January 2021 - Page 3 of 3 - Notary Blog - Signing Tips, Marketing Tips, General Notary Advice - 123notary.com
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January 11, 2021

Travel fees if nothing gets signed

Filed under: Notary Fees & Pricing — admin @ 10:55 pm

It is common for Notaries to go to a job where the signer refuses to sign, or the job gets cancelled. What can the Notary charge for a travel fee since he/she/they didn’t “do” anything? The answer is that the most important aspect of this issue is not what you charge but what you explain over the phone. The client/signer needs to be painfully (the more pain the better) aware that the notary’s schedule is not for free and that they have to pay x amount of dollars even if nothing gets done as well as waiting time.

It is a generally prudent policy to get travel fees in cash at the door upon arrival before seeing the signer. This is because you need to be able to be impartial and have no beneficial or financial interest in a document being signed. If your $50 travel fees is contingent on Sammy signing the Affidavit, you will be tempted to notarize it even if the ID doesn’t match completely. As a Notary, you need to not be tempted to wiggle on state notary rules, and having your travel fee in your pocket puts the power and integrity back in your pocket. It’s hard to be integrous when money is at stake.

If someone gives you $40 travel fee which includes the first 20 minutes waiting time, and then keeps you waiting more than that, since you have the $40 in your pocket, you can demand cash for the next twenty minutes or threaten to walk. People will string you along in this line of work so it is important to keep the upper hand, or as Mrs. Meao likes to say — the upper paw!

The bottom line is that communication of signing fees over the phone before the signing is the most important solution to the travel fee issue. Fail to communicate — you might not get paid at all. So, communicate not only what the client will have to pay, but terms and conditions for what gets paid when and how much. Also, be careful with checks. Signers who cancel jobs sometimes bounce checks or stop payment. It happened to me after a very time consuming jail job. I bet Mrs. Meao would have something to say about that!

You might also like:

Why are the fees offered to us so low?
http://blog.123notary.com/?p=22293

What are mobile notary fees?
http://blog.123notary.com/?p=21383

See our “fees” category
http://blog.123notary.com/?cat=2070

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January 10, 2021

Complaints on 123notary – they’re not what they used to be

Filed under: General Stories — admin @ 1:10 pm

123notary has a review system. You can write a good review or a bad review. Contrary to popular belief, getting a bad review doesn’t ruin you, but getting no reviews will… kind of. For every 20 good reviews we get about one bad review, so the reviews are mostly positive. People don’t write bad reviews much because it is mean, and because they don’t want drama. But, there is another reason.

People who make technical mistakes on loan signings get caught when they scan back the documents. They can fix the problem before it is too late. So, the loan signing and title companies have less of a reason to write you up for that. Most of the complaints we get in 2020 are because the Notary did a no-show, didn’t return the documents, or was rude.

Generally speaking if a Notary was rude, there are two sides to the story. Usually it involves a misunderstanding. Perhaps the borrower told them one thing and then did another. Perhaps someone switched a time, wants to read forever, or there are more pages or notarizations than previously stated. Or perhaps someone who is supposed to be there is not there or someone walks out and doesn’t explain why. The family might be having a dispute with each other which the notary might get involved in.

There are many reasons you could get into an argument. The best thing is to try to not react to the other person’s bad behavior which is hard. But, on a brighter note, we hardly ever get complaints about the technical skills of our Notaries.

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January 9, 2021

The appointment was booked, but the client didn’t answer

Filed under: General Stories — admin @ 1:10 pm

A Notary recently got a complaint. She accepted an appointment that had been booked, but canceled at the last minute because the client didn’t answer. As a general rule, you should confirm a signing before you commit to a time. But, if you already committed, and the other person (borrower, client, lender, etc.) doesn’t pick up, you still have to go because you are committed.

The Notary claimed that she called twice, and never received a return call. She wanted to know if anyone had traveled, or had Covid. She claimed that the client was expecting their call.

There are two sides to this story, but the Notary already committed, so it is too late to back out. Just hope that you get paid for travel time if the signing gets cancelled.

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January 8, 2021

A Notary was late to her hospital signing and got a complaint

Filed under: Marketing Articles — admin @ 1:09 pm

I am writing about complaints because that seems to be the juiciest topic of discussion and I do have a few complaints on file to discuss — no names!

The Notary was on the way to the hospital. She called to say she was behind.

The customer wrote a complaint stating the document was time sensitive and that they made a special arrangement.

The Notary explained that it was a $5 job, and that she was stuck in traffic. And besides, she wasn’t going to go in with her already compromised immune system.

COMMENTARY
In my opinion, it looks like the Notary didn’t want to do the job in the first place, yet agreed, and agreed for far too little money. I would charge $80 to do a signing at a hospital. You are dealing with delays, family members, ID issues, signers who might be drugged, and more. The Notary has no business accepting this type of job to begin with if she has a delicate immune system.

And words of wisdom — if you have a weak immune system, go to India for a few weeks — it’s like magic. If you don’t die, you’ll have an immune system made of cast iron (or since it’s India then “caste” iron.) You might get dyssentary, vomit for a week, or have horrible cramps, but your T cells will multiply by three because they will get a lot of action over there with all of the different bacteria cultures and viruses. You don’t increase your immunity by hiding, you get it by sunshine, fun and encountering lots of different types of viruses. Oh, and also having shitake mushrooms — look it up.

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January 7, 2021

A step by step guide to RON

Filed under: Technical & Legal — admin @ 12:56 pm

I am watching more videos on RON to try to learn more.

There are different types of portals. Some portals farm out work to you and pay you once a day or so. One lady made $5 per notarization, but got a lot of quantity providing she was quick on the draw when jobs were dispatched or made available.

Other portals allow you to bring your own clients from wherever you found them, or clients your boss gave you. There are also portals where you can bring your own clients or notarize theirs for a cut of the total money. Here are some of the specifications and steps involved.

(1) You need an online commission (not all states allow this)

(2) You need an online seal

(3) IDENTIFICATION. The portals will verify the signer’s identity by seeing a photo of the front and back of their ID and also by asking them questions based on their credit information that supposedly only they (or a really good identity thief) would know.

(4) PAYMENT. The Portal will have a system to input the signer’s credit card information.

(5) THE DOCUMENT. The Notary can start the session after the ID and credit card have been inputted. The notary will see a video of themselves and the signer. The notary can enlarge or turn the ID using tools and compare it to the signer. The signer can also see the Notary’s information. Both parties can see the document on your computer.

(6) SIGNING. The signer can fill in the blanks and sign and date the document from here on. The signature can be drawn, typed or a scan can be used. The Notary can then fill in the venue, certificate wording, and then sign and seal the document.

(7) Last, you can click the complete the session button.

Some portals charge to get set up, while others like OneNotary do not charge up front for Notaries to get started with them.

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January 6, 2021

An outdoor signing with old folks

Filed under: General Stories — admin @ 1:08 pm

I just read an accounting of a story about a Notary who did a signing for some oldsters. They signed at an outdoor table, but there were no chairs. It was freezing cold and the Notary was getting tired of leaning over the table as the signers read all of the 200 pages. The notary concluded that she would never do that type of signing again.

COMMENTARY
It is dangerous to be out in the cold for a long time especially if you are a vulnerable old person. So, by trying to stay safe from Covid, you end up compromising yourself. Covid-19 spreads lightening fast not because you aren’t wearing a mask, but when it is cold. South Dakota had no problem for nine months and then the minute the weather got frigid it spread out of control. But, what goes up, must peak and come down. They peaked in early November and now their new infection rate has gone down a lot.

By being outside in the cold for a prolonged period of time you might be increasing your chance of getting Covid or the flu. This kind of stupidity just defies common sense. Back in my day, old people had a monopoly on common sense. I guess times have changed.

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January 4, 2021

Many Notaries avoid Reverse & Debt Signings.

Filed under: Marketing Articles — admin @ 1:08 pm

I have to call thousands of Notaries to get their notes sections filled out. The newer Notaries typically have less experience doing Reverse Mortgages, Debt Consolidations, and Debt Settlements. Half of the people who are experienced at these types of signing say they don’t want to do them or list them.

It is true that Reverse Signings and Debt Signings take longer, and that dealing with older folks can be a trying experience getting through 200 pages when they can barely see anything. If you are not patient, you might not last. Some Notaries think that Debt Resolutions or Debt Settlements are corrupt and a rip off. That is NOT for you to decide. Personally, I feel that debt in general spins our economy into extreme imbalances and can lead to financial slavery, ruined economies, etc. Perhaps that is why Jesus forbade it. Usury, gambling, sorcery — these things all lead to disastrous results. But, let he who has not sinned (or in our business — rescinded) throw the first stone.

BTW, I believe that medical marijuana and prescription drugs qualify as sorcery and look — all of America is addicted and controlled by big pharma as a result. Read the old testament and see what they say about sorcery. It is forbidden. So don’t take that aspirin. Natural herbs only. Marijuana by the way is no longer natural — it has been doctored and genetically modified at a lab — hence the term sorcery.

I feel that if you are a mobile Notary, charge for your time, work, and grief. If a particular type of signing or company is hard to deal with, charge accordingly. If you charge $80 for a regular Refinances, but think Reverse Mortgages are a pain, charge $150 or $200. You might not get it, but you might and that change will look good in your pocket. Many will pay because the other Notaries typically either don’t want to do this type of signing or also charge more. So, be practical and realistic and rake it in. Business is good now, so don’t take that for granted because it might slow down eventually, but probably not soon.

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January 3, 2021

How do you define “pandemic?”

Filed under: General Stories — admin @ 12:08 am

What is a pandemic, and how do you know you are in one.

LADY: How can you go to work when we are in the middle of a pandemic?
GUY: How do you define pandemic?
LADY: Lots of people are dying. It’s an emergency!!!

There are several facts one should know about pandemics, particularly the “fakedemic” we are in now.

1. Covid19 is real, but only has a high death rate for people over 70, and a few very vulnerable people younger than that.

2. Hospitals get paid several thousand extra per death if they record the death as a Covid19 death. This could be considered bribery, or an invitation to corruption.

3. There are no definitive standards for what constitutes a Covid19 death. Many (roughly 25%) of the Covid deaths happened without the dead party being proven positive for Covid19.

4. The remaining 75% of Covid19 deaths consist of:
People who had Covid before , got over it, and died of something else
People who had Covid, but got hit by a bus, had a motorcycle accident, etc.
Those who had Covid but died of another lung complication such as the flu, or pneumonia
People who died solely of Covid which account for roughly 1-3% of the grand total of Covid19 Deaths.

5. The real total of people who died solely of Covid might be around 20,000, and those who died primarily of Covid might be about 40,000 to 80,000, but not whatever the total is these days which is coming up to 300,000 in the USA.

6. According to Judaism, a Pandemic is defined as an infectious disease that kills 3 in 500 people per day. In California Covid19 kills less than 2 people per Million per day. We would need 4000x the quantity of deaths (not cases) to qualify as a pandemic according to Judaism.

7. According to common sense, a Pandemic would be a situation where all hospitals are overflowing, the military is there, constant sirens, ambulances, helicopters moving the sick to where they could be cared for and moving the dead around. During the worst of the “pandemic” in NYC they did have bodies stacked up in the morgue, and overflowing hospitals. But, they did not use military hospitals. The rest of the country did not have such a drastic or desperate situation.

8. I see a pandemic of insanity, madness, and a lack of common sense. People believe everything the biased lamestream media tells them without scrutinizing the information or comparing it to other sources. We have fake pandemics, fake elections, fake news, fake impeachments, fake genders, and fake food. We seek to solve our pandemic with a man-made fake solution, namely a vaccine.

9. This plandemic is more like a horror movie where the evil scientist with a German accent creates a deadly virus, and has the cure for it locked up in a freezer compartment looking forward to selling it at a huge margin. But, in the end of such movies, the mad scientist gets locked up and the resilient people recover. In our case, the mad scientists are in China and backed by God knows who. I don’t see them going to jail.

10. Due to this plandemic, America has forgotten the hundreds of thousands of brave souls who fought so that we could have freedom, a constitution, and rule of law. Now, we are living under tyranny. States are putting respectable businesses in the food and entertainment industry permanently out of business all in the name of “safety.” The bigger problem is that the system of checks and balances doesn’t seem to be functioning. The courts let governors act as emperors and the people do not complain too loudly, even in gun toting redneck states (yee-haw).

Summary
Unless the people wake up and decide that yes, the constitution, liberty, freedom from tyranny, and a good economy matter (just as much as black lives matter), then we will either not have a country much longer, become Marxist, or have a broken economy, political system, and everything else. We are moving fast in that direction .But, why? Because of a pandemic of irrational thinking, a lack of common sense, and a hundred-fold overreaction to Covid Covid, oh my God Covid!

According to Judaism, the spiritual root of infections diseases are:
1. Improper use of speech such as slander, lying, jealousy, abusive speech and others.
2. Improper sexual behavior such as premarital sex, homosexual behavior, etc.
3. Violent behavior. In America there is a lot of spousal abuse, child trafficking, gang violence, etc.

A vaccine can save you from this current pandemic (maybe), but will not save you from God. If God feels you go around lying, cheating, slandering, and bearing false witness against your neighbor which has been huge, especially in politics since 2014 (much huger than normal in my opinion) then he will get you some other way. You can hide fro Covid, but you cannot hide from God

The contents of this article are some high quality, analytical, back to reality and solid spiritual principles which even atheists can get at least on a moral level. Only 20% of Americans (rough estimate) are thinking logically, the others are completely impossible to reason with and let their fear and emotions dictate their opinions. I do not feel it is safe to have your life run by a majority of insane lunatics. Think deeply about what I just said.

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January 2, 2021

How long do you wait if nobody is home?

Filed under: Best Practices — admin @ 12:54 pm

If you go to a signing, and nobody is home, how long do you wait? Some people will wait all night while others will leave immediately. Try to take into consideration that there might have been a delay coming back from work or the market. Allowing ten or twenty minutes might make sense. Or you could try to see if your next client of the evening wants to sign early and then circle back afterwards to the original place as you don’t know how long they will keep you.

The best thing to do first is call the signer and see what is up. If they do not call back within ten or fifteen minutes, you can go. But, keep the phone by your side. They usually call the minute you drive off. It is Murphy’s law and it seems to be accurate.

But, on a brighter note, if you are religious about confirming appointments, you would have gone over the times and if they were on a tight schedule they would be likely to reveal that to you during the phone conversation. Yet another reason to be more adamant about confirming signings rather than just showing up.

So, how long you wait depends on what else you have going on. But to be fair, I would wait at least ten minutes and call the signer.

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January 1, 2021

Notaries over 50

Filed under: General Stories — admin @ 11:29 am

If you are a Notary over 50, it is time to get your colon tested for colon cancer. Eating kale and cabbage just doesn’t cut it anymore, but chopping the cabbage does chop it. What if you have a polyps? Those store fecal matter for long periods of time and that is toxic and can cause cancer.

If you don’t maintain your intestines properly, you might end up with what grammarians refer to as a semi-colon.

Also, don’t ignore daily colon health. Most Americans don’t get enough figure. Salads, veggie soups, and stir fries with cabbage should be part of your diet. Certain foods have fiber which you need. But, you also need foods that nurture the colon energetically and chemically. Here are my suggestions.

FIBER SOURCES

Psyllium Husks – this is a great source of fiber in capsules. It is not a substitute for a good diet, but will give you shapely bowel movements that are not at all gunky. This supplement can dehydrate you a little, so drink lots of water if you take these.

Blackberries – This is the food source with the highest grams of fiber per serving. They also are good for keeping your blood vessels cleaned out. Or try blackberry jam. This food has roughly 8 grams of fiber per serving.

Avocados – These are next in line for having almost 7 grams of fiber per serving and is considered a super food.

Nuts — Any type of nuts have good fiber and lots of other minerals. As with any other high calorie food, consume in moderation.

Veggies – Vegetables have fiber, but not as much as you might think, so you have to eat a lot of them.

ENERGETIC SOURCES
In addition to getting enough fiber for colon health, you need foods that nourish the colon with good energy, natural chemicals, and moisture.

Aloe Vera — you can drink it or eat it. This has been used for centuries by eastern medicine as a way to help the colon get the moisture it needs. Just don’t over do it or it will have too much moisture.

Bananas — This good is shaped like a colon and helps keep the intestines healthy and moving. It is a natural preventive measure against constipation. But, if you are already constipated, it may or may not provide fast relief. A banana a day keeps the colonoscopy therapist away.

Apples – This food is good for colon, liver and for your body in general.

Mangos – Helps protect the lungs and colon. Yummy too with yogurt in a lassi.

Cabbage – This is a superfood for the colon along with other cruciferous vegetables. It provides nutrients to keep the colon healthy.

If you want to live to be 100, stay lean, keep a healthy colon and liver, and think happy thoughts. The sad thing is that most Notaries are over 50, and have horrible health problems like cancer, strokes, diabetes. It is important to maintain yourself in a daily manner, and that will reduce the risk of serious health complications. I am now walking two times per day for at least 40 minutes. I am feeling better and dropping a lot of weight too.

You might also like:

My new health regimen left me without my favorite foods
http://blog.123notary.com/?p=20811

The Notary Diet
http://blog.123notary.com/?p=21254

Good Notarial bacteria vs. bad
http://blog.123notary.com/?p=20801

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