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September 17, 2019

Ken’s most popular oldies

Filed under: Ken Edelstein — admin @ 3:55 am

Here are some blog entries that I like to link to, but they tend to get buried.

Dress British, Think Yiddish
http://blog.123notary.com/?p=8643

The Signature Name Affidavit
http://blog.123notary.com/?p=16298

The Right to Cancel done Wrong
http://blog.123notary.com/?p=10001

Notarizing your foreign language document
http://blog.123notary.com/?p=2768

A job declined
http://blog.123notary.com/?p=19979

Ken’s list of things a notary might goof on
http://blog.123notary.com/?p=19427

Split PDF’s into legal and letter
http://blog.123notary.com/?p=8856

The Affidavit of Occupancy
http://blog.123notary.com/?p=10193

The Compliance Agreement
http://blog.123notary.com/?p=15828

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September 16, 2019

Travel fees vs. Notary fees in your journal

Filed under: Journals — admin @ 11:10 pm

For those of you who keep a Notary journal, you need to record the Notary fee as one of the fields. But, what if you get paid $65 for a signing with a travel fee and two signatures? How do you differentiate between the travel fee and the signature fees?

You can either arbitrarily decide how much is a travel fee and how much is a signature fee if the job is a flat fee. Or you can base the fees on the fees you quoted the client.

When you fill in your journal, the main thing is to put a Notary fee that does not exceed the fees allowed by your particular state, otherwise you could be accused of charging excessive fees which is illegal. If California allows $15 per notarized signature on an Acknowledgment or Jurat, then you cannot inscribe more than $15 per journal entry for each Notary act.

For those of you who use the “cram it in” style of journal entries, you cannot put a notary fee for five documents on the same line. It just doesn’t make sense. This is yet another potent reason why you should not use a style of journal entry that inputs more than one document per line. It is impossible to prove in court that the signer consented to all of the documents being notarized since he is not signing for a particular one. It is also not possible to know what the fees involved are either which means you are not doing proper bookkeeping.

As far as the travel fee, you could input the travel fee for a particular appointment in the additional notes section of the journal entry and indicate that is is a travel fee. The travel fee I would indicate once on the first journal entry for a particular appointment. Correct and prudent journal entry procedure requires separate entries for each person and document. So, once again, three people each signing four notarized documents would result in twelve journal entries with the travel fee indicated in the top entry.

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Travel fees if nothing gets signed
http://blog.123notary.com/?p=22578

Why are the fees offered to us so low you ask?
http://blog.123notary.com/?p=22293

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September 15, 2019

5 Undeniable Benefits of Hiring a Personal Injury Lawyer

Filed under: Other Guest Bloggers — admin @ 11:24 pm

Accidents are inevitable no matter how careful you are. You get out of some encounters without a scratch while some can end your career and even life. Whichever is the case, experts recommend getting the assistance of a lawyer to deal with such scenarios. Olympia Injury Lawyers is one of the most successful law firms in Washington that offers free consultation to anyone who needs their help. You can also visit their website for counselling and take advantage of these benefits.

They Take Your Stress
If you just faced an accident, you wouldn’t be in the condition to deal with legal matters. People don’t easily give up where there is money involved. You will most probably have to fight in order to get your right from the insurance company. Many get overwhelmed by the stress and don’t proceed further. An injury lawyer will take your stress upon himself.

You Get Better Offer
Even when the company agrees to pay you, they will do everything they can to minimize that amount. Unless you know how to negotiate with them, you won’t get your due right. A professional injury attorney would know every trick and how to encounter them. They will ensure that the company can’t trick or distress you into taking a small amount. Not only that, they are likely to get you more than what you expect. It is a part of their job to condescend the opposing party and force them into the settlement of your desire.

No Legal Issues
One wrong word can cost you the entire case. There are many trivial legal matters one has to take into account when dealing with an insurance company to get a settlement. An attorney will make sure you complete all legal requirements and don’t say anything you’re not supposed to. He will plan everything from the start and prepare you for the worst. He will be there to protect you from their tricks and stop you from getting overwhelmed.

Case May Go to Trial
Most injury cases are easily settled, but it doesn’t mean these cases never to go to trial. A layman tries his best to avoid a trial, especially when he doesn’t have a lawyer. The other party may take advantage of this fear and force you into agreeing to its terms. There won’t be such a case if you acquire the assistance of an injury lawyer in the beginning. The insurance company also wants to avoid trial and may offer a better settlement. If push comes to shove, you know you are more than ready to face trials with a professional lawyer by your side.

Save Your Time
You will find yourself surrounded by a lot of work when you file for a claim. You have a personal and professional life to maintain even with issues the accident may have caused. On top of that, having to deal with more paperwork and meetings could be too much for you. A personal injury lawyer will take care of everything giving you time for yourself and other matters.

Please also see:
Olympia Injury Lawyers

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September 14, 2019

The Role of Notaries After a Motor Vehicle Accident

Filed under: Other Guest Bloggers — admin @ 11:13 pm

If you have been injured in a motor vehicle accident, then searching for a car accident lawyer is your top priority. They will help you deal with your claim and ensure that you get the best possible settlement when it comes to damages.

However, your lawyer, and the law firm they are associated with, cannot do anything related to your case without a notary doing their job.

In today’s article, we will talk about the role and importance of notaries after a motor vehicle accident.

Notarized Documents
As mentioned above, your car accident lawyer cannot start working on your case if the documents related to it are not first handled by a notary. This is because the court that will be judging your case will not accept any documents that haven’t been properly notarized.

Law firms usually have an employee that holds a notary license, making them capable of quickly notarizing the documents that are needed on a case that of their lawyers is working on.

However, some firms work with either freelancers or third-party notary services as well.

Failure to Notarize Documents
Before filing a personal injury claim, you must make sure that any of the documents that may be needed in court are properly notarized. If you fail to notarize some of those documents, you will lose both time and money.
Why?

Well, even if one single document is not notarized, you will have to file the entire case again. Moreover, depending on the state you live in and its jurisdiction, your case may end up being thrown out due to paperwork technicalities.
In short, it may take a very long time before you reach any settlement, simply because you or your law firm has failed to notarize a single document.

The Importance of Notaries and Notarized Documents
Given that you have just been injured in a motor vehicle accident, you won’t be keen on walking to a notary and getting your documents notarized. Therefore, you should always rely on a personal injury lawyer, as well as on a notary or two, to complete this process for you.

Moreover, keep in mind that you can get your documents notarized online as well, depending on the state you live in.

As you will have to deal with medical expenses and other bills caused by the accident, it is important that you do everything right and on time, to make sure that you don’t waste a single second, and that you will receive your compensation as quickly as possible.

Concluding Remarks
In short, notaries and notarized documents are vital for the filing of a motor vehicle accident claim. You, your lawyer, as well as the court, won’t be able to do anything with your case if you fail to present them with properly notarized documents.

Still, if you choose to work with a professional lawyer and their law firm, they will most likely deal with this aspect of your claim so that you can focus on treating your injuries.

While a notary is essential for a motor vehicle accident, it is better to focus on working with the right car accident lawyer!

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September 8, 2019

The same signing dispatched from two services?

Filed under: General Articles — admin @ 11:01 pm

This is a new one on me. I never heard of this before. A Notary commenting on our blog claims that a job for a loan on a particular address was offered to him by two signing services at very different prices. One was a low-ball, and the other a more reasonable offer.

She says that the signing services are competing against each other. But, this is weird. What if they both dispatch the job at the same time to two Notaries. Or would that not happen because once they input the information into the server that the job would not show up any more?

I don’t know how the system works, but that is weird. It reminds me of what the airlines do where you pay for one airline and find yourself on another. Hmmm.

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The Notary Pride Parade in West Hollywood

Filed under: Humorous Posts — admin @ 11:01 pm

We are having a Gay pride parade or event in West Hollywood. Lots of people were practically naked and the clubs were booked. You cannot drive through that area without huge traffic problems. A waiter asked if I was going and I said, “Hell no!” I don’t want to be molested. Gay people in this area tend to reach out and touch someone. Why can’t hot women be the same way? If we only lived in an ideal world.

But, I think that Notaries should have a Notary pride parade. Except the Notaries should not get naked please. Maybe if you are 20 years old and hot, but not the over 50 crowd please.

There could be a Notary float with a huge notary seal on it — inflatable.
Another float could have signatures hanging on it and off it.
A third float could have an embosser.
Other floats could have documents or certificates.

Notaries could dress up as notary seals or documents or signatures. It would be like Halloween — notary style.

Good God this sounds scary. I think I like it though. I just hope none of the signatures in the parade are false otherwise it would be a falsified parade. What do you guys think?

You might also like:

A bar only for cool notaries
http://blog.123notary.com/?p=22546

A Notary sees a UFO
http://blog.123notary.com/?p=19929

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September 7, 2019

123notary certification getting more popular

Filed under: Certification & Communication Skills — admin @ 11:00 pm

I heard from a blog comment that several… that means not one, but more than one vendors who hire Notaries are now asking for 123notary certification. That means that since I cleaned up our certification and made it up to a higher standard, that more people value it. Maybe one day it will be highly valued — imagine that.

I will keep a positive thought that our standard will be the highest standard in the land and that people will come from far and wide, and pay big bucks to get our certification. You never know, that could become a reality. We’ll find out. But, we are moving the right direction at least for now.

Our certification is for sale in our loan signing course page. We also have courses on the blog. I recommend doing both as they are different.

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123notary certification gets you more clicks
http://blog.123notary.com/?p=22496

He lost his 123notary certification and title stopped calling overnight
http://blog.123notary.com/?p=22131

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September 6, 2019

How far do you push for payment terms?

Filed under: Notary Fees & Pricing — admin @ 10:59 pm

As a newer Notary, you tend to get pushed around by more experienced companies. They set the terms, they give you the run around, make you fax back far too many pages, cancel jobs at the last minute, and then don’t pay you. Seems like you get a raw deal. Unfortunately in this business, as a new Notary, you have to pay your dues and work for the less than wonderful companies. The question is, how soon can you start being pushy for payment terms?

Ken in NYC is very aggressive for payment terms. He makes people pay up front. He is not a bank and he does not lend money to the signing companies. He charges more than others because he is the most solid Notary in town and people know that. But, he has thousands of loans under his belt. How much experience do you need before you start setting terms? There is no set answer.

You can test your terms out and see how much work you lose. If you demand that the signing company sign a contract with you for your terms, you can see if they sign it. The terms might go over last minute cancellations, printing fees for cancelled jobs, or incomplete signings, second trips, etc. You could even fine them for paying late.

How much experience do you need to bill people up front? Or what if you reduced your fee a bit to charge up front? Would you rather get all your money up front but get less? If you wait to get paid, you will have bookkeeping expenses, lost time doing collections and not get paid part of the time, so giving 10% off seems like a reasonable arrangement for me.

Or perhaps signing companies who don’t have a reputation with you yet would be asked to pay up front. Different terms for different companies. There is another approach. If you trust a company more, few terms or no terms, but if they have a bad rep or you don’t know them then more stringent terms.

In short, there are many ways to manage your terms. It is up to you how you do it. My suggestion is not to have any terms until you get 1000 loans under your belt as well as certifications from three companies. At least that shows you are not fooling around. If you don’t know your job up to my standards in my opinion you don’t merit terms! (ooh, that was mean)

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Trip + Notary Fee = Payment
http://blog.123notary.com/?p=13596

Payment terms set by buyer or seller?
http://blog.123notary.com/?p=1812

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September 1, 2019

How to effectively pick up Notaries

Filed under: Humorous Posts — admin @ 10:55 pm

Are you trying to pick me up?
Well I’m not putting you down!

If you want to date Notaries, you need to ask yourself a few pointed questions. First of all, why? Notaries are one of the most downtrodden professions in the world. Mostly they whine about not getting paid, yet do nothing to ensure that they do. Based on the fact that out of 7000 Notaries on 123notary, only about 100 or so have attained and kept our certification it seems that few have much knowledge or are concerned with proving their knowledge yet most make unsubstantiated claims to knowledge. Sounds very phony. Additionally, mobile Notaries have a tiring life on the road getting jerked around from job to job, having jobs cancelled and sometimes not getting paid. So, once again, why would you want to date a Notary.

ME: (back in the old days) Sign here please.

GIRL: Oh, I’m so excited to meet you. Do Notaries get paid well?

ME: Oh, about $3000 to $8000 per month on a good or bad month.

GIRL: Cool…

That girl was so excited to meet me that she scared me off, and besides, she wasn’t my type. But, she was the only girl who wanted to date a Notary, at least, during my shift.

The next order of business is: where would you meet Notaries. You can meet Notaries at the NNA convention, but they might not live in your area. You can also meet Notaries by having them come to your house to notarize something. You can call all the Notaries in town and chat them up to see who is up to your standards. You could also go to the Notary bar where Notaries hang out. The county clerk is yet another place where you can meet Notaries doing their Oath. Just wait until they say, “I do” to support the constitution of the USA and then say, “Hey baby, wanna date?” Sounds cheap, but it works.

If you have an age range you normally date, keep that in mind, because most Notaries are 50-80, so if you want to date younger people you might be out of luck. Younger Notaries might work in a bank or insurance company, so don’t give up, just avoid the mobile notaries if you focus on younger Notaries. But, if you do want to date a younger Notary, people might say, “So, you like younger Notaries…” with a smirk on their face.

So, now you have some ideas on how to date a Notary. The next issue is where to take your Notary on your date. Do you go to Cafe Le Jurat, do you get certified angus beef burgers, or an embossed giant oreo cookie? That choice is yours.

One lady tried to pick up a Notary walking down the street near the Secretary of State’s office, but she couldn’t get the Notary to acknowledge her (sorry, bad pun.) He just walked right by her. Then she chased him and swore at him. He said that you swear under Oath and not with profanity.

So there you have it — a complete guide to picking up and dating Notaries. Let me know if you have any questions.

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Notary Pick Up Lines
http://blog.123notary.com/?p=9851

A bar only for cool notaries
http://blog.123notary.com/?p=22546

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August 30, 2019

The notary apologizing game

Filed under: Humorous Posts — admin @ 10:54 pm

A Notary notarized a couple in Venice, CA. The husband was signing an Affidavit and the wife was signing a Power of Attorney. The Power of Attorney notarization required a thumbprint by law, but the wife (who was a politically correct person) mistook this for sexism.

WIFE: Ah-ha! You want a thumbprint from me, but don’t require it from my husband because he is a man!

NOTARY: With that attitude it is a wonder that you can even attract or keep a man. You regard yourself as our enemy!

WIFE: I resent that. I am on the enemy of sexist, misogynist, guys who are the enemies of womankind.

NOTARY: You mean guys who don’t let you walk all over them?

WIFE: Exactly… Hey No. You tricked me into saying that. In any case. I demand an apology for being a sexist Notary.

HUSBAND: According to the state of California…

WIFE: Stay out of this.

HUSBAND: (shrugs shoulders) okay.

NOTARY: Typical beta-male. You just love those submissive males who are just so happy to have a woman they’ll say anything.

WIFE: That’s the way men should be. They should know who the superior gender is.

NOTARY: Ah-ha! I demand an apology. You just said something sexist towards male Notaries. Okay, it was not notary-specific, but towards males.

HUSBAND: He kind of has a point.

WIFE: Stay out of this — once again…

NOTARY: Okay husband who doesn’t wear the pants in the family….

HUSBAND: Ouch… you kind of have a point here though.

NOTARY: Do you solemnly swear or affirm that the contents of this document are true and correct?

HUSBAND: I demand an apology. You asked me to swear when I don’t believe in swearing.

NOTARY: Oh boy, another one of those.

WIFE: He’s just kidding. He doesn’t stand for any ideology except for cow-towing to my every request which is exactly how it should be.

NOTARY: Well it looks like we live in an ideal world, so how come you are so angry now that you have everything your way?

WIFE: Everything? You call this everything? I still didn’t get my apology.

NOTARY: I apologize for not explaining notary law to you before the signing. Everything I am doing is consistent with Notary law.

WIFE: Well then notary law is sexist and part of the patriarchy since it involves swearing to God.

NOTARY: That is an issue for the secretary of state’s office.

HUSBAND: Do you know any good men’s rights organizations?

NOTARY: After today I will definitely Google a few. And if I don’t find any, then I will owe you an apology.

You might also like:

Affirmations – pleasing the politically correct while offending the traditionalists
http://blog.123notary.com/?p=19606

A New category in the notary census
http://blog.123notary.com/?p=22197

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