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June 4, 2020

Notary shuts down biz because he cares more about lives than money

Filed under: General Stories — Tags: , , — admin @ 6:22 am

A Notary on Twitter claims that he shut down his notary business due to the Covid-19 virus. He claims that he did this because he cares more about saving lives than about making money.

But, if everyone stopped going to work to save lives, the supermarkets would be closed. The hospitals would all shut down. And all over services would not be available. What if someone would die because they could not reach a notary in time. Would you still be saving lives?

And you need to still make a living even if there is a disease going around. You can’t just stop living unless you are definitely infected — and in that case stay home for 14 days or so.

This notary was virtue signalling himself and patting himself on the back in a self-righteous way. But, he criticized me for being an immoral person for suggesting that he stay open. Later on he revealed that he hardly does any notary work anyway.

The moral of this story is that stopping functioning will not make this disease go away. Staying away from places where people are densely populated with poor ventilation might help. And social distancing might help too.

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May 2, 2020

Can you ask a borrower if they have been out of the country?

Is it legal, ethical, or advisable to ask borrowers if they have been to a highly infected area recently such as Italy, Iran, China, South Korea, etc? Someone asked me this today. The answer is that you might get lenders mad at you.

The rate of infection in these countries is measured in infections per million and they are generally between 50 and 200 cases per million. So, being in these countries presents a very minuscule risk to the notary.

On the other hand, if a borrower exhibits Covid 19 type symptoms such as a dry cough, trouble breathing, etc., then you might be advised to stay away. I cannot advise on this as much of the transmission of Covid 19 happens with people who exhibit no symptoms.

Disinfecting the signing table, pens, cell phones, etc., makes a lot of sense. Having the signers wash hands thoroughly immediately before the signing is also a good idea. If they were a mask, that would be the icing on the cake.

I don’t know what you can ask or should ask without upsetting lenders and title companies. So, it might make sense to ask them.

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April 1, 2020

The Corona-Notary

Filed under: General Stories — Tags: , , — admin @ 8:22 am

People as of early March 2020 are beginning to get worried about the Corona Virus Covid19. The virus can last on surfaces for up to 9 days unless disinfected. But, what if an infected Notary spread the disease?

Once upon a time there was a Notary named Fred, or as I call him, the Corona-Notary. Fred went on a trip to Italy. Don’t ask me how he got there on a Notary salary. Let’s just say he had a rich girlfriend or father, or got a really cheap ticket. When in Milan, he contracted the Corona Virus. But, the disease is so mild in most people’s cases, that he didn’t even know he had it.

Since at this time in history, America was not testing that many people for the disease, this Notary not only did not know he had it, but went around spreading the disease.

He did five signings per day with a sniffle, and a cough. Every time he coughed, he covered his mouth, but then touched their table. Nobody suspected a thing except for one eccentric borrower who watched youtube relentlessly and knew to disinfect the table after the notary left. The Notary infected 150 houses per month over a course of several months and infected 2000 people single handedly or single stampedly.

Finally, it became known that many people were getting the disease and formal testing had begun. After extensive interviews with many of these people — the ones who hadn’t died yet, they learned that they all had one thing in common. They all had been notarized by Fred.

Finally the officials came to quarantine Fred, but by this time Fred was all better, but his borrowers were either grievously ill, (dramatic pause) or dead! So, the surviving borrowers were quarantined, couldn’t go to work, and hence couldn’t pay their mortgage. Their houses were foreclosed upon and they lost everything. And to whom did they owe this pleasure? To the Corona Notary.

But, given the fact that by this time in the Covid-19’s development, countries outside of China were not already testing everyone with symptoms, and also testing people who came into contact with infected people, it seems that government policy is more to blame than the Corona Notary.

Thus ends the charming story about the Corona Notary. The moral of the story is — disinfect surfaces regularly. Use hand sanitizer and wash your hands with soap regularly, and most of all, beware of sneezing notaries.

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March 22, 2020

10 things for a Notary to do while under quarantine

During these precarious times, it is possible that some of us will be quarantined, and a lot more likely that our cities will be shut down. People are so insane these days, that they will shut down a metropolitan city completely because there are 40 cases. If you get rid of those 40 cases by quarantining them or quarantining the entire city, the minute you let people from other cities come in, you will get those 40 cases back within days. So, the NYC shut down is very wasteful and damaging to society and accomplishes nothing.

Meanwhile as of March 13, 2020 New Mexico is closing schools. New Mexico has zero recorded cases of the disease, so they are stopping a non-existent transmission of the disease at the expense of hundreds of thousands of children. And what are the parents of these kids supposed to do with their kids at home, especially if they don’t have enough food to feed them? I don’t think local governments are intellectually astute enough to figure this out.

If cases in a particular area are low, testing and quarantining individuals makes a lot of sense. You shouldn’t shut down an entire city or country if there are only a few cases.

But, what are you going to do if you get shut down or quarantined. Here are my suggestions:

1. Study up on Notary knowledge. Read blogs, certification courses, and Notary Public 101 on our blog which is a very popular free course.

2. Re-ink your seal. It’s over due for an inking anyway.

3. Do some stretching. Your hamstrings will thank you. But, what if you are vegan? Would you still have ham strings, or would you have gluten strings? What a perplexing issue.

4. Call clients who you haven’t heard from in a while. Let me know you still exist.

5. Go from supermarket to supermarket to see if anyone has any bottled water.

6. Eat something with garlic, ginger and spices to boost your immune system and to show solidarity with those in Italy.

7. Watch sports matches on television — oops, you can’t because they have all been canceled. Maybe netflix will have them.

8. Take a long walk.

9. Meditate

10. Take cough medicine — unless you don’t need to.

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March 17, 2020

Coronavirus – how it affected me and my recommendations

Filed under: General Stories — Tags: , , — admin @ 6:10 am

Since I work from home and have savings, I don’t think I will personally be too badly affected by the Coronavirus.

But, today, I was subjected to a rude awakening. Public schools, universities, bars, clubs, restaurants, etc., have all been closed other than for restaurant take out. The restaurants were functioning at 10% of capacity when they were allowed to have dine in guests. However, in other parts of California the restaurants are still open based on a conversation I had using my fluent Mandarin Chinese (thank you, thank you, you may applaud… okay, that’s enough applauding.).

At Whole Foods, they were out of almost everything I normally get. I had to get chocolate flavored hazelnut milk rather than my usual vanilla almond milk. Unfortunately I use the milk with cereal and juice and was not sure how the chocolate would mix. It mixed well with Cherry juice which is one of the things the supermarket actually had in good quantity.

I invented the term Frankenstonian that is kind of like Draconian, but involves more “experiments” done with a German accent and the announcement, “It’s alive— ya!”

I got to see what other supermarkets are like in my quest to find toilet paper and wound up finding a far superior brand of pumpkin pie.

But, I was so sad walking around thinking of all the laid off bar tenders, waiters, and airlines staff that I actually almost started to cry. I was so depressed.

So, it hasn’t been all bad. But, here is my view on the policies.

COVID-19 is like a tsunami.
The “experts” say they are trying to reduce the height of the tsunami of infections by introducing draconian measures to create social distancing. I agree with social distancing if it can be done in a way that doesn’t cripple the economy which will have a domino effect and could land us in a depression or broke as a nation. The reason we are in this problem is that most countries including the USA do not have enough ICU rooms or ventilators. Why are we realizing this now? In my opinion, wars, earthquakes and disease outbreaks happen on a regular basis and therefor we should have locations for makeshift hospitals and RESERVE WORKERS for hospitals just like the military has. America is always ready for war, but never ready to take care of its citizens.

So, the strategy is to do permanent damage to children by hampering their education. Kids are dumb enough as it is with school, imagine how dumb they will be missing an entire year. We are taking two weeks off as a precautionary move. But, two weeks later nothing will improve, but lots of damage to the economy and lots of frustrated people, and lots of dumb kids. The tsunami is still coming, delayed perhaps by a few days, and its height will be far above our capacity to deal with it even if we delay it.

The damage from the tsunami is bad enough on its own, but now we will triple the damage by ruining our robust economy because we can’t control a tiny little virus with all of our technology and medical knowledge. Unbelievable. Am I supposed to put my faith in science after all of this nonsense?

My Recommendations for “dealing” with Covid-19
1. Have manufacturing plants for respirators, masks and Purell working 48 hours per day (if that’s possible)
2. Use prefab buildings and create a makeshift hospital near an airport or on a military base.
3. Create an army of reserve medical staff who are somewhat skilled in handling emergencies.
4. Let it rip – then we will have the mechanism to treat the ill and all of these quarantines will no longer be necessary.

I think at some point we need to let nature take its course. The angels want to do a cleanup of some of the negative spiritual forces in the planet, and outbreaks are one of the ways they do it. Personally I think they should use bolts of lightning. But, in a candid interview with an angel recently mentioning the lightning, the angel replied, “Nah, that’s old school, we prefer infectious diseases — that’s what’s in now. Thousands of people get infected, but we decide who will die. With lightning, it’s too hard to aim, plus you can only use it when people are outside in thudnderstorm.”

In the mean time, back to my chocolate hazelnut milk. That stuff is so good, that I am not minding this emergency of epidemic proportions as much.

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