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January 21, 2012

Rules for notarizing a bedridden person

Filed under: Hospital & Jail Signings,Posts With Many Comments,SEO — Tags: , , , , — admin @ 10:30 pm

Rules for notarizing a bedridden person
 
I have written a lot on this topic, and posts relating to this topic are in the hospital category on the right.  There are no special notary laws for notarizing a bedridden signer. However, there are a few important things to know that are common when notarizing hospitalized or bedridden or elderly signers.
 
The identification must be current
A few states allow an ID to have been issued five years before the date of the notarization, when the ID technically expires four years after it was issued.  However, elderly signers will commonly have an ID that was used between Christopher Columbus’ time and the French Revolution.  If you do a signing for an elderly person (or anyone else), make sure their identification is current before you drive to that location (if you are a mobile notary). 
 
The patient / bedridden person must be coherent and sober
It is common for nurses to drug a patient right before the notary arrives.  Unfortunately, it is not legal to notarize someone who is so out of it that they can’t think or function.  So, if you want that notarization to happen, put the morphine on hold for now! Keep the valium in it’s syringe for now!  Additionally, if the signer can not move their arm to sign, you have a problem. If the signer can not talk enough to acknowledge that they understand the document, you are in trouble too. 
 
Elderly people get scammed regularly – notaries beware!
Elderly people fall prey to all types of scams, and the “nice” people who you assume are the signer’s children could be scam artists who are conning the drugged patient into signing their assets away.  The notary will (could) end up in court if someone gets scammed, so beware, and make sure the signer knows what is going on — or you (the notary) will be very sorry when the justice system hijacks you for two weeks without pay a few months or years down the road. It is not worth it!

You might also like:

Power of Attorney at a nursing home
http://blog.123notary.com/?p=2305

What is Signature by X or Signature by Mark?
http://blog.123notary.com/?p=2278

A tale of four Notaries at hospitals
http://blog.123notary.com/?p=463

30 Point course – hospital signings
http://blog.123notary.com/?p=14492

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April 3, 2011

Notarizing an arsonist who blew his fingers off

Filed under: Hospital & Jail Signings — Tags: , , , — admin @ 4:32 am

It was just another afternoon, when I got a call for a notary job from an attorney in downtown Los Angeles. I was to meet the attorney at “Twin Towers” which is our most famous local jail to do the job. When I arrived, he was there on time in the waiting room. The room was filled with Los Angeles’ finest looking women, who apparently won’t date you unless you are a criminal. We had to fill out a small form and give it to the lobby guard. We then went through security and I took out all of the contents of my pockets: cell phone, wallet, coins, jacket, bag, belt, shoes, etc. The guards and parking attendants all knew me because I was a regular. They always went through my bag and asked about all of my various stamps, staplers, staples ( which are considered to be deadly weapons in a prison ), etc. They took my stapler apart to inspect its interior. Luckily I wasn’t strip searched. The guards often missed the refill staples in my which could be dangerous if they got in the wrong hands. Staples can be used to pick locks, and can even be a deadly weapon. Even a small piece of paper can be made into an instrument of death by jailbirds — so I hear.

The hallway of doom
Then, after security, it was time to traverse the hallway of doom. Each step down that lifeless  foreboding hallway had an echo and the distant sounds of metal doors clanking shut pervaded this ominous stretch of endless corridor. It twisted and turned at forty-five degree angles for hundreds of feet. The walls were made of cement bricks and there is always a stark and desolate feeling. For those of you who have never done a jail job before, there is always an ominous long hallway. Every jail has one, or at least should have one just to set the mood. If you go often enough, you will no longer notice the feeling of dread, apprehension, or the echo that each footstep makes on your seemingly endless journey to the elevator. Think of what it feels like to go down that hallway all alone on your first visit!

The elevator
Then, after what seemed like an eternity, we finally got to the elevator. We used the intercom to get permission to visit the fifth floor. We waited for what seemed to the lawyer to be like an attorney-ty. I mean, an eternity. We finally got to the fifth floor. We had to ask the guard to get Gary so we could notarize his signature.

Meeting the inmate
I noticed that Gary had been in an accident. His face was cut up and he was missing parts of his fingers. He had a hobby of making explosives and he had accidentally blown up his apartment and lost one eye, and several fingertips in the process. Terrifying!  But, he was a very gentle soul, kind at heart. He had only nice things to say about the guards. Not surprisingly, I had a bit of trouble getting the required thumbprint. I took a fingerprint of an index finger instead of a thumbprint and made a notation in my journal of which finger on what hand I used.  Then we notarized one or two documents.  We left after that.  They attorney had Gary’s identification.

I went to see the same inmate two months later with the same attorney. The inmate was looking much better. The cuts and scratches were mostly healed. Unfortunately, his fingers hadn’t grown back.

Meeting the jurors by coincidence.
The real irony took place eight months later when I went to notarize two Asian-American residents of West Hollywood. I thought I was just going for a regular notary job. They said they needed documents notarized regarding a court case. They said the case was about a guy who blew up his apartment. I said, “His name wouldn’t happen to be Gary?”.

Their jaws dropped.

.

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A notary caught some frauds who stole credit info while at a hotel
http://blog.123notary.com/?p=20090

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March 16, 2011

Do you like your job?

Filed under: Hospital & Jail Signings — Tags: , , , , — admin @ 8:43 am

Do you like your job?
 
Once, during a hospital signing, the signers kept me waiting forever while they puttered around, and drafted a document on my time. After keeping me waiting for 45 minutes and seeing my facial expression, the lady asked, “Do you like your job?”. I said, I like it better when my clients are prepared and have the document ready BEFORE they call me.
 
I killed myself to arrive on time for that job.  I had other things to do.   I rushed to the hospital in Pasadena to serve a family of unprepared and unconcerned people whose kids were running around, and parents were casually talking.  I tried to be very patient, so I wouldn’t rush them. The clock was ticking. It was late at night, and there were no other jobs to go to — just my comfortable bed, and television.  I sat staring at the wall and the minutes went by.   In the mobile notary business, you get complaints when you rush people. But, when you don’t rush people, they take all day! 
 
What bothered me most was their casual laissez-faire attitude.  Not one person in the family could care less about how they had wasted my evening.  They took their sweet time preparing the document and having casual conversations while they did it.  Where was the sense of urgency? What prevented them from preparing the document ahead of time?  It is experiences like this, that provoked me to write materials to keep newer notaries out of this type of situation to begin with.
 
Smart notaries announce their terms over the phone.  Here is what the down-to-business types would say:
“I want my travel fee at the door.  I charge waiting time. Its $15 every 15 minutes — no exceptions.  Its $10 per signature to notarize documents.  If the signer is not able to sign for any reason — I’m out the door.  Please make sure they are awake, sober, and conversational.”  But, I was very friendly and relaxed.  I didn’t want people to think I was a hustler, and look what happened to me.  45 minutes down the drain for nothing.
 
I had been very patient for a very long time watching them unnecessarily waste my time.  The lady looked at me and said, “Do you like your job?”.  I didn’t want to be rude, but, this lady really provoked me. 
 
I had another job in Long Beach which was exactly the opposite.  The signers were jazz musicians and stayed up all night.  They needed me to go to a hospital to notarize for a sick relative. They knew the drill and everything was prepared, ID and all.   What a relief!  Not only were they prepared, but they entertained me with their conversation, and made me happy with their friendly disposition. Sure, they had me come at 2am, but for this crowd, I would have notarized them at 4am they were so nice.
 
I wish it were possible for a California notary to notarize across the border in Las Vegas.  Boy, would that be fun.  You could work for a few hours doing signings, and then entertain yourself, get a hotel, and drive back the next day.  A long time ago, I used to do feng-shui consultations for people.  I admit, I was not the best in town, but I met some wonderful people doing those jobs.  A very personable Filipino lady from Las Vegas called me.  She talked me into driving all the way out there to Las Vegas.  She bought me dinner, talked me up, and got me a free hotel room through her connections.  It turns out to have been the most fun feng-shui job I had ever done, and I’ll remember that particular short, but sweet Las Vegas trip forever.

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March 14, 2011

Dragging the person’s arm

Filed under: Hospital & Jail Signings,Popular on Twitter 2011 — Tags: , , , — admin @ 7:24 am

Is your notary job a drag?
This job is like dragging arms man!
Are your hospital customers a drag, literally?
 
Dragging the signers arm
It was back in 2000.  I had had a Santa Monica notary job, and then was called from Arcadia.  I was informed that I would be needed to visit an Arcadia hospital to do a hospital notarization signing later that night. They were not sure. The patient would be awake and ready around 11pm, but maybe later… maybe much later.  I explained that I was a night owl, and that its no problem.  Just call while I’m still awake.  Once I’m sleeping, you have lost me. 
 
The phone call
So, I finished my Santa Monica job, got another job in West Covina, and drove back home through El Monte to Monterey Park where I was living at the time.  This was long time ago when I had first started 123notary to advertise my personal notary services to five counties in Southern California.  I was the only notary listed on 123notary at the time.  Ah, the memories of the good old days!  So, I waited at home watching television.  Finally the call came at 11pm.  They said they wanted to meet me at 1am at the hospital in Arcadia.  I said fine.  I’ll meet you in the lobby, I’ll be carrying a small black bag.
 
The lobby
I arrived at the lobby.  My client was early and waiting for me.  Clients always had ESP and always knew who I was without ever having met me before.  I guess my demeanor of looking like I was having the time of my life was what gave me away — NOT!  We went up to the hospital room, and there she was… the signer… and the family.  Fortunately the signer had ID.  It was time to sign.
 
I can’t move my arm!
The signer could barely move their arm.  In situations like this, the daughter of the signer always puts a pen in the elderly person’s arm, grabs the elderly person’s arm, DRAGS it across the page, and attempts to “help” them sign.  I had to stop them.   STOP!   Who is signing here?  You, or her?  The daughter said, “She is signing, I’m just helping her!”.  I said, PLEASE STOP helping her.  Lets have Ethel sit up a bit…there… thats much better.  Lets put the document on a hard surface so her pen doesn’t rip a whole in it.  Hmmmm… Much better!  Now, you can use your arm as a brace to guide Ethel’s arm, but let Ethel do the movements herself, otherwise you are more or less forging her signature even though she is the one holding the pen. 
 
40 minutes later
After 20 minutes, we got the first signature done. That wasn’t so hard, was it?  Then, we did the thumbprint in my journal to prove that the etch-a-sketch “scribble” wasn’t forged.  Elderly people grab on for dear life when you thumbprint them, their tension is like a brick.  Now it was time for the journal thumbprint.  I will bet money, that this won’t take any longer than another 25 minutes.  I was right!  We turned the journal almost completely upside down.  I had to supervise to make sure Ethel signed where she was supposed to and not on the “Name of document” section for Harry’s notarization that had taken place the previous day.  Thank god I watch everyone like a hawk.  The notarization was a “breeze”.  All in a days work.

Tweets:
(1) Doing signings for the elderly in hospitals is like pulling teeth or dragging arms!
(2) Whenever I arrive at a hospital lobby, the clients have ESP and automatically know I’m the notary!
(3) The signer could barely move her arm, so the daughter grabbed it, put a hen in her hand & moved the arm around!

You might also like:

Power of Attorney at a Nursing Home
http://blog.123notary.com/?p=2305

Rules for notarizing a bedridden person
http://blog.123notary.com/?p=2243

Just say No #2
http://blog.123notary.com/?tag=just-say-no2

Grandma’s notary service & Paralysis notary service
http://blog.123notary.com/?p=4231

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January 20, 2011

Hospital Signings

Filed under: Hospital & Jail Signings — Tags: , , , , , , , — admin @ 2:52 am

“Many notaries say they do not do hospital signings because they are depressing,” admits a Virginia notary. “However, these notarizations do provide an opportunity to give hope to people who may not be around much longer, and allow the notaries to see a side of life that makes them grateful for whatever they have.” “It’s always worth doing something for someone in pain,” adds one Tennessee notary who did the following notarization.

“It was for a diabetic who had had some kind of complications. She asked me to come to the hospital. She was on a gurney, but she needed cash out from her home, a refinance, and she was desperate,” recalls this accommodating Tennessee notary. “Every time her blood sugar dipped, we had to stop.” It is hard to imagine that nurses and doctors would allow a signing to take place under such conditions… but, I guess when people need money, they allow for all sorts of things. The woman got her money out of her home so she could pay her medical bills. “I wonder if she got to do anything else with some of that refinance money,” our Tennessee notary asks. “She was a fun person, but I guess all that sugar caught up with her. I try to avoid hospital signings, but will do them if people can’t find anyone else,” she says.

One Maryland notary signed a veterinarian at an animal hospital. The refinance took place right on the operating table after the young doctor had finished operating on a cocker spaniel who had a cyst. Operations on dogs cost anywhere from $1000 on up, so this knowledgeable young vet was able to purchase a new home in an area of Maryland from which lots of dog lovers commute to D.C. This particular dog belonged to a retired army colonel, and was his pride and joy. “It was the only ‘hospital signing’ where I wasn’t working for the patient,” our Maryland notary recalls.

A more dismal hospital visit was made by a mature male Virginia notary who was shaken by what he saw. “It was in the middle of a hurricane, well, during one part of a hurricane. Getting there was awful. But I was asked to go notarize a will. Well, this guy was in the hospital bed…and I realized he had been amputated from the navel down. But it gets worse,” says our Virginia notary. It seems they “had amputated one leg–but it was the wrong leg…so they ended up amputating both legs.” The notary pauses as if he is sighing. He asks me not to include the name of the hospital, and adds,”You have trouble sleeping after seeing something like this. This man didn’t know how long he would live, and he had pretty much lost his faith in doctors, the military, and everyone else but me. This put a lot of weight on me, and I tried to be as kind as possible and not show how truly upset I was. That man never recovered, but I have never recovered from seeing him and hearing his story,” says our Virginia notary.

A slightly more upbeat hospital signing was for a ‘cash out,’ a refinance, and the notary was asked to come to the hospital. “I ended up signing this woman on the commode,” says our undaunted Maryland notary. “Sometimes,” she points out, “you just have to go the extra mile… even if it just means sitting still.”

You might also like:

A tale of 4 notaries at hospitals
http://blog.123notary.com/?p=463

Making family members leave the room
http://blog.123notary.com/?p=3604

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December 10, 2010

Meeting Clients at a Jail

Filed under: Hospital & Jail Signings — Tags: , , , , — admin @ 2:55 am

Meeting at jail

I have done many jail notaries, and one of the biggest challenges is meeting the client. The inmate is never the client. They are locked up and don’t have phone access. The signer’s girlfriend, attorney, or mother is generally the client. The problem is that when doing a prison notary job, you deal with the criminal class, they are not always so reliable. Meeting someone at a jail is not so easy. Some clients just don’t show up which is why you should not get in your car to go to the jail until you have received a confirmation call.

If the client doesn’t have a cell phone, I would strongly consider not going to the job, since you won’t be able to reach them if you need to. Of the clients that do show up, finding them is not so easy. One client wanted to meet me at the door to the jail. He always goes in the back, and I always go in the front. I waited for an hour at the front door and he waited near the back door to the waiting room. If you are going to meet at a door, you better specify the door. There is the door to the jail near the street, the door to the waiting room, side doors, and many other doors. Its even possible to be at the wrong jail. There are three jails in Los Angeles within two minutes walking of each other. Maybe its better to meet at Denny’s.

I met many individuals at the parking lot where the Ethiopian attendant was. It was easy. It was on a particular intersection, and nobody else was there — except the Ethiopian guys who work there and all were on a first name basis with me. Another solution was to meet at the cash register at Dennies. There is only one register, so that makes it easy.

The main thing to remember
You need to remember that  it’s not where you meet, its how you identify exactly where you are meeting. This is especially true if you go to a new location that you are not familiar with. Jails are complicated. There is one place to park, and you have to find the correct entrance, and then know which hallway to go down.

The next problem is waiting.
You might be at the jail all day. You could have a lock down, an inmate who was moved to a different cell, moved to a different jail, or who was not identified correctly. The guards might just be slow that day. Anything is possible. If you don’t agree ahead of time how much you charge for excess waiting, you might wait all day without pay.

Identification is another problem.
The inmate’s bracelet is not an acceptable notary ID. Make sure the client who meets you has a current ID that is acceptable in your state, or else it might be a very short notarization. I have used credible witnesses many times in jails too, but in California we need two of them, so make sure you have the right amount of witnesses.

Travel fee up front?
Since there are so many difficulties with jails and jail signings, you might get the travel portion of your fee up front. Then, if there is a problem getting to the signer, or identifying them, you get paid for your trouble instead of having a total loss. You should charge a generous amount for jail signings, because you will get stiffed 10-25% of the time, so be prepared for the realities of life.

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November 2, 2010

Jail Notary Jobs from A to Z

Filed under: Comprehensive Guides,Hospital & Jail Signings,Posts With Many Comments — Tags: , , , , — admin @ 8:14 am

Have you ever done a jail notary?

Have you ever visited a Jail? Would you be afraid to go to one?
In reality, a jail is a very place place to visit. There are guards everywhere, and the bad guys are behind bars. Notaries make a pretty penny notarizing at jails, in fact some make so much it should be criminal to charge that much! You can charge a lot higher travel fee going to a jail because its a lot more trouble than a regular signing, and few notaries are willing to go. There is also more to know. Jail signings are usually the result of physical or online yellow page advertising, not directories that cater to loan signings ( such as ours ).

Who hires you to do a jail signing?
If you are called to do a Jail signing, it is never the inmate who calls you, but their girlfriend, family member, or attorney. The inmates don’t want to blow their (1) phone call calling a notary – and I don’t blame them. You need to arrange a time and meeting point near the jail where you are sure to be able to spot each other – at the same place at the same time. Its easy to get lost at a jail.

Idenfication for jail-birds
When you get the call, ask them if they have identification for the signer, and if they do, then have them read it to you – including the expiration date, before you book an appointment. If they don’t have ID, don’t use the jail bracelet wristband, thats not acceptable by notary standards. You might be able to use credible witnesses if you can get two of them who have ID that is current – if credible witnesses are allowed in your state. If you can’t get identification, you might be able to do a Jurat which doesn’t require identification in most states. However, California now requires ID for Jurats as well. Unfortunately, most documents such as a power of attorney or grant deed are normally done with an acknowlegment, not a jurat. But, you can attach a Jurat form and hope for the best. A recorded document might not be accepted for recording if its not done with the proper wording, but you never know.

Where do you meet your client for a jail signing?
You have to arrange to meet a stranger at the jail at a certain time. Jails are large confusing places, so it might be better to meet at a well marked street corner. If you meet in a jail, you might not know which part of the jail to meet. Waiting room? Hall to the waiting room? Front dest? Out side the bront door? IN the parking lot? Its easy for two people to be at opposite ends of the same facility or get lost. Make sure the person meeting you has a cell phone and make sure you confirm with them, otherwise you might be making a trip for nothing. Jail notaries are not for the elite of society and blowing off a notary would not ruffle the conscience of most of your potential clients for this type of job.

Logistics at the jail.
Once you are actually at the jail, you meet the client, and then fill out forms with the guards to be granted permission to enter. Make sure you know what cell the inmate is in and that they haven’t been moved. Be prepared to wait – jails have a very different sense of time from the way a busy notaries sees time. Follow the instructions for where to go, and then find a guard to bring the inmate to you once you are there. You will have to pass your journal and forms through slits with help of the guard.

You might also like:

Find a Notary who can notarize at a Los Angeles County jail
http://blog.123notary.com/?p=21349

A typical botched jail job: fees at the door misunderstood
http://blog.123notary.com/?p=2597

Putting hospitals & jails in your notes section on your profile
http://blog.123notary.com/?p=19266

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September 27, 2010

Hospital notary job tips from A to Z

Filed under: Comprehensive Guides,Hospital & Jail Signings,Technical & Legal — Tags: , , , , , , , — admin @ 10:33 am

Hospital notary jobs are a great source of extra income for signing agents. However, there are many pit falls and delays. Learn to do your homework so you can minimize the problems of this type of job. Hospital notarizations are always much more time consuming than regular notary jobs, so charge at least $50 travel fee and be prepared for signers and family members who do not have their ID’s and documents ready.

Call first to find out if the signer has ID

If you are doing a notary signing for someone in the hospital, chances are their family members will be calling you for the signing. The signer will generally be elderly, and elderly people who are not self-sufficient typically have expired identification. Find out what the signer’s identification is before you go to the signing. Have someone read the ID type, state of issue, number, and expiration date. The client will tell you false stories otherwise. They will say, “Oh, she has a passport”, and then when you get to the signing you will find that they only have a social security card, and can’t even find it.

Confirm the signing and identification

When you confirm the signing, confirm where the ID is, and make sure the person on the other end ofthe phone is HOLDING it, or you will never find it. Elderly people can never find their identification if they even have any. They will sit with you on the sofa and go through the contents of their entire wallet. You will see decades of history unravel before you, and will be kept waiting a long time. They will offer you every type of unacceptable ID known to mankind, and will offer you everything except for an ID that you can really use. Make sure the client who calls you knows where the ID is, or you will be sorry.

Does the signer understand the document?

Make sure the signing can explain the document to you, otherwise they shouldn’t be signing it. If the signer is so incapacitated that they can’t speak, then you should not notarize them.

Can the signer sign their own name?

Find out if the signer can sign their own name before going to the signing. Family members will always assure you that they can sign. But, medical situations change quickly, and once the notary arrives, the signer is often drugged or incapable of speaking coherently or signing anything. Have the family members make the signer sign something before you book the appointment. When the client calls you and you ask them to sample the elderly person’s signature, the elderly person will always be sleeping, so they can’t test their signing skills, but you will be assured that after you drive two hours to the signing, that the person will be able to sign properly.

Is the signer drugged?

Make sure that the nurses know not to drug the signer within eight hours of the signing. Make sure the family members of the signing are watching the signer at all times to make sure the nurses don’t slip them any valium, otherwise the signing is off.

Confirmation an hour before the signing – a list of questions to ask.

(1) Is the signer awake? Waking them up at the last minute takes a long time.

(2) Is the signer drugged? Valium and signings don’t mix.

(3) Can the signer sign their name? Have the family member test them out before you drive.

(4) Do you have the ID in your hand? Please read it to me again. Otherwise you’ll never find it.

(5) Do you have the document(s)? Please confirm you are holding them in your hand. Don’t let family members drag the person’s arm while the signer is grabbing the pen. If the daughter moves the signers arm around, then it is the daughter signing for the person. If the signer can’t sign on their own, the signing is off. You can do a signature by X if you know the procedure. However, the family members may use their arm as a fixed brace, so that the signer can have some physicall support for the signing. Make sure the family members’ arm doesn’t move around to assist the signing.

What should I charge?
Travel fees for hospital jobs should be anywhere from $40 to $80 which should include the first 30 minutes of waiting time.  Hospital notary jobs are risky, because the signer may not be able to sign — which means you might not get paid.  The signer could die before you arrive as well.  The families of the signers rarely have their paperwork and identification all in order which ensures you at least 20 minutes waiting time, even if you double check to make sure they are prepared.  Charge whatever your state allows per signature and a hefty travel fee IF YOUR STATE ALLOWS travel fees at all. Our forum documents roughly eight states with travel fee restrictions which puts a stranglehold on your whole livelihood.

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Notarizing for the elderly. Do a little digging to find out if the transaction is legit.
http://blog.123notary.com/?p=20038

Power of Attorney at a nursing home
http://blog.123notary.com/?p=2305

Rules for notarizing a bedridden person
http://blog.123notary.com/?p=2243

Do you like your job? A story about a notary who was kept waiting.
http://blog.123notary.com/?p=617

Jail notary jobs from A to Z
http://blog.123notary.com/?p=151

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