t pay on time, so you have to know how to keep records, how to bill people, and how to threaten them the right way if they keep you waiting for payment. We go over this in our courses.

9. Where to learn about general information
You should read the various blogs out there. NNA and 123notary have interesting blogs where you can learn and source information from antiquated entries on particular topics.

10. How to handle tricky situations
In Notary Public 101 we go over many sticky situations and explain how to think about them and how to handle them. Understanding this content makes you a more confident, trustworthy and safe Notary! It’s like a vaccine made out of knowledge!

Further Reading
As a general rule, I recommend getting certified by various entities, not just one. I recommend Notary Public 101 and the 30 Point Course in our blog as well as reading our blog articles about marketing and notarial issues in particular. LSS offers a very practical course that is more sensitive to what is going on in the industry now. Notary2Pro seems to churn out the best trained Notaries of any certification. 123notary has the hardest certification test and passing it will prove yourself better than the other certifications.

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March 20, 2021

If you do well on our email quizzes, will you do well on clicks?

Filed under: Certification & Communication Skills — admin @ 4:47 am

Number Crunching
Based on previous number crunching sessions, I learned that those who do well on our certification tests or email quizzes tend to do well in life and getting clicks, jobs, etc. Knowledge is power — and you must make sure never to misuse your power. Just kidding — you can misuse it. Just don’t do anything illegal.

20% More Clicks?
However! I decided to learn if any particular questions influence your fate more than other questions and I was blown away by what I found. I analyzed about 30 listings that had taken my email quiz. I learned that people who answered questions about how to ID a person correctly did a lot better on click results. Those who followed directions fared well too. Those who could give proper oaths got more clicks as well. With these questions, a single correctly answered question resulted in 20% more clicks — wow!

The Fedex Question
But, there was one question where you got more clicks by answering it wrong — what gives? It was my infamous drop the package question that most people to this day disagree with me about. Basically, if you almost finish a signing, but the signer refuses to sign a particular disclosure, you call your contact person, send texts, leave messages, etc., but don’t hear back from him, then what? How long do you wait to drop the package because of a single non-notary document that is sitting on the borrower’s table after you leave?

My Answer
My answer is that ideally you should wait 90 minutes from your initial message, and feel free to keep calling after that. Drop it, because if you don’t, you might forget to drop it, get sidetracked by another last minute job, get in an accident, or get caught up in something else. If you don’t drop it, chances are the docs will go back at least one day late and you will get in trouble. But, there is a one percent chance it will be two or more days late for a variety of reasons in which case you will be in big big trouble.

Most Notaries prefer to wait until right before pick up at Fedex and then drop the package or wait until they get a return call. If the Loan Officer is in the hospital, you might never get that return call, meanwhile the loan docs will be collecting dust in your car. These situations happen, although not that often

The irony is that those who answered this wrong according to my analysis, who held on to the documents got a lot more clicks as a result. But, why? I feel that these Notaries exhibited conscientiousness by waiting for instructions even though it was not in good judgement to do so. They exhibited caring and responsibility to do a wrong thing that seemed like a right thing. However, I feel that these Notaries did not think the situation through carefully and are more likely to get their clients in trouble in the long run.

It is my practice to elevate free listings higher on the list if they get high clicks, and then to lower their placement if they score poorly on my quizzes. It looks like this is the ideal question for those with high clicks who are a danger to the public who need their placement lowered.

My Question to Myself
My question to myself is — should I not ask questions that lower your clicks by answering them correctly, or ask more questions with the same attribute, or not care either way? After all, I am measuring the safety of the notary and not how popular they are by quizzing them so why should it matter? Hmm. A question to chew on.

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February 20, 2021

How dangerous is it to be a mobile notary?

Filed under: Business Tips — admin @ 4:14 am

How dangerous is it to be a mobile notary? We have written other blog articles on the topic. The answer is — not very dangerous. But, there are some dangers and the trick is to know how to safeguard yourself.

1. Neighborhoods
If you go to a bad area at night, that is mildly dangerous. You are more likely to get hit by a truck than have a problem in a bad neighborhood, but you know how people feel. Speaking of which, I actually got bumped by an 18 wheeler. No damage was done because the angels were protecting me — thanks angels! It was on a highway in stop and go traffic. I was stopped, but he took his foot off the brakes as he was daydreaming and bumped me at half a mile per hour.

2. Crazy people
The only serious issue we had with a notary was the one who was pushed down a short flight of stairs because the borrower didn’t like his APR. That was one Notary out of 65,000 we have listed in our history. So, the risk level is low, unless… someone doesn’t like their APR. Go over the stats by phone before you get to the signing. Also, if at a signing, make sure you either know your escape route, or make sure you are bigger than the other people there — or both.

3. Animals
You are more in danger from animals. Humans who can’t behave are already generally in prison. But, someone could have a crazy pet who bites you or chews on your clothing, or pees on your leg. It it happened to you, it would not be the first time. There was another story about a pit bull running wild in a neighborhood and a borrower came out of his house with his gun drawn when the notary came. He had to explain what happened to the notary who was going to protect himself by brandishing his embossing seal.

4. Accidents
Accidents are a fact of life, flat tires, breakdowns. People can die in accidents. We haven’t had any notaries die of accidents or anything other than cancer or old age, but it could happen.

5. Court Cases
Notaries don’t discuss this much on forums, but 1 in 7 long term notaries who is active has had to appear before a judge because of a notarization they did. There were two notaries in Oklahoma who lost their commission because they failed to administer an obligatory Oath to their clients for an Affidavit they notarized. They are lucky they didn’t get locked up. One notary in Sacramento committed identity fraud and got locked up. In total we have had two criminal Notaries who engaged in purposeful fraud and got locked up. Two out of 65,000 is not that bad, not to mention another who allegedly stole OxyCodene from a signer and was not arrested.

6. Covid19
No Notary has died of Covid19, or even gotten sick on the job as far as we know. They went overboard taking ridiculously over-kill type precautions that ruin the fun of notarizing. Many notarized outside or wearing suffocation inducing N-95 masks to be “safe.” How safe are you being if you can’t breathe? Others sat 10 feet away from the others or did notarizations on their trunk or in their car. Such insanity is just plain insane, but nobody got sick to our knowledge. In fact, only a handful of Notaries reported having been sick with Covid19 to us and they got better after a few weeks and didn’t have any serious symptoms other than losing their sense of taste. In those interior states, the food is so bland that losing your sense of taste won’t affect you that much.

7. Notaritus
I just made up this disease, it is not as bad as “Stamp Elbow” but is the next worst thing. It is an infectious disease that only Notaries get. I’m not sure what the symptoms are as this is an imaginary disease. I’ll think about it.

8. Getting sued for using someone’s business name
This almost happened to a client. But, the person who trademarked the name came after my server company which created a huge headache. I have no problem removing a business name from our site, but do you have to call in the national guard over such a small issue?

SUMMARY
So, what is the most dangerous of all the things that can happen to a Notary? I would say that the legal risks are a huge risk. Although if you are very cautious about how you do your work and avoid hospital signings you will lower your risk. Crazy people would be next as we have a serious injury recorded. I would then say that animals are the next most dangerous although they normally don’t kill you. Many Notaries feel “safe” because they are wearing an N-95 mask, but that only protects you 50% from a disease that hasn’t killed any Notaries known to us so far. But, it will not make you safe from court cases, animals, or crazy humans. So, let’s focus on real dangers and not ones that you have been brainwashed into believing are the only threats to your existence.

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February 8, 2021

What does it mean to “defend” the constitution.

Filed under: General Stories — admin @ 12:01 am

Police officers, Notaries Public, and other officers and employees of the state often have to take an Oath of Office. We normally swear to defend the constitution against all enemies, foreign and domestic at a minimum. California Police Officers also swear to defend the state constitution. They do NOT swear to defend the people, protect or serve however.

My questions are:

1. When was the last time you saw a Police Officer defend the constitution?
2. When was the last time you saw a Police Officer read the constitution?
3. What does it mean to “defend” the constitution?
4. As a Notary Public, you swore to defend the constitution, what situations do you encounter as a Notary where you need to defend the constitution?

“Don’t sign that contract of sale, that will violate the separations of powers clause in the constitution!!!”

As a Notary Public, you will not be in vocational situations where you need to defend the constitution. However, you need to make sure you ID people correctly and handle situations in a sensible way — and sensible doesn’t always seem sensible and might not occur to you without deep thought about various ways you could handle a situation.

Police Officers are capable of arresting people and deal with politicians regularly. If someone violates the constitution, they would most likely be a Mayor or Governor who makes an unconstitutional order. They might be a legislator who makes an unconstitutional law, or a judge who judges a situation in a way that is not consistent with the constitution. They could also be in charge of state infrastructure (like a school) and violate people’s right to free speech, assembly, dress code, etc. Law Enforcement Officers might also violate people’s first amendment rights.

Recently, we have seen people get arrested for going to the beach, going to the park, and kids were threatened by the park police for playing soccer during Covid19. Although kids don’t die of Covid-19 (more than one in a million), society has prevented them from going to school or even playing. People are not allowed to go to church in California because of Covid19. God doesn’t go on vacation during a plandemic (except perhaps to Cancun if the weather is good), why should churches?

PROTECTING THE CONSTITUTION
So, how can a cop protect the constitution rather than adopting a policy of being neutral and not making waves?

1. If you see someone attacking the constitution, lock the constitution up and put it in a lock box that is dry and safe.
2. If you see a governor violate the terms of the constitution or amendments thereof, inform him of what he did wrong and arrest him/her if they do it again.
3. If a law is unconstitutional, complain to the courts.
4. At a minimum, when there is a violation, make a phone call, send an email, or have a talk with an individual who can do something about it.

But, does protecting the constitution mean that you protect it once during your lifetime during one particular action such as an email that takes five minutes to write. “Dear sir, you violated the second amendment when you asked me for my gun, please refrain from such unconstitutional activities, otherwise we will be compelled to accuse you of treason.”

Or, does it mean taking at least one action every time there is an infraction of the constitution? Can you imagine if every cop or citizen in the USA would jump all over a politician in an executive role, legislator, or someone in the judicial branch every time they violated the constitution? They wouldn’t dare even think about doing it. That backlash would be even worse than the backlash from wearing shoes in an ashram in India!

In my opinion, protecting or defending the constitution means reading the constitution first. How can you defend something if you don’t know what it is? And then making a regular effort to defend the constitution against all enemies foreign and domestic, but more the domestic ones. Kim Jong-Un doesn’t seem to be violating the constitution much these days unless having a bad haircut undermines the 5th amendment and I don’t think it does.

IS IT TREASON OR PERJURY?
If you swore to defend the constitution and then violate people’s constitutional rights, to me in my lay person point of view you just committed perjury on your oath. You swore to do one thing and then did the opposite. Is it treason to violate the constitution in a big way? In my opinion it is as it compromises the moral and legal fabric of America, our home. Without rule of law and our traditions, we end up like Venezuela, China, or various African countries that turned to Marxism and destroyed the integrity of their countries and their economies. One could even argue that issuing an executive order that is unconstitutional is sedition as you are encouraging others to violate people’s rights and hence undermine the legal fabric of America which is very damaging.

So, think for yourself about what defending or protecting the constitution means. Now is the time to stand up and fight for freedom otherwise we might live in darkness for the foreseeable future. Take this seriously.

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January 27, 2021

Covid Karma — did you get any?

Filed under: General Stories — admin @ 10:52 am

What is Covid Karma? Is it more serious than the disease itself? Some things weren’t meant to be shared, but karma is always changed between the victim and the victimizer.

If you are afraid of a disease because it is a serious disease or because you have been brainwashed, you might be tempted to want to go around restricting other people’s rights. You might be tempted to support others in their undermining of other people’s rights.

If you force someone to wear a facemask, you violated someone’s liberty unless you can prove that person is an extreme risk to others. The one in one hundred chance that someone might be asymptomatic, does not constitute extreme risk contrary to what the covidiots might tell you.

This is the same stupidity as forbidding all people from driving whether you are a good driver or not, because what if you crash into another car, and that car goes out of control and kills grandma. Yes it could happen, but it doesn’t constitute a risk any more than regular wear and tear.

Putting people out of business is very heavy karma. You might ruin their retirement, or leave them out in the street for the rest of their life all in the name of “safety.” Doesn’t sound very safe to me.

But who is involved in all of this karma? Governors, mayors, judges who sit and watch without putting a stop to this unconstitutional nonsense, the health department, and more. But, what about the Sheriffs who sit and watch when they swore an Oath to protect the constitution from all enemies foreign and domestic? What about members of the public that support policies that ruin people’s lives. What terrible karmic fate do these people deserve?

Do they deserve to go to hell, reincarnate in a communist country, or end up penniless on the street? I am not the boss of this type of thing so I cannot answer. But if you support someone else’s demise who didn’t do you any harm, you will get some sort of karmic retribution — so… beware…….

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December 26, 2020

Squirrel Becomes Notary Public?

Filed under: Ken Edelstein — admin @ 12:47 pm

Not really, but in the “second time” redo of failed to fund packages; affiants have more than once told me a squirrel could have done a better job. Why is this? It’s not that the notaries don’t know how to notarize; they have problems with related responsibilities. By analogy, becoming a parent involves a relatively simple procedure. Being a good parent is much more complicated.

[She] / He who has imagination without learning, has wings and no feet. — Joseph Joubert
Substitute “Notary Commission” for “imagination” – that describes the situation for many. It’s not difficult to deliver perfection. It does take dedication and an intense desire for the “self gratification” that comes from delivering personal best. When you complete that assignment does it make you feel really good? It should. Knowing that no one, yes, no one could have done a better job should give the Notary a feeling of Pride, and “inner glow” of self satisfaction.

Learning can’t replace experience; but the reverse is also true. In addition to the basic Notary functions (ID check, Jurat/Acknowledgement, Oath, Stamp, Emboss) there is much knowledge to be acquired. Many simply don’t know how to communicate efficiently; neither giving nor receiving accurate and appropriate information succinctly. If you answer the phone with an all too often “hello”; the caller needs to ask “who is this”. Better would be “Good Afternoon, my name is Sally; how may I help you”. Do you need to send 3 emails because you did not ask all the questions in your first? Rest assured the “other side” is forming the “klutz” image of you.

You should have business cards, they are cheap enough. It’s a good practice to “sign your work” by placing your card at the top of the pile. Affix it with a binder clip, never just shove loose pages into a shipping envelope. Then, if someone has a question it’s easy for them to reach you. And, they have your “advertisement” so they know how to reach you for the next assignment. Try to always use stiff cardboard shipping envelopes, not the floppy ones.

Sometimes you win, sometimes you lose. My assignment tomorrow is for a loan package with both husband and wife signing. She is bedridden – they will make the process very slow. I will bring a clipboard for husband to bring pages; one at a time, to wife for her signatures and initials. Not knowing for sure the ailment; I will keep away, but be sure to actually witness the fact that she did indeed sign where necessary. It will probably take quite some time as she is a co-borrower and signs almost all pages. Some are easy, some are hard. Last week I had a 9 page job for my standard fee; it took 5 minutes. It averages out. Don’t develop an attitude when things go slowly – like the classic sign in the coffee shop: Don’t complain about the coffee, someday you too will be old and weak. With an eye to self preservation by avoiding sickness – we can and should do everything possible to accommodate those “less fit” than ourselves.

Lastly, be of good cheer. Nobody likes to work with a sourpuss. A smile and a few kind words will help the process go smoothly, for all concerned. Most people will “reflect” the way you act in their behavior to you, so be pleasant in the face of difficult situations. When you handle that “tough” one – detail what you did when asking for a review; you will often receiving a glowing one!

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