October 2018 - Page 2 of 2 - Notary Blog - Signing Tips, Marketing Tips, General Notary Advice - 123notary.com
123Notary

Notary Blog – Signing Tips, Marketing Tips, General Notary Advice – 123notary.com Control Panel

October 5, 2018

Index of posts about Notary Acts

Here is my index of posts about various Notary acts including Acknowledgments, Jurats, Oaths, Affirmations, and more.

.

GENERALLY BEST ARTICLES

Notary Public 101 — Basic Notary Acts
http://blog.123notary.com/?p=19500

Oaths — how notaries completely screw them up
http://blog.123notary.com/?p=19369

Airline meals versus Oaths & Affirmations (very interesting and informative)
http://blog.123notary.com/?p=19549

How do I get an Apostille or Authentication?
http://blog.123notary.com/?p=1793

Notary Public 101 — quick review pointers (includes notary act info)
http://blog.123notary.com/?p=19679

.

AFFIRMATIONS & OATHS

Affirmations — pleasing politically correct people while offending everyone else
http://blog.123notary.com/?p=19606

Should you use book wording for Oaths or improvise?
http://blog.123notary.com/?p=19660

Oaths and the art of improvisation
http://blog.123notary.com/?p=19367

Notary perjury and Oaths
http://blog.123notary.com/?p=6917

.

ACKNOWLEDGMENTS

Notary Acknowledgment Wording
http://blog.123notary.com/?p=18858

Notary loses $4000 because fraud adds name to Acknowledgment certificate
http://blog.123notary.com/?p=19477

California Acknowledgment Wording explained
http://blog.123notary.com/?p=8459

Optional information on Acknowledgment Certificate
http://blog.123notary.com/?p=4407

.

OTHER

Interesting and uncommon Notary acts
http://blog.123notary.com/?p=483

Information about various notary procedures
http://blog.123notary.com/?p=2268

Which Notary act does not require the personal appearance of the signer?
http://blog.123notary.com/?p=19668

Share
>

October 4, 2018

Giving notary commissions to seven year olds

Filed under: General Stories — admin @ 10:18 am

Can you imagine giving a notary commission to a seven year old? What do they know about notary law or procedure. The sad truth is that with a little training, a child could out do most adults at Notary work.

The other day, I made twenty phone calls and wrote down the results. I asked people to pretend I was their customer and administer an Oath to me for a document that said I lived in Delaware. Only one of twenty knew how to do their job. How can a Notary division commission people none of whom know how to do their job? It is as foolish as commissioning a seven year old. The child might not be responsible, but at least they are at the age where they know they have to learn things and they are curious about the world.

Adults don’t always crave knowledge and are not always disciplined about learning. I will have to contact the secretary of state’s in the various states because my career is suffering because it is too hard to find passable notaries.

And then the NNA comes along and teaches signing agent knowledge to notaries who don’t know how to be notaries. How can the NNA commission people as signing agents who can’t even administer an Oath? In my opinion you should know Notary work first, and THEN, learn signing agent stuff. You learn to crawl before you walk. You learn to put the key in the ignition before you do speed racing at the Indy 500. The NNA has real pull. People respect them and treat them almost as a government agency which they are not. If the NNA says you have to learn to be a real Notary, people will listen. Maybe it’s about time the NNA says — without notary knowledge, no certification of any type for you buddy! I am waiting for that day to come. Since they read our blog at the NNA (to make sure I’m not saying anything about them) perhaps they will get the message! I believe that if the NNA changed their policy, this problem of Notaries who don’t know how to be Notaries would decrease at least in our industry although the bank notaries would still not know their job.

Share
>

October 3, 2018

Have you ever had a Notary burger?

What is a Notary burger? Sounds good.

It has certified Angus beef
An embossed flat bread bun
Onions from Affianto Farms
Mortgage-sturd, ketchup and a little mayo.
Lettuce from a commissioned farm
You can have the option to add bacon

But you can get a special type of mushroom that looks like a Notary seal. It is rectangular on top.
Don’t forget to order a drink or you’ll really be in a pickle
You can also get a small fries if you are a small fry.
After you order, don’t forget to put down in your journal that you ordered a Notary burger, it’s considered a Notary act in some states. Except you pay the fee instead of receiving a fee.

Finish off your meal with some ice cream from Jen & Sherry’s like some Rescinded Rum Raisin, or Vanilla Venue.

I’m sure you’ll love this burger so much that you will swear (or affirm) by it.

Also see — Notary Restaurant Posts Compilation

Share
>

October 2, 2018

Facial recognition techniques can help you spot a fake ID

Filed under: Identification For Being Notarized — Tags: — admin @ 12:43 am

Newer identification cards have easily recognized security features such as raised lettering, microprinting, embedded images or holigraphic images.

However, you can feel the ID for raised lettering which is a sign of forgery. You can also feel the edges of the ID to see if layers have been added. If there is overlapping lettering, laser perforated images, or peeling lamination, you probably have a fake.

According to the blow linked NNA article, Notaries failed to spot a fake ID 28% of the time. According to me, this is why you take journal thumbprints as the thumbprint is definitive proof of identity.

You can analyze the signer’s facial features as hair styles and colors could have changed since the ID was created (or since yesterday.)
Look at the shape of the ears
Check for dimples
Verify the ridges of the eyebrows (and hope they don’t shave their eyebrows.)

In my experience, identifying women is a lot harder than men. I also feel that it would be better to have formal courses for Notaries to spot fake ID’s as the entire point of our career is to positively identify people correctly.

Please visit this NNA link as well.
https://www.nationalnotary.org/notary-bulletin/blog/2016/08/using-facial-recognition-spot-impostors

.

You might also like:

Scanning bar codes on an ID in Washington State?
http://blog.123notary.com/?p=19729

Notary Public 101 — Identification
http://blog.123notary.com/?p=19507

Identification requirements for being Notarized
http://blog.123notary.com/?p=4299

Share
>

October 1, 2018

What would our certification mean if everyone had it?

Filed under: Certification & Communication Skills — admin @ 11:31 am

Our certification used to mean something five or ten years ago. Certified members used to value knowledge, study and get more business as a result of having our certification. In the last several years, the industry has changed, and Carmen pointed out that I was not in touch with the new collective attitude of the industry. There is less of a concern about education, knowledge, and more emphasis on micromanaging and low-balling. With the poor quality of notaries out there in 2018, it seems that the hiring parties have no other choice.

The average 123notary certified member had a reasonable knowledge of loan docs back in 2012. But, when I retested people in 2016, the knowledge level went down from around 65% to about 45%. I do not have exact records, and the percentages mean nothing unless you know who was tested and what position they were in, what the questions were, if it was timed, by email, phone, etc. To me, this is a significant drop in competency.

It is because of this drop in knowledge that I requizzed everyone. But, during my first round, I only asked eight questions, and was very liberal in grading. I did not want to decertify 99% of those who had the icon. I felt bad that so many were not passing. But, the not passing was because most Notaries did not know their job. They do their job wrong all day long but nobody caught them, except in a few cases that I heard about. So, I quizzed people again and again with free study guides hoping that people would study more and hoping I would get readings on how they did at notary, documents, and scenarios questions.

The results were that some people studied, but most ignored my emails or did a half-assed job answering the questions. Despite all the chances I gave people, most people did not take the certification seriously and lost it.

Many people got mad at me for all this testing. Some claimed it was demeaning and that they were a professional and knew their job and didn’t need to be tested. Others thought it was a nuisance. However, so many people did so badly, that without testing someone, I can only assume that they are failing in basic knowledge. I apologize for bothering everyone, but I did not have a very forward thinking plan for recertifying people in the past. Now, I am much more masterful about the step by step processes that are necessary. I know my audience better.

The reason I am doing all this testing is because:
(a) I want to screen out those who refuse to study or cooperate, or don’t know their stuff
(b) I want to not screen out too many people otherwise nobody will have our certification.

If I did it the old fashioned way, back in 2017, I would have had a comprehensive timed oral test by phone. I would have sent out two emails, the follow-up would be a week after the first. You would be required to not only answer the email but answer three questions based on material embedded in our course to force you to read our course (few will read it unless forced.) If I went out 1000 emails of this nature, I would probably get 150 qualified responses from those that read the materials. Then, I would test those 150 people on a timed phone test with the hardest questions first. That way I could end the test early if they had not studied. I would probably pass only about 20 people, and we would have 20 certified notaries. The others could study and retest.

Such a harsh way of doing business would have been too much of a shock for me back in 2017. However, it would have gotten the job done in three weeks flat instead of doing the job in wishy-washy stages like I did.

I wanted my certification to mean something to those hiring notaries. If idiots had my icon, then the certification would not mean anything. But, if I took it away from too many people, then nobody would have it and it would once again not mean anything. So, my strategy has been to try to get people to study so I could increase the quantity of deserving people who would have this icon. My strategy was very time consuming and caused too much grief to far too many people.

If I did it all over again, I would make it a lot harder to get the certification in the first place, because taking peoples’ certification away causes a lot of grief to all parties involved. I am older now. I am 49 now. I started certification when I was a starry eyed 32 year old with very little experience in the real world. Young people don’t think about the long term.

Many people who had our certification gamed the system and memorized the answers, had other people take the test for them, or simply forgot their knowledge because they stopped reading, took drugs, or got old and senile. I did not think of any of that when I was 32, but that is the first thing I think about now — mental decay.

Reading, thinking, walking, and grape juice is the best way to preserve your brain.

In the mean time, we are down to less than 200 people who have our certification and the users are starting to appreciate it because the quality went up.

Share
>
« Newer Posts