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May 15, 2020

Notaries over 60

Filed under: General Stories — admin @ 9:48 pm

Since my Notaries over 50 blog article was so popular, I am writing another one that is similar.

Viruses
Notaries over 60 need to be careful about the Coronavirus which partakes in ageism. It kills mainly elderly people and people from cultures that eat noodles like Italians and Chinese (not sure why). Personally, I think this disease is prejudiced against people who live in cold weather and I think the disease is racist! Washing your hands regularly and using disinfecting wipes on all surfaces at signings, in your home and car make sense. The regular flue also kills many elderly people, so being extra cautious about your immunity and health makes sense.

Bad Weather
Avoiding signings during inclement weather makes sense too. At your age do you want to be caught in a freezing rain storm? Think about it.

Stairs
Going up long flights of stairs might be hazardous to your health depending on how good your health is.

Exercise
Getting plenty of non-impact exercise is critical. If you want to live to be old and healthy, lots of swimming and walking should be a daily habit. Jogging and exercise that puts strain on your joints might come back to haunt you in your old age.

Diet
A good diet with lots of fruit, vegetables and supplements makes sense as well. My article about Notaries over 50 goes in detail about which foods are miracles for good health.

Sleep
It is necessary to get enough sleep so you are not cranky or susceptible to disease. However, elderly people sometimes sleep less than others. What a paradox. Get enough sleep just to remain healthy and have a good immunity system.

Acupuncture
Acupuncture is a way to balance your energy channels in your body. It also helps to strengthen immunity and deal with aches and pains.

Keeping a sharp mind
Mental atrophe is a problem for people getting older. It is important to review Notary educational materials, your state handbook, and do mental exercises to keep sharp. Grape juice and grape seed extra help to keep the cobwebs out of your cerebral neurons. A good mind has a physical aspect as well as an intellectual. Keep this in mind so that you don’t get mentally fuzzy.

Lutein
Good eyes are important. Americans don’t eat enough orange foods, but those are good for the eyes along with good circulation. The eyes need blood too, so if the blood doesn’t slow, they will suffer. Carrots, pumpkin, sweet potatoes and yams are some excellent sources of orange foods. These are also good for the spleen. Spinach also has lots of vitamin A for your eyes and it can be put in juice mixes, but is not good as a solo in a juice. I try to each orange foods at least once per day or at least a few times a week for my spleen and eyes.

Don’t retire – just slow down
People who retire just die according to research. So, if you don’t want to die, don’t retire. Just do less. People in one of the Greek islands where people live to be 100 frequently all have community responsibilities, hike by necessity, have a mainly plant based diet, and live near the ocean so they get that ocean vibe which helps people relax.

Get health energies
The forest, ocean and desert all have healthy energies. These can help you feel better and perhaps live longer. I visit these places regularly. Trees and flowers or gardens can also have healing energy as the plants have metaphysical properties. Stay healthy by getting external sources of good qi so you can make it to 70.

Socialize
This might be hard if you live in Los Angeles. But, if you live in a normal state where people have human values (like Texas or Montana) you might find others who like to socialize. For those who live in California, it might make sense to find people out of state to socialize with – just trying to be realistic.

Let me know if you guys can think of other tips for the 60+ crowd.

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May 14, 2020

Arizona Acknowledgment Wording

Arizona Acknowledgment Verbiage; Arizona Acknowledgment Form;

Below is the official Arizona Acknowledgment wording. Please keep in mind that the person doing the acknowledging is the signer and not the notary. The notary certifies the acknowledgment by virtue of filling out the Arizona Acknowledgment certificate form and stamping it and also (in most states) filling out a corresponding journal entry. The Notary seal should be affixed at the bottom of this form.

Acknowledgment for Individual

State of Arizona

County of _____________________

The foregoing instrument was acknowledged before me this _________ day of ______________________, ____________, by _____________________________ (person).

_________________________________

NOTARY PUBLIC

Print Name: ______________________

My Commission Expires:

____________________

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May 13, 2020

If you have multiple listings on 123notary, what happens to the reviews

Filed under: Reviews — admin @ 9:44 am

Reviews on 123notary are supposed to be unique to each listing. We do not want to have pages completely copied as we are not sure how Google will react. This is for marketing and SEO reasons and not for integrity or notary reasons. So, if you started with one listng and then purchased two more listings, you would not start off with reviews on the new listings. So, is there a solution? Yes.

We allow Notaries to copy ONE of the reviews, so pick the best one. We will also copy another review upon request. The bottom line is that we want each review to come on a different day and from a different IP address. What we don’t like is for someone to have three reviews published the same day as that looks cheesy. We also don’t want multiple reviews coming from the same IP address as that looks fraudulent.

So, although we do have restrictions, we can also help you get two reviews on your new listings almost immediately.

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May 12, 2020

Social thinning compared to social distancing – a strategy

Filed under: General Stories — admin @ 6:21 am

This Coronavirus is making people crazy. The supermarket shelves are almost all bare. It is like an apocalypse. There are only a few dozen infections in my county of 10,000,000 people, but the reaction is an overreaction.

I think that pulling the reigns on this disease make more sense than a complete panic driven overreaction. If there are a few infections, then social distancing. If there are more then shutting down larger events. If there are even more, then perhaps what I am terming “social thinning.”

Social Thinning
What does this mean? Many schools are shutting down when there are hardly any cases in their area. This will cause horrible harm to parents, students, and the local economy, but will not prevent more than a handful of cases if there are relatively few infections. What I think is a better idea is to have alternate educational systems for those with flexibility.

The idea is that parents cannot always accommodate their kids at home during the day and also might not have food. Additionally, it will be bad for students to miss education. These are three compelling reasons to keep schools open.

Recommendations

1. Have a percentage of students stay home whose families elect for them to stay home. There could be teachers assigned with special program for these home based students with hourly phone interaction, assignments, and internet based help as well.

2. Have a percentage of students study outside or in the gym to free up space inside for social distancing. Learning outside allows students to get fresh air rather than germ filled recycled air. It also allows for people to be put six feet apart and not run out of space.

3. Smaller class sizes would allow for people to spread out.

4. Disinfecting surfaces and washing hands regularly.

5. Taking temperatures regularly.

6. Quarantine room classes for students with symptoms who cannot go home for whatever reason.

7. During recess, students should keep a distance from each other.

Item one, two and three are examples of social thinning. You still go to class, but the number of students will have been thinned out and people will be a bit farther away from each other, hence slowing the rate of infection.

Social thinning — it’s nothing to sneeze (or cough) at!

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May 11, 2020

International Notary Women’s Day

Filed under: General Stories — admin @ 9:43 am

There is International Women’s day and now there is International Notary Women’s Day at least in this article. My first complaint is – why is there no men’s day? How come women get all the recognition and men are just left out? Are we less than human? But, I digress. So, what is International Notary Women’s Day about? It is a day where we commemorate women in the Notary world.

The vast majority of Notaries are women. Close to 90%. As Mobile Notaries the quantity is closer to 60%. There are disproportionately high rates of blacks being Notaries as well, in particular, you guessed it, black women. Many women who are in the Notary world were Realtors before that — another field dominated by older women. Most mobile notaries are above 40 as well.

So, what do women do differently in the Notary world? Word on the street is that women are better at multitasking. I think that is a genetic fact because I can only do one thing at a time. Being a notary involves a lot of juggling and faxing, scanning, making appointments, rescheduling, etc. I think that women have a knack for this type of thing.

Additionally, being a notary requires another skill women have — shopping. You need to buy ink, forms, gas, snacks, and more to be a mobile notary. On a side note, every time I go to Whole Foods I see professional shoppers buying food for other families and most of these people are women which proves that women were born to shop.

In the real world, women, particularly young women have more patience than guys to for higher education. But, in the Notary world, few people are mastering our materials these days. We need more women passing our test!

I am also tempted to see — we need more women mobile notaries to correct the imbalance, but the imbalance is that we have disproportionately more women than men as Notaries — so perhaps I should say that we need more men. Or perhaps we should just let nature take its course.

Behind every successful man, there is a Woman Notary. Just kidding.

Another fact is that there is no glass ceiling in the notary world. It is a gig economy and you get paid for what you do. The more experienced people tend to get paid a lot more as well. Elite certified members get paid a lot more too, but try getting anyone to crack a book. This is why I think China will wipe America out one day – they have no problem cracking books, or hacking US government high security websites.

For women in the notary clergy there is the stained glass ceiling — just kidding.

Women Notaries are a little more squeamish going out at night to strange neighborhoods. I have not heard of any woman getting in trouble, but the fear is real.

So, that concludes my half realistic and half satirical view of women Notaries. Let me know if there are other points I could include.

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May 10, 2020

Notaries over 40 – a list of ten things that define your life

Filed under: General Stories — admin @ 9:42 am

I published another article called Notaries over 50. But, Notaries in their 40’s have issues too. Let’s look at those issues. Most Notaries are older people. That is why we do better on Facebook than Instagram, but that is a different issue. Notaries tend to be women, and tend to be in Real Estate or Lending. Roughly 90% of our Notaries are over 40. Here are some issues you might have in your 40’s if you are a Notary.

1. You burned out in your career and now you want a free-er lifestyle.

2. You are fine but your industry got burned out due to changes in interest rates or other uncontrollable events and decided to become a Notary.

3. Your kids graduated from High School, now you have some extra time and foolishly decided to become a Notary.

4. You got pregnant, and how you need a way to support your (illegitimate) children. oops. That is for Notaries in their 20’s — wrong article

5. Your friends either moved away, ignore you because they are devoted to their careers, or got married and focus on the family and never call you any more. Meanwhile your family is busy dying one by one and you feel more socially isolated than any other time in your life. God, being 40 something sucks!

6. You get a gallstone and seek help from a Chinese herbalist named Qiao. You can spell her name but not pronounce it unless you took high school Chinese and learned Pin Yin romanization.

7. You start getting dizzy for no reason and decide to drink more water.

8. You put more money in retirement than you spend having fun because having fun is no fun anymore now that all your friends have abandoned you.

9. You spend more time reading 123notary’s blog in hopes of enlightenment, entertainment and becoming a master of your craft.

10. You wish signing companies would pay you on time so you send threatening letters which works, but leaves you feeling empty inside thinking — why is life like this? Why can’t they just be decent human beings and pay me?

I hope you enjoyed my list of realistic things that happen as a Notary once you turn forty. Let me know if you have other things you would like to share. Perhaps I could use the comments to write another article.

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May 7, 2020

Oaths must be signed by the Notary

Filed under: Technical & Legal — admin @ 9:40 am

I read in page 28 of the California Notary handbook that Oaths must be signed by the Notary. How do you sign a verbal act? Jurats must be signed and have a form and place to sign. But, an Oath is a purely verbal act with no accompanying paperwork at least in California. I am stumped. Can someone explain what I am missing?

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May 6, 2020

Girls just want to have fun; Notaries just want to get paid;

Filed under: Business Tips — admin @ 9:39 am

I remember that Cyndi Lauper song from the 80’s – Girls, just want to have fun. It was popular at one time. But, during this decade, we have a different dilemma. Notaries just want to get paid. Why is it that so many Notaries don’t get paid? It is a question of doing your homework. There are various reasons why Notaries don’t get paid. Here are my points on the matter:

1. Notaries who lack experience are seen as less valuable to companies. They typically get paid last if there is a monetary constraint. This is especially true of Notaries who come across as unprofessional, whiny, or make mistakes. The way to remedy this situation is to be more professional and punctual rather than claiming to be as such. Additionally, getting more experience would help as well.

2. Research all companies you work for. If you think you can just blindly accept jobs from companies, I recommend thinking again. Roughly half of the companies out there do not pay on time, or sometimes at all. If you visit the various forums you can easily see who the good apples and bad apples are. You are not just comparing apples to apples — okay, bad example, you are just comparing apples to apples.

3. Have companies paypal you up front. After all, you are not in the finance business. You are not a lender. So, why should you extend credit to a complete stranger? Beginners may have trouble attracting people who will pay up front. But, you can reduce your fee to gain this privilege. It might be worth sacrificing a few bucks to avoid the hassle of chasing people around for petty cash and to avoid the risk of not getting paid at all.

4. Billing regularly and keeping good records is essential. If you go easy on people who owe you money, that will not get you paid.

5. Sending threatening letters to those who have owed you for more than 60 days makes sense. 123notary has a template of just such a letter in our resource page.

Summary
Getting paid is not a complicated art form. It is a matter of following some basic common sense protocol. I hope you learn this and make a habit out of it. Otherwise you might be on the hook for thousands.

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May 5, 2020

Squirrels and notes sections – they all look the same

Filed under: Your Notes Section — admin @ 9:39 am

I often wonder how squirrels tell each other apart. “Hey, who stole my acorn? Was it you?” I have this same mistake with Chinese girls. “Hi, Cindy.” “Like, I’m not Cindy.” “Oh… (pause) Awkward.”

But, people’s notes sections on the various notary directories look fairly generic as well. They talk about their NNA certification. They mention they are background screened but fail to say by whom. They mention they have E&O, but omit to say how much. And they mention that they “travel”, but don’t mention how far. A few mention that they will jump for clients, but once again leave out — how high.

Then there are those who brag about how dependable they are and how they have a .001% error rate. There is no point in mentioning any of this because anyone can claim this, but claiming it not only doesn’t make it true, but makes you look inexpensive and like a novice.

Can you make your notes section stand out? Can you put some cold hard information and something unique that makes you look different from the other Notaries jumping from branch to branch doing job after job? Take this seriously and put some time into it because uniqueness enhances your click ratio which translates into more work!

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May 4, 2020

Notary in Texas gives permission for someone to forge her signature?

Filed under: Technical & Legal — admin @ 9:38 am

I am reading an interesting article that states that an eNotary in Texas offered permission for another individual to forge her signature on an electronically filed Affidavit in Support of Defendant’s Motion for New Trial document. An email was the proof that the notary authorized permission to conduct this act of fraud. I wonder if there was an eJournal entry as evidence in this case too. Read the entire story below.

https://www.lmtonline.com/local/crime/article/Court-records-shed-light-on-Texas-Rangers-raid-15107655.php

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