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September 6, 2019

How far do you push for payment terms?

Filed under: Notary Fees & Pricing — admin @ 10:59 pm

As a newer Notary, you tend to get pushed around by more experienced companies. They set the terms, they give you the run around, make you fax back far too many pages, cancel jobs at the last minute, and then don’t pay you. Seems like you get a raw deal. Unfortunately in this business, as a new Notary, you have to pay your dues and work for the less than wonderful companies. The question is, how soon can you start being pushy for payment terms?

Ken in NYC is very aggressive for payment terms. He makes people pay up front. He is not a bank and he does not lend money to the signing companies. He charges more than others because he is the most solid Notary in town and people know that. But, he has thousands of loans under his belt. How much experience do you need before you start setting terms? There is no set answer.

You can test your terms out and see how much work you lose. If you demand that the signing company sign a contract with you for your terms, you can see if they sign it. The terms might go over last minute cancellations, printing fees for cancelled jobs, or incomplete signings, second trips, etc. You could even fine them for paying late.

How much experience do you need to bill people up front? Or what if you reduced your fee a bit to charge up front? Would you rather get all your money up front but get less? If you wait to get paid, you will have bookkeeping expenses, lost time doing collections and not get paid part of the time, so giving 10% off seems like a reasonable arrangement for me.

Or perhaps signing companies who don’t have a reputation with you yet would be asked to pay up front. Different terms for different companies. There is another approach. If you trust a company more, few terms or no terms, but if they have a bad rep or you don’t know them then more stringent terms.

In short, there are many ways to manage your terms. It is up to you how you do it. My suggestion is not to have any terms until you get 1000 loans under your belt as well as certifications from three companies. At least that shows you are not fooling around. If you don’t know your job up to my standards in my opinion you don’t merit terms! (ooh, that was mean)

You might also like:

Trip + Notary Fee = Payment
http://blog.123notary.com/?p=13596

Payment terms set by buyer or seller?
http://blog.123notary.com/?p=1812

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February 4, 2019

Compilation – Best blog posts from 2010

Filed under: Compilations — admin @ 6:10 am

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TOP

Funniest things that happen to signing agents
http://blog.123notary.com/?p=55

Stories of Notaries who fail and what they did wrong
http://blog.123notary.com/?p=143

Confirming the signing
http://blog.123notary.com/?p=19

Just say no Article 3
http://blog.123notary.com/?p=376

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MARKETING

Stories of Notaries who fail and what they did wrong
http://blog.123notary.com/?p=143

Bilingual Notaries – how often are they needed?
http://blog.123notary.com/?p=238

Business cards for Notaries
http://blog.123notary.com/?p=36

Notary etiquette from A to Z
http://blog.123notary.com/?p=300

2010 version – everything you need to know about notary advertising
http://blog.123notary.com/?p=30

Getting Paid the ins and outs
http://blog.123notary.com/?p=27

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SOCIAL

Welcome to the 123notary Blog
http://blog.123notary.com/?p=1

Social Media – what we are doing
http://blog.123notary.com/?p=3

Funniest things that happen to signing agents
http://blog.123notary.com/?p=55

TECHNICAL

Confirming the signing
http://blog.123notary.com/?p=19

Just say no Article 3
http://blog.123notary.com/?p=376

Hospital Notary jobs from A to Z
http://blog.123notary.com/?p=76

Everything you need to know about journals
http://blog.123notary.com/?p=70

Signature by X
http://blog.123notary.com/?p=203

911 and California Law Changes
http://blog.123notary.com/?p=212

New laws for Notaries in Illinois
http://blog.123notary.com/?p=198

Jail Notary jobs from A to Z
http://blog.123notary.com/?p=151

Credible Witnesses – When ID and docs have different names
http://blog.123notary.com/?p=230

Typical Things Notaries do Wrong
http://blog.123notary.com/?p=58

Meeting clients at a jail
http://blog.123notary.com/?p=274

12 points on eNotarizations
http://blog.123notary.com/?p=228

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December 3, 2018

Compilation of posts about lawsuits & legal risks

Here are some posts about Notaries getting in legal trouble.

Notary loses $4000 in legal fees because fraud adds name to Acknolwedgment
http://blog.123notary.com/?p=19477

If you’re named as an identity theft conspirator, it could cost $20,000 in legal fees.
http://blog.123notary.com/?p=19481

13 ways to get sued as a Notary
http://blog.123notary.com/?p=19614

10 risks to being a Mobile Notary Public
http://blog.123notary.com/?p=19459

A Notary gets sued because of a scrambled ID
http://blog.123notary.com/?p=19443

You could get sued if you don’t have a business license
http://blog.123notary.com/?p=7100

Help, I’m being sued and E&O won’t help!
http://blog.123notary.com/?p=3570

The FBI is at your door and names you as a suspect!
http://blog.123notary.com/?p=20013

Do you keep a journal to please your state, a judge, the FBI or 123notary?
http://blog.123notary.com/?p=19483

What’s your sign? Tricks to uncover fake identification.
http://blog.123notary.com/?p=19638

Who is the authority at a notary signing?
http://blog.123notary.com/?p=20175

Don’t have unprotected notarizations!
http://blog.123notary.com/?p=19467

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December 1, 2018

Compilation of posts about 123notary

Here is an article with links all about 123notary, our history, our policies, practices, staff, and more.

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ADVERTISING INFORMATION

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How does pricing work for top placements on 123notary?
http://blog.123notary.com/?p=19355

Which directories get the high paying signings?
http://blog.123notary.com/?p=19201

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ABOUT US

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123notary behind the scenes
http://blog.123notary.com/?p=2499

All about 123notary
http://blog.123notary.com/?p=18897

I eat, breathe and sleep 123notary
http://blog.123notary.com/?p=18876

The History of 123notary from back in 1999.
http://blog.123notary.com/?p=17458

The story of 123notary.com
http://blog.123notary.com/?p=710

Subscribe to our newsletters
http://blog.123notary.com/?p=16717

Welcome to the 123notary.com Blog!
http://blog.123notary.com/?p=1

Who is involved with 123notary behind the scenes?
http://blog.123notary.com/?p=18888

Where does 123notary get ideas for blog articles?
http://blog.123notary.com/?p=9342

Notary Rotary’s Forum vs. 123notary’s
http://blog.123notary.com/?p=1251

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CERTIFICATION
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123notary 2018 Certification Standards
http://blog.123notary.com/?p=20120

Elite Certification Study guide
http://blog.123notary.com/?p=20118

A detailed look at the Ninja course
http://blog.123notary.com/?p=4621

Does 123notary have the authority to quiz people?
http://blog.123notary.com/?p=19469

123notary’s tutorials raise test scores by 30%
http://blog.123notary.com/?p=20092
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WHAT WE DO & HOW WE WORK
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6 free things 123notary does for its clients
http://blog.123notary.com/?p=6563

How does the 123notary points system work & why should you care?
http://blog.123notary.com/?p=19010

A few testimonials about 123notary
http://blog.123notary.com/?p=700

Notary Rotary vs. 123notary
http://www.123notary.com/forum/topic.asp?TOPIC_ID=23

Social Media, what we are doing
http://blog.123notary.com/?p=3

Do you compare yourself to others on the 123notary search results?
http://blog.123notary.com/?p=18882

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November 21, 2018

12 questions to ask for hospital notarizations

SAFETY TIPS AND 12 QUESTIONS TO ASK FOR HOSPITAL NOTARIZATIONS:
I get calls frequently for Notarizations in Jails and Hospitals.
This blog will focus on things you must do to protect yourself from lawsuits and damages when you get a desperate call to go out to a hospital to notarize documents to be signed by a patient, moistly a Power of Attorney. The phone call invariably comes from the child who has a parent admitted to the hospital.
What do you do as the Notary when the person calling says they will pay you whatever you charge as your mobile fee? Remember Rule #1: It is not always about the money. It is about your ability to follow the Notary laws and perform your job without taking short cuts.
The following list of questions is a short summary of the steps I have actually taken when I got such a call.

1. What is your relationship to the patient?
2. Do you have any other siblings or relatives who have a beneficial interest in the transaction?
3. Is the patient conscious? Coherent? On any medication?
4. Does the patient have a current valid ID with him or can you make it available when the notary arrives at the hospital?
5. Is the patient able to sign his name without any help?
6. Does the patient speak English and can he understand and answer simple questions coherently?
7. Does the patient have an attending physician and a Nurse assigned to him?
8. Do you have the number to the attending physician and nurse because I need to talk to them to get an accurate idea of the health and overall condition of the patient?
9. When can I talk to the patient directly by phone with a nurse present in the room?
10. What type of document are you having notarized?
11. What dates and times work for the patient?
12. My mobile fees are _____ and $15/signature notarized. After I get there if I make the determination that the person is unable to understand anything I ask him or is being forced to sign, I will not be able to notarize the document but will still charge you my mobile fee for coming out based on your representations over the phone. Are you okay with that because I don’t want to get into any arguments after I get there?

Believe me there has been more than one occasion I can recall where I had to leave without notarizing a document because the patient was unable to understand anything I asked, was incoherent and simply could not sign or even hold a pen to just mark an “X”. It is better to walk away from a Notarization where you know instinctively that it is wrong because the signer is not aware of what he is signing and inevitably you will end up being a party to a litigation by interested parties who believe that the Notary failed to take into account the coherence and soundness of mind of the signer at the time of the Notarization. This would invalidate your notarization and worse yet force you to pay legal expenses to defend yourself. Is it worth it? Absolutely not!

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You might also like:

The carrot, the stick, the notary, and the bag
http://blog.123notary.com/?p=3951

When to ask for ID over the phone & fees at the door
http://blog.123notary.com/?p=15282

A tale of four notaries at hospitals
http://blog.123notary.com/?p=463

Hospital Notary jobs from A to Z
http://blog.123notary.com/?p=76

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November 6, 2018

Compilation of posts about credible witnesses

Filed under: Compilations,Credible Witnesses — Tags: , — admin @ 10:49 am

Here are some helpful posts about credible witnesses. Not all states allow credible witnesses, and the rules are state specific.

Credible Witnesses from A to Z
http://blog.123notary.com/?p=452

Notary Public 101 (covers many Notary issues, but not Credible Witnesses.)
http://blog.123notary.com/?p=19493

Credible Witnesses — the process explained
http://blog.123notary.com/?p=16695

Credible Witnesses, the ins and outs
http://blog.123notary.com/?p=19634

Credible Witnesses
http://blog.123notary.com/?p=18911

See our string on Credible Witnesses
http://blog.123notary.com/?tag=credible-witness

Credible Witness protection plan
http://blog.123notary.com/?p=18831

Where do credible witnesses sign the journal book?
http://blog.123notary.com/?p=2508

How much can a Notary charge for a credible witness?
http://blog.123notary.com/?p=2700

Credible Witness requirements
http://blog.123notary.com/?p=2464

What is a Credible Witness notarization?
http://blog.123notary.com/?p=2408

Oath of two Credible Witnesses
http://blog.123notary.com/?p=2405

Types of witnesses in the Notary profession
http://blog.123notary.com/?p=5664

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October 21, 2018

Index of best comedy posts from 2015 to present.

Filed under: Best Humorous Posts — admin @ 11:49 pm

THESE POSTS ARE IN ORDER OF QUALITY AND POPULARITY

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COMPILATION

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Best Virtual Notary Comedy Compliation!
http://blog.123notary.com/?p=15957

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NEW

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George Lopez Notary Public
http://blog.123notary.com/?p=19889

Psych Notary Episode
http://blog.123notary.com/?p=19397

Vietnam War Notaries — A POA for a POW.
http://blog.123notary.com/?p=19445

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POPULAR

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Notaries in cars getting coffee
http://blog.123notary.com/?p=18945

Disney Notary World
http://blog.123notary.com/?p=18880

Jane the Virgin Notary
http://blog.123notary.com/?p=14899

Trump – Making American Notaries Great Again
http://blog.123notary.com/?p=17023

Black Notaries vs. White Notaries: The Notary Manual (link a string)
http://blog.123notary.com/?p=19322

How Carmen dealt with some Alt-Right customers
http://blog.123notary.com/?p=19092

Notary with Tourettes Syndrome
http://blog.123notary.com/?p=18999

The Noterator
http://blog.123notary.com/?p=19116

Sharktank — self driving Notary
http://blog.123notary.com/?p=19104

Notary Hell — yeah, but it’s a dry heat
http://blog.123notary.com/?p=13196

Notary aptitude test 2
http://blog.123notary.com/?p=17065

A Notary from Florida travels to India
http://blog.123notary.com/?p=19636

Shark Tank — 123notary wants to sell 10% of its shares
http://blog.123notary.com/?p=16021

Are you a Yes-tary or a No-tary?
http://blog.123notary.com/?p=16626

Shark Tank — Notary Escrow Pal
http://blog.123notary.com/?p=16009

Can I bring my 12 year old to a signing?
http://blog.123notary.com/?p=15885

How Notary work is similar to online dating!
http://blog.123notary.com/?p=15763

Welcome to the Notary Zoo!
http://blog.123notary.com/?p=15994

You know you’re a Notary when…
http://blog.123notary.com/?p=16038

Notary Ed similar to Driver’s Education
http://blog.123notary.com/?p=19132

Notary Psychic Tarot Card Reading
http://blog.123notary.com/?p=19126

Flashpoint — Notary job for a hostage with a multimillion dollar contract
http://blog.123notary.com/?p=18798

Noternity Court
http://blog.123notary.com/?p=14091

Notary space station — in space, nobody can hear you sign!
http://blog.123notary.com/?p=18920

The Notary Train
http://blog.123notary.com/?p=18928

Honey, you can kiss my app!
http://blog.123notary.com/?p=14902

Can you sign in your sleep? What would that be like?
http://blog.123notary.com/?p=18874

A new acknowledgment form for transgender people
http://blog.123notary.com/?p=19658

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October 14, 2018

INDEX — Best Notary Comedy Articles 2010 to 2014

Filed under: Best Humorous Posts,Compilations — admin @ 11:42 pm

These posts are in order of popularity and quality.

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Funniest things that happen to signing agents
http://blog.123notary.com/?p=55

The signing from hell
http://blog.123notary.com/?p=765

A social media site for Notaries — Affiant
http://blog.123notary.com/?p=6410

Seinfeld episode about a Notary
http://blog.123notary.com/?p=10208

Notary Apps for the iPhone 7 you’ve never dreamed of
http://blog.123notary.com/?p=10977

Vampire Notaries: 24 hour service
http://blog.123notary.com/?p=4094

3 Notaries walk into a bar
http://blog.123notary.com/?p=3660

Family Guy — Peter joins ISIS by mistake & needs Notarized conversion
http://blog.123notary.com/?p=10507

The Notary, The Mafia & The Fedex Drop Box
http://blog.123notary.com/?p=6867

My Date with Jeremy
http://blog.123notary.com/?p=4473

Two and a half Notaries! A Notarization experience
http://blog.123notary.com/?p=8974

Witnessing intake forms for Notary Heaven
http://blog.123notary.com/?p=8832

Welcome to the Notary Hotel
http://blog.123notary.com/?p=8822

Honey, I notarized the kids
http://blog.123notary.com/?p=7030

Two and a Half Notaries — detering Notary fraud
http://blog.123notary.com/?p=10452

Notary Cheers: Sammy gets a name change form notarized
http://blog.123notary.com/?p=10016

Two Notaries assigned the same job
http://blog.123notary.com/?p=1060

A 2nd date with Jeremy
http://blog.123notary.com/?p=7074

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October 7, 2018

Index of best posts about Notary Marketing

Filed under: Compilations,Marketing Articles — admin @ 2:48 am

Here is our index of best posts about Notary marketing

Notary Marketing 102 — a comprehensive course
http://blog.123notary.com/?p=19774

Best marketing resources for Notaries
http://blog.123notary.com/?p=16322

10 rules for negotiating notary fees
http://blog.123notary.com/?p=19620

Links to posts about Snapdocs
http://blog.123notary.com/?tag=snapdocs

$300 in 13 minutes. How Carmen cleans up in the Notary business
http://blog.123notary.com/?p=19284

Which notary directories get higher paying signings?
http://blog.123notary.com/?p=19201

Strategies for efficiency in the Mobile Notary business
http://blog.123notary.com/?p=18913

How to write a notes section if you are a beginner
http://blog.123notary.com/?p=16698

For background checks, NNA & Sterling come recommended
http://blog.123notary.com/?p=18835

A comprehensive guide to Notary pricing
http://blog.123notary.com/?p=16504

What is a high placed listing on 123notary worth?
http://blog.123notary.com/?p=16720

Does knowledge matter any more as a signing agent?
http://blog.123notary.com/?p=19887

Answering the phone and then not wanting to talk
http://blog.123notary.com/?p=19640

Names for Notary businesses that can get you into trouble
http://blog.123notary.com/?p=19064

Following directions – what’s the big deal?
http://blog.123notary.com/?p=19600

The 24 hour icon and what it means
http://blog.123notary.com/?p=19455

How to make a good first impression
http://blog.123notary.com/?p=19130

You want to get paid well as a Notary, but do you merit a good rate?
http://blog.123notary.com/?p=16687

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September 22, 2018

Compilation of Stories on the blog categorized.

Filed under: Compilations,Stories — Tags: — admin @ 8:19 am

Here is a more organized way to reference Notary Stories.

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TOP
Notary airport
http://blog.123notary.com/?p=17062

Racial issues at a signing
http://blog.123notary.com/?p=19220

I’d rather stop being a notary than carry a gun
http://blog.123notary.com/?p=15896

The Notary union raises it’s rates and alienates notaries!
http://blog.123notary.com/?p=19648

Notary STARBUCKS – charging for waiting time while sipping Sumatra
http://blog.123notary.com/?p=18926

Carlette’s Signing Story
http://blog.123notary.com/?p=19020

The sexting notary
http://blog.123notary.com/?p=19727

What are Jeremy’s favorite blog entries?
http://blog.123notary.com/?p=18837

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DRAMA

Why Notaries don’t last
http://blog.123notary.com/?p=4087

Notarizing for an adoption
http://blog.123notary.com/?p=3267

Artificially inflated rates at a signing
http://blog.123notary.com/?p=16128

We are a notary directory and therefore should not discuss certain topics
http://blog.123notary.com/?p=20073

The signer who passed out and slid under the table
http://blog.123notary.com/?p=15810

Two guys with the same name; One cashed the other guy’s check!
http://blog.123notary.com/?p=16102

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CRIME & DANGER (physical or financial)

Murder in a building a week before the signing
http://blog.123notary.com/?p=19272

Notarizing a kidnapper
http://blog.123notary.com/?p=676

One of our notaries helped put three dangerous felons away!
http://blog.123notary.com/?p=19471

Reverse Blackmail at a notary signing
http://blog.123notary.com/?p=7071

Stealing a business name
http://blog.123notary.com/?p=2660

The Notary Police
http://blog.123notary.com/?p=19702

We caught some frauds who stole credit info at a hotel
http://blog.123notary.com/?p=20090

Have you ever been tempted not to go into a borrower’s house?
http://blog.123notary.com/?p=15369

The Notary, The Mafia & The Fedex Drop Box
http://blog.123notary.com/?p=6867

A Notary gets sued and E&O won’t help out!
http://blog.123notary.com/?p=2910

Notary in Louisiana murdered in home invasion
http://blog.123notary.com/?p=925

Compilation of mafia related posts
http://blog.123notary.com/?p=20352

Two Notaries with the same name
http://blog.123notary.com/?p=19100

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GENERAL STORIES

The Notary union raises it’s rates and alienates notaries!
http://blog.123notary.com/?p=19648

Notary STARBUCKS – charging for waiting time while sipping Sumatra
http://blog.123notary.com/?p=18926

Carlette’s Signing Story
http://blog.123notary.com/?p=19020

What is your favorite notary password?
http://blog.123notary.com/?p=19224

A notary complains about the instructions
http://blog.123notary.com/?p=19733

The stolen loan package
http://blog.123notary.com/?p=15395

Demographics in the notary business
http://blog.123notary.com/?p=15359

A Notary finds a document notarized by Jeremy in 2001
http://blog.123notary.com/?p=19338

Why you don’t want to be a notary in NW New Mexico
http://blog.123notary.com/?p=18972

Notary university
http://blog.123notary.com/?p=17039

Notary Jury Duty
http://blog.123notary.com/?p=15838

Don’t ask don’t tell
http://blog.123notary.com/?p=17037

The notary corporation
http://blog.123notary.com/?p=17032

If you can notarize here, you can notarize anywhere!
http://blog.123notary.com/?p=16998

Here is how your home will be drained of its equity
http://blog.123notary.com/?p=18924

I’ve been doing this 20 years
http://blog.123notary.com/?p=19910

How Piano lessons changed my life
http://blog.123notary.com/?p=19891

I have a dream
http://blog.123notary.com/?p=19207

The Notary Model
http://blog.123notary.com/?p=19286

The Frustrating 4 hour signing
http://blog.123notary.com/?p=15760

Welcome to the notary casino
http://blog.123notary.com/?p=15255

Notarizing a tax preparer
http://blog.123notary.com/?p=15014

I was forced to forge my own signature in India
http://blog.123notary.com/?p=20036

A Notary was in court due to a suspicious marriage
http://blog.123notary.com/?p=20034

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123NOTARY

My best 100 days and Carmen’s worst
http://blog.123notary.com/?p=20030

All about 123notary

All About 123notary

2016 timeline – a year in review

2016 Notary Timeline – a year in review

Jeremy’s bucket list

Jeremy’s bucket list

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