any Notaries are telling me that nobody tests them and nobody cares if they know anything. My clicks reveal that when I started my career as a directory owner that knowledge mattered a lot more. Now it still matters, but not as much.
Ten years ago a certified signing agent on 123notary would get more than double the clicks that an uncertified member in a similar position would get.
Now, even an Elite certified 123notary member gets only 80% more clicks than the absolute most notarially illiterate members.
So, knowledge still matters, just not as much.
However, I feel it is undignified not to be an expert at notary matters if you are a notary. Additionally, you can get into legal trouble if you are sloppy in your notary work. Failing to fill out:
Additional Information sections in Acknowledgments can lead to fraud that could get you subpoenaed!
Not keeping a journal can get you pegged as a suspect in identity fraud cases. It can also get you in trouble if someone forges your seal impression, your lack of a journal makes it look like you were the one that notarized the document in question.
Not keeping a journal correctly can lead to other problems. If you cram five documents in a single journal entry, the borrower could come back in court saying they only authorized you to notarize one of the documents. Since there is only one journal signature for five documents you won’t even know which document was authorized and bingo — you are a suspect in mortgage fraud — congratulations.
Not abiding by prudent practices identifying people with name variations can land you in court.
Making clerical mistakes filling out notarial forms can get you fired or sued
Saying no under the wrong circumstances can get you sued. Additionally, saying no under the correct circumstances but not properly explaining why can get you sued, and successfully sued.
So be careful and be an expert at Notary work. If you don’t know your loan documents, nobody cares. But, we do care if you know how to be a notary and follow directions and be polite and login to your listing regularly.
You might also like:
123notary Loan Signing Courses
Compilation of Certification posts