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March 19, 2020

How will the Covid-19 virus affect the Notary profession?

Filed under: General Stories — admin @ 8:22 am

As of March 8 2020 I am very bothered and obsessed with the spread of this very contagious and dangerous disease. My concern has turned to paranoia not just of the disease, but fear of the panic that is growing nationwide. People are not traveling as much. Additionally, many people are considering working from home. Concerns about touching elevator buttons and surfaces in public places are rising.

The disease has interrupted global trade with China being worst hit. China seems to be recovering from this epidemic, but it seems that they cannot fully recover. Here’s why: If China gets rid of every case of this disease, they would have to quarantine the rest of the world from coming to China to keep case-free. The problem with that, is that their international trade would have a huge damper on it as a result.

To combat this disease, China had to shut down massive portions of their country for weeks. If the disease continues to spread in the USA, and there is not much preventing it from doing so, America might have to shut down major cities as well. If that happens, then an economic slowdown will occur in the USA. If economic slowdowns in other countries happen, that will also affect the US economy.

Additionally, if China gets rid of the virus, but the virus comes back to China, they could have outbreaks all over again and have to do more quarantines which would devastate their economy.

The bottom line here is that it seems inevitable that there will be a US and global economic slowdown. This leads to decreased interest rates which are already in effect, and that leads to more homeowner refinances. More refinances for private individuals leads to more jobs for Notaries and more money for 123notary. After two slow years, I am happy that we can benefit from the misery of others. I would prefer to benefit from the happiness of others though, but that doesn’t seem to be an option. After all, Trump brought happiness, at least to the gun and pick up truck people who go to church every Sunday. The economy got better, and 123notary’s income went through the floor. We tend to benefit more during bad times and did better under Obamacare. Happiness just doesn’t cut it around here. I really don’t understand how the world works, but Notaries will probably prosper in 2020 as long as they dare leave the house.

As for me, I am stocking up on canned corn if I can find any. Stay happy!

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March 17, 2020

Coronavirus – how it affected me and my recommendations

Filed under: General Stories — Tags: , , — admin @ 6:10 am

Since I work from home and have savings, I don’t think I will personally be too badly affected by the Coronavirus.

But, today, I was subjected to a rude awakening. Public schools, universities, bars, clubs, restaurants, etc., have all been closed other than for restaurant take out. The restaurants were functioning at 10% of capacity when they were allowed to have dine in guests. However, in other parts of California the restaurants are still open based on a conversation I had using my fluent Mandarin Chinese (thank you, thank you, you may applaud… okay, that’s enough applauding.).

At Whole Foods, they were out of almost everything I normally get. I had to get chocolate flavored hazelnut milk rather than my usual vanilla almond milk. Unfortunately I use the milk with cereal and juice and was not sure how the chocolate would mix. It mixed well with Cherry juice which is one of the things the supermarket actually had in good quantity.

I invented the term Frankenstonian that is kind of like Draconian, but involves more “experiments” done with a German accent and the announcement, “It’s alive— ya!”

I got to see what other supermarkets are like in my quest to find toilet paper and wound up finding a far superior brand of pumpkin pie.

But, I was so sad walking around thinking of all the laid off bar tenders, waiters, and airlines staff that I actually almost started to cry. I was so depressed.

So, it hasn’t been all bad. But, here is my view on the policies.

COVID-19 is like a tsunami.
The “experts” say they are trying to reduce the height of the tsunami of infections by introducing draconian measures to create social distancing. I agree with social distancing if it can be done in a way that doesn’t cripple the economy which will have a domino effect and could land us in a depression or broke as a nation. The reason we are in this problem is that most countries including the USA do not have enough ICU rooms or ventilators. Why are we realizing this now? In my opinion, wars, earthquakes and disease outbreaks happen on a regular basis and therefor we should have locations for makeshift hospitals and RESERVE WORKERS for hospitals just like the military has. America is always ready for war, but never ready to take care of its citizens.

So, the strategy is to do permanent damage to children by hampering their education. Kids are dumb enough as it is with school, imagine how dumb they will be missing an entire year. We are taking two weeks off as a precautionary move. But, two weeks later nothing will improve, but lots of damage to the economy and lots of frustrated people, and lots of dumb kids. The tsunami is still coming, delayed perhaps by a few days, and its height will be far above our capacity to deal with it even if we delay it.

The damage from the tsunami is bad enough on its own, but now we will triple the damage by ruining our robust economy because we can’t control a tiny little virus with all of our technology and medical knowledge. Unbelievable. Am I supposed to put my faith in science after all of this nonsense?

My Recommendations for “dealing” with Covid-19
1. Have manufacturing plants for respirators, masks and Purell working 48 hours per day (if that’s possible)
2. Use prefab buildings and create a makeshift hospital near an airport or on a military base.
3. Create an army of reserve medical staff who are somewhat skilled in handling emergencies.
4. Let it rip – then we will have the mechanism to treat the ill and all of these quarantines will no longer be necessary.

I think at some point we need to let nature take its course. The angels want to do a cleanup of some of the negative spiritual forces in the planet, and outbreaks are one of the ways they do it. Personally I think they should use bolts of lightning. But, in a candid interview with an angel recently mentioning the lightning, the angel replied, “Nah, that’s old school, we prefer infectious diseases — that’s what’s in now. Thousands of people get infected, but we decide who will die. With lightning, it’s too hard to aim, plus you can only use it when people are outside in thudnderstorm.”

In the mean time, back to my chocolate hazelnut milk. That stuff is so good, that I am not minding this emergency of epidemic proportions as much.

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March 11, 2020

Nice comments about 123notary on our blog

Filed under: General Stories — admin @ 8:17 am

Comments that were nice about 123notary

Mayra
I personally really like 123 notary. The contacts I get from here tend to offer more reasonable pay than on Snapdocs. Plus it’s just nice to get contacted via phone call instead of an automated message sent out to dozens of people.

Bethany
The wealth of knowledge I have received from 123 Notary’s blog is worth it’s weight in gold! The standards make 123 Notary a cut above the rest. Venting notaries is something every company should do.

Brenda
I would love to know what you think about this name:
Around the clock mobile Notary

Jeremy’s comment
The name has a nice ring (even though it is not an alarm clock). It would be ironic if your answering machine said, “Around the clock mobile notary, sorry we’re closed.” It is a good name. You get my approval.

Charlton
Jeremy, I’d like to get in on the free training mentioned in this blog. I looked for a means to do that the other day but wasn’t successful. Can someone send me a quick note on hos to get that going?

I find 123Notary is indeed well regarded. It was one of the top two groups recommended to me by a mortgage broker operating with multiple lenders US wide while he was in California, Nevada, Oregon and Ohio.

Jeffrey

As always your blog provided me with tons of good nuggets! Thank you for sharing and caring about the business!

Deborah Planet

I think of Jeremy as a businessman that cares!
I appreciate 123 notary

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March 9, 2020

Positive feedback about 123notary

Filed under: General Stories — admin @ 7:46 am

Jill Bernhouse
123Notary is my go To! I have gotten steps above work a thousand fold from your site vs snapdocs. I heartily agree. Certainly less faxbacks too. I love 123Notary! Thank you Jeremy. At the outset of the New Year, I give thanks for you and plan to get a higher position this year.

Dan
Listen, Title companies from Miami to San Francisco and Seattle Wash to New York call me from. 123Notary .com . Very often you can’t get paid from SnapDocs. Good luck! With them. I won’t sign up with that company as too many notaries got cheated out of their just fees. They don’t care or give a damn!

Mike Jagur
You must have a lot of pride in writing quality content. I’m impressed with the amount of solid information you have written in your article. I hope to read more.

Adam Richardson
I love reading your blogs. Always helpful.

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January 23, 2020

She was my student, but now she is hustling and succeeding

Filed under: General Stories — admin @ 10:40 am

It is always nice to hear stories like this from your former students. As you may or may not know, the mobile notary business is filled with women. Notaries in general are disproportionately women (roughly 84%) and mobile notaries are more like 60% women. I recently had a conversation with a lady who studied from my materials, mastered them scored well on my quiz, and is getting tons of work. For a beginner, she is really hustling and getting a lot more work than other beginners normally work.

But, this woman has a personality that lends itself (sorry for the mortgage related pun) to success in the mobile notary business. She reads and reads and reads. She wants to know what is going on, what the rules are, what proper techniques are, etc. She wants to do everything correctly. Not everything she does is right, so I have to correct her every once in a while. There is a lot to know as a mobile notary, so it is good to correspond regularly with those who know the business.

Carmen also started out as my student back in 2003. She always had questions. I remember the first time I met her. I was handing over a book to her in person near the guard shack in my complex. Carmen had a thirst for knowledge. Now, Carmen is someone I refer to as the queen of the industry because nobody can answer questions better than she does. I guess there is now more realism to the saying, “Grasshopper, you were once the student, but now you are the master. Can catch fly with chopsticks, can do anything.” I guess when you hear that quote, the image comes to mind of Carmen quietly meditating while facing a statue of the Buddha with a samurai sword laid out in front of her wearing either a kimono or a ninja outfit. I have been urging Carmen to meditate for years to deal with the stress of constant whining on the part of Notaries. Maybe this mental image will prove to be useful.

There are other examples of people I have instructed who became wildly successful. It is fun to think about them when people call me whining about some petty concern. It is nice to know your work paid off in a meaningful way to someone.

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November 6, 2019

Three days to live, what would you do?

Filed under: General Stories — admin @ 8:38 pm

If you had three days to live, would you do crazy things? Personally, I would do a lot of meditation. I would ponder the nature of the universe. I would also question whether I really had three days to live, and if that was calculated in New York minutes.

But, don’t do anything that is bad karma otherwise that will carry through in its effect to a future life.

One Notary was talking to me on a bad connection about the last few days of his life. But, I didn’t understand him due to the connection.

NOTARY: If I had a wild party my last day, would that be bad karma?

JEREMY: Yes, if you have a question, call Carmen.

NOTARY: No, that is not what I said.

JEREMY: She’s available every day.

NOTARY: Not Carmen, karma.

JEREMY: Can you hear me now? Can you hear me now? Can you hear me now? Good!

————

I would probably go up the hill and meditate in the ashram as well. And then I would call Carmen about that refund I owe someone for a redundant purchase. She would probably advise me to see if the world really does end and then decide what to do. That is called common sense.

You might also like:

If the world ends, do I get a refund?
http://blog.123notary.com/?p=621

Murder in a building a week before the signing
http://blog.123notary.com/?p=19272

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October 31, 2019

The signing with the danish pastries

Filed under: General Stories — admin @ 11:51 pm

A Notary who commented on our blog had a nice story to tell.

He went to a signing. The wife came out with a plate of heavenly Danish pastries that were out of this world. She brought freshly brewed coffee as well. Then after the signing, it was a bit icy, so the husband accompanied the Notary to his car. Such hospitality. These little things mean a lot to Notaries.

It reminds me of my trip to Denmark where the gas station had an elaborate display of many varietals of Danish pastries, and the Police Office (where I reported one of their many heroin addicts) was filled with elegant Swedish style furniture. When you travel, you see the world in a new way. Why can’t we be more like Denmark and have heroin addicts roaming the streets with their needles? If only we lived in a fair world.

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October 24, 2019

What was the worst house you ever went into?

Filed under: General Stories — admin @ 11:46 pm

Have you ever been to a signing where you just didn’t want to go into the house? At 123notary we have heard many stories ranging from Legionaires disease caused by mold or bacteria, hoarding, people with long toenails that go click click click, Notaries pushed down stairs and more. Here is a list of types of situations where you might not want to go to the signing.

1. Legionnaires Disease
This is a disease that can cause serious lung diseases. If you go into a really dirty house that has a lot of bacteria, you could contract this disease which can be deadly. We advise you to think twice before going into an unsanitary house. It is more than just unpleasant — it could be your last.

2. Hoarders
Some people stack stuff from the floor to the roof and refuse to clean up. There are reality shows about this topic and it just isn’t funny. Hoarders have a mental disease that makes them believe that they actually need these useless things which they collect and that their life would be so much worse if they got rid of all of those things. If the hoarding is out of control it might be dangerous to go into a hoarders house as something could fall on your or trap you.

3. Good house bad neighborhood?
On the other hand, some houses are fine, but in bad neighborhoods where you might be afraid to go. I have heard issues of Notaries who are assigned jobs at tenement houses where risky looking people are hanging out in front of the building as well.

4. Parking Issues
There are houses where there is no place to park in certain types of communities as well.

5. GPS Issues
You might have houses on roads that are not on your GPS which is an interesting phenomenon.

6. Construction
If a house is having construction there could be issues. There could be dust that is not safe for you to breathe. There could be vehicles blocking you or equipment strewn all over the place. There might also be noise issues.

7. Smells
If you went to a house where they were cooking exotic food, you might smell an intense aroma of garam masala or something of that nature. You might hear the sounds of Vietnamese being spoken loudly too. Some people are sensitive to these things.

8. Sound
If you in a house that is noisy, that can be an issue. Some people do not turn off the television or have noisy rambunctious children dressed in Spider Man outfits.

9. Animals
Some houses have animals that are annoying or dangerous. Owners of dogs are genetically predispositioned to assume that the rest of the world just love dogs, and in particular their dogs and enjoy being viciously barked at, lunged at, and jumped on by their uncivilized furry friends. Not so. I had one borrower put their dog behind a closed door, only for Fido to emerge unannounced and jump all over me. Try locking the door and take people’s safety and comfort more seriously.

10. Attorneys
If you go to a signing and there are Attorneys or Brokers, you might be in for a long haul where there are line by line explanations. Couldn’t you do this before the signing?

11. Haunted
There might be ghosts in particular places. If so, tell the ghosts not to bother you during the signing and ask them to come back with some sort of etherial ID if they want to be notarized.

So, what are some of the worst houses or situations you have gone into?

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October 23, 2019

Knee high weeds

Filed under: General Stories — admin @ 11:45 pm

I wrote another blog article recently about going into bad houses or neighborhoods for a loan signing. Sometimes you might feel that you are at risk. One Notary got bitten on the sleeve by a pit bull. That is a felony and nothing to joke about. If you can’t control your dogs, then don’t have them.

But, what if the house has knee high grass and weeds in front of it? That is a sign of dysfunction. Should you go into the house and risk it? Should you take a peek at the inner condition? Or should you just call the Lender and ask everyone to meet you for a frapuccino at the Coffee leaf?

Neglect is a bad sign and should be taken seriously.

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October 20, 2019

If you forget your cell phone in an Uber — if you have an problem with Snapdocs

Filed under: General Stories — admin @ 11:43 pm

How is customer service if you have a problem with these two portal based economies?

In the last two years I have met two people who lost their mobile phone in an Uber. But, there is no number to call. You have to do customer support online. But, you can’t get to your account unless you are on YOUR phone which you don’t have because it is in the uber. Geez. What gives?

What if you have a problem with Snapdocs? How good is customer service? Is everything done with an app to solve problems? Personally I am old school and prefer human beings and don’t like technology that I could get stuck with and hit road blocks. But, millennials are my opposite — they hate talking to humans, prefer texting, don’t like marriage or relationships with titles and the men don’t like the idea of being assertive. Good God! What has happened to our species. Personally, I believe this is the angel’s system of making sure we don’t breed so that we can solve the overpopulation crisis without WW3.

What has your experience been sorting out customer service issues with Snapdocs (or Uber)?

You might also like:

Can you scan loan documents using a cell phone?
http://blog.123notary.com/?p=22189

Phone interaction tutorial
http://blog.123notary.com/?p=4355

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