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May 20, 2021

Flight Attendant & Notary

Filed under: Virtual Comedy Themes — admin @ 1:30 am

JESSIE: Hi, my name is Jessie, and I will be your flight attendant Notary for the evening.

SIGNER: Welcome Jessie. Please have a seat.

JESSIE: Tonight we will be flying to St. Louis International for a refinance. The captain will be getting ready for take off in about ten minutes.

SIGNER: But, aren’t we already in St. Louis?

JESSIE: If you want to get technical. We are going to stay in the city, but have a Notarial flight, so to speak.

SIGNER: And how long will the flight last?

JESSIE: 30 years with no prepayment penalty.

SIGNER: Do you have enough peanuts to last 30 years?

JESSIE: Well, the part of the flight where we will be up in the air will only last about 45 minutes. The emergency exits are to the left there where the front door is and there is another emergency exit through the back… I think… I mean is there one? Uh huh? I’ll take that for a yes. In the case of an emergency, I brought oxygen masks. The captain has turned off the “no signing” sign, so you are free to sign around the cabin, or the dining room table as the case may be.

SIGNER: Okay, so where do we start?

JESSIE: First of all I need to see your boarding pass and your ID.

SIGNER: Here it is, not sure what you mean by a boarding pass. And please sign my flight journal so that we know what date and time we took off and what we were signing.

JESSIE: In the unlikely event that we experience turbulence, you can press the “call the Lender” button to the left, and he will explain everything. I am a signing agent and can only answer very general questions, and not specific questions about the terms of your loan.

SIGNER: I need to use the bathroom. Am I free to move about the cabin?

JESSIE: Yes, the captain has turned off the wear seatbelt sign, so you may take off your seatbelt now and visit the latrine.

SIGNER: And where is the bathroom again?

JESSIE: Umm, I’m not sure, isn’t this your house?

SIGNER: I just wanted you to move your hands around like we were on a real flight. Oh, I’m getting altitude sickness.

JESSIE: Just don’t have an upheaval on the documents, unless its the borrower copies.

SIGNER: I just said that to see if you brought one of those little bags.

JESSIE: My bag was full, I brought seatbelts, oxygen, those little bags, mini bags of peanuts and almonds, and the mini-sized Coca Colas. Even Uber doesn’t offer all of that.

SIGNER: My APR seems to have experienced an increase in altitude, is that because it includes fees and certain closing costs?

JESSIE: Yes. Oh, and you previously requested a window seat, well one just opened up.

SIGNER: Okay, I’m done signing everything.

JESSIE: Super. Please put your seatbelt on, and now it is time for a smooth picture book landing. The weather in St. Louis is stormy, it’s raining harder than a cow peeing on a rock. Oh, I think I only use that one in Texas. What type of sayings do you have here in St. Louis?

SIGNER: We stick to Mark Twain references.

JESSIE: Okay, we have landed. The captain has turned off the seat belts required sign. You are free to exit the air bus.

SIGNER: Thanks, but I think you are the one who will be exiting.

JESSIE: Good point. Sometimes I get confused.

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May 16, 2021

An underwriter becomes “The undertaker Notary”

Filed under: Humorous Posts — admin @ 12:49 pm

A Mortgage Underwriter (with a background in origination as well) decided to become a signing agent. But, who called herself the Signing Undertaker. Every time she arrived at a signing she said, “I’m sorry for your loss.”

The borrowers couldn’t figure out what loss she was talking about. She explained, “The loss of the $256,000 you will lose in payments over the next 30 years.” One borrower concluded, “Now, I understand why you are called the underwriter.”

The Notary would have music from funeral services to start the signing and do a eulogy about the loan as well.

Dearly beloved. We are here to witness the signing of Fred’s loan. If at any part of this process you feel sad, don’t worry, we have Kleenex in our bag. Fred’s money was a good money. It was always there to help Fred, and Fred’s friends. The dollars led a good life… (sob) I can’t do this. This is too emotional. Okay, I’ll do this. And Fred’s money has now departed. It is so sad. I guess this is how life is. Money comes and money goes. But, it departed so soon and so young. None of us were expecting this.

FRED: Um, Mrs. Notary, can we finish the signing please and cut the music.

NOTARY: Sob…. okay. You’re right. We should just get to the point, and then we can bury the money.

FRED: We are not burying the money.

NOTARY: Okay… but, were you close to the money?

FRED: (gives the Notary — the look.)

NOTARY: I understand how you feel.

FRED: Okay. We’re done. Thank God you are not a therapist Notary otherwise you would say — I’m sorry , but I’m afraid our time is up.

NOTARY: I was going to do that, but stopped dead in my tracks because you don’t play organ music in that profession. Especially the Bach Toccata and Fugue in D minor which is often played at funerals. My favorite piece of music of all time… sob.

FRED: Oh, I’m sorry for your loss. You seem so sad.

NOTARY: No, I’m supposed to say that. I’m the undertaker Notary, not you.

FRED: Well I’m the undertaker signer. So, I’m sorry you feel so sad. I love Bach too. But, I’m afraid our time is up.

NOTARY: So, now you are the signer therapist? I can’t get a handle on who you really are. Who am I dealing with here?

FRED: See you next time and we’ll give you a good review on Yelp. Loved the music. I’ll request they play that at my funeral if I ever die.

NOTARY: Oh, you will…. and how!

FRED: Thanks for the vote of confidence. Watch the steps. They go down… come to think of it they go down exactly six feet.

NOTARY: I am one step closer to my grave.

FRED: More like nine, but who’s counting. Have a nice evening.

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April 18, 2021

Ooops! Errors that Notaries make that courses don’t cover

Filed under: Technical & Legal — admin @ 8:06 am

Here are a few dumb mistakes Notaries make that courses might not address.

1. Missing signatures, dates or initials.

2. Sending the package back to the wrong Mortgage company.

3. Forgetting to send the package and finding it in your trunk three days after the fact only to find out that the borrower lost their lock as a result.

4. Forgetting to confirm the appointment and finding nobody home when you get to the destination.

5. Not making sure all signing parties are there only to find out that the wife is at work an hour away.

6. Not printing out the whole package.

7. Not having the correct printing or downloading software downloaded.

8. Telling the signer you will be there in 10 minutes and then showing up two hours later with some lame excuse

9. Answering all questions with a snow job trying to cover up the fact that you are new and know almost nothing. This just makes you look annoying in addition to being new. At least you could be a straight forward new person with dignity.

10. Not reading the directions sheet (if there is one) at the top of the package. You could get fired for that.

Common mistakes the borrowers make include letting their cat or dog scratch you or bite you. when they put their dog on the other side of a closed door, have you ever noticed that door always seems to open several minutes later only to create a scene? Some borrowers also read forever and didn’t go over the critical facts with their lenders. Other borrowers don’t have a table to sign on — and that is a serious issue.

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April 12, 2021

10 things you need to know as a Signing Agent

Filed under: Best Practices — admin @ 7:28 am

Most people are confused when they begin their career as a Notary signing agent. They don’t know what they need to learn or do, or how to get clients. Those in the business for many years have the opposite problem. They think they know everything while they know very little — at least when I test them. Here is what I think Notaries should learn and how to learn it.

1. Be a good Notary. What does that entail?
You need to know the rules for each notary act and how to fill out forms. You also need to know how to administer Oaths correctly and few Notaries do this well or take it seriously. You can lose your commission if a judge finds out you didn’t give an Oath on any particular Affidavit, Jurat or sworn statement that you notarized. It is easy to learn how to do this, but few make it their business to know their job. Read your state’s notary manual regularly. You can also read blogs from NNA, 123notary or other Notary agencies. But, your state notary division is gospel, and the agencies are sometimes wrong — so treat their information as commentary. Keeping a journal is also imperative, because when you are in court, and 15% of serious Notaries end up before a judge sooner or later, your journal is your only evidence. The more thoroughly you keep your journal, the happier the judge will be with you. If you identify someone incorrectly or carelessly you might be empowering an imposter to steal a house from someone or commit fraud. We teach all of these points on our blog on Notary Public 101.

Summary of point 1.
Understanding All applicable Notary Acts, Identification procedures, Journal procedure, and Oaths are the bedrock of being a good Notary.

2. Understand The Right to Cancel
Residential owner occupied Refinances typically have a Right to Rescind document. Understanding how to date this document properly is not rocket science, but experienced Notaries flake and goof and get the dates wrong when I test them on a regular basis. It is not rocket sciencem, and no, the NASA website doesn’t cover this, it is a matter of counting to three and not counting Sundays or Federal Holidays.

3. Understand FAQ’s about loan signing.
When is my first payment due?
Where is my rate, APR?
Do I have a prepayment penalty and where is it?
Where are my closing costs and fees itemized?
Do I have to send a check or other documents not included in the package?
How long can I read my borrower’s copies before rescinding
How do I cancel my loan?

Many Notaries feel that they need to be experts at all of the documents. As a general rule, you should know the difference between the Correction Agreement LPOA and a Compliance Agreement, although there are so many variations in these documents that they are all different and you have to read each one — but, being familiar and knowledgeable about these document variations pays off as this is a FAQ that people are concerned about. Most loan signing courses go over this information and you should memorize this as people at signings will ask about it.

4. Understanding Reverse Mortgages, TRID, Helocs, Purchases, etc.
LSS’s course seems to do the best job teaching these types of loans (or documents) that are new in popularity over the last few years. Most signing courses were written ten or twenty years ago when Reverse Mortgages either didn’t exist or were not a popular item. Since as a Notary, you are not allowed to explain the terms of a person’s loan, but only allowed to help signers find information within the loan, it is NOT critical to understand these loans or documents, but make you look good if you did. So consider point four to be a plus, but not a necessity.

5. Explain or don’t explain
In our various blog courses we go over point by point what a Notary should explain or not explain. The 30 point course discusses this in detail. This is critical because otherwise you might get yourself in trouble talking about what you have no business of talking about. Or you might talk about something you know nothing about. Or, you might not answer a question which you should know the answer and express the answer about. Boy, this is complicated.

6. How to find new clients
There are many ways. We write about this in the marketing section of our blog, but you might have to scroll.

7. How to background screen clients
Not all clients are pleasant or pay on time. Use the 123notary or Notary Rotary forum to see which companies are worth working for. Please be informed that in the last two years there has been a drastic decline in forum commentary on our forum and on NotaryRotary’s, although theirs is much more well trafficked than ours. There is less quantity of reliable information about the various signing companies. But, still do your research.

8. How to collect from clients
Some people don’t pay on time, so you have to know how to keep records, how to bill people, and how to threaten them the right way if they keep you waiting for payment. We go over this in our courses.

9. Where to learn about general information
You should read the various blogs out there. NNA and 123notary have interesting blogs where you can learn and source information from antiquated entries on particular topics.

10. How to handle tricky situations
In Notary Public 101 we go over many sticky situations and explain how to think about them and how to handle them. Understanding this content makes you a more confident, trustworthy and safe Notary! It’s like a vaccine made out of knowledge!

Further Reading
As a general rule, I recommend getting certified by various entities, not just one. I recommend Notary Public 101 and the 30 Point Course in our blog as well as reading our blog articles about marketing and notarial issues in particular. LSS offers a very practical course that is more sensitive to what is going on in the industry now. Notary2Pro seems to churn out the best trained Notaries of any certification. 123notary has the hardest certification test and passing it will prove yourself better than the other certifications.

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March 20, 2021

If you do well on our email quizzes, will you do well on clicks?

Filed under: Certification & Communication Skills — admin @ 4:47 am

Number Crunching
Based on previous number crunching sessions, I learned that those who do well on our certification tests or email quizzes tend to do well in life and getting clicks, jobs, etc. Knowledge is power — and you must make sure never to misuse your power. Just kidding — you can misuse it. Just don’t do anything illegal.

20% More Clicks?
However! I decided to learn if any particular questions influence your fate more than other questions and I was blown away by what I found. I analyzed about 30 listings that had taken my email quiz. I learned that people who answered questions about how to ID a person correctly did a lot better on click results. Those who followed directions fared well too. Those who could give proper oaths got more clicks as well. With these questions, a single correctly answered question resulted in 20% more clicks — wow!

The Fedex Question
But, there was one question where you got more clicks by answering it wrong — what gives? It was my infamous drop the package question that most people to this day disagree with me about. Basically, if you almost finish a signing, but the signer refuses to sign a particular disclosure, you call your contact person, send texts, leave messages, etc., but don’t hear back from him, then what? How long do you wait to drop the package because of a single non-notary document that is sitting on the borrower’s table after you leave?

My Answer
My answer is that ideally you should wait 90 minutes from your initial message, and feel free to keep calling after that. Drop it, because if you don’t, you might forget to drop it, get sidetracked by another last minute job, get in an accident, or get caught up in something else. If you don’t drop it, chances are the docs will go back at least one day late and you will get in trouble. But, there is a one percent chance it will be two or more days late for a variety of reasons in which case you will be in big big trouble.

Most Notaries prefer to wait until right before pick up at Fedex and then drop the package or wait until they get a return call. If the Loan Officer is in the hospital, you might never get that return call, meanwhile the loan docs will be collecting dust in your car. These situations happen, although not that often

The irony is that those who answered this wrong according to my analysis, who held on to the documents got a lot more clicks as a result. But, why? I feel that these Notaries exhibited conscientiousness by waiting for instructions even though it was not in good judgement to do so. They exhibited caring and responsibility to do a wrong thing that seemed like a right thing. However, I feel that these Notaries did not think the situation through carefully and are more likely to get their clients in trouble in the long run.

It is my practice to elevate free listings higher on the list if they get high clicks, and then to lower their placement if they score poorly on my quizzes. It looks like this is the ideal question for those with high clicks who are a danger to the public who need their placement lowered.

My Question to Myself
My question to myself is — should I not ask questions that lower your clicks by answering them correctly, or ask more questions with the same attribute, or not care either way? After all, I am measuring the safety of the notary and not how popular they are by quizzing them so why should it matter? Hmm. A question to chew on.

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March 6, 2021

The safety of our Notaries is our top priority! — a Covid story

Filed under: General Stories — admin @ 4:26 am

A signing company called a Notary on our site. The Notary found out the borrower had Covid-19 and called back to decline the job. The signing company said, ‘We understand. The safety of our Notaries is our top priority.”

The next thing you know, the same signing company offered the job to a friend of the Notary in a nearby town. If the signing company cares so much about “safety,” then why would they send someone to an infected person’s house? So much for “safety.” The other Notary took the assignment.

So, the question is, how should we be “safe?” If someone has Covid-19 or even a cough at this point they are banned from society. They are prohibited by law from going to any store, or even a medical clinic. At my acupuncturist they take your temperature before they let you in the door — or they used to. I think they got bored with that or perhaps it’s no longer a requirement. The people who need help the most can’t get it. And getting food? Sorry, you don’t qualify. It’s all about being “safe” by violating your rights. Hitler made lots of unnecessary restrictions and claimed it was for people’s “safety” too. So, whenever someone restricts you to be “safe,” think of good old Adolf.

Ironically, one of my favorite people is Adolfo. He is a bar tender, musician, and really cool guy from Texas. I feel that he brings honor to the name Adolf. And that’s one of the cool things about being Hispanic. You can name your kid Jesus, Adolfo, or Israel, and get away with it without an ounce of criticism. Imagine being white in a Jewish part of New York City being named Adolf in 2020. At any rate, my diversion about Hitler had very little to do with anything, but I wrote it to keep you “safe.”

The bottom line is that if the signing company cared about “safety” they would not offer a Covid-19 signing to anyone, but would make someone with immunity stand 10 feet away from the signer on the porch and slide the documents back and forth.

Personally, if you are under 50 and in good health, you are more in danger of dying in a traffic accident on the way to the signing than from Covid-19. But, the media doesn’t try to brainwash you into being afraid of traffic accidents in 2020.

But, my psychic says that in 2021, the media will find new things to terrify you about. Every day they will show photos of people who died in car accidents and suggest that you don’t drive because it is dangerous. They will keep a daily tab of how many died, and in what state from — you guessed it — car accidents. Car crashes — don’t let it happen to you! Then in 2022 they will scare you about eating processed foods and how you will get cancer if you do. Then in 2023, call phone radiation will become linked to cancer, and we will all have to go back to the stone age. Each year a different brand of fear mongering. I can’t wait to see what the scare is for 2024. This is even better than Halloween attractions involving masked men with chain saws.

At any rate, thanks for reading this blog and remember to hide in your basement for the rest of your life. Leaving it would put you in mortal peril. You might die in a car accident, from Covid, or get shot by unruly gangs of people that Cuomo released from jail for no particular reason other than to stick to an insane narrative. And remember — always be “safe”.

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February 24, 2021

Older folks love being Notaries

Filed under: General Articles — admin @ 4:15 am

If you look at the average age of people who are Notaries on 123notary, they are not spring chickens sonny. No they’re not. They are generally 50-75. Many are retired. Many have health problems including cancer, diabetes, and more. None to my knowledge have died of Covid19, yet the only thing we worry about is Covid19 because we let TV brainwash us.

We give television verbal consent to brainwash us, tell us what to think, tell us what our priorities are, what to worry about, and what to ignore. Television tells us that segregationists are anti-racist, and that those who provided more jobs to black people than ever before in America history ARE racists. TV has really gained “credibility” with me with all of this reliable information, what about you? But, I digress.

Some of our older Notaries are Real Estate brokers, or used to be, were in insurance, mortgage or some other related professions. People love the freedom of the job. I’m sure that elderly people with breathing problems love wearing an N-95 mask which makes it impossible to breathe. But, once again, I digress.

So, let’s look at some reasons why the 60+ segment of society love being notaries so much.

1. Meet new people and ID them
2. Make your own schedule so you don’t have to over do it. You take a day off work if you are having a day when you are fatigued or having a senior moment.
3. You get to drive around and get paid for that! Great if there is good scenery or foliage.
4. Make extra money to supplement social security
5. Not have a boss unless you consider yourself to be your own boss. And some self-employed people are mean bosses to themselves.
6. Talk about the good old days with the borrowers and signing companies.
7. Save up for that RV
8. Some people enjoy documents, FedEx, and the notarization process.
9. Some borrowers have cats, and many elderly people love cats. In fact, many elderly people have a dozen cats at home that like jumping on things.
10. Have something to talk about at the hair salon.
11. It makes them feel 20 years younger.
12. If they live beyond their “expiration date” they feel they won a moral victory.

Please comment if you have any other reasons why seniors would like becoming a Notary.

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February 20, 2021

How dangerous is it to be a mobile notary?

Filed under: Business Tips — admin @ 4:14 am

How dangerous is it to be a mobile notary? We have written other blog articles on the topic. The answer is — not very dangerous. But, there are some dangers and the trick is to know how to safeguard yourself.

1. Neighborhoods
If you go to a bad area at night, that is mildly dangerous. You are more likely to get hit by a truck than have a problem in a bad neighborhood, but you know how people feel. Speaking of which, I actually got bumped by an 18 wheeler. No damage was done because the angels were protecting me — thanks angels! It was on a highway in stop and go traffic. I was stopped, but he took his foot off the brakes as he was daydreaming and bumped me at half a mile per hour.

2. Crazy people
The only serious issue we had with a notary was the one who was pushed down a short flight of stairs because the borrower didn’t like his APR. That was one Notary out of 65,000 we have listed in our history. So, the risk level is low, unless… someone doesn’t like their APR. Go over the stats by phone before you get to the signing. Also, if at a signing, make sure you either know your escape route, or make sure you are bigger than the other people there — or both.

3. Animals
You are more in danger from animals. Humans who can’t behave are already generally in prison. But, someone could have a crazy pet who bites you or chews on your clothing, or pees on your leg. It it happened to you, it would not be the first time. There was another story about a pit bull running wild in a neighborhood and a borrower came out of his house with his gun drawn when the notary came. He had to explain what happened to the notary who was going to protect himself by brandishing his embossing seal.

4. Accidents
Accidents are a fact of life, flat tires, breakdowns. People can die in accidents. We haven’t had any notaries die of accidents or anything other than cancer or old age, but it could happen.

5. Court Cases
Notaries don’t discuss this much on forums, but 1 in 7 long term notaries who is active has had to appear before a judge because of a notarization they did. There were two notaries in Oklahoma who lost their commission because they failed to administer an obligatory Oath to their clients for an Affidavit they notarized. They are lucky they didn’t get locked up. One notary in Sacramento committed identity fraud and got locked up. In total we have had two criminal Notaries who engaged in purposeful fraud and got locked up. Two out of 65,000 is not that bad, not to mention another who allegedly stole OxyCodene from a signer and was not arrested.

6. Covid19
No Notary has died of Covid19, or even gotten sick on the job as far as we know. They went overboard taking ridiculously over-kill type precautions that ruin the fun of notarizing. Many notarized outside or wearing suffocation inducing N-95 masks to be “safe.” How safe are you being if you can’t breathe? Others sat 10 feet away from the others or did notarizations on their trunk or in their car. Such insanity is just plain insane, but nobody got sick to our knowledge. In fact, only a handful of Notaries reported having been sick with Covid19 to us and they got better after a few weeks and didn’t have any serious symptoms other than losing their sense of taste. In those interior states, the food is so bland that losing your sense of taste won’t affect you that much.

7. Notaritus
I just made up this disease, it is not as bad as “Stamp Elbow” but is the next worst thing. It is an infectious disease that only Notaries get. I’m not sure what the symptoms are as this is an imaginary disease. I’ll think about it.

8. Getting sued for using someone’s business name
This almost happened to a client. But, the person who trademarked the name came after my server company which created a huge headache. I have no problem removing a business name from our site, but do you have to call in the national guard over such a small issue?

SUMMARY
So, what is the most dangerous of all the things that can happen to a Notary? I would say that the legal risks are a huge risk. Although if you are very cautious about how you do your work and avoid hospital signings you will lower your risk. Crazy people would be next as we have a serious injury recorded. I would then say that animals are the next most dangerous although they normally don’t kill you. Many Notaries feel “safe” because they are wearing an N-95 mask, but that only protects you 50% from a disease that hasn’t killed any Notaries known to us so far. But, it will not make you safe from court cases, animals, or crazy humans. So, let’s focus on real dangers and not ones that you have been brainwashed into believing are the only threats to your existence.

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January 30, 2021

Warm and Fuzzy information about you

Filed under: Your Notes Section — admin @ 1:34 pm

It is very hard for me to teach people hard to write warm and fuzzy information about yourself. I would prefer to say, read other people’s notes sections and get a sense of what some people write that has a nice feeling to it.

I read a notes section written by a woman who loves her job and loves meeting new people. That came across as very sincere and warm. I don’t know if she is any good as a Notary, but I might be more inclined to try her (if I were in a hiring position which I am not thank God) than someone else who sounds generic.

Then there are the people who are “reliable” and “responsible.” Anyone can say that about themselves and it sounds phony and usually is. Say things that you can say about yourself that few others can. Most people do NOT like meeting new people, at least not random new people unless they work at Farmer’s Market in the nuts section — those macadamias are great, but $25 per pound? Ouchie!

And then there are the people who know where their nearest Fedex station is, and where the other ones in their general area, and when the cut-off times are at each location. This looks very prepared and thoughtful, and somewhat unique. Some people write about this, but only one or two percent of the total.

Next, there are the people who ramble on and one with inconsequential and meaningless banter about how the client is of utmost importance and how they will protect the information in the documents at all cost. This is a little like stating that you promise not to vandalize the borrower’s house when you get to the signing or park on their lawn. It goes without saying. But, some people will write five paragraphs of this type of nonsense.

Finally there are the people who talk about their hobbies and kids. Not sure this belongs on a Notary profile, but you could put it at the bottom if you keep it quick. People do want to know what you are a real person and have a personality.

HUMOR & CLASSY LINES
Humor and classy lines are another thing that few add to their notes section, but it adds quite a punch to someone’s listing.

One lady brought crayons and dog treats to the signings. That is pretty unique and might be appealing to people.

Former scientist specializing in test tube signings

Former police officer — call me for an arresting experience

Ex-Military, I like my notes section to have mostly bullet points. Oh, and I’m always on time. My motto is, “Hurry up and wait, but not in your
driveway because that would be creepy.”

I am also a clown, but I promise not to throw pies at the borrowers, unless you pay extra for that.

Former therapist. And yes, I promise not to ask the borrower how their APR makes them feel or ask them how their relationship was with their mother. And once again, when we finish the signing, I always say, “I’m afraid our time is up.” That’s my signature phrase.

My parting tips would be to look at the notes sections of some of the high placed notaries in the various large cities. They are paying the most and sometimes (but not as often as they should) put a lot of effort into their notes sections. As usual, I am happy to proofread your notes section, but I can’t do it if it is a one liner. You provide the content, I provide the reorganization and commentary. Sounds fair to me.

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January 20, 2021

Have you ever done an “in car signing?”

Filed under: General Stories — admin @ 1:25 pm

These days, everyone is afraid of Covid Covid, and nothing but the Covid. There are no longer any other dangers in life. Gaining weight because gyms are closed? No longer a danger. Cancer? No longer a threat, at least not one we discuss. Heart Attacks? If it happens, we’ll claim it happened because of Covid. Covid is also the official new cure for old age. Since it kills almost exclusively the elderly, it is an alternative to dying of old age.

Due to the excessive paranoia, many Notaries are forced to do “in car” signings. Contrary to the idea of Title companies and Attorneys doing “in house” signings, this is the new thing.

Have you ever done one of these? Can you concentrate and do a good job in your car? I did “on trunk” signings. Those are annoying, but if you can’t find parking or afraid of the borrower’s house, you might have to.

Tell us your experience with in car signings. And once more, forget about Comedians in cars getting coffee, now there is Notaries in cars doing signings.

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