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August 2, 2018

Cooperation is a highly merited trait in the Notary business.

Filed under: General Articles — admin @ 9:59 am

In any business, especially the Notary business, cooperation is key. A Notary who doesn’t cooperate might not arrive at jobs on time, or might not get documents back on time. They might not answer their email and might be difficult in other ways.

Part of why we quiz people by phone is to see if people are cooperative and can communicate. I find it difficult to see how someone can hire a Notary who doesn’t cooperate.

We are not asking for huge things here. We just want Notaries who can pass a test, answer a few questions and not be resistant. Why is it so difficult with so many people. And studying is important too. It is so hard to get even our certified members to study. This is your profession, yet you treat it like a hobby. If you truly value being a notary, you would take it more seriously. People can get hurt if you don’t do your job properly. It is not a joke. I take being a Notary very seriously as it protects the fabric of society. How come I am one of the only ones who does?

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August 1, 2018

You are service providers

Filed under: General Articles — admin @ 9:58 am

Some customers complain that I don’t treat them like customers. I treat them more like students in a school, or people who work for me. The reason for this is that you reflect my reputation with people who use the site. If all of our Notaries were basket cases, I would be out of business because no browsers would come to my site.

If you are a Notary who scores well on our tests and logs in regularly, I will treat you purely as a customer, because there would be no integrity breaches with you. But, if you are negligent as a notary, that causes reputation problems.

The fact is that you are service providers as well as customers. The end users are Title, Escrow, Signing Companies, and other people who regularly use Notaries. I treat them like customers because they are the ones who pay you so you in turn pay me. If we lose them, then there will be no 123notary. So, if there is a conflict between pleasing a delinquent Notary and the general population of Browsers, I am compelled to favor the browsers because we cannot exist without them. Think about it.

On the other hand, there is no reason why all of you cannot score 100% on my quizzes and do a wonderful job pleasing customers and logging into your listing. This is easy, you should do it anyway, and it makes life safer. So, why not?

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July 23, 2018

What is the secret to Carmen’s success?

Filed under: General Articles — admin @ 9:47 am

Carmen is one of the best Notaries out there. I taught her when she first began after she had studied from one of those other well known companies and found that their teaching materials were inconclusive. Please let me take a bow — thanks. Carmen gained knowledge throughout the years only to become probably one of the top ten finest Notaries in the United States (not including Guam or Puerto Rico.) In any case, Carmen didn’t get the knowledge she has by snoozing. She studied, and continues to stay up to date on her reading.

She makes $150 to $300 per signing and gets lots of offers. But, most Notaries who lack skills get $60-90 per signing. Don’t you think it makes sense for you low paid Notaries to get it through your head that mastery of skills and good communication and business etiquette is the secret of Carmen’s success? Don’t you think you could emulate what works and do it too? Refusing to have Notary knowledge is not the secret. Claiming to be great while failing Jeremy’s quizzes doesn’t cut it either.

Mastery requires teaching and studying and taking things seriously. Reading the documents at signings to be intimate with what they are about is part of it. Most Notaries ignore the documents, claim to be very “familiar” with them, yet cannot give accurate answers to questions about them.

Mastery is the difference between averaging $80 per signing and getting very few and getting $200 per average signing and having regular work. The fact that most Notaries don’t get paid enough is because most Notaries do not know their job well at all and are remarkably unpolished. The solution is in your hands. You could join the ranks of the elite. The problem is that most Notaries do not want to.

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You might also like:

$300 in 13 minutes – how Carmen cleans up in the Notary business
http://blog.123notary.com/?p=19284

Winging it as a Notary
http://blog.123notary.com/?p=19644

From 3 jobs per week to 3 jobs per day!
http://blog.123notary.com/?p=3940

$10,000 a month on a bad month
http://blog.123notary.com/?p=3891

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July 19, 2018

Attila the HUD

Filed under: General Articles — admin @ 9:49 am

There was was a fierce Mongol named At-tila the HUD. He got so out of control invading different lands, that finally the governments of these different places got together and decided to create a new document called the CD. At-tila was furious once he got the disclosure. Then he died. But, it is estimated in areas that were invaded by the Mongols, at least 3% of the population has a male blood line going back to At-tila, and a prepayment penalty to prove it.

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June 20, 2018

Should 123notary sell background screening?

Filed under: General Articles — Tags: — admin @ 9:39 am

Notary Background Screening

We normally like selling items with a high profit margin otherwise our time gets zapped for minimal profits. Carmen doesn’t work for free and her sales commission could eat up profits from selling books from other vendors or other acquired products. Then, the credit card companies want their fees. And then there is shipping, handling, and charge backs on 1% of our average sales, but perhaps more like 2% of new sales. I guess background screening doesn’t have shipping thank God, but you do have to get people’s information and shuffle forms around. For this reason, I am not doing background screening at this time — maybe later.

But, do you guys think we should sell Notary Public background screening?

The other issue, is that NNA and Notary Rotary sell good background screening. We just refer people over to them. NNA offers good one stop shopping and Notary Rotary has advertising, supplies, and more. It seems very efficient to get background screening through these other companies. If we offered it, how would we differentiate ourselves from the competition? I don’t even know anything about it and wouldn’t know where to begin. But, maybe one day I’ll learn.

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June 14, 2018

Do you talk back to people?

Filed under: General Articles — Tags: , , — admin @ 12:06 pm

Is it a good business practice to talk back to people? Notaries argue and talk back to me all the time. Do you do this with Title companies? I suggest that you do not talk back to influential people in this business, because they can remove you from their list or write you up as being difficult and rude.

People are relentlessly rude to me, and then accuse me of being rude. This has become a regular occurrence and is completely unfair to me. How can I be expected to treat you fairly when you treat me like garbage? I expect that if I ask a few professional questions that you will answer like a professional instead of the predictable whining and arguing.

This behavior is unacceptable and I mark people up every time they are difficult with me. It is very difficult to move up the 123notary ladder if you have been marked as obnoxious or antagonistic. I start calls being polite. After you drive me up the wall multiple times by being difficult about answering questions — that is when I lose my temper. I have to talk to over a hundred people per day and half of them are difficult in one way or another. Think about how difficult it is for me to tolerate this completely unprofessional behavior.

You might also like:

The way you treat Jeremy might be the same way you treat title
http://blog.123notary.com/?p=19590

Can you think under pressure?
http://blog.123notary.com/?p=19008

Thank you, excuse me, I’m sorry
http://blog.123notary.com/?p=8882

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May 8, 2018

Notary fined $385 for botching a Notarization

Filed under: General Articles — Tags: — admin @ 10:49 am

Many of the Notaries on our site are so incompetent about communication and Notary practices that I shutter to list them. The fact is that I am not always informed when Notaries get in trouble. I would like to hear more stories of Notaries who goof and get in trouble because I want to learn how to prevent the problems from happening in the future.

The fact is that a Notary in Louisiana (I don’t remember clearly the name of the state but think it is Louisiana) did a Notary job for a loan signing. The Notary was new and had no idea what she was doing. There were numerous mistakes on dates, signatures, notarizations, etc. In fact there were so many mistakes that the Lender make the Notary pay for the redraw of documents. The bill came out to $385. Ouch. What a nasty surprise for this enthusiastic but clueless Notary.

The moral of the story is that you cannot just get a Notary seal and start working without knowing what you are doing. The states don’t prepare you at all for Notary work. Even California gives very little hands on training. NNA certified notaries have been trained in some basic aspects of loan signing, but that course does not teach basic Notary knowledge. So, if you think you “know what you are doing” because you are NNA certified, try taking NNA’s Notary Essentials course first. It is better to know how to be a Notary than a loan signer, because most of the mistakes notaries make are either rudeness, leaving people high and dry, not following directions, or you guessed it — Notary mistakes. Notaries very rarely get in trouble for not knowing their loan documents and rarely get in trouble for dating an RTC wrong although it could happen.

So, become an expert at being a Notary. You can get into trouble with me if you don’t and trouble with the law, lenders and customers as well. Knowledge is power and ignorance comes at a high expense.

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You might also like:

Notary loses $4000 in legal fees because a fraud added a name to the certificate
http://blog.123notary.com/?p=19477

If you’re named as an identity theft conspirator, it could cost you $20,000 in legal fees.
http://blog.123notary.com/?p=19481

Do you keep a journal to please your state, a judge, the FBI or 123notary?
http://blog.123notary.com/?p=19483

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April 16, 2018

State of the Notary Industry = slow

Filed under: General Articles — admin @ 11:56 am

Dear Notaries,
The Notary industry seems to be at an all time low. Snapdocs has slowed down a lot. 123notary is getting half of the traffic we used to get during our all time peak a few years ago. Notary Rotary is slow too.

Not only is the industry bad, but Notaries have lost their will to keep themselves up. They are studying less, having fewer standards for themselves, and being hopeless and lazy. It is sad. I want to list the best in the business, but there are so few people who are top notch these days. It is not that people cannot be top notch, they don’t want to be by and large.

We are getting fewer sign ups. Fortunately, we have low expenses, so we can withstand long periods of slow business.

In the long run things could change, refinances could pick up. Interest rates could drop. But, I am not expecting any boom in the next year. On the other hand, back in late 2012 things just picked up all of a sudden and were good for a year. So, keep your fingers crossed and your journal ready.

In the mean time, try to be brushed up on all of your skills and study from our Notary Public 101 course on the blog which is free!

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You might also like:

Letter to Donald Trump about the state of the notary industry
http://blog.123notary.com/?p=19908

2020 — How the crash of the EU will affect the Notary Industry
http://blog.123notary.com/?p=19318

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April 11, 2018

Letter to Donald Trump about the State of the Notary Industry.

Filed under: General Articles — admin @ 10:21 am

Dear President Donald Trump,
You have initiated this wonderful idea of draining swamps. I will inform you that the state of the Notary industry in forty-nine of the fifty states in the nation is a big swamp, except in Florida where it is more of a glade(s).

A well thought out political system should had a network of checks and balances. The minute an organization is not checked, it can run wild and get away with endless mischief or negligence. This is how I believe the Notary industry is at this point. The Notary divisions are generally not watching their Notaries, and the Feds are not watching the Notary divisions at all. The result is rampant ignorance, fraud and criminal activity on the part of Notaries generally done out of negligence. But, why should you or anyone else be especially concerned? In short:

Notary Agencies need to be regulated by the Feds to reduce the incidence of very damaging fraud, perjury, and general ignorance.

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1. Journals and Property Fraud
If someone impersonated a Notary, the impersonator could sell one of your $300,000,000 properties without your consent and get the Deed recorded. Since in NY State, a notary is not required to keep a journal, the fraudulent sale would not have any particular paper trail back to the notary’s journal who was impersonated. Such an instance would cause immeasurable grief to you and all involved which is why it behooves Federal Law to include statues about keeping journals that all states must abide by or be fined, etc. Journals are very good record keeping tools for notaries, because the name of the individual signing, the name of the document date, time, etc., can be notated. But, a thumbprint can also be taken which can help find someone who gave a fake ID to a Notary. Fake ID’s do not surface more than 1/5000 notary appointments in my experience. But, if a serious act of fraud is done using one, you need a paper trail that can help investigators find the perpetrators. The journal can help prove who did what and when and help prove if a document was falsely notarized.

2. Perjury and Felonies
It is considered by some to be a felony if the Notary claims in writing to have given an Oath to an affiant when in fact they did not. Many Notaries fail to administer Oaths when legally required on a daily basis which means they could be considered a serial felon. A felony is a serious offence, and felons are generally barred from becoming notaries in all states. The fact is that none of the states bother to quiz their notaries on whether or not they administer Oaths, and whether or not those Oaths are relevant, or worded appropriately (or logically.) In my experience, 70% of notaries do not administer Oaths and the other 30% very rarely administer correct Oaths.

3. Mandatory Journal Thumbprints for Deeds
For Deeds affecting real property and Power of Attorney documents, a journal thumbprint can safeguard the transaction from serious fraud. Journal thumbprints are discouraged in Texas and Florida because the governments do not trust Notaries to be custodians of such information. It is feared that the notaries will engage in the unlawful distribution of these biometric data for fraudulent purposes. My opinion is that Notaries should be trusted as much as police, Attorneys, military personal and Judges. If not, then the notary should not be commissioned as a notary to begin with. Few states require thumbprints, but in my opinion all states should

4. Mandatory training and quizzing
Few Notaries know what they are doing (I quiz them which is how I know). Therefor, a simple solution would be for all states to have a Notary class, written test and hands on test. Some states have a day long class. However, I believe that to attain mastery of the Notary profession, between two to four days of class are necessary and should go over theoretical knowledge as well as hands on training. Mastery of what to do when an unusual situation comes up is also critical as Notaries are often asked to do unlawful things and should become experts at saying no to illegal requests. Notaries should also be able to discern between an unusual request and an illegal request because many notaries illegally decline acceptable requests which is a moderate problem. Additionally, Notary divisions should audit notaries from time to time when the Notaries are not expecting it just to keep everyone honest.

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My request is that you require the Notary divisions to verify that:

1. All Notaries commissioned in their state keep a journal with thumbprints (will require changes to statutes).

2. All Notaries know how to administer Oaths and Affirmations

3. All Notaries know how to correctly fill out notarial forms completed

4. All Notaries know which types of typical requests are legal and which are not.

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Since there are so many thousands of notaries in each state, this might be time consuming, but it is very necessary. Additionally, it would be beneficial to the industry to have:

1. A minimum fee of $25 per Notary appointment to ensure more applicants feel an incentive to apply for a Notary commission.

2. Fewer Notaries per state so that the states can pick those applicants with higher test scores to keep the average quality high

3. Official minimum fees of at least $25 for travel and $20 waiting time (if at a hospital or situation that merits more than ten minutes waiting time) that must be paid up front at the door to ensure that Notaries will not have their arm twisted to do illegal acts under the duress of not getting paid their travel fee (a very real issue which happens a lot.)

Thank you for your consideration.
Sincerely,
Jeremy Belmont
123notary manager

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You might also like:

Letter to Trump about the sad condition of American Notaries
http://blog.123notary.com/?p=19403

If Trump hired you as a Notary, would you get fired?
http://blog.123notary.com/?p=19120

How the crash of the EU will affect the Notary industry
http://blog.123notary.com/?p=19318

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January 10, 2018

Notaries just get worse and worse

Filed under: General Articles — admin @ 8:35 am

The fact that the money has dried up in this industry is part of the problem. But, even $50 per signing is not that bad if you live in a cheap part of the country. In NYC it might not go far, but in Oklahoma it does. But, the attitude of Notaries gets worse every year they are in business. Notaries start going down hill after three or four years in business. They lose the will to learn anything. Not only do Notaries lose their will, but they lose their spirit — and their attitude gets worse every year.

The bigger problem is that a lot of Notaries on 123notary have twenty years experience. That is sixteen years for your attitude to get really bad. Yet the twenty year veterans think they are the best Notaries when in real life they are some of the most difficult and unpleasant people to deal with.

In any case, in my quest to identify quality Notaries, I get a few good ones here and there who are polite and answer questions intelligently. The rest are whiners and arguers. Some profession this is! Can you imagine if the rest of the world were this unprofessional? Good god!

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