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July 10, 2015

Jane the Virgin Notary

Disclaimer: This post may not be appropriate for those of you who have lost their virginity, or their sense of humor!

Jane goes to her first signing for the Owens. They are going to sign a Refinance and get a better rate.

Mr. OWENS: Welcome Jane. So, you are going be our Notary tonight.

JANE: This is my first time.

Mr. OWENS: Gee that’s interesting. When the last Notary showed up, I asked, “Are you experienced?”

JANE: Wow, you have quite a record collection over there. I bet you have a lot of Hendrix.

Mrs. OWENS: Just make sure he doesn’t call you foxy lady.

JANE: So, I’ve never done this before.

Mr. OWENS: Oh, it’s nothing to be ashamed of. I’ll be gentle.

JANE: Okay, so here’s the Deed of Trust. Just initial here, and sign here.

Mr. OWENS: So you haven’t done the Deed or the dirty Deed yet.

JANE: I can attest to the fact that I haven’t, and bear witness to the fact that I’ve never been with a bare witness.

Mrs. OWENS: But, he’s not bare!

Mr. OWENS: Is that the naked truth?

JANE: I’m going to affix my seal now. Brace yourselves.

Mr. OWENS: Oh, that looks very therapeutic, just like… well, you know…

JANE: Well, I wouldn’t know. I’m not only a virgin as a signing agent, but I’m also still a virgin in real life.

Mrs. OWENS: Well knock us over with a feather. If you dropped any more hints, I would have gotten out my chastity belt. Can we affix you up with someone? I know a nice Notary who lives not far from here. He’ll understand all of that mumbo jumbo you folks talk about at signings that confuses us like scilicit which is an archaic Latin term.

JANE: Oh, I thought you were talking about soliciting which I’ve never done because I’m a … well, you know.

Mr. OWENS: If you did that with another Notary whose term hasn’t expired, you’d be doing it in the commissionary position.

JANE: I don’t even know what that is.

Mr. OWENS: Don’t worry honey, after a few more signings, you’ll really be on top of things… unless of course you prefer to have the signers on top.

Mrs. OWENS: So, what comes next?

JANE: I thought you’ve done this before. We just need to sign these last three documents, and then we’re done.

Mrs. OWENS: Okay, we’re done. That felt good.

Mr. OWENS: Was it good for you?

Mrs. OWENS: I think this was our best signing honey. I really liked how you signed the HUD. Wow Jane, you look completely different. Look George, she’s glowing!

JANE: Wow, I feel completely different now.

Mr. OWENS: Does it bother anyone if I smoke?

Mrs. OWENS: Since when do you smoke?

Mr. OWENS: I always smoke after a signing, or after a book burning if the book is 50 shades of gray.

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You might also like:

Compilation of Notary Dating & Romance Posts
http://blog.123notary.com/?p=17451

But, I’m still a virgin!
http://blog.123notary.com/?p=14915

How Notary work is similar to onine dating
http://blog.123notary.com/?p=15763

Notary housewives
http://blog.123notary.com/?p=14721

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July 1, 2015

I signed up with 200 companies only to get work once or twice

It is common for Notaries to be signed up with dozens of signing services / notary services. We recommend that you sign up with as many notary services as you can. But, being signed up with them doesn’t equal getting used. There is some secret magic in getting used. You can’t get used if you are not signed up, so do the signing up part as early as possible in your Notary career. We recommend starting your career getting signed up with at least 50 companies and then do a few more in the beginning of the month every month. Since business is normally slow in the beginning of the month, that is a good time to market yourself and make quick calls to companies who you haven’t heard from for a while.

The Secret of Getting Used
I remember long time ago I was signed up with hundreds of signing companies. Not all of them used me. Signing Companies are like humans. We get in the habit of going to certain restaurants which become our regular spots. I go to our local Ramen place all the time for noodle soup and go to another spot for Kabobs. Sure, there are thousands of restaurants in Los Angeles, but I tend to go to seven or eight on a regular basis and once in a while to others. You need to catch the attention of signing companies to get used.

Catching Their Attention
If a signing company you have never heard of offers you a job that is too far away, should you decline because it is too far? If you have time in your schedule, taking that call might get you in their good graces. You got them out of a bind, and they might remember you for that. Other ways to catch people’s attention is to personally pop in their office during the beginning of the month when things are slow. If you live near Orange County, California it will be easy to have access to dozens of signing companies. There are also Title companies all throughout our nation that you can visit. Giving companies quick calls and letting them know you are available and happy to work for them helps too. You need to stick in their head, so bugging them intermittantly is a sound strategy!

Doing a Good Job
If a new signing company uses you, that means their favorite person in your area is either busy, on vacation, moved, died, or screwed up. It is your job to get in that #1 or #2 spot in their database during this brief window in time. When they call you, you need to be very agreeable and do whatever they say. Don’t complain if there are too many pages, fax backs, or long drives. Just do the job with a smile, and they will remember you next time. I would not start trying to charge them more or have conditions until the fourth job.

Invoice Promptly
Many Notaries get into trouble because they don’t invoice fast enough. Invoice within 24 hours of completing the job and invoice with exactly the information the company wants. Then invoice again at the 30 day mark on a weekly basis until paid. Other than that — good luck!

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June 23, 2015

Loan Signing FAQ’s That Borrowers Ask

Many notaries go to the signing table unaware that there are many frequently asked questions that they might not know how to answer. I’m going to list a few here, but our list might expand as time rolls on. Feel free to contribute some FAQ’s of your own that you came accross.

(1) Why is my APR higher than my Rate?

(2) Do I have a prepayment penalty and where can I find that information?

(3) Where are my settlement fees and the costs of the loan documented?

(4) When is my first payment due?

(5) Can I cancel my loan? How many days do I have? How do I cancel my loan?

(6) Do I sign my name with my middle initial?

(7) Why do I have to sign my name this way?

(8) Do you know how to reach my lender now? I don’t have his number in front of me.

(9) Am I in a flood zone?

(10) Do I have mortgage insurance?

(11) If I am a spouse, which documents should I sign? I thought I was on the loan.

(12) Does this property need to be my primary residence?

(13) Can I lease this property out to others during the Mortgage?

(14) What is the penalty if I am late on any of my payments?

(15) Why is my information wrong on the 1003?

(16) How come the information is different on the Good Faith Estimate and the Settlement Statement?

(17) How much can my rate go up if interest rates for up for my Adjustable Rate Loan.

(18) When my Adjustable Rate Loan graduates, will it still have a cap, but not a gown? (sorry for the bad humor)

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You might also like:

Acknowledgment FAQ
http://blog.123notary.com/?p=21331

Certain things you don’t learn from experience
http://blog.123notary.com/?p=22572

Do you take control at a signing
http://blog.123notary.com/?p=21104

How much pay do you merit as a signing agent?
http://blog.123notary.com/?p=19188

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May 11, 2015

Here is an easy way to make $4000 more per year

Most notaries are complaining that there is not enough work to go around. They are right — there isn’t. However, there are certain people who get most of the work when there is work. The trick is to become one of those people. The listings that get the most work have a few reviews from satisfied clients, a great notes section, a company name, high placement, and last but not least — 123notary certification.

But, I don’t “Need” your certification. I’m already “certified!”
Unfortunately for you, the people who use our site do not reward notaries for being NNA certified. This is not my decision, it is theirs. NNA certified notaries on 123notary get no more or no less business than any of our other notaries. However, those certified by 123notary get 78% more clicks and more than double (2.5x) the new jobs (generated from our site) than those who aren’t. More than double sounds good to me.

From 3 jobs per week to 3 jobs per day
A few years ago when the economy was better, one notary raved to us that the minute he passed our certification test, he went from getting three jobs per week to three jobs per day. That is phenomenal, and a true story. His luck was considerably better than most other notaries, but statistically, the other notaries did quite well too.

15-100 jobs a year is average
Although the industry is slow, notaries with a p#10 preferential spot on 123notary get around 15-100 jobs per year based on people who we talk to in those positions. Those who get less than that either have already dropped out or will soon drop out. Consider that you are on the low end of the totempole getting 15 jobs a year and our certification helps you get 36 jobs per year. You would be making an additional $2000 per year as a result of your two hours of effort studying and taking our test. That is $1000 per hour assuming you drop out after a single year.

How would the average notary benefit from 123notary certification?
Let’s assume that the average notary stays on 123notary for three years which is somewhat true. The actual number of years for paying listings is around that level although free listings sometimes get removed prematurely if they have bad stats. Let’s say that our average uncertified notary gets 30 jobs per year from our site. Getting certified would raise that total statistically to 75 jobs which is 45 additional jobs which would account for around $4000 extra income in a year. So, multiply three years by $4000 and you get $12000.

Your time is worth $6000 per hour studying for our cert test.
Over the life of your career, the average notary would get $12,000 more income as a result of passing our test which takes about two hours in study time, plus a 6.5 minute online test. Two hours of your time will net you $12,000 in the next several years. It is like a goose that lays golden eggs.

But, you are busy.
What else are you doing that is more important? Many notaries are too busy to do something worth $6000 per hour and get offended when I mention that what they are doing “might” be slightly less important or valuable than studying for our test. What are you doing and what is the value of that work?

Studying for our test: $6000 per hour in long term financial benefit (before expenses)
Doing a notary job: $15-40 per hour (after expenses)
Daydreaming: Zero
Going to a birthday party: Zero
Cleaning house: Zero
Browsing Facebook: Zero
Getting a neck tattoo: Varies

The bottom line is that you clutter your life with tasks which are not optimally valuable, so when an important task needs to be done, you simply don’t have time. My suggestion is that you schedule your other work around your important tasks, rather than putting off the important tasks, otherwise you’ll never get ahead. Schedule your study time in your calendar, make sure your passwords work, and just do it. It might be safer to schedule three non-consecutive days just in case you need more time or have technical difficulties.

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You might also like:

Elite certification will benefit you for the rest of your life
http://blog.123notary.com/?p=20770

Compilation of certification posts
http://blog.123notary.com/?p=16264

NNA signers who failed our test
http://blog.123notary.com/?p=892

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April 21, 2015

Augmenting your skill set to make more money as an NSA!

Notaries are complaining that there isn’t enough work out there! But, what can these notaries do about it? The answer is that there are many avenues to make extra money without compromising your career as a mobile notary! Here are some ideas:

Get More NSA Certifications
Notaries are all over the boards stating opinions about having more certifications is not necessary and just makes money for those selling the certifications. Even some people who hire notaries don’t care about certifications as they care about skills, not badges. My experience has led me to believe that getting more certifications helps notaries to be more knowledgeable, and also helps them to prove their knowledge. If you rant and rave on the phone about how smart you are, nobody will believe it. But, if you can give smart answers to questions and show your badges, then you get real credibility! Otherwise, just studying up on your skills will help too even though it doesn’t get you a badge!

Reverse Mortgage Training
Signing Refinances is relatively easy. But, there are other specialty loan signings that require additional knowledge. Many people do Reverse Mortgages without any formal training. However, imagine how much more trust you would win if you were one of the few notaries who did have training and experience at it? The more you know…

TEA
The NNA offers a Trusted Enrollment Agent program. Those with TEA designation can do additional tasks that get additional jobs. TEA agents are trained to understand digital certificates which are used heavily in the biopharmaceutical industry. They also are trained to understand how to apply to obtain a digital certificate and do identity-proofing. They must also learn to identify and distinguish between different types of identification documents. Word on the street is that TEA jobs don’t always pay well. But, any designation you can get will help. Personally, I feel there should be a choice between an Earl Gray TEA, and an Oolong TEA.

NNA TEA Program
http://activerain.trulia.com/blogsview/445209/nna-trusted-enrollment-agent-program

123notary notaries share opinions about the TEA Program
http://www.123notary.com/forum/topic.asp?TOPIC_ID=2416

More E&O?
In real life, E&O is mostly a fashion statement. Unfortunately, the more you have, the more you invite law-suits since the Plaintiff will know that they might be able to collect. Fancy clients such as some of the nation’s larger Title companies have higher standards for how much E&O a notary should have. So, how much is enough? The number keeps changing. In 2014, half a million was enough to please the most picky Title companies. But, many notaries preferred to have a million just to be a notch better than the others!

Background Screening
The NNA’s new Certification and Background Screening seem to be very necessary, but not for everyone. More seasoned notaries have told me that they get jobs because people know and trust them. But, for newer notaries, you might be missing out on work if you don’t pass their extensive background screening and testing! If you are serious about this business – just do it!

Inspections
Notaries claim that inspections don’t pay much. But, on the other hand, you can go when you like, take a few pictures, take some quick notes, and leave. It is not nearly as demanding as a loan signing which involves rigid scheduling, difficult borrowers, and tons of documents. If you want to augment your income, I suggest that you at least try out doing inspections. You never know — you might like it!

Weddings (I do)
Florida, South Carolina and Maine allow designated notaries to officiate at weddings. I don’t know if you need to be in the clergy to do this or not, but you can inquire. Many notaries get a lot of extra income doing weddings. Or maybe it is the other way around that Wedding Officiants make additional money being notaries.

Process Serving
Every time we write a blog about how notaries can make more money, process serving is always on the list. This is a slightly dangerous way to make extra money as you are serving court documents to criminals. But, if you have bills to pay, it is worth looking into. You can fit this into your schedule, and we all know that notaries have many holes in their schedule, especially during the beginning of the month!

Fingerprinting
The rules for fingerprinting keep changing. In my day (I’m sounding old) we used FBI fingerprint cards and rolled each finger, and then did flat impressions. If you made a mistake you had to do the entire card all over again. Live Scan became the norm in the early 2000’s. I don’t know what is used these days or how expensive it is to get into this, but many people make a good supplement to their income doing fingerprints. Plus it is fun. You get to meet interesting people and book them!

Hospitals & Jails
Many notaries are intimidated about going to a jail, and are not fond of going to hospitals. Newsflash — there’s money in muck. The desirable notary jobs include doing highly paid signings for Attorneys and $200 loan signings. But, honestly, how often do you get those types of jobs? In real life, the jobs that pay the most are often jail and hospital jobs. You need to read our blog’s hospital and jail signing sections to learn all of our free tips on the subject first. But, you can make $100 plus per assignment doing these less pleasant and more hairy notary jobs.

Being a Birthday Clown
If you choose this route, just don’t forget to completely remove your clown makeup before going to a notary job, otherwise the borrowers might get the wrong impression. “Hi, I’m Bozo the Notary!”

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You might also like:

An easy way to make $4000 more per year
http://blog.123notary.com/?p=14162

Best Marketing resources for Notaries
http://blog.123notary.com/?p=16322

Trusted Enrollment Agent TEA
http://blog.123notary.com/?p=21417

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April 4, 2015

2015 Complete list of companies w/worst reviews

Here are some companies with the absolute user reviews on our list of signing companies.

21st Century Legal Services
http://www.123notary.com/signco-idv.asp?sid=718&21st+Century+Legal+Services

24/7 The Nationwide Notary Network ( N3 )
http://www.123notary.com/signco-idv.asp?sid=140&24%2F7+The+Nationwide+Notary+Network+%28+N3+%29

A2Z Notary
http://www.123notary.com/signco-idv.asp?sid=146&A2Z+Notary

Accurate National Signing Service
http://www.123notary.com/signco-idv.asp?sid=970&Accurate+National+Signing+Service

Accusigning
http://www.123notary.com/signco-idv.asp?sid=99&Accusigning

All Service Notary and Signings
http://www.123notary.com/signco-idv.asp?sid=818&All+Service+Notary+and+Signings

American Signing Connection, LLC
http://www.123notary.com/signco-idv.asp?sid=106&American+Signing+Connection%2C+LLC

At Home Signing
http://www.123notary.com/signco-idv.asp?sid=941&At+Home+Signing

Atlas Title
http://www.123notary.com/signco-idv.asp?sid=928&Atlas+Title

C Viana & Associates
http://www.123notary.com/signco-idv.asp?sid=825&C+Viana+%26+Associates

Closing Quest, LLC
http://www.123notary.com/signco-idv.asp?sid=54&Closing+Quest%2C+LLC

Doc Pros – Murrietta, CA
http://www.123notary.com/signco-idv.asp?sid=355&Doc+Pros+%2D+Murrietta%2C+CA

Dynamic Field Solutions
http://www.123notary.com/signco-idv.asp?sid=133&Dynamic+Field+Solutions

East West Settlement
http://www.123notary.com/signco-idv.asp?sid=843&East+West+Settlement

e-notaries.net
http://www.123notary.com/signco-idv.asp?sid=908&e%2Dnotaries%2Enet

Epic Real Estate Solutions AKA One Stop
http://www.123notary.com/signco-idv.asp?sid=794&Epic+Real+Estate+Solutions+AKA+One+Stop

Executive Signing Agents
http://www.123notary.com/signco-idv.asp?sid=368&Executive+Signing+Agents

Flex Signing (CA)
http://www.123notary.com/signco-idv.asp?sid=1061&Flex+Signing++%28CA%29

Greenbelt Real Estate
http://www.123notary.com/signco-idv.asp?sid=167&Greenbelt+Real+Estate

Home Signings
http://www.123notary.com/signco-idv.asp?sid=1044&Home+Signings

Insured Closings
http://www.123notary.com/signco-idv.asp?sid=19&Insured+Closings

ISGN
http://www.123notary.com/signco-idv.asp?sid=784&ISGN

J.G. Wentworth Structured Settlements
http://www.123notary.com/signco-idv.asp?sid=89&J%2EG%2E+Wentworth+Structured+Settlements

Land & Law, LLC / Land & Law Group
http://www.123notary.com/signco-idv.asp?sid=1078&Land+%26+Law%2C+LLC+%2F+Land+%26+Law+Group

Loan Closers.com
http://www.123notary.com/signco-idv.asp?sid=78&Loan+Closers%2Ecom

Loan Processing Center
http://www.123notary.com/signco-idv.asp?sid=966&Loan+Processing+Center

Mortgagedocs.com
http://www.123notary.com/signco-idv.asp?sid=964&Mortgagedocs%2Ecom

National Loan Closers
http://www.123notary.com/signco-idv.asp?sid=791&National+Loan+Closers

National Loan Closings
http://www.123notary.com/signco-idv.asp?sid=962&National+Loan+Closings

National Notary Ink
http://www.123notary.com/signco-idv.asp?sid=782&National+Notary+Ink

Nationwide Settlement & Escrow
http://www.123notary.com/signco-idv.asp?sid=974&Nationwide+Settlement+%26+Escrow

NREIS
http://www.123notary.com/signco-idv.asp?sid=84&NREIS+National+Real+Estate+Information+Services

Pacific Document Services
http://www.123notary.com/signco-idv.asp?sid=50&Pacific+Document+Services

Precision Signing Services, LLC
http://www.123notary.com/signco-idv.asp?sid=905&Precision+Signing+Services%2C+LLC

Prestige Signing Group Services
http://www.123notary.com/signco-idv.asp?sid=1036&Prestige+Signing+Group+Services

Proficiency Signings
http://www.123notary.com/signco-idv.asp?sid=337&Proficiency+Signings

Refinance Myself
http://www.123notary.com/signco-idv.asp?sid=1019&Refinance+Myself

Safir Signing Agents
http://www.123notary.com/signco-idv.asp?sid=775&Safir+Signing+Agents

Signing Stream
http://www.123notary.com/signco-idv.asp?sid=1035&Signing+Stream

Statous Network
http://www.123notary.com/signco-idv.asp?sid=861&Statous+Network

The Notary Biz
http://www.123notary.com/signco-idv.asp?sid=137&The+Notary+Biz

Title Logic
http://www.123notary.com/signco-idv.asp?sid=898&Title+Logic

Title Stream
http://www.123notary.com/signco-idv.asp?sid=119&Title+Stream+%2F+TS+Connections+%28+TX+%29

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March 28, 2015

Signing Companies that went down hill in their reviews

These companies used to have reasonable reviews. In the last year, their reviews took a plunge with many more negative reviews being added to their profile.

North American Signature Service
http://www.123notary.com/forum/topic.asp?TOPIC_ID=5185
A post dated check and a package of 175 pages. The notary asked for a fee adjustment and as told, “I’ll see what I can do.”
This company had reviews that were not that bad before, but they slid into the negative zone recently.

ASAP Pro
http://www.123notary.com/forum/topic.asp?TOPIC_ID=2984
Ratings just went downhill. One notary claimed they always paid him on time until the last two years. Another notary comments that you now have to bug them a little bit to get paid while in the old days they would just pay.

Land and Law Group
http://www.123notary.com/forum/topic.asp?TOPIC_ID=6102
Just got a bunch of new bad reviews for late payment.

Client First
http://www.123notary.com/forum/topic.asp?TOPIC_ID=6809
Has some new reviews for payment issues

Docpros
http://www.123notary.com/forum/topic.asp?TOPIC_ID=5410
Got a few new bad reviews about payment issues

Nations Direct
http://www.123notary.com/forum/topic.asp?TOPIC_ID=2436
More complaints about micromanagement, low pay, and other issues

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March 2, 2015

2014 excerpts from great notes sections

Filed under: Popular on Linked In,Your Notes Section — Tags: — admin @ 3:21 am

Here are some of the most interesting excerpts from notes sections on 123notary.com that I found in 2014. If you want to nominate other excerpts, I can add them after the fact!

(1) Look at all the services this notary advertises. He/She/They must be smart!
I have served XYZ County notarizing: commercial and residential loans, reverse mortgages, first and second mortgages, refinances, helocs, medical records, foreign adoptions, power of attorney, and so on. Apostille, authentication and certification services are also available.

(2) Check out the client list this notary has!
My clients range from attorneys, hospice, social workers, inmates, bail bonds, doctors and hospital patients.

(3) Here is a thorough notary
I stay in constant contact with whomever hires me, keeping them updated immediately upon receiving documents, contacting the signers, completing the assignment and supplying tracking numbers when documents are dropped off.

(4) Look at the long list of docs this guy does!
* Durable Power of Attorney/Healthcare Advance Directives
* Business/Personal contracts and agreements
* Credit Checks
* Landlord/Tenant issues and resolutions
* Collections
* Identity Restoration of Your Good Name
Legal Plans for:
* Estate Planning
* Consumer Finance
* Bankruptcy (Chapter 7,11, 13)
* Corporations (S corp. or C corp., LLC, or Non Profit)
* Unlawful Detainer
* Small Claims
* Divorces
* Child Custody/Child Support
* Name Changes
* Real Estate (contracts, deeds, quitclaims, foreclosure)
* Wage Garnishments (Disputes)
* Summons & Complaints
* Civil Suits (Being sued or sue someone)
& plus those not listed

(5) Give a call and your signing will go off without a hitch! LAX FedEx location late night drop 8pm.

(6) Don’t Move I’ll Be Right There! Fidelity National Title and First American Title approved Notary

(7) My motto is “Never say NO to a signing”.

(8) I give a one line explanation of every single document in the package.

(9) I specialize in last minute signings & off-hour signings

(10) Getting married or need a passport?
Services performed: PTT’s, PAP’s, POA’s, Acknowledgements, Jurats, Subscribing Witness, Copy Certifications, Affidavits, Trusts, Quit Claim Deeds, Refinance, Purchase, HELOC, Reverse Mortgage, Witness Only, Debt Settlement Agent, Notary & CPR Certifications, Pass Port Photos, LiveScan Fingerprinting, Field Inspection, Process Servier, and Weddings.

(11) This is my second career, after retiring in 2005, to fight a long and draining battle (18 surgeries) with Pancreatic Cancer, I am one of 4%, that survive this deadly cancer. Given a second chance at life, I decided doing nothing was not an option

(12) A former stripper decided to go into eSignings and offer “Laptop signings” (sorry for the bad joke)

(13) I am the only Mobile Notary in (name of city) with an A+ rating with the Better Business Bureau

(14) In addition to notarization’s I have conducted over 1,000 field service inspections: door knocks, merchant/site/business verifications, asset/collateral/lease inspections, and commercial loss control inspections.

(15) My references include Bank of America, Discover, Well Fargo, Quicken, Citi and many others. With all my career life spent in customer service, I know people! I will treat you and your clients with respect and honor, because that’s how I would want to be treated.

(16) I’m a transplanted New Yorker with Southern Charm. When your closing is crucial, you can count on me to be there on time and conduct the signing just as you would, if you could.

(17) 1500 loans signed; We cover 19 counties in the Western NC mountains with two notaries two 4wd drive vehicles, both with GPS. We go places you don’t even know are places and get your loan closed!

(18) Have something that’s a little “outside the box”? Strange hour? Specific or unusual instructions? Signer w/ special needs or requests? Not a problem, I can, and do handle it with no muss, no fuss, and no drama from the outset. I do it right the first time.

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You might also like:

2011 excerpts from great notes sections
http://blog.123notary.com/?p=1043

Unique Phrases from the Ninja Course
http://blog.123notary.com/?p=14690

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February 15, 2015

30 Point Test Course Book: Synopsis

30 Points in Your Favor!
The 30 point course book is yet another certification course offered by 123notary.com. But, this one is different. Our original certification course was a very dryly written quick course designed to teach notaries basic competency in loan signing. Our Elite course was written in late 2012 and was designed to teach very sophisticated aspects of doing business as a mobile notary such as communication, marketing, hiring others, and the finer aspects of notary and signing agent work. This new 30 point course will have some elements from both of these previously written courses, but will focus only on the technical aspects of notary and signing agent work of all levels ranging from basic to very advanced. Also, be sure to read about the new loan document which goes over facts and figures about the loan called, “The Loan Estimate” which is similar in information to the TIL & HUD-1.

Required additional reading

Best blog articles for advanced Notaries – http://blog.123notary.com/?p=14736
Mobile Offices from A to Z – http://blog.123notary.com/?p=535
Signing Agent Best Practices – http://blog.123notary.com/?p=4315
The Prepayment Penalty – http://blog.123notary.com/?p=4429
The Loan Estimate (New) – http://blog.123notary.com/?p=15437

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Table of Contents

(1) Deed of Trust – http://blog.123notary.com/?p=14245
(2) The Note – http://blog.123notary.com/?p=14270
(3-4) Right to Cancel & Closing Disclosure — http://blog.123notary.com/?p=14291
(5-7) HUD, Occupancy Affidavit, Grant & Quitclaim Deeds – http://blog.123notary.com/?p=14546
(8-9) 1003 Loan Application, Compliance Agreement – http://blog.123notary.com/?p=14335
(10) The Signature Affidavit – http://blog.123notary.com/?p=14356
(11) Following Directions – http://blog.123notary.com/?p=14379
(12) Cross-Outs http://blog.123notary.com/?p=14406
(13) When to Call the Lender (and when not to) http://blog.123notary.com/?p=14421
(14) Explain or don’t explain http://blog.123notary.com/?p=14440
(15) The Prepayment Penalty http://blog.123notary.com/?p=14447
(16) Initialing http://blog.123notary.com/?p=14463
(17) The APR http://blog.123notary.com/?p=14483
(18-24) Technical Points for Notaries http://blog.123notary.com/?p=14492
(25-27) Identification, Wrong Venues, Fraud http://blog.123notary.com/?p=14514
(28-30) Beneficial Interest, Negligence, E&O http://blog.123notary.com/?p=14532
30 Point Final QUIZ http://blog.123notary.com/?p=14557

Page Titles

Each post about the 30 point course will have a story and several points which could make the titles appear a bit long.
Titles might look like this:
Point (13) The Automatic Payment Disclosure; Story: Marcy’s Babysitter

Use this link to see all published posts in a string in reverse order:
http://blog.123notary.com/?tag=30-point-course

How is it different from the Elite course?
The Elite certification course was designed to get its students an upper arm in the notary business. It was designed to help them be a pro at negotiation, growing their business, and handling difficult strategic situations. The overall aim of the course was to help them make more money, grow their business, and gain attention from having the Yellow Elite Certification Icon next to their name on the search results. Notaries who passed are far more intelligent, sophisticated, and get a lot more work than their competitors in high spots on 123notary who lack the Elite designation. Based on my personal experience, I would vouch for the fact that a 123notary Elite signer has quadruple the signing agent knowledge as an uncertified signer. Although they don’t know everything, the depth and breadth of their knowledge is quite noticeable if you talk shop with them for more than a few minutes.

This 30 point course is only designed to teach notaries how to deal with technical situations like a pro, but not designed to help them get rich (although more knowledge never hurts). If you do well on the 30 point test, you can consider taking our Elite course. It will be easy for you if you got a high score on the 30 point test.

Summary of the 30 point course
The 30 point course will cover a wide range of notary and signing agent technical topics including following directions, best practices, understanding what information is where in the documents and more. Additionally, we added some entertaining stories to help make the text more enjoyable for the reader. There will be many stories which are designed to drive certain technical facts home in a pleasant and absorbing way.

Please Note
Not all of the questions covered in the 30 point test are taught in this course. Please rely on your personal experience as a notary to answer test questions not addressed in this course.

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What’s the difference between 16 clicks a month and 100 on 123notary?
http://blog.123notary.com/?p=13185

From 3 jobs a week to 3 jobs a day!
http://blog.123notary.com/?p=3940

A detailed look at the Ninja course
http://blog.123notary.com/?p=4621

Interview with a Title company
http://blog.123notary.com/?p=3724

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January 17, 2015

Polite Signing Companies who are pleasant to work for

Notaries are always complaining about how badly signing companies treat them. It’s just like working at a chicken plucking factory in the 1800’s — “Get back to work or we’ll doc today’s pay!” We have lists that we publish of good signing companies, and there are many. But, we have never published a list of polite signing companies. I feel that it is high time that notaries get treated a little better, so here goes! We included quotes from appreciative notaries on the forum.

ASAP Pro
http://www.123notary.com/forum/topic.asp?TOPIC_ID=2984

“I LOVE working with everyone at ASAP”

I have done closings for ASAP Pro Notary for almost 6 months. “Everyone” has been very professional, easy to work with, someone is always available to answer questions and the best part of all…pay is timely.

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Concierge Notary
http://www.123notary.com/forum/topic.asp?TOPIC_ID=5752

“Great communication, fair and QUICK pay, and she’s such a pleasure to work with!”

“This is the best company I have ever worked with, period!”

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Door to Door
http://www.123notary.com/forum/topic.asp?TOPIC_ID=3530

“Lori and Mike are great to work with and pay very quickly. Great folks.”
“They’ve been great to work with. No problems.”

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Express Signatures
http://www.123notary.com/forum/topic.asp?TOPIC_ID=2220

“Once I got two checks for the same signing and called and told them and shredded it. Chris, the bookkeeper was very nice about that as was the owner, Gary, who called and thanked me personally. Gary has two experienced notaries who work for him and they have helped in the cases the BO has questions and/or we have questions. I would definitely recommend this company to anyone.”

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Homefront Escrow
http://www.123notary.com/forum/topic.asp?TOPIC_ID=5301

“Chris and Jessica in escrow are a pleasure to deal with and make my job a ton easier.”
“Yes, I work for them. A great company, fees and payment!”

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Inscribing Pursuits Escrow
http://www.123notary.com/forum/topic.asp?TOPIC_ID=2862

“Super nice people.. and hope to do business with them again!”
“Rikki is wonderful. If all companies were the same.”

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Kelley’s Mobile Notary
http://www.123notary.com/forum/topic.asp?TOPIC_ID=5578

“I’ve worked with them a few times, and they’re clear and friendly. Also, they are prompt with their payments. ”

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Lewis Notary Service
http://www.123notary.com/forum/topic.asp?TOPIC_ID=4908

“Awesome Company! I did a time share signing with them. Great customer Service and pleasant to work for. Pay within 2 weeks. Would work for them again anytime.”

“Did a timeshare presentation as notary. Paid promptly. Professional and friendly”

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Performance Title
http://www.123notary.com/forum/topic.asp?TOPIC_ID=2549

“Great company – THE best out there. If they say it was an error, you can believe they’re not just talking – they’ll make it right. Excellent company – wish they had more work in my area”

“I have worked with them for about 2 years and highly recommend them.”

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Right Now Notary
http://www.123notary.com/forum/topic.asp?TOPIC_ID=4800

“Definitely a great company to work with! Pay fair and on-time, great communication, and professional employees. I am always happy when they call me with an assignment…wish they had more work in my area.”

“Right Now Notary is a good company to work for.
Easy website to download documents and confirm signing details.
Fair payment, payment received in a decent length of time (30 days), and would definitely work for them anytime work is offered without question.”

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Safe Signings
http://www.123notary.com/forum/topic.asp?TOPIC_ID=4742

“I really enjoy working with Safe Signings! They are professional, pay a fair and reasonable fee for services provided and most importantly – they pay in a timely manner!!”

“This is a very professional, true to their word company. they are pleasant and pay as promised. No hassles at all.”

“The VERY best signing company on the planet! ”

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The Doc Signers, Inc.
http://www.123notary.com/forum/topic.asp?TOPIC_ID=4587

“Excellent pay, no hand holding. Paid via PayPal SAME DAY! A pleasure to work with. Wish all signing companies were this awesome!”

“Great experience working for The Doc Signers, Inc. They are for real! They really make you feel appreciated”

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Timios Title
http://www.123notary.com/signco-idv.asp?sid=864

“Timios is one of my favorites… I am in a rural area they always agree to my fee and have been getting paid unless then 15 days”

“Timios Title has to be one of my all-time FAVORITE companies to work with!!!! They are always very friendly…Always pay a fair fee and docs are always on time!! The have always paid promptly as well!! I absolutely love them!!!”

“Timios is a great example of a 5 star company. Very professional, docs and payment on time. I love working with them.”

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You might also like:

Best Signing Companies, Title & Escrow Companies (string)
http://blog.123notary.com/?tag=best

Tweets:
(1) Polite signing companies (including the best signing company on the planet)
(2) The best signing company on the planet is Safe Signings!

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