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January 23, 2011

How to choose a Lawyer for your legal needs

Filed under: Other Guest Bloggers — admin @ 8:41 am

Choosing a lawyer in this day and age is very tough as more people start to put up their portfolios and work experiences online. If you are looking for a lawyer to pursue a legal case, it is imperative that you go through a series of different checks before making your decision. Law is a very sensitive field and one that requires the attorney to have hands- on experience of handling a case. In this article, I will guide you through some important things you need to keep in mind when hiring a lawyer.

Ways to choose a lawyer:

1. Check his/her experience
Experience is the first requirement of this field. Don’t choose a minor to fight your case. Keep in mind that people who have hands-on experience of dealing cases in courts know it all. A newbie will not be able to navigate your case the way you would want it to. If you are hiring Bergman Legal lawyers, you can easily consult the company to check the experience of the attorney. Once you are satisfied with the working experience of the lawyer in the category you are looking for, make your decision.

2. Check social media profile
Most people have active social media profiles through which they contact their customers. In this day and age, with social media platforms such as Facebook, LinkedIn, Pinterest, YouTube; you can easily confirm the veracity of the services of a
prospective lawyer. Read customer reviews and precisely look for bad comments to check what went wrong. Some attorneys even have personalized websites dedicated to them through which you can register for their services conveniently.

3. Approachability is must
Don’t confirm an online deal without meeting your attorney. Keep in mind that the nature of some cases is so intense that frequent meetings need to be positioned between the
client and the lawyer. Don’t confirm the deal unless you haven’t met the attorney in person. Meeting him/her will also give you an idea about professionalism and work. Hire an attorney who lives close to your house or at least within the same city. If you hire a remotely located person, chances are very high that you both might engage in a verbal spat near future.

4. Ask for the fees payment mode
Everything that you discuss with the attorney must be written down. Nothing should be verbal. Especially the fees payment criteria should be written down so that there is absolute clarity between the two parties. Hire the person whose fees is in adherence to your budget. Hiring a highly paid attorney is going to get you in trouble if the money is
not paid on time. Also, confirm the payment mode in time. Ask the other person for installments if you can't pay the full fees in one go.

5. Conduct a background check
This is the most important thing that you need to do when choosing an attorney for your case. If you are hiring somebody through a registered firm, you will easily be able to get every detail of the person out on the paper. However, if you are randomly hiring a person online or after the first meeting, you will need to conduct a background check. This can be done easily. Just contact some of the previous clients who worked with the attorney.

Conclusion:
Lastly, when you are sure about a person’s ability to handle your case, just stick to our decision. Treat him/her well and speak your truth to that person.

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California Acknowledgment and Jurat Information

To see current 2011 & 2012 California Acknowledgment wording  information and California Jurat verbiage  information, just visit:
http://www.123notary.com/California/acknowledgment_jurat.asp

California Acknowledgments & California Jurats

Notary laws are often based on antiquated social customs and laws.  Many notary laws in Louisiana are based on the old Spanish and French laws which make it extremely different from the rest of the United States.  Louisiana is sort of a foreign country controlled by our government.  The language is English, but the laws are not.  California notary law used to have some old rules too for identifying a signer
 
In olden times, people lived in smaller communities, traveled less, and had less access to the outside world.  In those days you knew your neighbors and knew them well.  California notary laws and laws in many states allowed a notary to use personal knowledge of an individual as a way to identify them for a notarization.  But, in 2011 with people flying all around, and nobody really knowing anyone, you can not really use personal knowledge as an identifying technique anymore.  People don’t even know their wives and children that well these days! After 9/11, the laws changed in many states.  It took a few years for the state governments to react, but standards for identification were raised.  You can still identify signers using credible witnesses which I feel is false identification. The credible witnesses don’t really usually know the signer that well, and have to be reminded of the signer’s name in many cases.  The most common form of identification is a driver’s license, state ID card, or password. 
 
In any case, California notary laws for identifying a signer for an acknowledged signature are tougher now that personal knowledge is not allowed.  But, signers also need to be identified for Jurats which never used to be the case.  In the last few years, the California notary wording or California notary Verbiage for Acknowledgment and Jurat forms has changed a little bit as well.
 
Oaths and Affirmations in California have now become a merged act.  You just choose whether you want it to be an affirmation or oath in the paperwork. 
 
 
You might also like: 

Notary Public 101 – basic notary acts including Acknowledgments
http://blog.123notary.com/?p=19500

Notary Acknowledgment Information
 
Can a California notary be a witness?

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Notary Family Feud

Filed under: Virtual Comedy Themes — Tags: , , , — admin @ 12:38 am

I noticed that when I give my over the phone loan signing quizes, certain answers seem to be more popular than other answers. I have always found it very interesting that particular wrong answers that are blatantly wrong could be so popular. Maybe when I give loan signing quizes, I should test people on which answer was more popular. It might be good if the popular answers used were correct as well.

HOST: For $200, tell me some items you might find in a bathroom next to the sink?

CAROL: Oh, a brush, a hairbrush

SUE: A razor and a note!

FRED: Oooh, ooh, um…. toothpaste, yes… toothpaste.

HOST: Survey says…. toothpaste was the most popular answer with used Twinkie wrappers as #2. Next question….

HOST: For $400, tell me which document is the best document to look for the prepayment penalty?

CAROL: Oh… oh… The Deed of Trust

SUE: The HUD-1 Settlement Statement…. oh… on page 3.

FRED: I know this… oh… The Note, or the TIL

HOST: Survey says… the most popular answer was the Deed of Trust. Carol is the winner… or would be if that was correct in addition to being a popular answer, but that is wrong!

CAROL: What? But, I thought the Deed talked about every aspect of the transaction.

HOST: The actual agreement about the transaction is covered in The Note while the Deed functions as a Security Instrument.

FRED: So I win again?

HOST: Yes, you win. And you can cash in your $600 for a trip to the next NNA Convention, or get a free listing on 123notary.com with Elite Certification. Or a trip to Hawaii where you can enjoy a 5-star hotel, gourmet foods, and a complimentary neck tattoo!

FRED: Yes, can I get Jurat wording on the neck tattoo?

HOST: That is a state specific question for your Secretary of State’s Notary Division!

FRED: Maybe you should make that a question on the next Notary Family Fued… Survey Says…..

SUE: Since I have been a good sport, can I get a free gas card?

HOST: You’ll have to guess correctly on the next question.

SUE: Okay… I got it…

.

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Notary Oscars
http://blog.123notary.com/?p=16540

Wheel of Fortune — Notary Edition
http://blog.123notary.com/?p=15314

Yes, it’s the Notary dating show
http://blog.123notary.com/?p=15312

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January 22, 2011

How to write an email to ask for a review

Filed under: Reviews — Tags: , — admin @ 11:02 pm

It is so important to have reviews on your notary profile. Most notaries don’t have a single review, but the people high on the list typically have a few. Notaries are shy and don’t always know how to ask for a review. Here are my tips.

(1) Don’t ask anyone for a review unless they compliment you on what a great Notary you are, and perhaps how thankful they are. If they mention how you are so much better than those other notaries, that is a good sign. If they like your service — ask for a review. Otherwise, don’t waste your breath.

(2) If they like your service ask them, “Would you mind writing a one sentence review about my service on 123notary.com? It’s easy.” If they say sure, then tell them, “I can show you how to do it, or I can send you an email.”

(3) Next, you need to write down their email. Remember, that asking verbally and then following up with an email is a good combined approach. Doing one without the other is much less effective. I call it the old 1-2.

(4) Writing the email.

Dear Samantha,
I am so glad you enjoyed my Notary work. I enjoyed working for you too, and hope that I will hear from you in the future. I’m only a phone call away. If you would like to write a review about me, just click on this link, and fill out your name, email, company name, and write a quick sentence or two.

http://www.123notary.com/notary-review-input.aspx?id=62487

(5) I put the link to Carmen’s review page. But, if you look at your personal page on 123notary.com, right above your NAME, you will find the link that says, “Write a review about (your name)” Just cut and paste that link into an email and you are set.

(6) Problems.
I get emails once a week claiming that their client wrote a review about them, but that I am at fault for not publishing it. If I am in town, I publish reviews daily. I get a huge SEO benefit from each review so trust me — I have no reason not to publish your review. If I am out of town, you might have to wait five days or so until I get to a computer. I work very hard and need to leave town to clear my head in the mountains or desert. Sometimes people say they wrote a review when they didn’t. There is no proof here.

.

You might also like:

123notary’s comprehensive guide to getting reviews
http://blog.123notary.com/?p=16290

Don’t ask for a review at the wrong time!
http://blog.123notary.com/?p=15800

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Notarization in The Trang

Filed under: Virtual Comedy Themes — admin @ 11:07 am

In a previous Notary story, a Notary who was stationed in Vietnam had to go with Johnny, a hardened warrior on an undercover mission to a prisoner of war camp to do a POA for a POW. Wish them luck.

JOHNNY: “Okay, men. Now this mission is dangerous, and it will take twenty days on foot to get where we are going. Any questions?”

HARRY (The Notary): “Several things. First of all, is there a Baskin Robbins on the way and second, you behave like an ape in the morning.

JOHNNY: “I’m a Guerilla, not an ape. I learned to fight from the finest of Vietcong soldiers… before I killed them. I killed 120 soldiers in my career — most of them with my bare hands or by carving their heart out of their chest with my knife.

SIMON: “Sounds charming. Do you have any objections to just shooting someone with a semi like the rest of us?”

JOHNNY: “I have nothing against it. I would do it if I had to. I just prefer doing it with my hands. It’s amazingly theraputic.”

JURATSTITUTE: “Hi, guys. You need Notary? I do for you. $5, notarize you long time. You like.”

JOHNNY: “Maybe another time. We’re on a mission. Okay men. Now, remember, the prison camp is not called ‘The Trang’, nor is it located in De Trang which orally sounds similar to The Trang. We are going to a remote village in the hills West of Danang.”

JURATSTITUTE: “Oh, I have friend in Danang, she specialize in Affirmations. You want to look her up?”

HARRY: “I’ll do the affirmations for now. But, thanks anyway. And, I like the word The Trang. It sounds like a place where you go to the bathroom — turn out the lights if you use The Trang.. Or maybe a jungle prison camp where they torture people with bamboo slits and other gruesome methods.”

JOHNNY: “Okay, as a decorated soldier in the United States Military, I now officially pronounce that we will call the location we are going to — The Trang, even though it is not normally called that. I am agreeing with Harry even though he is an idtiot, because the name sounds cool. That way I can tell all my buddies back home what it was like to be locked up in The Trang, before I escaped and killed all the guards with my bare hands, and the help of a few poisonous snakes I found outside who were a real help.

SIMON: “I like the fact that you give snakes credit when credit is due.”

HARRY: “I think that Jeremy at 123notary.com would like to know if you acknowledge, state, swear or affirm that we will call this location The Trang?”

JOHNNY: “What difference does it make?”

SIMON: “To us, no difference, but Jeremy is a stickler for semantics and diction.”

JOHNNY: “Well, I’ve never thought of myself as anti-semantic. I love the Jewish people. Their culture is the bedrock that our society is built on. The belief in one God, rules of conduct, the ten commandments.”

SIMON: “No, not anti-semitic, anti-semantic. Never mind.”

—– (the next day) ——

JOHNNY: “Okay men. Now we are on day two of our trip. We need to set up the booby trap for the night. We don’t want anyone sneaking up on us while we sleep. Happens all the time around here.”

HARRY: “Why don’t we make them swear to an Affidavit that they won’t sneak up on us… Aren’t you being a bit like the Vietcong?”

JOHNNY: “My motto is when in Rome, do as the Romans do. I learned from the best snipers, booby trap makers, and hand to hand combaticians in the business. In fact, I don’t stop there. I meditate on the consciousness of the best Vietcong soldiers because they have 25 years of jungle war experience while Americans want to solve their problems by carpet bombing. Such a lack of commitment cannot win a war. You have to mean it. But, my whole skill set changed dramatically one year ago.”

SIMON: “What earthshaking event happened one year ago where you learned some sudden skill?”

JOHNNY: “I was reading a book about the Sioux, the Mayans and some of the other indiginous peoples who were known for their excellent war skills. Every tribe I read about said that you should either wear the skin or horns of the type of animal you want to be more like to enhance your hunting or fighting skills. However, you can also eat part of the animal. So, one day, I ate part of the brain of one of the most talented Vietcong soldiers I ever had the pleasure and honor of killing. I would have eaten more, except I’m watching my cholesterol.”

HARRY: “I’m a little worried. We are a little short of food for a twenty day journey. What are we going to do?”

JOHNNY: “We’re going to have kung pao tonight. If our booby trap yields us any results, we’ll have more meat than we can handle. Plus, I can hang the body in the trail to scare the other Vietcong. I call it — psychological warfare.”

SIMON: “I call it being psycho. But, I’ve heard that stuff really works. They have recurring nightmares because of that type of stuff.”

JOHNNY: “If you can mess up their minds enough for several weeks before battle, you gain an edge in the battle men. Now it’s time for sleep. Don’t step on any pungi sticks — they’ll cut right through you.”

HARRY: “How will I know where they are?”

JOHNNY: “They are hidden under banana leaves beneath the surface. Just step slowly and see if the ground holds you — or better yet — don’t move!”

(the next day)

HARRY: “I guess no kung pao for us.”

JOHNNY: “We’ll just have to pray for some tomorrow. We need something to give to the prisoners to rejuvinate them. They only get half a bowl of rice per day. And we have to notarize a POA for the POW to have his motorcycle released so his wife can sell it — and also let the wife know that Sam is still alive.

(a week later)

JOHNNY: “Don’t move… I hear rustling. There might be an explosion. Don’t budge a nanometer.” (boom — crash, crash, bullet sounds, firecrackers, boom, pow, silence…”Gentlemen, it looks like we will be having kung pao — finally. Let’s see if he is already cooked or if we have to cook him.”

HARRY: “Don’t you feel sorry for the families of the Vietcong you have killed?”

JOHNNY: “I know, what about their husbands and kids. Oh, and some of them are male soldiers too who might have wives. I almost forgot. The way I look at it is that my tactics might be brutal, but my way of fighting removes the necessity for bombing sprees in areas that have civilians making my way of fighting highly moral. No little children get burned my way — only bad guys, and a few low flying birds, and a monkey once (delicious) and a few squirrels.

HARRY: “A point well made. Speaking of points, where did you bury the pungi sticks?”

JOHNNY: “They are near the trail… tread lightly. Now let’s cook this guy. Would you prefer a leg or a wing? And let’s leave some leftovers in a bowl to freak out other VC guys who come wandering around here later. We’ll put the bowl under the hanging body. It’s sort of a — you mess with us, this is what happens to you type of a not so subtle message.”

(another week later)

SIMON: “I think this meat we have is holding up. The salt really preserves it. We need to strengthen the guys out if we are to walk twenty days with them.”

JOHNNY: “There is no time for that unless you want to camp out and feed them every night, sneaking in and risking our lives. It is easier to just kill all the guards and make a clean break. We’ll be at The Trang in one hour. I’ve walked this trail many times before and obviously lived to tell about it.”

HARRY: “The question is, do we subdue the guards with poisoned darts, spiders, snakes, hand to hand combat, or just shoot them?”

JOHNNY: “I like the way you think. Or maybe the guards will need something notarized too. If we throw a tarantula at the guards, they will be focused on the spider, and not us, so we can do our thing without too much opposition. Or maybe the spider will finish them off.”

HARRY: “How do you know which spiders are poisonous? Did you read up on spiders at the base or take a nature walk while your commander taught you about each one?”

JOHNNY: “If only I had a commander like that. Only the VC’s teach them men real fighting skills like that. If only we lived in a perfect world we would learn that. Once again, I had to learn on my own. Okay, we’re here. Let’s round up the spiders and put them in this case. Good. Okay. You guys wait here. I might not come out alive. This is a profession with a high attrition rate due mainly to decapitation, incareration in POW camps, loss of limbs, and sometimes spider bites — knock on wood. If I don’t come back — drink this.”

HARRY: “And what is this?”

JOHNNY: “Spider venom. It will kill you fast. No pain. You’ll never survive around here without me.”

SIMON: “Ummm.. Thanks… I guess.”

JOHNNY: “That’s the biggest favor anyone ever did for you. Otherwise you would die slowly in a prison camp. The only reason I lived was because of my impenetrable will to live — and also my will to kill more enemy soldiers with my hands — so theraputic! Men… I’m going in.

Johnny hid in a tree. A guard came close. Johnny dropped from the tree, slit the VC guys throat and never saw it coming and never felt a thing. Johnny threw a throwing star at another guard’s throat. Then he went in and threw spiders at everyone, took cover, and shot all the guards one by one. The whole operation took only six minutes. Going out, he had to disable a few wires that would have spelled death for his escape. Then he went in and got what was left of Sam the POW. He was so skinny.

JOHNNY: “We are leaving The Trang now. Let’s get you to where our guys are camped out and then we’ll notarize you.”

SAM: “The what? this place is not called The Trang. How did you know I needed a Notary?”

JOHNNY: “Well we call it The Trang. It’s Harry’s idea. We heard from some other guy who was released and was on TV back at the base in South Caroline. He announced you were still alive and needed a Notary. So, I brought Harry.

SAM: “Oh, thanks, but I already got my paper notarized by someone yesterday who I found on 123notary.com.”

JOHNNY: “You mean I travelled twenty days on foot, killed six people in cold blood — which I enjoyed immensely, and risked getting blown to shreds in a booby trap or too, and you have already been Notarized?”

SAM: “I’m just puling your leg. There is no 123notary.com in Danang. At least not yet.”

JOHNNY: “So, you look a little skinny. Have some kung pao Thuy. I know it’s Thuy because I checked the ID and took a fingerprint.”

HARRY: “You took a fingerprint. Well where is the finger right now?”

JOHNNY: “You probably don’t want to know. The left finger is still in the jungle probably. The right finger. Well, let’s not point fingers…”

SIMON: “We’re cannibals! Mmm. This is really good! These prints look so artistic. Have you heard of the artist formerly known as prints?”

JOHNNY: I don’t think that guy will come into being until the 90’s with that name. At least that’s what I picked up in a meditation while I was meditating on the consciousness of a wild puma. I’d love to have a puma paw right about now. And some Baskin Robbins.

HARRY: “Now you’re talking. By the way, before we forget. Sam… Please sign here.”

SAM: “I’m so weak I can only sign with an X. Do you have two subscribing witnesses?”

HARRY: “Two what? No just kidding. I read Jeremy’s course so I know exactly what you mean. They have to sign the journal which by the way has mold on it from the trip. But, I kept it in a waterproof binder. Oh, you were just kidding. You can sign just fine. Sign my journal too please… Great. I will affix my stamp here. Done. You are notarized. You can die of exhaustion now and your wife will get to sell your bike.

SAM: “Just what I wanted. But, after this kung pao, I feel a sense of envigoration. Let’s walk 400 miles.”

SIMON: “Just for the record, we calculate distance in kilometers. We are in Vietnam now.”

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Cattle call Notary offers

Cattle Call Notary Offers
Do you Moo? Actually it’s more of a sheep call than a cattle call. Cattle are rather large and both genders can be a handful when riled, ask any cowhand. I would have preferred to title this blog “Sheep Call Notary Offers”, but the commonly used term will suffice, and it worked to get your attention; as you can’t deny that you are indeed reading this. Sheep are wonderful animals, so gentle and trusting. They baaahh a bit when you shear their wool, but that’s the extent of their complaining. Unlike cattle that like to roam individually, the sheep tend to herd together; they are so easy to manage! I’m sure some are aware of “leg of lamb” and “mutton chops”, but they choose to ignore their ultimate fate.

I just received still another of the Sheep Call notary offers. It has the usual “we pay xx$”; really? I love our free market democratic form of government. There is nothing wrong with some firm sending me a solicitation to buy their product for xx$. But the reverse offends me. By reverse I am referring to solicitation for my services that try to price set for me. They got it back asswards. It is the seller who sets the price and the payment terms. With my notary services I, not they, am the seller. I set the price and payment terms. To put it bluntly, it’s my way or the highway.

My name is http://kenneth-a-edelstein.com not “Undisclosed Recipients”. My self image, regular readers already know this; is more like a Lion than a Lamb. Many prefer to deal with docile manipulateable sheep. I know, when the rent is due you are against the wall and tend to shed your Lion’s attire for a cloak of wool. The callers are very astute at voice reading and want to be able to control their notary. Sometimes to a level of detail that goes beyond the offensive. If you absolutely must “play lamb” for a while, so be it. But work quickly at formulating a plan that allows you to shed the wool and return to Lion attire.

Back to the offensive solicitations. My general response is to state my fee and that I am available for the assignment. I add that PayPal payment is required prior to printing the edoc. That is a real “turn off” to the bottom fisher. Actually I find my response much more efficient than asking for an “unsubscribe”. I don’t want to be bothered, or offended by receiving such tripe. Truth to tell, sometimes I step a bit “over the line” in my response. I have a cute cartoon graphic called KMA.JPG. Sometimes I send it as a response to cattle calls. The acronym’s first letter stands for the word “kiss”. If you want a copy just send me an email. It would be great if all notaries sent the soon to be infamous kma.jpg in response to these lowballers.

Sure we are all notaries. But, poise, character, image, and deportment differentiate us. Your feeling of self worth, backed by your training and skills are what sets you apart. The fact that you are a member of 123notary.com is a strong indication that you, unlike most notaries; really know what you are doing. There is a good chance that your 123notary.com listing is the reason that you were included in the email directed to the flock of sheep. But, show them wrong!

Frankie Valie and the Four Seasons recorded “Walk Like A Man” (or Woman) and that is what you should be doing. Cattle / Sheep call emails are mass attempts to demean notaries. They are an offer for bottom dollar, collection grief, late docs and an extended lesson in being micro managed. The only thing these people deserve is what the herd leaves behind when it passes.

You might also like:

Read about lowball notary fees
http://blog.123notary.com/?s=lowball

Witnessing intake forms for Notary Heaven
http://blog.123notary.com/?p=8832

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Definition of Oath

This article deals with Oaths in general as well as how Oaths are significant in the Notary Profession.

What is an Oath?
An Oath is a solemn and formal statement of fact or promise that is worded in a sacred or official way. An Oath is a formalized vow normally taken before others in a formal situation.

Types of Oaths
It is common for people to take an Oath or swear under Oath when becoming a public official which would be called being sworn into office. People also take Oaths when they get married or when they are sworn into court as a defendant, plaintiff, Attorney, witness or juror. People take an Oath of citizenship when becoming a citizen. Those in the medical profession take a hippocratic Oath. But, zookeepers do not need to take a rhinocratic Oath contrary to popular belief.

Hand Gestures
It is common in the United States for people to raise their right hand with their palm facing forward at the beginning of an Oath proceeding. Different parts of the world might have different hand gestures or no hand gestures.

Some People Refuse Oaths
Some Christians refuse to swear under Oath as they always tell the truth (or claim to.) They seem to not understand that the purpose of the Oath is not to prove to themselves that they are telling the truth, but to impress upon others that they are — while the others might not have the same opinion as to the integrity of the affiant. The Notary profession now allows for Affirmations instead of Oaths for those religious people who don’t believe in oaths.

Affirmations
An Affirmation is a formal statement that currently carries the same and identical weight and meaning as an Oath. A Notary Public can swear someone in using an Affirmation instead of an Oath merely by substituting verbiage. Instead of saying, “Do you solemnly swear that this document is true and correct?” you could say, “Do you solemnly affirm that this document is true and correct?”

Affiant
An affiant is the person who swears under Oath typically in a written statement called an Affidavit.

Affidavit
An Affidavit is a written document, often a legal document where the Affiant swears before a Notary Public as to the truthfulness of the document.

Jurat
A Jurat is an official Notary act where the affiant swears under Oath to the truthfulness of a written statement or document. Some Jurats have handwritten statements written by the signer who is also the affiant. Others are drafted up by an Attorney, government or professional agency.

Notarial Oath
Jurats are not the only Notary act that can have an Oath. Notaries use Oaths in many aspects of their work. Notaries take an Oath of Office to get sworn into duty when their commission begins. Notaries routinely swear in Credible Witnesses who are used to identify a signer who doesn’t have identification. Notaries swear in Subscribing Witnesses as well who witness people signing a document. There are also just plain Oaths that Notaries administer. The Oath might not be written or recorded. If Notary administers an Oath, they should indicate in their journal that they gave an Oath regarding a particular subject and have the Oath taker (affiant) sign the journal in that corresponding entry.

Acknowledgments with Oaths
Acknowledged signatures normally do not have Oaths, but they could have an accompanying Oath. Acknowledgments allow the signer to sign before they see the Notary Public. However, the Oath would have to be taken in the presence of a Notary Public.

Oaths in Mortgage Loan Signings
Mortgage loan signings normally contain several affidavits such as the Signature Affidavit which requires a sworn Oath. So, if you perform Loan Signings, be prepared to be an expert at the art of Oath giving.

Question
If Physicians take a Hippocratic Oath, what type of profession would take a Rhinocratic Oath?

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Subscribing witnesses explained
http://blog.123notary.com/?p=16707

How good is your technical knowledge? Should you learn more?
http://blog.123notary.com/?p=16683

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The (Sleezy) Notary Motel

Filed under: Virtual Comedy Themes — Tags: , , — admin @ 7:08 am

We wrote about the Notary Hotel. That was one of most popular blog entries ever. But, what about Notary Motel. It’s just not as much fun at all. Imagine a sleezy Notary Motel. The clerk yells, “You have to be out of here by 10:30AM whether you are done signing or not.” The staff are always on the lookout for fake ID and compare all ID’s to the DMV’s database. This motel smelled like smoke in every room even though there were no smoking signs. Every time a car parked in the central lot, you could hear them slam their doors. Worse yet, I learned that in room 202, a Notary was turning signings in her room. There goes the neighborhood. There were people going in and out of that room all night long. One guy was in such a hurry to get out of there, he left his signatures hanging out as he exited the building.

SIGNER: Doing my signing here is terrible. What is that pounding noise on the wall.

NOTARY: Hmm, maybe they have a gym in the next room. Having fitness rooms is so popular these days.

SIGNER: The one thing I do like is that the parking lot in front looks like a Notary stamp. It is rectangular, the perimeter is very geometric with all of the parking spaces exactly in place. And in the middle it says the state, county, and the motel’s commission #.

NOTARY: Hmm, I didn’t notice that. Oh, I hear another noise coming from outside. Oh look, it is another Notary wearing wife beaters chasing his client into the parking lot.

OTHER NOTARY: Hey, sign this paper or else I’m leaving buddy.

OTHER SIGNER: Fine, take it and stuff it.

OTHER NOTARY: You owe me a travel fee. I hope you got cash!

OTHER SIGNER: I’m leaving.

SIGNER: Boy, what a place this Notary Motel is. I think we would have been much better off having our signing in the breakfast room of the Notary Hotel having one of those embossed waffles and then going to one of their signature rooms.

NOTARY: Yes, if we lived in a perfect world. But, if we lived in a perfect world, nobody would have to go to Notary Hell when they died either.

SIGNER: Good point. But, they go there because they have been bad Notaries, which is not the fault of the world. Okay, I’m done signing.

NOTARY: Great, just make sure you don’t walk out with one of their towels. They’ve been ripped off so many times they put microchips in those things to track them.

SIGNER: I’m not that desperate. Hey, who’s that sleazy looking lady in the parking lot. She looks like she is on drugs or something.

LADY: $10 dollars for a signature. $5 dollars for half a signature. I’ll sign anything you want!

GUY: Hey baby, wanna do a signing? Hop in!

NOTARY: I think we need to get out of here. I didn’t know it was this bad!

.

You might also like:

Welcome to the Notary Hotel
http://blog.123notary.com/?p=8822

Notary Oscars
http://blog.123notary.com/?p=16540

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Bounced Checks, Collection Agencies, FBI reports: Learn which companies are involved!

Bounced Checks, Collection Agencies, FBI reports…

For some of you, this is old information that you have already been following. However, many notaries do not have time to read everything that goes on on the forum, and this news about signing companies will be of interest and a convenience to them!  It is hard for me to keep up with what is going on on the forums on a daily basis, but I have noticed that a lot of bad things happened in September 2011.  There were a few loan signing companies that had a reasonable reputation that suddenly stopped paying notaries.  One or more companies was reported to be out of business.  I am going to summarize the more important events of the last month or two here. I will only mention the more noteworthy signing companies here.
 
All Service Notary & Signings
Sept 16 – A notary gives up on trying to collect their bill and hands it over to a collection agency. Additionally, this notary reports the signing company to a credit bureau!  Another notary reports trouble getting paid from this company.  A third notary says, that after a long time, they finally received their check — but, that was in early August. The situation looks like it has deteriorated since then.
 
CRES Closers
One notary says that they are the BEST to work for!  Another says they met his fee and that they were great to work for. A third notary claims that they sent payment super fast!  Wow, it is nice to hear good things about a signing company these days!
 
Equifax Settlement Services
One notary got paid, but says the company says that they will take THREE MONTHS to pay for jobs in the future because they have to wait until the loans fund.  Another notary discusses the letter they sent to the BBB about this company. A third notary discusses the difference in what this company offers different notaries for the same work.  One gets $85, while another is offered $125!
 
FASS – First American Signature Services
Notaries are complaining, but not about payment issues.  One notary was taken off the list because FASS found a less expensive notary.  Back in 2010, FASS took over service for a big Title company and dropped the notary who had been servicing the signings for that Title company.  Another notary feels that they were treated rudely after some sort of argument about “quality issues”.  Although there is a lot of complaining going on here, I don’t see any wrongdoing on the part of FASS. They are just shopping around to find the best notaries for them — and trying to get high quality service as well. America is a free country and nobody is obligated to keep the same notary for life.
 
Final Link
Three notaries have complained that this company doesn’t do a good job of getting back to people. Not returning calls, etc.
 
First Preference Signing
Four notaries all claim in unison that this is the best company that they have ever worked for. 
 
Harvard Abstract
Three notaries are claiming that this company is easy to work for and that they pay quickly.
 
HVR Notaries
Two notaries claim that this is a good company to work for.  One says, “They met my fee”, which is a very good sign these days with all the low balling.
 
Insured Closings
Notaries claim that there have been several reports of BOUNCED CHECKS from this company.  Watch out!
 
National Loan Closers
This company is reported to be asking for $25 to keep notaries on their list. This is causing a lot of disturbance in the notary world.  Notaries feel that companies should be paying them, and not vice versa. 
 
Nations Direct
We have gotten many complaints about low-balling and micromanagement. One notary’s signing was interrupted by a phone call, where she was asked if she was using a blue pen.  On the other hand, it is prudent for a signing company who uses many newer notaries to call and check up on people. Obviously, many of the notaries they hired screwed up and ruined many loans which is the reason for all of the babysitting.  Please try to look at things from the signing company’s perspective. They are trying to get the job done.  Also see: Nations Direct has been around for more than a decade!
 
Nowclosings.com
Many notaries are claiming that this is one of the BEST signing companies they have ever worked for.

N3 Notary
A few notaries are complaining that company has badgered them too much during their signings. 

Pacific Document Services
Checks that they sent out have allegedly gotten LOST in the mail. One notary has filed an official complaint with the FBI to try to get this company shut down. Another notary received a check that BOUNCED.  This is one of the most serious cases I have seen all year!  The opinions expressed here are the opinions of particular notaries and not of 123notary.com.
  
Safir Signing Agents
Multiple notaries are complaining about no-pay and SLOW-PAY.
 
Service Link
This company has lowered their fees, and we have had many complaints from notaries about LOW-BALLING from this company.
 
Superior Closings
The people that run this company have been functioning under four different business names over the course of time.  They are reported to be out of business now.
 
The Notary Biz
Many notaries are discussing whether or not this company is still in business.  One notary had a discussion with the owner who claimed that they were no longer in business.
 
The R&R Group
Several notaries are complaining about non-payment, and one is owed $375 by this company
 
Trans State Services
Many notaries are really happy with this company.  Good working conditions and timely pay!
 
Vital Signings
This company has a good payment record, but many notaries are complaining that there are too many steps involved in the signing process and a lot of babysitting.

Tweets:
(1) Here is a list of companies that bounced checks, had FBI reports, or were notorious late payers to notaries!

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January 21, 2011

National Debt Direct

Filed under: Signing Company Gossip — Tags: — admin @ 9:32 pm

Here is what Notaries are saying about this company. I rewrote some of the commentary to condense and simplify it.

(1) Abbondanza claims they used to be a good company to work for that paid within 30 days, but then got stiffed for seven jobs.

(2) esnotary was called to drive 50 miles for a last minute signing for a debt consolidation. They promised payment in 45-60 days but the notary bargained for 30 days. Later on the Notary found out that the guy who promised 30 days admitted to not having authority to get payment out that fast. People will say anything to get a Notary for a loan. So, they Notary feels lied to and will never work for Nationwide Debt Direct again!

(3) 17408 is still waiting for a payment done two and a half months before and is not happy.

(4) wponsot started with them in mid 2015 but stopped working for them because of a non-payment issue. The manager was completely unsympathetic when the Notary announced he had not been paid.

(5) 21008 claimed he/she had done three signings for them, but back in 2013 which got paid quickly. However, things seem to have changed in the meantime — at least for other Notaries.

This company’s reviews are typical of a good company gone sluggish in the payment department. I’ve seen this too many times which is why I will stress — don’t have faith in a company just because they have been reliable so far. You don’t know what stunts they will pull in the future which is why you should limit the credit you offer to companies. Once again, it is not bad to demand money up front as you are a Notary, and not a pawn shop.

You might also like:

Nationwide Debt Direct on the Forum
http://www.123notary.com/forum/topic.asp?TOPIC_ID=6682

The 90 days no payment list of signing companies
http://blog.123notary.com/?p=15887

Global Notary
http://blog.123notary.com/?p=16673

National Loan Closers
http://blog.123notary.com/?p=16663

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