August 2019 - Page 2 of 2 - Notary Blog - Signing Tips, Marketing Tips, General Notary Advice - 123notary.com
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August 8, 2019

123notary certification gets you more clicks

Filed under: Certification & Communication Skills — admin @ 9:14 pm

Now that I have done a thorough job of raising the bar, getting people to study more, and retesting people, our certification means more. People who use our site are telling me with their clicks that they are using certified people more than they did two years ago before the clean up.

We had about 1600 people who were 123notary certified. Now the number is down to 100 because we couldn’t get people to study. Certified members are now getting about 25% more clicks than those who are not which translates into realistically about 40% more jobs. Yet our certified members are not paying 40% more.

123notary certified members also average about $8 more per signing. So you get more signings and more money per signing. You win twice, but you only have to study once. The information in the course Notary Public 101 in our blog is valuable and is now based on a lot of practical situations that can get you in trouble. So, study from us, stay out of trouble and impress your clients.

So, if you want more clicks, more calls, more choices, better pay and more work, consider visiting Notary Public 101 on our blog and passing our certification test. Email us for instructions.

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A resurgence of interest in 123notary certification
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Certification matters more for newer members
http://blog.123notary.com/?p=21085

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August 6, 2019

I Bounced Trustee signing – Refunded – 15 Min after docs arrived

Filed under: Ken Edelstein — admin @ 9:08 pm

I Bounced Trustee signing – Refunded – 15 Min after docs arrived
I asked the all purpose question – Is there anything else I will be asked to do other than print, go, legally notarize, ship, report completion. They said “that’s it”. They sent my standard PayPal fee in 5 minutes.

When the doc arrived there was a requirement to scan and email two of the pages; OK, I’ll live with it. Even though it requires finding a parking spot, scan, email, and back out to ship. But, as they paid so quickly – I just said to myself “such is life”. But, it gets worse, as usual with my telling a lot worse.

Postdate not Backdate.
Along with the scan and email was a statement from title that I could ignore the fact that the docs were dated for the day after the notarization was scheduled. That was on the Mortgage. Borrower was predated as (no changes) signing on the 5th, the witnesses (another surprise) date the actual 4th as do I. That sure would look strange. I check with American Society of Notaries – that’s prohibited. Strike One.

Notary notarize thy self
There were two documents for notary only signatures that called for venue, stamped and seal. The first had me swear to the validity of the attached borrower ID copy – also prohibited by ASN. The second asked me to “verify” that the correct person signed, again sworn by me. Strike Two.

The closing Affidavit
The borrower signed over the words “Minnie Mouse, Trustee” – but in the notary section after the before me was “Minnie Mouse, followed by a lengthy description of the trust details”. They did include a copy of the trust (to reassure me?). Thus I was providing the trust details that the affiant did not swear to! It was the same situation for several other documents. Strike Three.

Let me outta here
Fortunately they sent the docs on Tuesday, at 7PM with the task scheduled for Thursday at 3PM, about two days later. Of course nobody at title was there to answer the phone. How I wished I had asked for the person who gave me the assignment to provide their cell number. I sent emails only stating that I had issues with the documents and also processed a complete PayPal refund. I had not printed the docs as it is my custom to review the PDFs on screen to be sure I would be able to accept the task. I also sent screen images of the ASN site showing that the specifics mentioned above were prohibited notary functions.

Lessons Learned
During “first contact” I was given the choice of them emailing the doc to me or they would ship the package to the borrower. Always have the doc emailed to you – so you can take a look at it and not wind up in a situation where you must decline to proceed and also want a trip fee. That would make for everyone involved to be unhappy. Look carefully at those notary sections, they are your statement. The fact that they sent me the Trust is meaningless; the notarized document must be able to “stand on its own”. Years later if there is litigation would you have the Trust document? Has it been revoked? Are you qualified to determine if it is valid? I am only allowed in the notary section to have the name as on ID.

What to do
Run away from questionable jobs. Your defense attorney would cost you a lot more than the tiny notary fee. Don’t count on E&O to step in when your actions are clearly improper – Dump the illegal tasks!

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Good Deed Bad Deed
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August 5, 2019

Notary High School (80’s Style)

Filed under: Humorous Posts — admin @ 8:56 am

Back in the day, they used to teach notary classes in high school just in case some of the students would one day become Notaries. They taught it in the same room they taught typing incidentally which is interesting as both types of work are clerical in nature.

TEACHER: Now class, please turn to page forty. The duties of the Notary Public are to Acknowledge signatures, take Oaths, execute Jurats, and my psychic says that in the future there will be this thing called an Affirmation.

SAM (a 15 y/o student): Hey teacher, you’re a lot hotter than the last teacher we had. Taking your class is going to be a dream come true.

TEACHER: Thank you Sam for your vote of confidence. I truly am glad to know that I indeed am hot, at least in your eyes, and thank you for making your astute observation using correct grammar.

SAM: No problem teach! Any time!

TEACHER: Oh, let’s see. There appears to be a love note on my desk. Well, thank God this class isn’t like the last class. My students hated me.

BRUCE: You’re not going to have that problem here, baby… I mean… teach!

TEACHER: That’s Mrs. Bates to you, but once again, I appreciate your vote of confidence. Let’s see what the letter says. “My love for you has no bounds, I feel like howling like the hounds, my feelings towards you I wish not to belittle or smalledge, but to thee, my love, I sincerely wish to Acknowledge.” Wow! This is not poorly written at all. I would like to instill upon you the notion that I am married, and although your feelings are appreciated, they unfortunately cannot go anywhere.

SAM: Hey, may the better man win. Your husband must have something we don’t have.

TEACHER: Yes, its something called a job… and also maturity, but that’s a completely different matter. Now, moving right along. An Acknowledgment is a notary act where the signer acknowledges having signed a document. They make this formal declaration in the physical presence of the Notary.

CHRIS: Let’s get physical… physical. Is it kind of like that song. You know the Olivia Newton song?

TEACHER: Very much so, but with no dancing. Any questions?

SAM: Yeah… Do you like younger guys?

TEACHER: I like younger people just fine. However, I cannot entertain the idea of the type of relationship you are most likely thinking about.

BRUCE: Do you attest to that? And also… What are you doing after class?

TEACHER: Grading papers. How romantic. See you tomorrow.

(The next day)

TEACHER: Hello class. Many teachers might be cross with you or stern after getting an inappropriate love note.

SAM: What was inappropriate about it? I thought it was well written and didn’t contain any bad words. That’s as appropriate as we get over in this school.

TEACHER: Yes, I see what you mean. But, you see that it is not appropriate to make romantic suggestions to your teacher. It violates teacher-student ethics.

BRUCE: What are ethics? Do Guns and Roses use ethics.

TEACHER: Well, you see, some people think it is morally wrong for teachers and students to have romantic interludes, but if it weren’t wrong, I assure you, that some of you handsome young people here, might be in business. Oh my God, I can’t believe I said that. Father, forgive me. But, my husband found out about the note and guess how he feels?

CHRIS: Uh oh, do I need to change my name and move to a different town and assume a new identity so I don’t get killed or mamed?

TEACHER: Actually, he feels flattered, and he feels more sexy than I have ever seen him feel in his life. He is all excited that his wife is a hot chick that is in demand.

SAM: Woah, I’m glad we could make your family feel all good Ms. Bates. I totally dig that. But, what I want to know now is, “Where do we go, where do we go now, where do we go… sweet child of mine….”

TEACHER: Let me guess, these are lyrics to that new group Titanium… Oh, maybe they are called Platinum. Do they wear really tight pants, look like women from an asylum and scream when they sing?

BRUCE: No, you must be thinking of Motley Crew. This group is called Guns & Roses. The ironic thing is that they don’t own any guns. But, the lead guitar guy wears this really cool hats from the 1800’s which I totally respect because if there is one subject that I like more than biology, it’s history.

TEACHER: I’m glad to know you are learning something Bruce. Anyway, a Jurat is a notarization where you swear to the truthfulness of a document and sign it in the presence of a Notary.

SAM: Is that also a physical presence? Because I noticed that your verbiage was adulterated oh so slightly.

BRUCE: I like your choice of semantics there — adulterated. Someone might feel adulterated really soon because they are in some particular person’s physical presence.

TEACHER: I understand what you mean Bruce, but it doesn’t mean exactly that. You have to be more than in a physical presence to commit adultry.

CHRIS: Can children commit adultery, or only adults?

SAM: Yeah, wouldn’t it be childery if we committed it?

BRUCE: Hey wait a second, if a child committed adultery with an adult, wouldn’t that be childery as well as adultery, or would that depend on which party in the transaction you were a part of.

TEACHER: Children, this is a very interesting discussion. There is no such thing as childery, and for your information, adultery involves inappropriate sexual behavior between a married person and someone else who is not part of that holy union.

SAM: Holy union… I mean holy cow… By jove, I think I’ve got it now.

CHRIS: Well in any case compadres, we made teach’s husband feel like a complete stud. I say our mission was a success and we can all go home now… providing that we finished our written assignment writing a paragraph about each notary act.

TEACHER: I couldn’t have said it better myself. Glad we could learn about notary work as well as adultery all in one short class, not to mention making my husband feel better than he has felt in over a decade. But, I have to go soon as well.

SAM: Why, are you going to grade more papers?

TEACHER: No, I have an appointment at Victoria’s Secret. I haven’t been there in 15 years, but now there seems to be a reason to go — thanks to certain young people with inquisitive minds, and when I say inquisitive, you know what I mean!

BRUCE: Right, like in the Spanish inquisition — they were the most inquisitive people I ever read about in history.

TEACHER: That means something completely different. But, have a wonderful day boys! Ta ta!

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Notarize you like a hurricane
http://blog.123notary.com/?p=22168

Notary Happy Days goes to China
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August 4, 2019

Nice things people said about 123notary in the blog commentaries

Filed under: Social Media — admin @ 10:38 am

Jeremy…you do a great job helping your notaries do a better job and to get more business. Thanks for all the info you send us. I do appreciate it. The other “listing notary companies” just want our money!

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Thanks for all your hard work and dedication to bringing this advice to us. Sometimes the truth is hard to take in but at the end of the day, I would rather have the truth than the lie. Hard work DOESN’T come by twiddling my thumbs and waiting for it to come to me. I’m HUNGRY for knowledge! Therefore, l WILL SUCCEED!

I will do my best to apply this advice in my business.

Respectfully,

Jacqueline Angela Stokes
Integrity Notary Service, Inc.

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I laughed so hard at some of these stories that my side hurts. I’ve been in this “never know what to expect” business since 2009
and I love it because I have never seen two closings that are alike. It’s always an exciting challenge. Sad or funny we all have good memories and I truly appreciate the people I met along the way that allowed me to be a part of their life.
Thank you Jeremy this was GREAT reading!

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Get ’em Jeremy!
I agree with you.
I’ve learned a lot from you.
I appreciate your efforts to weed out the idiots–there are far too many.
I love your website.
Keep it up!

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Great Article. I agree with you. I believe 97% of Notaries will flunk your test.

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The following is not meant to be a political statement. As Susan Collins said recently….. “we have forgotten the common values that bind us together as Americans”. That appears to be your problem when you state that “Being nice in my job description comes last in a long list of other requirements.”
Being nice, whether you are the hiring party or not, is a basic human value that we all need to remember. I am not trying to be antagonistic or whiny. I am tired of seeing the constant division is this county and I would like to see all of us benefit from your business and your knowledge. Please take a moment to think about this and try to see things from your and our prospective.

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BRAVO Jeremy!! Your explanations are SO clear and logical. Of course, I agree with all you said.Over 25 years dealing with my Journals has proved to me: There’s no room for Multiple Choice in a journal. Can’t possibly cover all possible choices.

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One thing is for sure: I find coverage here that I don’t find anywhere else.

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When you do the episode “Notaries Without Underwear”, let me know.

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Once again, Jeremy proves he is a champion for notaries, without 123Notary I would not be as successful in acquiring business clients. Thank you Jeremy!!!

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August 2, 2019

Are you a bad boy Notary?

Filed under: Humorous Posts — Tags: — admin @ 7:55 am

What defines a bad boy Notary? They are just like any other Notary in most respects, but there are differences as well.

1. The bad boy Notary has this, “Don’t give a damn” attitude. He is particular about legal issues because you can get into real trouble for that. But, other things he is less concerned about.

2. The “nice guy” Notary parks on the street or asks permission to park in the driveway. The bad boy Notary parks in the driveway even if there is plenty of room on the street and then says, “Hey baby, I parked in your driveway — I thought you wouldn’t mind.”

3. If the signer is an attractive female: The “nice guy” Notary says, “You’re very beautiful, would you like to go out with me some time?” When she says, “I have a boyfriend.” Then he says, “Oh, I didn’t realize.” When the bad boy Notary hears that she has a boyfriend, he whispers into her ear, “Does he satisfy you?”

4. If the signer is an attractive female: The “nice guy” Notary says, “You have a very pretty smile.” The bad boy Notary asks, “When was the last time you were spanked?”

5. The “nice guy” Notary says, please start here, and feel free to ask if you have any questions about the documents. The bad boy Notary says, “This is a signing appointment — I have another appointment at 8pm and cannot be late. You have borrowers copies that you can read after the signing is over. If you can’t finish by 7:25 I have to leave with all of the Lender documents signed or unsigned. The reality is that the “nice guy” notary will be delayed, end up late at his next appointment, horribly inconvenience the subsequent appointment and get fired. So much for being a pushover!

6. The “nice guy” Notary wears a business jacket. If he is upper class (which is rare in this profession) then he might wear tweed and use correct grammar. The bad boy Notary wears a leather jacket and perhaps a little oil in his hair depending on his personal style. He might wear cowboy boots too and will undoubtedly have a very firm handshake.

7. The “nice guy” Notary apologizes profusely if he needs to thumbprint a signer for legal reasons. The bad boy Notary says, “Hey, I’m gonna need to thumbprint you.” Then if you are a cute female, or perhaps an older female who he feels doesn’t get enough attention for males (which is something he will have to do something about) then he will read your palm and tell you about your love life and other factors.

8. The “nice guy” Notary holds on to packages if there is any reason the signing company might call back. But, sometimes he flakes, forgets to deliver them by cut off and gets severely reprimanded for being a twit. The bad boy Notary gets rid of the package because his attitude is, “that’s your problem, buddy” Yet the bad boy Notary never gets in trouble for getting rid of the package.

9. The “nice guy” Notary wonders why he doesn’t get much business. The bad boy Notary goes to title companies in person, gives flowers to the ladies, winks at them (particularly if they are married), and makes his round of calls to the several hundred signing companies he is associated with, flirts with them and gets used. He says things like, “So, are you as beautiful as person as you sound over the phone?” Women sometimes think he is cheesy (perhaps a brie if he has a French accent), but they never forget him. The nice guy notary gets overlooked and rarely used unless they are desperate.

10. The “nice guy” Notary whines when he doesn’t get paid. The bad boy Notary uses several attorneys and collection agencies and takes legal action against companies regularly. He gets some companies to sign a contract when they are desperate which allows him to collect for all types of damages. He is able to collect triple damages some of the time as well.

So, now we know some of the differences between a nice guy notary and a bad boy Notary. The question is, what can you learn from the bad boy Notary? Please write some comments if there are any other bad boy lessons you can teach us which I neglected to mention.

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More on bad boy notaries
http://blog.123notary.com/?p=22560

What constitutes a bad boy notary part 2
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The Notary pride parade in West Hollywood
http://blog.123notary.com/?p=22594

Most Popular Notary Jokes
http://blog.123notary.com/?p=8471

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