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December 20, 2020

A Biden presidency could mean an end to freelance Notaries

Filed under: General Stories — admin @ 12:33 pm

Based on this article
https://www.cnbc.com/2020/10/17/why-freelancers-fear-a-biden-presidency-may-put-them-out-of-work.html

A Biden presidency could put all freelance Notaries out of business. They would be forced to be classified as employees and paid benefits and given a W2.

Companies that specialize outsourcing or farming out Notary jobs would not be able to hire freelancers since signings are their core competency. Perhaps cothat hire a notary once in a while could hire freelancers, but not signing companies. Title companies might still be able to hire.

Biden’s preference for a rule, would end the “misclassification” of workers as independent contractors and classify them as employees in many cases.

We have 5000 Notaries advertising with us. What does that mean for them? I don’t think it is worth a company’s time to pay their accountant the accounting time to figure out how much to pay people, and that would once again delay payment that is already typically delayed.

Could this mean the death of the Notary profession? My personal opinion is that Biden will not live very long and Kamala for one reason or the other won’t last. Someone else more moderate will take over his post. I have no idea who. This is a gut feeling. I’m not sure why judges allowed Trump to be cheated out of a fair election, but God will settle the score his way.

I had a premonition that from April 2021, I will be focusing exclusively on some China related business. I’m not sure what that is about. In the dream I bought a one way ticket to China. My health cannot handle that and I have too many responsibilities at home, so that doesn’t look possible, but I might devote 60% of my working time to some new business and might have to due to our leftist friend Joe from Scranton — the champion of the downtrodden worker — and soon to be the one who puts the downtrodden independent operator permanently out of business to be replaced by a W2 workers who is exploited much worse than Notaries are today.

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December 19, 2020

Notary accused of fraud helping someone steal a house!

Filed under: Technical & Legal — admin @ 12:33 pm

This is an interesting article.

https://www.jdnews.com/story/news/2020/11/12/onslow-notary-accused-fraud-obtain-property-false-pretenses/6219689002/

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December 18, 2020

Video about how notary business is thriving in the plandemic

Filed under: General Stories — admin @ 12:32 pm

Notaries are thriving and the business is booming. Here is a news story about it on video.

https://news.yahoo.com/notary-business-under-strain-due-000600619.html

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Why are the fees offered to us so low you ask?

Filed under: Carmen Towles,Popular on Facebook (A little) — admin @ 3:15 am

Why are the fees offered to us so low?
….because many of you keep taking them. Some folks are new to the profession and don’t know any better. They want to get experience at any cost. Others know better but take them because they are desperate and can’t seem to find better paying work. Whatever camp you fall in you should not be taking low fees. Why? Because it hurts all of us!

Let me give you some history on our profession. Years ago, it use to matter to signing services/companies who they used. There use to be oral and/or written tests given before they would hire you. And with the exception of a few they paid better and more timely. But those days are behind us. Most of them don’t seem really to care. They are looking for the most green, inexperienced notary so they can maximize THEIR profits. Most title and escrow pay anywhere from 150 to 300 per signing and the signing services know this even if you don’t. The money is allocated from borrowers closing fees and the (title/escrow) typically aren’t paying it out of their title/escrow fees, they are charging it the borrowers. So signings don’t cost them anything for the most part. (there are exceptions to this but no need to get into that now, that’s for another blog). 🙂

Many of you ask me why they use signing services in the first place. Bottom line is they use them for convenience. It is easier to just give the service the assignment and let them find a notary. It frees them up and saves them an enormous amount of time to follow lender instructions and make sure all conditions are met so they can close. But over the years as things have slowed up and due to many notary errors many have abandoned signing services altogether. So contrary to what many folks think many of them do still use notaries directly. But the notary signing professions is still over run with companies that are just out to maximize their profits. And this is our fault.

I had a notary just call in the other day and told me that she was offered a sellers package from a signing service for 20.00. (you know they were receiving WAY more than that) 20.00 dollars people! Unbelievable. Just take a moment and let that sink in. That paltry fee is not even worth starting your car up for. Here in Callie we get 15.00 per signature and then if you have to print (god only knows how many pages) and then take them to FedEx or UPS to ship them back, it is just not worth the time, energy or paper.

Now the saddest and worst part about this situation is probably not the ridiculously low fee of 20.00 being offered, it is the fact that although the notary speaking with me refused, we know somebody will/or did accept it. For those of you that have followed my blogs and or spoken with me, I predicted long ago that as long as there are notaries that take low fees, they would persist and they would eventually get lower and lower. That day has come. I too was just recently offered 65.00 to go to a place that is about 40 minutes from me. There were 2 copies needed to be printed, signed and dropped all at FedEx or UPS all for for 65.00. I would never accept such an assignment, even if I were desperate.

I know that a lot of folks don’t really understand this business and the learning curve is quite high. I also know that other notaries once they start to figure things out they don’t share information on pricing/fees. But we need to work together. We need to educate each other that fees need to be fair and reasonable. We are all in this to make a profit. And you can’t make a profit if others are making/taking the majority of the money (signing services) and you are undercutting one another just to say you had some work.

Remember, the goal is to work direct! Marketing and advertising is key to your success in reaching those title and escrow that have had it with signing services. It is time to works smart not hard. Know your worth.

Just some food for thought…

You might also like:

Travel fees if nothing gets signed
http://blog.123notary.com/?p=22578

What are mobile notary fees?
http://blog.123notary.com/?p=21383

Notary Marketing 102 – negotiating fees
http://blog.123notary.com/?p=19784

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December 17, 2020

6 best online notary services according to Investopedia

Filed under: General Stories — admin @ 12:31 pm

Here they are!

https://www.investopedia.com/best-online-notary-services-5085059

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December 16, 2020

Yet some more interesting summaries about bad reviews about Notaries

Filed under: Reviews — admin @ 12:31 pm

This Notary wrote up a Trust, but used the wrong apartment number, the wrong banking information and didn’t return calls.

Another Notary disappeared from communication and used the excuse that her power went out.

A Notary was assigned a job. 10 minutes before the appointment she texted to say she would be “a little late.” Two hours later she showed up. That is more than a little late. The Notary replied that she apologizes, but unfortunately some personal matters prevented her from showing up.

A Notary with low placement — didn’t provide scanbacks, only shipped back half the package and then threatened the clients with emails and threats because she didn’t get paid…. COMMENTARY — good God!

The error. A Notary made a small mistake and promised to fix it but didn’t after handling two refinances. Then she shipped the package to the wrong mortgage company. Then, she became unresponsive. The other Mortgage company was fast getting the documents back so all was not lost.

A notary rushed the borrowers through the signing and then admitted that he was double booked. Then the notary responded saying that he has no response for racist people. COMMENTARY – I’ve heard of playing the race card, but the Notarial race card? That’s new even for me.

A Notary forgot to scan a package and the docs got back after four days. The responses was, “Sorry, my dad got sick.”

One Notary committed fraud by forgina seller’s signature on a document. COMMENTARY – I should make a test question out of this one.

Q. Should you commit fraud by forging a seller’s signature on a document?
(a) Yes
(b) No
(c) Hell no, that’s illegal

A Notary canceled a signing at the last minute. Her husband texted the company to tell them it was because the price was too low. COMMENTARY – you are not required by law to accept, but once you accept you can’t back out unless they change the terms on you (which happens.)

The Notary was to notarize Jane only on page 1. The notary notarized both Jane and Fred, and on the wrong page, not page 1 which nullified the documents. COMMENTARY – if you get weird instructions in writing, follow them. You can call to confirm the weird instructions, but it is in writing so no misundrestandings should happen.

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December 14, 2020

Best positive reviews about our Notaries

Filed under: Reviews — admin @ 12:30 pm

I wrote another few posts about bad reviews and excuses that Notaries made. Now here are some of the best recent good reviews!

Melissa is absolutely amazing and very professional. She saved my closing from falling apart. She picked up on the first ring and took a closing 2 hours before signing. I highly recommend her and will working with her every chance I can! Thank you again Melissa!

I met Laurel and my client in Las Vegas to sign some very important financial documents. She was most professional, on time, great communication and made me look good in front of my important client. I would highly recommend Laurel and will be utilizing her services again in the near future. Thank you very much Laurel. You are the best!

Barbara was courteous prompt and extremely knowledgeable on our settlement!! I had further questions a few weeks later and I called Barbara. She not only answered my questions but went above & beyond to find me the phone numbers I needed!

Christine was amazing! We needed some medical paperwork notarized for my father and she was able to provide witnesses and notarize documents within a couple of hours. She was kind, considerate, and compassionate about my father, yet efficient and professional. I would highly recommend.

Brian is a very kind person. Also easy and fast to work with. He wore his mask and gloves at all times he even let me put Lysol under his shoes before he came in the house. He is such an amazing notary very good to work with!

I just wanted to advocate for Elizabeth because she really shined when we needed a notary last minute, she gladly stepped in made time for us despite her full schedule. She was professional, very COVID conscious and her warm disposition makes her a pleasure to work with. We met our deadline despite our poor planning thanks to her and will be our first choice in the future, thanks again!

Barbara did an incredible job for me! I live in CA and my 91 year old aunt lives in FL. I called Barbara at 9pm her time and she drove an hour and a half each way the next morning to get a Power of Attorney notarized. Her follow-up was impeccable for a couple of additional calls. I highly recommend her as a professional, can-do person! Thank you, Barbara!

Elizabeth contacted me before our signing time and advised me that the documents had not yet been received. She assured me, however, that as soon as she got them she would be in route to my house. She arrived in a timely manner after getting the docs. I understood it wasn’t her fault she was running a few minutes behind. She looked and acted very professional, had a great smile, and was very nice. We got the documents signed in a matter of no time and she was on to her next signing. I recommend Elizabeth for all of your signing needs. Thanks again ma’am.

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December 12, 2020

How do you get notary experience without first having a job?

Filed under: General Stories — admin @ 12:30 pm

A blog reader comments that we should remember our first job in high school and how nobody would hire us because we didn’t have experience.

My commentary is:

How do you get notary experience without first having a job? And how do you get a job without first having experience? Which comes first, the dinosaur or the egg. BTW, my guru says the egg — I disagree with him about this and a host of other issues.

The answer is that many signing companies love to take advantage of… I mean, “use” newer signing agents. My first girlfriend liked me for several reasons, one of which was that I had no experience. Her last boyfriend had a little too much experience with several women at the same time. Some signing companies thrive on green Notaries. So, find the companies the love newbies and get some notches in your belt (or on your belt) with them.

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December 10, 2020

A Notary replies to my Covid Shut Down blog entry

Filed under: General Stories — admin @ 12:29 pm

The Notary wrote:
While you are praying, I would suggest praying for a cure and also that we are better prepared for the next virus, because there will always be a new one. It’s the nature of the beast.

My commentary
I am afraid that there are two cures.

1. The cure from God is called your immune system. It was given to us by birth and is programmed to get stronger when it receives obstacles. The expression — if it don’t kill you it will make you stronger applies to immunity. By having garlic, shitake, citrus juices, sunlight, happy times, and exercise you keep your immunity at full blast, but I don’t see anyone in the government concerned about our immunity through natural means. They want only artificial solutions which is foolish, and so do the people.

2. The vaccine has aluminum, is new, and the long term side effects are unknown and won’t be known until after millions have taken it. I feel a vaccine is not natural, not from God, and an insult to God. I feel it is dangerous to take the vaccine. Those who took the flu vaccine in 2017 were 36% more likely to die of Covid as the vaccine creates imbalances in your immune system because it is once again — not natural and doesn’t belong in your body.

We need to live in balance with nature. Humans are designed to die eventually, so you can’t cheat death forever. I suggest living naturally, but perhaps avoiding crowded places. These days there are no crowded bars or gathings to avoid since they are shut down, but assuming that liberty and freedom become American values for the first time in 200 years, you might have a choice.

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December 9, 2020

Best posts on the forum

Filed under: Social Media — admin @ 9:30 am

Our forum is a little bit quiet, so let me post what is going on. Let us know if you need help registering. I am sometimes able to modify passwords, so let me know if you need help with your forum registration which is DIFFERENT from your listing login credentials.

eSignatures, eNotarizations, RON, vs. iClose
http://www.123notary.com/forum/topic.asp?TOPIC_ID=7737

Thanks for keeping it real 123notary
http://www.123notary.com/forum/topic.asp?TOPIC_ID=7727

Which eNotary platform do you recommend or use?
http://www.123notary.com/forum/topic.asp?TOPIC_ID=7723

LSS or Notary2Pro, which is better?
http://www.123notary.com/forum/topic.asp?TOPIC_ID=7718

A list of types of signings. Did I forget any that are worth listing?
http://www.123notary.com/forum/topic.asp?TOPIC_ID=7716

How long will business be booming?
http://www.123notary.com/forum/topic.asp?TOPIC_ID=7712

Carmen taught me more than any of my classes
http://www.123notary.com/forum/topic.asp?TOPIC_ID=7696

She became a RON but didn’t like it
http://www.123notary.com/forum/topic.asp?TOPIC_ID=7699

Do you feel safe going to someone’s house in a pandemic?
http://www.123notary.com/forum/topic.asp?TOPIC_ID=7689

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