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January 19, 2011

Phone interaction tutorial

Some notaries wonder why they are not getting any good Title companies to work with them. When we call some of these notaries up, we see within seconds why they are not popular. First, the way some people answer the phone is horrendous.

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Bad phone answering skills

“Hullo?”.

Do we have to guess who we are talking to? Or should we introduce your next assignment to your son because you forgot to announce yourself over the phone and we can’t tell you apart from your son?

Do your children answer your phone? Big no-no. How about your spouse? If you are a husband and wife team, that is understandable, but you still need separate cell numbers and you still need to let us know who you are when we call you. Otherwise we have to ask.

Title: Hi this is Marg from XYZ Title, may I speak to Susan please
Susan: (abruptly) WHO is this?
Title: I think I introduced myself very clearly — this is Marj from XYZ Title, may I speak to Susan please
Susan: Okay
Title: Okay, are you Susan?
Susan: Yes it is

Title: You made me work very hard just to try to decipher who you were. Are you going to be this difficult working with? I had to repeat who I was twice while you evaded announcing who you were. I am not the only person who needs to give information around here, especially if I am paying. I will call someone else. Thanks.

It is very rude to make someone repeat who they are before you reveal your secret information about who YOU are. If you are rude to Title companies, they have plenty of other inexperienced and unprofessional notaries to choose from.

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Background noise

Is there background noise when you answer the phone? Are there screaming children or other noise. You should apologize about the noise as soon as you can and move out of the noisy area. Otherwise, nobody will have patience for you.

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Someone else answering the phone?

If you are in business for yourself, it is extremely unprofessional to have someone else answering the phone for you. However, if they introduce themselves professionally and can carry on a professional sounding conversation, it might be tolerated. The worst thing you can do is to have a busy-body answer your phone for you who pushes their unwanted helpfulness on a caller.

Title: Hi, this is Marg from XYZ Title, may I speak to Susan please
Fred: Susan is not here, but I can help you.
Title: Thanks for your offer Fred, but I would like to Speak to Susan please, and I clearly requested that I wanted to speak to Susan
Fred: Can I help you with something? I can do everything that Susan can do
Title: You are being a bit pushy Fred. I am calling for Susan. I do NOT wish to conduct my business with someone other than Susan.

Please notice how Fred is offering unwanted help and trying to push it down Susan’s unwilling throat. This happens a lot when I call people. They don’t take no for an answer and get in trouble with me as a result for rudeness.Notice how Fred didn’t once offer to take a message for Susan. He was pushy and very unhelpful in the ways that Marg might have wanted to be helped. What a headache.

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Asking people to repeat

Do you have other people keep repeating everything they said. Are you paying attention? Or can you just not think clearly, so to avoid having to respond to something you don’t know how to respond to, you ask people to repeat. If you are in a noisy place, or have a glitch in your cell coverage, you might apologize for the sudden static in your cell phone. Tell them that you heard the “I need you there at…. blank o’clock” part. That way they know you are listening and heard everything but the one critical word. That is acceptable. But, if you loudly say, “WHAT?” after everything the other person says, they are not going to hire you. Roughly 15% of our notaries are people who ask us to repeat ourselves multiple times during a conversation. It is very unpleasant and nobody is going to want to pay money to someone who is such a poor communicator.

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Unprofessional remarks and behavior

(1) Oh yeah, you’re calling about that notary thing. (are we in Junior High still?)

(2) I just got my notary. (you mean your notary commission?)

(3) I just got off the phone with the customer, (you mean the borrower)

(4) Annoying or harsh music on your answering machine is considered unprofessional too

(5) Not having your name stated on your answering machine is unprofessional as well.

(6) Not knowing your basic loan signing terms and procedures is unprofessional and dangerous

(7) Answering the phone only to tell someone that you are in a signing. If you are in a signing and can’t talk, then why are you answering the phone?

(8) Answering the phone to tell someone that now is not a good time to talk. Why not let them leave a message if now is such a bad time.

(9) Answering the phone and telling them that you already sent the documents back when you don’t even know who is calling. Do you ASSUME that you are talking to the signing company from that job that you are at right now when it is someone completely different? Dumb!

(10) I’m certified. (you failed to mention which entity certified you)

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Notes section

Most notaries do not include any unique information in their notes section. Instead they start off by talking about the least consequential information you can think of such as E&O insurance, background screening, and the fact that they are certified. Everyone on 123notary is certified by someone. It won’t get you ahead unless you have the 123notary certification icon. Indicating that you are NNA certified on our site will win you 0% more clicks since 90% of everyone else on 123notary is also NNA certified. You might as well say, “Hire me because I have two arms and two legs.”

Write about what makes you unique. Talk about your experience. Number of loans signed. Number of years as a Mortgage Broker. Specific types of loans signed. Do you offer last minute service? How many miles is your radius? Information that is unique to you.

The other notaries all claim to be dependable, reliable and professional, yet only 10% of them actually meet our standards for these adjectives so they sound phony. Do you sound phony? Talk about something that sounds REAL and UNIQUE. If you were a school teacher for 25 years, then you can claim to be good at nitpicking other people’s work and noticing all of their mistakes and everyone reading your notes will believe you.

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Tone

Some people just start out sounding unpleasant. Their words might be good ones, but their tone just doesn’t sound appealing at all. Talk to me on a bad day and I have tone too. But, some people always have tone. Try to sound pleasant when talking to clients or prospective clients.

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Arguing

Do you argue with clients? They want it their way. Don’t say, “Well I usually xyz”. Nobody wants to hear this. You should be asking them how they want it done? Would you like tomatoes on that? Now you are talking! Don’t accuse your clients of being overly demanding. Do they pay you? Then work for them and do what they want for the right price.

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Vagueness & Rambling

Do you answer questions with vague answers?

Q. How far do you go?

A. Well, I usually cover Carbon county, but I might go to Hutchinson county if it is not too far in because my niece lives there and ….

Q. Lady, can you just tell me your radius in miles please without your life story?

A. Oh, well, it depends.

Q. Thanks for the help, I’ll call someone else

People in the signing industry are tired of this type of run around. Just answer the question the way it was phrased.

Q. Can you get the documents sent back to me tonight?

A. Well, it depends on where the signing is, because it is East of me, there is no drop box, but then if it is South, I could come around on highway 19, and then I could…

Q. Just tell me if you can get the documents back to me tonight… the signing is in Waxahatchie

A. Oh, well in that case, that is Southwest, so let me spend five minutes calculating while I keep you tied up on the phone… hmmm.

Q. Never mind, I’ll call someone else who can drop it in the drop box tonight.

Boy, what a hassle. This is not brain surgery here. Just say, “Yes, I’ll get it in the drop box tonight — guaranteed!”. And then do it.

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Basically, we put up with a lot of unprofessional behavior. The smart notaries tend to be argumentative while the newer notaries often can’t function at all. Communicating is very hard for many, as they can not make a simple request without telling you their life story. Nobody has patience for this. People at signing companies deal with 100 notaries per day, and need their questions answered fast, and there is no time for nonsense. If you can’t communicate and do your job correctly, you will be sitting on the bench your entire career. It is not that difficult to be a notary. Just know your terminology and procedures, and learn to communicate effectively.

NINJA COURSE
In our Ninja Notary Marketing Course we will be teaching more on refined interaction skills, notes sections, marketing, analysis, higher level notary & signing skills, interviews with our best notaries, plus much more! Email us about our NINJA Course today!

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Woody Allen Gets Notarized

Filed under: Humorous Posts — Tags: — admin @ 12:33 am

(ring-ring)

NOTARY: Brooklyn Notary!

WOODY: Ah yes, I mean hi, I mean… um… there’s something I need to ask you. (pause) I mean if that’s okay. If that’s all right.

NOTARY: What type of question?

WOODY: Well, I need something notarized, but I wanted to meet you near city hall, so that I could file the document the minute I got it notarized. Kind of like one stop shopping, except it’s not exactly shopping… well, philosophically speaking. I mean in a Freudian way, it might be considered shopping but..

NOTARY: Brooklyn City Hall?

WOODY: Yeah…. Noon tomorrow. But, there are so many people there. I feel like I need to fight them off. I’m not the confrontational type. I’m very timid actually. Too timid. Last week I got beat up by Quakers.

NOTARY: Beat up by Quakers? Did you steal their oats… or steal their wife’s bonnets?

WOODY: Well, it’s a long story actually. You see I took one of the best parking spots outside of their Quaker Meeting hall. Well, it wasn’t me, it was my girlfriend — she was driving me. They go through this every week I guess. You know, the difficulty finding parking spots. It can be exasperating for anyone. It must have been easier for them back in the days of the horse and buggy. Simpler. They like simplicity. I do too. With me it’s more of a Zen thing though. But, the hostility. It must be all of the silent worshiping — keeps all of their aggression all pent up. I see how they could just explode… or Implode under those conditions.. It’s really very scientific when you think about it actually — except that (pause) well, I don’t believe in science.

NOTARY: Maybe they should have a sign saying, “Parking for Quakers only!”

WOODY: I’ll bring that up with them next time I see them, I mean, providing they don’t start chasing me down the street.

NOTARY: So, do you know where to park?

WOODY? Oh no, I don’t drive. I have too much hostility. You know. Something could happen. I would be like a Kamakazi. Swooping down on people. Like a Japanese Zero. Whoommmm!

NOTARY: Okay, so you know how to get there.

WOODY: Oh yeah. I go there all the time. Sometimes I go for fun. You know, seeing everyone so busy. It makes me start to think that there’s a purpose in this existence with all the running around.

NOTARY: Just make sure you bring your ID. I have a purpose in having ID”s.

WOODY: Oh… yes of course. I always keep my ID. On my person. It’s so important. My mother taught me that the worst thing you could possibly do besides failing to wear clean underwear was not to have your ID on your person — or for it to be expired.

NOTARY: Oh, was she a Notary?

WOODY: Well, actually not. She had a bad experience with a Notary. And then she started dreaming about him after the fact. She would wake up screaming. It was always a crazy looking guy chasing her around with a 12 inch wide Notary Seal. It was so surreal. But, I never had that experience. I love the idea of being Notarized. It seems like such a Kafka-esque experience.

NOTARY: You can say that again!

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2013 Notary Wording for Jurats and Acknowledgments

2012 & 2013 Notary Jurat Wording / 2012 & 2013 Notary Acknowledgment Wording
 
Notary verbiage and notary wording for Jurat and Acknowledgment certificates is different across state boundaries and also changes over time.  If you want to see current 2013 notary verbiage for notary certificates, we have information for various states.
 
Information about Notary verbiage for:
Arizona, California, Florida, Illinois, Michigan, New York, Ohio, and Texas  We will have information for more states in the future.
 
Please check your state’s notary division’s website for more information about notary verbiage on certificates if your state wasn’t mentioned on our list.

In the future, we might have Acknowledgment and Jurat information for:

Alabama, Alaska, Arkansas, Colorado, Connecticut, Delaware, DC, Georgia, Hawaii, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

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Make your own notary certificate forms
http://blog.123notary.com/?p=1759

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January 18, 2011

What Do Personal Injury Lawyers Do for Their Clients?

Filed under: Other Guest Bloggers — Tags: — admin @ 10:20 pm

What Do Personal Injury Lawyers Do for Their Clients?

There is a large list of issues that require the assistance of law. So many that one lawyer can’t master how to deal in each of them. That’s how the concept of different lawyers for different types of cases came into being. One of the most widely seen issues in the United States is personal injury. So the need for personal injury lawyers was inevitable. Personal injury lawyers help people get their due right from the opposite party or insurance company when they face an accident. However, there is a lot more to the job then what a common man sees. Here I’ve shared all necessary actions taken by a personal injury lawyers for their clients.

Educates You About Your Rights
They always start with educating you about the rights you have in the matter under discussion. They are lawyers who have spent years practicing this field of law. As most clients don’t understand the depth of the situation, lawyers start by explaining how the law works. You will learn about your rights reserved by the law and your responsibilities. Once you understand the situation, you would know better if you are at right or wrong and if you should pursue that case. This education helps you make an informed decision.

Investigates the Case
Not many people know but good lawyers have to investigate the case to fully understand it. For this purpose, many lawyers visit the place of accident and discuss the incident with witnesses to form a theory on how the accident took place. Many law firms hire professionals like former police officers to investigate the case for them.

Calculates the Damages
Most people that don’t have a lot of experience of personal injury cases calculate the cost of only immediate damages. Professional personal injury lawyers have a better sense of assessment in this case due to their experience. They will calculate things like the time you had to take off from your office due to injuries, incident’s mental impact on you, harassing phone calls from bill collectors in addition to the vehicle repair and other costs. They will get you enough reimbursement that you won’t feel if the accident impacted your life in any way.

Deals with Oppositions
There is a possibility that your insurance company may pay you the due right without any issues. On the other hand, you may have to fight more than one parties in the court who might be asking you to pay for all the damages. According to lawyers at Davis Law Group, Seattle personal injury attorneys, you won’t really need a lawyer in the first case; however, things get complicated when more than one parties are involved.

Fights the Case in Court
No man without a law background can fight a case in the court against a professional lawyer. They have a lot more than just knowledge of the law. Their practice allows them to understand the situation, your mentality, and answer to every question before you tell it. You will see them using tricks to get you to say things that would weaken your case. It is said that things can get very ugly in the courtroom – they said the truth. Lawyers might even attack your personal life to make you lose temper. To beat this experience, you need another professional of the same caliber.

Please also see:
Olympia Injury Lawyers

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Notarizing For a Minor — Identification!

It is not that common to notarize the signature of a minor, but at some point you might be asked to. A minor who needs to be notarized must be positively identified just like everyone else even thought their signature is not legally binding. But, if you need a notary for a minor — what type of identification can they get? The DMV can issue them a state ID card if they are not licensed to drive yet. If they are old enough to drive, you could get a drivers license. Another possibility is to go to the Post Office and apply for a passport which is another acceptable type of identification for being notarized. One benefit of passports is that they are valid for ten years while state issued ID’s are generally only good for four or five years!

So, if you are asked to notarize a minor, you can give the parents a tutorial about acceptable types of identification for their benefit! And remember — when notarizing a minor, please document in your journal that the signer is under 18 — and you might also document their exact age as well! Be professional when you do an “underage notarization”! Do it right!

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Grow your business first, and THEN do the official stuff?

This was a reply to my post about getting a business license. It is illegal to operate a business without a business license. If you claim a business name without having it registered, you could get into legal trouble (gulp.)

But, should you see if your business “takes” before investing in formalities? That is what many of us small potatoes do. I started several businesses without registering them. I started in business when I was a 14 year old kid doing landscaping for my neighbors.

If you are committed to doing business, invest in supplies, commissions, etc., then you are committed enough to obey the law and get a business license. The total costs are less than $100 including the newspaper fees for publishing your business name officially.

As they say in the sneaker industry — just do it!

Tweets:
(1) should you see if your business “takes” before investing in formalities like getting a biz license?

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Choosing a name for your business license
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Registering your business license
http://blog.123notary.com/?p=742

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Notaries Without Makeup

Filed under: Andy Cowan — Tags: , , — admin @ 9:02 am

Have you ever seen shows about celebrities without makeup?
Well now there is “Notaries without Makeup.” A reality show about what Notaries are really like behind the scenes.

Meet Sylvia.

SYLVIA: Hi, I’m Sylvia. Believe it or not, underneath this dazzling exterior, I’m just a regular person. I put my skirt on two legs at a time. Being a Notary may seem glamorous. At least if you’re Amish. But when you get down to it, it’s a lot of hard work. You have to show up for appointments, follow instructions, and deal with a lot of egos.

HOST: So, Sylvia, what was one of the worst moments you have had as a Notary?

SYLVIA: Since we Notaries are always judged by our appearances, the worst experience I had was when I had to refill my stamp’s ink, and it spilled all over my hand and my outfit. I was mortified. The blue ink clashed with my green blouse. Then, at another signing, I had to pretend the signer’s picture ID looked like him before he’d obviously aged from having to carry around such an ugly picture ID. Being a Notary is not all fun and games. There are a lot of hardships.

HOST: That was fascinating. So, what things about you are the same as say — an average person?

SYLVIA: When I get out of my glittering Notary outfit, and take off the professional makeup that I get done in the green room, I’m just a regular person. I go jogging. I have two cats and a small dog. I witness them doing their business on the front lawn. See? A notary’s work is never done. I bake cakes. I do all of the normal things that regular people with no lives do. The only real difference between me and others is that my life is incredibly exciting next to watching paint dry.

HOST: Well, that was very interesting talking to you. And we’ll be back next week with our next episode of “Notaries without Makeup!”

.

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Notarizing an I-9 employment verificati​on document

Have you ever notarized an I-9 before? If it were me, I would ask an Attorney, the Secretary of State, or Immigration if a notary public could notarize this form. If you are a notary, the most important thing to do is to clarify that you are NOT an Attorney, and can not give legal advice. Also clarify that you are not an immigration expert and can not advise on matters pertaining to immigration either.

But, it is not generally illegal to notarize a signature on a document.

Have any of you had to notarize an I-9 before?
How about a K-9?

Tweets:
(1) Ask an Attorney if a Notary can notarize an I-9 employment verification document.

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January 17, 2011

Unilateral Commitments

Filed under: Ken Edelstein — Tags: , — admin @ 12:20 pm

Unilateral Commitments
Hello, Roundy Round Tires, do you have a Never Flat for my Go Go Mobile? Great, I might be stopping by later this afternoon, say 2PM. Can you assure me of instant service if I decide to show up? No, I don’t wish to make an appointment at this time; I just want your assurance that if I decide to honor you with my august presence; I will be instantly accommodated.

Farfetched? Consider the notary version: Is this the notary savant? I am thinking about having some legal papers notarized, will you be available at 2PM. Well, I have not really gathered my thoughts yet. I just want to be sure you will be available if the mood to be notarized strikes me.

Is this string along notary? Good, I want to know if you will be available for a signing today at 2PM. Cutting to the essence of a real assignment, I ask for the borrower name and phone number. Well ….. we don’t have that information yet, but I just want to be sure that you can process the assignment (IF, not said), when it comes. So, you’re not sure about details, only that you want my commitment of availability, is that what this call is about?

I have had this same conversation, with slight variations; many times. In short; you promise availability, and there is a possibility that they might call back. If you discuss your fee, the chances of them calling back decrease. But, fee is not the issue here. What’s in play is your reputation for truthfulness and willingness to grab at straws. I choose my words carefully.

If my schedule permits, assignments are accepted. Well known (by me) firms, those with whom I have a trust relationship go on the calendar based on a phone call. Others, especially the ones that “talk” the “good buddy” BS; are required to prepay. Many are the signing service schedulers who sound like they could not beat a squirrel at chess. They are trolling for dopey notaries. It is there intent to obtain commitments and exactly how little you will (hope to) receive.

Well, http://kenneth-a-edelstein.com does not consider trollers as worthy of much conversation. They are honestly (sometimes I feel that is more than they deserve) told that I value my time and will only allocate a portion of it if there is a mutual commitment. Some persist; we just want to know if you will be available. They are told: currently yes, but that yes is only for the duration of this call; I will accept an assignment for the same time slot if the phone rings in ten seconds after this call. Similarly, wee hour callers must prepay DURING the initial call, no wake twice!

Personally, I think it’s a hoot that frequently on various 123notary.com forums agents complain about a lack of “loyalty”. Really? Wakie wakie, they want (even more aggressively than you) to maximize their profits. If that be at the “expense” of you – they will merrily do so. However, agents with integrity will not “play along” with the availability game. They will openly and frankly describe their time management policy. I think that will be perceived as a plus. If you are fastidious with your calendar, you are probably the same with processing the docs.

My boss might need a notary this afternoon, might you be available. I might is the answer; to borrow a part of the question. Followed by mentioning that “currently” I am, but “might” not be so at a later time. Do you wish to schedule an appointment? Possibly my honest answer is a “turn off” to the caller. If so, so be it. But, to me, a factual, frank, honest answer works best.

.

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Taxi: Reverend Jim Becomes a Notary

Filed under: Sit-Coms — Tags: , , — admin @ 8:08 am

TAXI – REVEREND JIM BECOMES A NOTARY

ALEX: Louie, what happened to the fifty bucks I had in my locker?

LOUIE: What are you asking me for? Do you think a busy man like me has the time to nose around your locker? Whereas… that nose of yours has all the time in the world.

ALEX: Is that another nose crack, Louie?

LOUIE: If the honker fits, wear it.

NARDO: Somebody stole money from my purse!

ALEX: Somebody would imply it was a human being. And that would be wrong. Because it was Louie.

LOUIE: Hey! I’m starting to feel insulted here.

NARDO: Louie, if you don’t give me back my money, I’ll report you to the commissioner!

LOUIE: (into intercom) Listen up, you losers. I did not steal your chump change or whatever you want to call it. I’ve got better things to do than loot a bunch of lowlifes. I swear to God.

TONY: What about swearing to a notary, Louie?

LOUIE: A notary? I swear to notaries all the time. Like “Get away from me, you @*!# notary.”

REVEREND JIM: Did somebody say they need a notary?

TONY: Yeah, we want Louie to make a statement under penalty of perjury… Did you hear that, Louie? … That he didn’t steal Alex’s or Elaine’s money.

ALEX: That’s called an affirmation, Tony.

REVEREND JIM: Lucky for you and me. I just applied to become a notary.

ALEX: You, Jim?

REVEREND JIM: Yeah. I got to thinkin’…

LOUIE: There’s trouble.

REVEREND JIM: Boss, you know how you boss people around all the time? That makes you the “bosser”. But now that I’m a notary and have my notary seals, you’ll be able to call me… “embosser.”

TONY: That’s why you became a notary, Jim?

REVEREND JIM: That, and they get all the chicks.

ALEX: Well if Jim’s a notary, I think he should make Louie swear under oath that he’s not lying about stealing our money.

LATKA: In my country, notaries are the most revered office holders in the land. They work with estates, deeds, powers-of-attorney. They protest notes and bills of exchange.

ALEX: They do all that in this country.

LATKA: They also have notary groupies.

REVEREND JIM: Damn. I should move to Latka’s country.

LOUIE: Go! And take Potato Latka here with you.

ELAINE: Make him swear he didn’t take the money!

REVEREND JIM: Boss… This affidavit contains a jurat notarial certificate. I want you to sign on the dotted line that you didn’t take any money from Elaine or Alex.

LOUIE: I ain’t signing that.

ALEX: Because you’re guilty!

LOUIE: Isn’t my word good enough for you people?

EVERYONE: Nooooooooooooooooooooooooo!

LOUIE: How ‘bout two words… @*!# @*!# You’re coercing me into signing that thing. That makes it null and void!

REVEREND JIM: Not if I add a free act and deed that indicates you weren’t coerced.

TONY: Wow, Jim. You really know your stuff!

REVEREND JIM: I do? Wow, and to think it was just a guess.

.

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